Little Rock Insurance Rates:

Little Rock, AR homeowners insurance is roughly $968 to $1,312, about $80-$109/month. Our detailed analysis reveals consumers can save as much as $456 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would highly recommend State Farm to anyone. Their policies are highly affordable, and the customer service department is always willing to work you.
The extra monthly payments could seem like a waste of money if someone feels these accidents wouldn't occur at their home
Farmer's Insurance
I have never had a problem with this company and any time I need to speak with them they are incredibly helpful and kind.
State Farm
We have State Farm Insurance as our home insurance.Their customer service when I needed them was fantastic. I feel very confident that if we needed to also use them for our home insurance, we would be satisfied with them.
The deductible for my home insurance could be a little bit lower than what it is right now, but my family does not need a very low deductiable as our home is fairly new. The premium is great and everything that we need.
It does offer insurance policies in an area that is known to have high winds, hail, tornadoes & other extreme weather. There aren't a lot to choose from, at least when I got my insurance.
Everything is covered. total coverage makes me feel safe when i'm away from home for a long period of time.
State Farm
One thing that i don't like about my state farm insurance is the cost. i think that they charge higher premiums than other comparable home insurance companies for the same coverage and service.
Liberty Mutual
I like the fact that they offer replacement coverage versus basing compensation on an assessment of worth. this means i will be able to fully replace anything that might be destroyed should god forbid something to happen.
Liberty Mutual
Liberty Mutual has a variety of policies to choose from and they're all designed to meet the needs of the individual homeowner.
State Farm
I don't really have anything bad to say about state farm at this time. I feel as though this company is trustworthy
State Farm
Fast response from the staff at our agents office; everybody is very friendly and answers all of our questions honestly and completely.
The customer service representative was friendly and engaged with me as a customer. Seemed to really care about my insurance needs.
State Farm
It can be tough to get in touch with someone once you call them but once you do get in touch with someone, they are very helpful and professional
I compared Allstate to Liberty Mutual and it was about half the cost. The agent went line by line through my policy and coverage.
I am not really sure what a good premium would be. I do not want a higher deductible at all. Not willing to sacrifice that for a lower premium.
State Farm
Overall this is not a company I would want to choose for myself in the future. I would rather go with someone who is a little bit more for the customer
Overall, I dislike the high deductibles. I think that is something that is commonplace in the insurance industry, and it is typical for every homeowner to experience.
Well, it's good enough to make my routine more easier, i don't have to complicate my time making claiming without reasons.
Alfa Insurance
Only been with them for a year but the initial setup went smooth and all my dealings with them have been great. Now working on the second year and they sent new policy out on time and to my mortgage company without an issue.
State Farm
They offer a good bundle rate with the rest of my insurance that I did not see with other companies. This is the main reason I selected them.
Amica Mutual Insurance
Amica has very reasonable premiums. I was able to get a lower premium yet still have the same coverage as my previous insurer offered. They have several different deductibles to choose from.
State Farm
Good service and good rates, especially given that we bundle. If we were dissatisfied, we would have switched by now.
The website is really buggy. I do not like the interface. This can be really improved both Visually and Technically.

Little Rock, AR Homeowners Insurance By Home Value

Little Rock, AR Home Value Total Homes % of Total Average Little Rock, AR Homeowners Insurance
Less than $50,000 3,695 9.0% $182
$50,000 to $59,999 1,818 4.0% $387
$60,000 to $69,999 1,866 4.0% $490
$70,000 to $79,999 2,266 5.0% $558
$80,000 to $89,999 2,726 6.0% $638
$90,000 to $99,999 1,878 4.0% $706
$100,000 to $124,999 4,178 10.0% $820
$125,000 to $149,999 4,272 10.0% $1037
$150,000 to $174,999 4,897 11.0% $1219
$175,000 to $199,999 3,187 7.0% $1413
$200,000 to $249,999 3,784 9.0% $1698
$250,000 to $299,999 2,769 6.0% $2074
$300,000 to $399,999 3,715 9.0% $2644

