Little Silver Insurance Rates:

Little Silver, NJ homeowners insurance is roughly $784 to $1,092, about $65-$91/month. Our exhaustive guide shows customers can save as much as $375 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Little Silver, NJ Homeowners Insurance By Home Value

Little Silver, NJ Home Value Total Homes % of Total Average Little Silver, NJ Homeowners Insurance
$200,000 to $249,999 25 10.0% $347
$250,000 to $299,999 53 21.0% $431
$300,000 to $399,999 165 67.0% $544

Top Home Insurance Agents Near Little Silver, NJ

Home Insurance Company Near Little Silver, NJ Homeowners Insurance Agency Near Little Silver, NJ Address
State Farm Brian Downes 6134 188th St Ste 205, Fresh Meadows, NY, 11365-2726
Allstate James Moon 520 8th Ave Rm 2202, New York, NY, 10018
Travelers New Agency Partners Llc 99 CHERRY HILL RD STE 200, PARSIPPANY, NJ, 7054
GEICO Tara Egglinger 393 Route 17 South, Hackensack, NJ, 7601
Liberty Mutual Independent The Hamilton Group Llc 3 WING DR, CEDAR KNOLLS, NJ, 7927

Cost Of Homeowners Insurance By Street Near Little Silver, NJ

Streets in Little Silver Area Homeowners Insurance Cost
Rumson Pl, Rivers Edge Dr, Branch Ave, Grant Pl, Woodbine Ave, Tabor St, Fox Hill Dr, N Rivers Edge Dr, Little Silver Point Rd, Winding Way$948
Lovett Ave, Quaker Ln, Southvale Ave, Westwood Rd, Kings Rd, Heights Ter, White Rd, Conover Pl, Mitchell Pl, N Lovett Ave$922
Manson Pl, Byram Ln, Holly Dr, Markham Pl, Greenfield Ct, Northvale Ave, Alderbrook Rd, Azalea Ct, Paag Ln, Rumson Rd$941
S Sunnycrest Dr, Essex Dr, Holly Tree Ln, Sunnycrest Ct, Seven Bridges Rd, Alden Ter, Oakwood Ln, Clearbrook Ct, Lippincott Rd, Whispering Woods Ct$924
Woods End Dr, Cross St, Bernard Ter, Whitesand Way, Nottingham Way, Edgewood Ave, Oceanport Ave, Ruddy Ct, Pine Dr, Peachtree Ln$927

Little Silver, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Little Silver$138 to $143
Shrewsbury$138
Oceanport$135
Fair Haven$144

Little Silver, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Shrewsbury borough, New Jersey $138 $184 $276
Oceanport borough, New Jersey $135 $180 $270
Fair Haven borough, New Jersey $144 $192 $288

Little Silver, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Little Silver, NJ2.4%7.8%
Shrewsbury2.32%7.67%
Oceanport2.47%7.49%
Fair Haven2.28%8.01%

Little Silver Renters Insurance as a Percentage of Rent

Little Silver Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$1,000 to $1,499 13 25.0% $3743
$1,500 or more 39 75.0% $5393

Little Silver, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Little Silver Homeowner Insurance Premium Example $5,100$4,500
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $36,700$35,500
Net Savings to Little Silver Home Owner from High Deductible Plan $1,200

Little Silver, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Little Silver, NJ Home Replacement Value MORE than Home Value Little Silver, NJ Home Replacement Value LESS than Home Value
Replacement Value $684,500 $517,500
Insurance Premium based on Replacement Value $4,100 $3,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $77,500 Risk Exposure from Under Insuring Coverage is $89,500
Premium Impact Insurance cheaper by $525/year Insurance costlier by $475/year

Example Little Silver Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateChubb Group of Insurance
Monthly Premium 70182183
Year Built 196019551942
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $350000-$400000$600000-$700000More than 10000000
Deductible > $10,000 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Little Silver, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 475,000 Membrane Roof 1,490 3 $500- $1000 Deductible 690 4 Stone Siding No
1951 415,000 Composition Roof 1,760 3 $2500-$5000 Deductible 640 6 Fiber-Cement Siding yes
1947 690,000 Asphalt Shingles Roof 2,090 4 $500 Deductible 550 2 Brick siding No
1968 630,000 Metal Roof 1,930 3 > $10,000 Deductible 940 6 Wood siding yes
1950 885,000 Membrane Roof 3,390 5 $1000-$2500 Deductible 950 3 Stone Siding yes
1949 555,000 Composition Roof 1,860 3 $1000-$2500 Deductible 170 1 Wood siding yes
1958 790,000 Membrane Roof 2,580 5 $500 Deductible 3160 10 Fiber-Cement Siding yes
1943 1,025,000 Slate Shingles Roof 3,420 5 $1000-$2500 Deductible 1210 4 Wood siding yes
2002 1,060,000 Slate Shingles Roof 3,190 5 $1000-$2500 Deductible 530 2 Stone Siding yes
1967 915,000 Slate Shingles Roof 3,130 4 $1000-$2500 Deductible 1440 5 Wood siding yes
1956 1,225,000 Membrane Roof 4,030 5 $2500-$5000 Deductible 3830 12 Stone Siding yes
1950 285,000 Membrane Roof 1,270 3 $500 Deductible 380 3 Stone Siding yes
2008 965,000 Wood Shake Roof 3,610 5 $2500-$5000 Deductible 600 2 Vinyl siding No
2001 1,040,000 Membrane Roof 4,590 5 $500 Deductible 700 2 Stucco siding yes
1950 795,000 Asphalt Shingles Roof 2,450 4 $1000-$2500 Deductible 2180 8 Stone Siding yes
2008 1,115,000 Tile Roof 3,910 5 $500- $1000 Deductible 350 1 Stucco siding yes
1955 755,000 Composition Roof 2,500 4 $500- $1000 Deductible 2260 8 Wood siding yes
1940 1,405,000 Tile Roof 4,210 5 $1000-$2500 Deductible 3190 12 Stucco siding yes
2001 675,000 Shingles Roof 2,020 4 $1000-$2500 Deductible 2130 10 Stone Siding yes
1964 785,000 Tile Roof 2,950 4 $500- $1000 Deductible 480 2 Stone Siding yes
1966 595,000 Membrane Roof 2,100 4 $1000-$2500 Deductible 370 2 Brick siding yes
2003 1,100,000 Membrane Roof 3,390 4 $2500-$5000 Deductible 710 2 Vinyl siding No
1964 610,000 Metal Roof 1,840 3 $500- $1000 Deductible 2580 10 Vinyl siding yes
1967 665,000 Membrane Roof 2,640 5 $500- $1000 Deductible 970 3 Stone Siding yes
1962 605,000 Membrane Roof 1,930 3 $500 Deductible 1140 5 Stone Siding No
1945 470,000 Wood Shake Roof 2,110 4 $2500-$5000 Deductible 1130 8 Stucco siding No
1968 585,000 Tile Roof 1,820 3 > $10,000 Deductible 550 4 Vinyl siding yes
1955 895,000 Asphalt Shingles Roof 2,970 4 $500- $1000 Deductible 1660 6 Stone Siding yes
1961 525,000 Asphalt Shingles Roof 1,900 3 $5000 to $10,000 Deductible 990 7 Wood siding yes
1946 630,000 Composition Roof 2,270 5 $1000-$2500 Deductible 570 3 Stucco siding yes