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Little Rock, AR Home Values & Insurance Rates

Little Rock, AR Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 3,695 9.0% $182
$50,000 to $59,999 1,818 4.0% $387
$60,000 to $69,999 1,866 4.0% $490
$70,000 to $79,999 2,266 5.0% $558
$80,000 to $89,999 2,726 6.0% $638
$90,000 to $99,999 1,878 4.0% $706
$100,000 to $124,999 4,178 10.0% $820
$125,000 to $149,999 4,272 10.0% $1037
$150,000 to $174,999 4,897 11.0% $1219
$175,000 to $199,999 3,187 7.0% $1413
$200,000 to $249,999 3,784 9.0% $1698
$250,000 to $299,999 2,769 6.0% $2074
$300,000 to $399,999 3,715 9.0% $2644

Top Home Insurance Agents Near Little Rock, AR

Home Insurance Company Near Little Rock, AR Homeowners Insurance Agency Near Little Rock, AR Address
NA 1st Network Insurance, Inc. 1018 Airport Rd, Ste. 126 HotĀ Springs, Hot Springs, AR, 71913
State Farm Joe Groover 1415 W Moline St, Malvern, AR, 72104-2612
Travelers Jts Financial Services Llc 415 N. Mckinley 415 N. Mckinley LittleĀ Rock, Little Rock, AR, 72205
Travelers Roberson & Associates Insurance 315 N Market St, Benton, AR, 72015
Farmers Ronald Knight 7816 Jfk, Sherwood, AR, 72120

Estimated Home Insurance By Street Area Near Little Rock, AR

Little Rock Area Estimated House Insurance
Lambert Rd, Curtis Cove, Roxbury Dr, Bryn Mawr Dr, Grimmett Ln, Hines, Sheffield Dr, Glouchester Dr, Dellwood Cir, Warner Ln$1,075
Atwood Rd, Bienville Ct, Shady Oak Ln, Godwin Dr, Odonnell Ct, Foxcroft Rd, Johnnycake Ln, New Horizon Ln, S McKinley St, College St$1,267
Vinewood Ln, Torey Pine Ct, Cunningham Lake Rd, Tedburn Cir, London Cir, Dee Dee Cir, Madison St, Unity Ln, Hinkson Rd, Labette Dr$1,071
Pecan Lake Rd, Centerwood Rd, Two Towers Rd, Sezanne Cv, Bennie Barnes Rd, N Taylor St, N Grant St, Burnside Dr, Westward Rd, Westbury Dr$1,307
Iris St, Stonecreek Ct, Timberland Dr, Don Dr, Normandy Dr, Beckenham Cove, Co Rd 32, Arbor Cove, Alvin Ct, Woodside Ln$1,151
Deer Park Dr, Perennial Dr, Hartford St, Gelan Ct, Pleasant Forest Dr, Summit Ridge Dr, Heinke Rd, S Barton St, Partridge Ct, Potter St$1,298
N Summit St, Godiva Ln, Longfellow Pl, Cochrane St, S Wilson Rd, Covenant Dr, Colony Rd, Longwood Rd, Pinehurst Cir, Co Rd 73$1,095
Woodstock Ct, W 60th St, Hillwood Rd, Freeway Dr, Suffolk Dr, Cherokee Cir, Shiloh Dr, Woodlane Dr, Preston Dr, Ben Crenshaw Cv$1,088
Dee Ct, Wagon Cir, E Mellwood Rd, Witness Oak Way, Goldleaf Dr, Hosie Ln, Brookview Cir, Old Forge Dr, Saint George Ct, Brownwood Rd$1,145
Carriage Creek Dr, Iowa Dr, Toombs Rd, Pinewood Loop, Saint Charles Ct, Claiborne Cir, Helm St, Hickorynut Ct, Co Rd 31, Bishop St$1,083

Savings on home insurance for senior occupied homes

PlaceSavings
Little Rock$170 to $173
Big Rock$170
Cammack Village$174
Pulaski County$169

Little Rock, AR Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Little Rock, AR7.4%21.9%
Big Rock7.51%22.83%
Cammack Village7.25%22.23%
Pulaski County7.66%24.06%

Little Rock Renters Insurance as a Percentage of Rent

Little Rock Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 553 1.0% $354
$200 to $299 907 2.0% $804
$300 to $499 2,956 8.0% $1254
$500 to $749 11,668 35.0% $1929
$750 to $999 10,462 31.0% $2679
$1,000 to $1,499 5,521 16.0% $3804
$1,500 or more 1,257 3.0% $5454

Little Rock, AR Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
72204 $86,200 $1,090
72206 $85,700 $1,090
72209 $77,100 $1,090
72223 $330,600 $1,340
72201 $310,400 $1,280
72212 $258,100 $1,250
72207 $248,500 $1,230
72227 $182,700 $1,180
72211 $176,000 $1,160
72210 $162,400 $1,160
72205 $156,200 $1,150
72202 $122,800 $1,120

Little Rock, AR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Little Rock Homeowner Insurance Premium Example $2,000$1,400
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,000$13,800
Net Savings to Little Rock Home Owner from High Deductible Plan $1,200

Little Rock, AR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Little Rock, AR Home Replacement Value MORE than Home Value Little Rock, AR Home Replacement Value LESS than Home Value
Replacement Value $285,000 $184,000
Insurance Premium based on Replacement Value $2,325 $1,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $46,000 Risk Exposure from Under Insuring Coverage is $55,000
Premium Impact Insurance cheaper by $450/year Insurance costlier by $375/year

Example Little Rock Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersAllstate
Monthly Premium 1895670
Year Built 197020081966
Home Details 5 Beds, 3 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $250000-$300000$75000-$100000$100000-$125000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Little Rock, AR Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Big Rock township, Pulaski County, Arkansas $170 $227 $341
Cammack Village city, Arkansas $175 $233 $350
Pulaski County, Arkansas $170 $226 $339

Sample Home Insurance Rates for Little Rock, AR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 125,000 Asphalt Shingles Roof 1,380 2 $500- $1000 Deductible 780 9 Brick siding yes
1992 95,000 Asphalt Shingles Roof 1,150 2 $2500-$5000 Deductible 200 3 Vinyl siding No
2014 210,000 Metal Roof 2,290 3 $500 Deductible 1680 12 Wood siding No
1972 170,000 Metal Roof 2,120 3 $5000 to $10,000 Deductible 800 10 Vinyl siding yes
1976 435,000 Tile Roof 4,780 5 > $10,000 Deductible 530 3 Vinyl siding No
2010 430,000 Asphalt Shingles Roof 4,160 5 $500 Deductible 3910 12 Vinyl siding No
1994 150,000 Composition Roof 1,530 2 $500 Deductible 960 10 Stone Siding No
1957 85,000 Shingles Roof 992 2 > $10,000 Deductible 1020 8 Stone Siding yes