Lockport Insurance Rates:

Lockport, IL homeowners insurance is about $657 to $891, about $54-$74/month. Our in depth analysis reveals consumers can save as much as $309 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Meemic Insurance
Overall I would recommend my home insurance company, it provides me what I need and for the cost I can't complain to much.Everyone is friendly and I believe that is important too.
Progressive
I like that they have a number of payment methods like month to month payments, 6 month payments and so on.
Allstate
My auto insurance rates ended up being higher because i didn't want to have surveillance on my driving. i have a good driving record, but didn't want that invasion of privacy.
Aaa
Compared to other home insurance companies, they are very expensive. the cost was rolled into my mortgage, which made my monthly cost very high.
Aaa
The way they handle insurance modifications needs to be improved.
State Farm
This is the first insurance company that hasn't raised my premium annually. I am extremely satisfied with my rate and coverage.
State Farm
Sometimes there calls are been put for hold long minute of time and no voice at all, redial the same number puts us again in there whole procedure when new employee answer the call and tell them whole story again.
Travelers
They provide me with all the information that I need to rest assured in my coverage and policy protection.
Geico
I HAVE NEVER HAD ANY CLAIMS WITH MY INSURANCE COMPANY SO I CAN'T SAY TOO MUCH. HOWEVER, THEY WERE VERY NICE WHEN I ENROLLED WITH THEIR COMPANY. I HAD TO MAKE SOME CHANGES IN MY ACCOUNT (CHECKING ACCOUNT NUMBERS) AND THEY UNDERSTOOD.
Allstate
I don't have any experience because I’ve never filed a claim yet so far.
Erie Insurance
Every time I have called Erie, I have been handled professionally and courteously. They know immediately who I need to speak with and what I need to do.

Lockport, IL Homeowners Insurance By Home Value

Lockport, IL Home Value Total Homes % of Total Average Lockport, IL Homeowners Insurance
Less than $50,000 623 3.0% $100
$80,000 to $89,999 188 1.0% $348
$100,000 to $124,999 1,177 6.0% $448
$125,000 to $149,999 2,240 13.0% $565
$150,000 to $174,999 2,722 16.0% $665
$175,000 to $199,999 2,517 14.0% $766
$200,000 to $249,999 3,926 23.0% $921
$250,000 to $299,999 1,874 11.0% $1130
$300,000 to $399,999 1,330 7.0% $1439

Top Home Insurance Agents Near Lockport, IL

Home Insurance Company Near Lockport, IL Homeowners Insurance Agency Near Lockport, IL Address
State Farm Dawn S Hines 8737 S State St, Chicago, IL, 60619-6608
Allstate Desiderio Javier 6774 N Northwest Hwy Ste 1, Chicago, IL, 60631
Travelers Golden Age Tax Advisors 30 S CASS AVE, WESTMONT, IL, 60559
State Farm Renato Delgadillo 6601 S Pulaski Rd, Chicago, IL, 60629-5137
Travelers The Boulevard Inc 9321 WICKER AVE, ST JOHN, IN, 46373

Lockport, IL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Lockport, IL

Streets in Lockport Area Homeowners Insurance Cost
Honeysuckle Dr, Connor Ave, Rodney St, Yarrow Ct, Putnam Dr, Palm Dr, S Neuberry Ridge Ct, Ontario St, Arborvitae Cir, Coralbell Ct$776
Thornton St, N Jefferson St, Cameron Ave, Duncan Ct, S Cottonwood Ln, S Adel Ct, Treeline Ct, Laurie Dr, Webb St, Flint Ct$774
Como Ave, Prodehl Dr, Montclare Lake Ct, Ross St, N Wellwood Dr, N Glenmore St, E 14th St, Ardaugh Ave, Oxford Pl, Papoose Lake Ct$776
Harvard St, W Sycamore Dr, W 7th St, W Redwood Dr, Manico Dr, Sisson Ct, Runyan Dr, Freesia Dr, Chastworth Ln, Grandview Pl$769
E Romeo Rd, Cliff Ave, Meadow Wood Ln, Lorraine Ct, August St, Dawson Ave, Volz Ave, Chandler Ct, Robson Dr, Lewis Dr$778

Lockport, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lockport$115 to $118
Crest Hill$115
Romeoville$116
Plainfield$118

Lockport, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Crest Hill city, Illinois $96 $127 $191
Romeoville village, Illinois $97 $129 $193
Crystal Lawns CDP, Illinois $96 $128 $192

Lockport, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lockport, IL3.7%10.0%
Crest Hill3.92%10.34%
Romeoville3.44%10.68%
Crystal Lawns4.22%13.27%