Top Home Insurance Agents Near Little Rock, AR

Home Insurance Company Near Little Rock, AR Homeowners Insurance Agency Near Little Rock, AR Address
NA 1st Network Insurance, Inc. 1018 Airport Rd, Ste. 126 Hot Springs, Hot Springs, AR, 71913
State Farm Joe Groover 1415 W Moline St, Malvern, AR, 72104-2612
Travelers Jts Financial Services Llc 415 N. Mckinley 415 N. Mckinley Little Rock, Little Rock, AR, 72205
Travelers Roberson & Associates Insurance 315 N Market St, Benton, AR, 72015
Farmers Ronald Knight 7816 Jfk, Sherwood, AR, 72120

Little Rock, AR Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Little Rock, AR

Streets in Little Rock Area Homeowners Insurance Cost
Lambert Rd, Curtis Cove, Roxbury Dr, Bryn Mawr Dr, Grimmett Ln, Hines, Sheffield Dr, Glouchester Dr, Dellwood Cir, Warner Ln$1,075
Atwood Rd, Bienville Ct, Shady Oak Ln, Godwin Dr, Odonnell Ct, Foxcroft Rd, Johnnycake Ln, New Horizon Ln, S McKinley St, College St$1,267
Vinewood Ln, Torey Pine Ct, Cunningham Lake Rd, Tedburn Cir, London Cir, Dee Dee Cir, Madison St, Unity Ln, Hinkson Rd, Labette Dr$1,071
Pecan Lake Rd, Centerwood Rd, Two Towers Rd, Sezanne Cv, Bennie Barnes Rd, N Taylor St, N Grant St, Burnside Dr, Westward Rd, Westbury Dr$1,307
Iris St, Stonecreek Ct, Timberland Dr, Don Dr, Normandy Dr, Beckenham Cove, Co Rd 32, Arbor Cove, Alvin Ct, Woodside Ln$1,151
Deer Park Dr, Perennial Dr, Hartford St, Gelan Ct, Pleasant Forest Dr, Summit Ridge Dr, Heinke Rd, S Barton St, Partridge Ct, Potter St$1,298
N Summit St, Godiva Ln, Longfellow Pl, Cochrane St, S Wilson Rd, Covenant Dr, Colony Rd, Longwood Rd, Pinehurst Cir, Co Rd 73$1,095
Woodstock Ct, W 60th St, Hillwood Rd, Freeway Dr, Suffolk Dr, Cherokee Cir, Shiloh Dr, Woodlane Dr, Preston Dr, Ben Crenshaw Cv$1,088
Dee Ct, Wagon Cir, E Mellwood Rd, Witness Oak Way, Goldleaf Dr, Hosie Ln, Brookview Cir, Old Forge Dr, Saint George Ct, Brownwood Rd$1,145
Carriage Creek Dr, Iowa Dr, Toombs Rd, Pinewood Loop, Saint Charles Ct, Claiborne Cir, Helm St, Hickorynut Ct, Co Rd 31, Bishop St$1,083

Little Rock, AR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Little Rock$170 to $173
Big Rock$170
Cammack Village$174
Pulaski County$169

Little Rock, AR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Big Rock township, Pulaski County, Arkansas $170 $227 $341
Cammack Village city, Arkansas $175 $233 $350
Pulaski County, Arkansas $170 $226 $339

Little Rock, AR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Little Rock, AR7.4%21.9%
Big Rock7.51%22.83%
Cammack Village7.25%22.23%
Pulaski County7.66%24.06%

Little Rock Renters Insurance as a Percentage of Rent

Little Rock Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 553 1.0% $354
$200 to $299 907 2.0% $804
$300 to $499 2,956 8.0% $1254
$500 to $749 11,668 35.0% $1929
$750 to $999 10,462 31.0% $2679
$1,000 to $1,499 5,521 16.0% $3804
$1,500 or more 1,257 3.0% $5454

Little Rock, AR Homeowners Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
72204 $86,200 $1,090
72206 $85,700 $1,090
72209 $77,100 $1,090
72223 $330,600 $1,340
72201 $310,400 $1,280
72212 $258,100 $1,250
72207 $248,500 $1,230
72227 $182,700 $1,180
72211 $176,000 $1,160
72210 $162,400 $1,160
72205 $156,200 $1,150
72202 $122,800 $1,120

Little Rock, AR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Little Rock Homeowner Insurance Premium Example $2,000$1,400
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,000$13,800
Net Savings to Little Rock Home Owner from High Deductible Plan $1,200

