Livingston Insurance Rates:

Livingston, CA homeowners insurance is approximately $504 to $685, about $42-$57/month. Our extensive analysis reveals consumers can save upto $237 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Livingston, CA Homeowners Insurance By Home Value

Livingston, CA Home Value Total Homes % of Total Average Livingston, CA Homeowners Insurance
Less than $50,000 60 3.0% $83
$60,000 to $69,999 47 2.0% $225
$70,000 to $79,999 24 1.0% $261
$80,000 to $89,999 39 2.0% $297
$90,000 to $99,999 77 4.0% $332
$100,000 to $124,999 195 12.0% $386
$125,000 to $149,999 171 10.0% $481
$150,000 to $174,999 293 18.0% $570
$175,000 to $199,999 131 8.0% $659
$200,000 to $249,999 368 22.0% $790
$250,000 to $299,999 150 9.0% $968
$300,000 to $399,999 46 2.0% $1229

Top Home Insurance Agents Near Livingston, CA

Home Insurance Company Near Livingston, CA Homeowners Insurance Agency Near Livingston, CA Address
Liberty Mutual Independent Basi Insurance Services Inc 1491 East G Street, Oakdale, CA, 95361
State Farm Debra Webb 4213 Dale Road, Modesto, CA, 95356-8505
Farmers Julie Vitato 450 W 21st St Ste B, Merced, CA, 95340
State Farm Rich Humble 130 N Center St Ste A, Turlock, CA, 95380-4554
Liberty Mutual Independent Stocking & Cozzi Ins Agy Inc 1401 CENTER AVE, DOS PALOS, CA, 93620

Cost Of Homeowners Insurance By Street Near Livingston, CA

Streets in Livingston Area Homeowners Insurance Cost
Arcadia Dr, Cambria Pl, Monte Cristo Way, Burgundy Dr, Elmwood Ct, Chianti Ct, Live Oak Way, Evergreen Ct, Springbrook Dr, Franquette St$597
Turquoise Ct, Oak St W, Franci St, Cedar Ct N, Dwight Way, Tehama Dr, Livingston Cressey Rd, B St, Howard Rd, Virginia Ave$594
Nut Tree Rd, Auburn Ave, Zinfandel Dr, Fernwood Way, Liberty Ave, 9th St, Industrial Dr, Montecito Dr, Peach Ave, Kapreil Way$592
Elmwood Way, White Crane Rd, Ravenswood Dr, Longview Rd, Trigger Ln, Citrus Ct, Sultana Dr, Magnolia Rd, Mandarin Ct, Johannisburg Dr$591
Opal Ct, Monte Cristo Ave, Kensington Dr, J St, Mercedes Ave, Flint Ave, Oakhurst Pl, Misty Harbor Dr, Oakwood Way, Magnolia Ave$593

Livingston, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Livingston$88 to $91
Livingston-Delhi$88
Cressey$90
Winton$87

Livingston, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Livingston-Delhi CCD, Merced County, California $89 $118 $177
Delhi CDP, California $89 $118 $177
Cressey CDP, California $90 $120 $180

Livingston, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Livingston, CA3.4%15.5%
Livingston-Delhi3.35%12.26%
Delhi3.52%11.3%
Cressey3.45%24.43%

Livingston Renters Insurance as a Percentage of Rent

Livingston Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 72 5.0% $1253
$500 to $749 342 26.0% $1928
$750 to $999 256 20.0% $2678
$1,000 to $1,499 561 44.0% $3803
$1,500 or more 33 2.0% $5453

Average Cost Of Home Insurance By Company In Areas Nearby Livingston For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewAmerican Security374
1500002501-3 YearsHorace Mann P & C312
1500005001-3 YearsCentury National460
1500005001-3 YearsEncompass553
1500005004-6 YearsMetropolitan Direct380
1500005007-15 YearsIDS Property Casualty592
15000050016-25 YearsMetropolitan Direct458
15000050026-40 YearsForemost Insurance726
15000050041-70 YearsMercury Ins Group389
200000500NewCalifornia Casualty373
2000005001-3 YearsMAPFRE Group469
2000005001-3 YearsMetropolitan Direct427
2000005001-3 YearsWawanesa587
20000050016-25 YearsForemost Insurance891
20000050026-40 YearsGeneral Ins420
20000050041-70 YearsHomesite844
2500001000NewGeneral Ins226
2500001000NewMetropolitan Direct418
2500001000NewUSAA502
250000500NewOregon Mutual403
2500005001-3 YearsCSE Safeguard654

Livingston, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Livingston Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,600$5,000
Net Savings to Livingston Home Owner from High Deductible Plan $600

Livingston, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Livingston, CA Home Replacement Value MORE than Home Value Livingston, CA Home Replacement Value LESS than Home Value
Replacement Value $192,000 $131,000
Insurance Premium based on Replacement Value $625 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,500 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example Livingston Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceGEICO Insurance
Monthly Premium 323159
Year Built 199820011987
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$125000-$150000$250000-$300000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Livingston, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 200,000 Slate Shingles Roof 1,720 3 $1000-$2500 Deductible 50 1 Stone Siding No
2009 155,000 Asphalt Shingles Roof 1,360 3 $5000 to $10,000 Deductible 160 5 Fiber-Cement Siding yes
2014 450,000 Asphalt Shingles Roof 3,960 5 $2500-$5000 Deductible 130 1 Stucco siding No
2014 195,000 Wood Shake Roof 2,000 3 $500- $1000 Deductible 110 2 Fiber-Cement Siding yes
2011 265,000 Slate Shingles Roof 2,900 4 > $10,000 Deductible 80 2 Brick siding No
1997 345,000 Tile Roof 3,170 4 $500- $1000 Deductible 270 3 Vinyl siding yes
2013 170,000 Wood Shake Roof 1,620 3 $500 Deductible 220 5 Brick siding yes
1986 385,000 Membrane Roof 3,730 5 $5000 to $10,000 Deductible 680 12 Wood siding No
1982 205,000 Wood Shake Roof 1,950 4 $5000 to $10,000 Deductible 290 10 Stone Siding No
1994 205,000 Slate Shingles Roof 1,840 3 $2500-$5000 Deductible 360 10 Stucco siding yes
2006 235,000 Shingles Roof 2,210 3 $500- $1000 Deductible 450 6 Fiber-Cement Siding yes
1999 295,000 Asphalt Shingles Roof 2,580 4 > $10,000 Deductible 250 6 Stucco siding yes
1997 205,000 Wood Shake Roof 1,720 4 $1000-$2500 Deductible 30 1 Wood siding yes