Livingston ,LA Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.
VHome Insurance conducted a thorough analysis of the Livingston, LA homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Livingston, LA is $1620. Enter your zipcode below and click “GO” to get multiple free quotes.
It is important to understand the different coverage options available in Livingston, LA. VHome Insurance will help you navigate the world of homeowners insurance coverages in Livingston, LA.
| Coverage Level | Average Annual Premium |
|---|---|
| $100,000 | $648 |
| $200,000 | $1,102 |
| $300,000 | $1,361 |
| $400,000 | $2,074 |
| $500,000 | $2,608 |
One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Livingston, LA, and how to choose the right one for your needs.
| Deductible Level | Average Annual Premium |
|---|---|
| $500 Deductible | $1,661 |
| $1000 Deductible | $1,486 |
| $1500 Deductible | $1,401 |
| $2500 Deductible | $1,264 |
| $5000 Deductible | $1,069 |
| Home Insurance Company Near Livingston, LA | Homeowners Insurance Agency Near Livingston, LA | Address |
|---|---|---|
| GEICO | Mike Long | 7089 Siegen Lane Suite A, Baton Rouge, LA, 70809 |
| Liberty Mutual Independent | Peachtree Special Risk Brokers Llc | 3850 N CAUSEWAY BLVD STE 710, METAIRIE, LA, 70002 |
| NA | Capstone Insurance, Llc | 643 Central Ave ,, Reserve, LA, 70084 |
| NA | River Oaks Insurance | 2000 W 21St Ave, Covington, LA, 70433 |
| Allstate | Duane Jordan | 3209 Lavey Ln, Baker, LA, 70714 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Walker town, Louisiana | $162 | $215 | $323 |
| French Settlement village, Louisiana | $163 | $217 | $325 |
| Albany village, Louisiana | $161 | $215 | $322 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Livingston, LA | 8.6% | 38.3% |
| Walker | 9.11% | 24.69% |
| French Settlement | 9.8% | 40.12% |
| Albany | 7.15% | 44.83% |
| Livingston Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 244 | 3.0% | $799 |
| $300 to $499 | 739 | 9.0% | $1249 |
| $500 to $749 | 2,965 | 37.0% | $1924 |
| $750 to $999 | 2,090 | 26.0% | $2674 |
| $1,000 to $1,499 | 1,539 | 19.0% | $3799 |
| $1,500 or more | 318 | 4.0% | $5449 |
| Streets in Livingston Area | Homeowners Insurance Cost |
|---|---|
| Grove St, Rudy Lee Rd, Petite Dr, Leigh Dr, Wagner Rd, Presbyterian Church Rd, Peak Ln, Scivique Ln, Montrose South Dr, Phillip Richardson Rd | $1,255 |
| White Oak Ln, Capitol St, Henry Dr, Lorin Efferson Rd, H Samuel Dr, Greenbriar Dr, Big Boy Ln, Cherrydale Dr, la 1036 Hwy, Hunter Brook Ln | $1,294 |
| Fir St, Wayne St, Haynes Settlement Rd, Texas St, Abe Linder Rd, Bankston Rd, Hess Rd, Rosewood Dr, Willow Bend Dr, Horseshoe Rd | $1,267 |
| Dama Dr, Cannon Rd, Augusta Ln, Suzette Ln, Pine Ridge Dr, Randall Dr, Tuck Ln, Stephen Dr, Milburn Dr, Old la Highway 16 | $1,303 |
| McKenzy Way, la 1064 Hwy, Hickory St, Marlbrook Dr, Bebe Ln, Cain St, Carnoustie Way, Cross Trl, Texas St, Morning Glory Ct | $1,288 |
| Megan Rd, Harry Simoneaux Rd, Helen Dr, Ashley Dr, Park St, Jones Rd, Oakley Rd, McDougal St, Jim Tilley, Stafford Pl | $1,294 |
| N Range Ave, W McLin Rd, Travis St, Courtney Rd, 1st St, Ponchatrain, Wax Rd, Range 12 Blvd, State Rte 1020, Almas Rd | $1,289 |
| Range Ave, Greenville Ave, Lakeview Rd, State Rte 1064, Joe May Rd, Myra Ave, Hutchinson Cemetary Rd, Ware Ln, Murphy Ln, Byng St | $1,278 |
| Dave Clark Rd, Summer Run Ct, N John Dr, R Dawes Dr, King George Bay Rd, Cr 447, Elaine Dr, Springridge Dr, Red Oak St, Delmar Ln | $1,285 |
| W Knight Dr, Rolling Fork Rd, Plantation Ave, 4th St, Jimmy Hopkins Rd, Chutz Ln, N Corbin Ave, Julie Hodges, Mc Coy Rd, Walker N | $1,297 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Livingston | $193 to $196 |
| Walker | $194 |
| French Settlement | $195 |
| Albany | $193 |
| Building Coverage | Contents coverage | Construction type | Age of home | Company | Premium |
|---|---|---|---|---|---|
| $150,000 | $75,000 | brick veneer | 20-year | Access Home Ins Co (Standard) | $3332 |
| $200,000 | $100,000 | Frame | 10-year | Centauri Specialty Ins Co | $2541 |
| $100,000 | $50,000 | brick veneer | 25-year | Encompass Property And Casualty Co | $2733 |
| $200,000 | $100,000 | Frame | 10-year | Liberty Mutual Fire Ins Co | $3342 |
| $150,000 | $75,000 | brick veneer | 20-year | Pharmacists Mutual Ins Co | $1198 |
| $200,000 | $100,000 | brick veneer | 10-year | Pharmacists Mutual Ins Co | $1408 |
| $200,000 | $100,000 | brick veneer | 10-year | The Travelers Indem Co Of America | $5731 |
| $200,000 | $100,000 | brick veneer | 10-year | United Fire & Indemnity | $3601 |
| $200,000 | $100,000 | brick veneer | 10-year | United Services Automobile Association | $2191 |
| $200,000 | $100,000 | brick veneer | 10-year | United Services Automobile Association | $2867 |