Little Rock, AR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Little Rock, AR Home Replacement Value MORE than Home Value Little Rock, AR Home Replacement Value LESS than Home Value
Replacement Value $285,000 $184,000
Insurance Premium based on Replacement Value $2,325 $1,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $46,000 Risk Exposure from Under Insuring Coverage is $55,000
Premium Impact Insurance cheaper by $450/year Insurance costlier by $375/year

Example Little Rock Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersAllstate
Monthly Premium 1895670
Year Built 197020081966
Home Details 5 Beds, 3 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $250000-$300000$75000-$100000$100000-$125000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Little Rock, AR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 195,000 Asphalt Shingles Roof 2,170 3 $500- $1000 Deductible 200 2 Fiber-Cement Siding No
1989 95,000 Slate Shingles Roof 1,070 2 $500- $1000 Deductible 80 1 Stucco siding No
1999 225,000 Shingles Roof 2,570 4 $1000-$2500 Deductible 320 2 Vinyl siding No
1994 205,000 Wood Shake Roof 2,120 5 $5000 to $10,000 Deductible 350 3 Stucco siding No
1977 175,000 Tile Roof 1,650 5 $500 Deductible 1010 6 Vinyl siding No
1999 155,000 Slate Shingles Roof 1,740 2 $500- $1000 Deductible 1040 12 Wood siding No
1965 315,000 Wood Shake Roof 3,450 5 > $10,000 Deductible 1340 12 Vinyl siding No
1961 250,000 Asphalt Shingles Roof 2,520 4 > $10,000 Deductible 1020 12 Fiber-Cement Siding yes
2001 110,000 Wood Shake Roof 1,260 2 $500 Deductible 410 6 Fiber-Cement Siding No
1988 165,000 Metal Roof 1,490 3 $5000 to $10,000 Deductible 180 2 Fiber-Cement Siding yes
1961 170,000 Asphalt Shingles Roof 1,890 5 $500 Deductible 870 9 Brick siding yes
1984 80,000 Slate Shingles Roof 1,050 2 $500 Deductible 540 9 Stone Siding No
1960 410,000 Tile Roof 4,480 5 > $10,000 Deductible 1200 8 Vinyl siding No
1976 100,000 Membrane Roof 1,200 3 $2500-$5000 Deductible 290 5 Stucco siding yes
1963 115,000 Tile Roof 1,310 3 $500- $1000 Deductible 910 10 Brick siding No
1999 105,000 Metal Roof 1,240 3 $500 Deductible 700 12 Stucco siding yes
2000 185,000 Metal Roof 1,820 4 $500 Deductible 700 5 Brick siding No
1987 210,000 Wood Shake Roof 1,930 3 > $10,000 Deductible 350 6 Fiber-Cement Siding No
1969 145,000 Asphalt Shingles Roof 1,620 2 $500- $1000 Deductible 460 6 Stone Siding yes
1985 155,000 Metal Roof 2,110 3 $500- $1000 Deductible 140 1 Stucco siding No
1977 100,000 Composition Roof 1,090 2 $1000-$2500 Deductible 200 4 Brick siding No
1964 460,000 Membrane Roof 4,160 5 $2500-$5000 Deductible 630 2 Brick siding No
1972 125,000 Asphalt Shingles Roof 1,380 2 $500- $1000 Deductible 780 9 Brick siding yes
1992 95,000 Asphalt Shingles Roof 1,150 2 $2500-$5000 Deductible 200 3 Vinyl siding No
2014 210,000 Metal Roof 2,290 3 $500 Deductible 1680 12 Wood siding No
1972 170,000 Metal Roof 2,120 3 $5000 to $10,000 Deductible 800 10 Vinyl siding yes
1976 435,000 Tile Roof 4,780 5 > $10,000 Deductible 530 3 Vinyl siding No
2010 430,000 Asphalt Shingles Roof 4,160 5 $500 Deductible 3910 12 Vinyl siding No
1994 150,000 Composition Roof 1,530 2 $500 Deductible 960 10 Stone Siding No
1957 85,000 Shingles Roof 992 2 > $10,000 Deductible 1020 8 Stone Siding yes

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