Lockport Renters Insurance as a Percentage of Rent

Lockport Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 142 3.0% $1232
$500 to $749 754 19.0% $1907
$750 to $999 811 21.0% $2657
$1,000 to $1,499 1,423 37.0% $3782
$1,500 or more 631 16.0% $5432

Lockport, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Lockport Homeowner Insurance Premium Example $1,700$1,300
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,700$12,900
Net Savings to Lockport Home Owner from High Deductible Plan $800

Lockport, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lockport, IL Home Replacement Value MORE than Home Value Lockport, IL Home Replacement Value LESS than Home Value
Replacement Value $209,000 $147,500
Insurance Premium based on Replacement Value $1,225 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,500 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $175/year

Example Lockport Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceTravelers
Monthly Premium 5667317
Year Built 197820101962
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$150000-$175000$700000-$800000
Deductible $5000 to $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Lockport, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1976 290,000 Asphalt Shingles Roof 2,580 4 $5000 to $10,000 Deductible 190 2 Fiber-Cement Siding No
1973 200,000 Composition Roof 1,670 5 $2500-$5000 Deductible 170 3 Fiber-Cement Siding yes
1979 165,000 Composition Roof 1,370 3 $500 Deductible 70 1 Vinyl siding yes
2004 390,000 Membrane Roof 3,040 4 $5000 to $10,000 Deductible 490 5 Wood siding yes
2010 365,000 Tile Roof 3,240 4 $1000-$2500 Deductible 1760 12 Vinyl siding No
2001 255,000 Tile Roof 2,800 4 $5000 to $10,000 Deductible 620 12 Brick siding No
2000 170,000 Slate Shingles Roof 1,680 5 $500 Deductible 460 7 Brick siding No
2001 215,000 Slate Shingles Roof 2,500 4 $500 Deductible 530 5 Wood siding yes
1961 500,000 Tile Roof 4,240 5 > $10,000 Deductible 320 3 Vinyl siding No
1966 285,000 Shingles Roof 2,280 3 $500- $1000 Deductible 1390 9 Stucco siding yes
1971 180,000 Shingles Roof 2,020 5 $2500-$5000 Deductible 170 3 Brick siding No
2012 200,000 Composition Roof 1,670 3 $1000-$2500 Deductible 490 6 Wood siding yes
2005 355,000 Metal Roof 3,270 4 $500- $1000 Deductible 320 3 Wood siding yes
1978 140,000 Shingles Roof 1,380 3 $1000-$2500 Deductible 110 2 Stucco siding yes
1970 250,000 Shingles Roof 2,010 3 > $10,000 Deductible 600 12 Vinyl siding yes
1962 265,000 Wood Shake Roof 2,620 4 $1000-$2500 Deductible 1160 12 Fiber-Cement Siding No
2010 465,000 Composition Roof 4,030 5 $2500-$5000 Deductible 620 4 Vinyl siding No
2010 200,000 Shingles Roof 1,840 4 $1000-$2500 Deductible 220 3 Wood siding yes
1969 320,000 Metal Roof 2,770 4 > $10,000 Deductible 1010 12 Wood siding No
2011 490,000 Membrane Roof 4,410 5 $2500-$5000 Deductible 430 3 Wood siding yes
1968 180,000 Wood Shake Roof 1,480 3 $5000 to $10,000 Deductible 170 3 Stucco siding yes
1973 125,000 Composition Roof 1,350 3 $2500-$5000 Deductible 120 4 Brick siding yes
2003 165,000 Tile Roof 1,810 3 $5000 to $10,000 Deductible 210 7 Stucco siding yes
1968 160,000 Tile Roof 1,450 3 $1000-$2500 Deductible 530 7 Stone Siding No
1973 425,000 Asphalt Shingles Roof 3,700 5 > $10,000 Deductible 340 4 Fiber-Cement Siding No
2014 225,000 Metal Roof 1,980 3 $5000 to $10,000 Deductible 1000 12 Stucco siding yes
2004 220,000 Asphalt Shingles Roof 2,440 4 $1000-$2500 Deductible 300 3 Stone Siding yes
2010 210,000 Membrane Roof 1,960 5 $2500-$5000 Deductible 280 4 Stone Siding No
1973 255,000 Shingles Roof 2,210 3 $1000-$2500 Deductible 570 8 Stucco siding No
1963 220,000 Metal Roof 1,970 4 $500 Deductible 310 3 Fiber-Cement Siding yes
1960 295,000 Slate Shingles Roof 2,330 4 $1000-$2500 Deductible 360 3 Fiber-Cement Siding No
2010 200,000 Tile Roof 1,930 4 $500 Deductible 220 2 Wood siding yes
1972 480,000 Wood Shake Roof 4,230 5 $500 Deductible 710 3 Stone Siding yes
1971 355,000 Slate Shingles Roof 2,840 5 $500 Deductible 660 4 Stucco siding No

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