Little Elm Insurance Rates:

Little Elm, TX homeowners insurance is roughly $888 to $1,207, about $74-$100/month. Our complete guide shows customers can save as much as $419 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
I am very satisfied in that my insurance provider, liberty mutual, is readily available in my city and hometown.
Geico
I don't like all the emails i get from them. it seems like they have so many newsletters that they send out to their customers. it includes things that i don't need and i am always having to delete emails from them. they send out a lot of paper mailings too and i feel as if this is a waste of money and resources. perhaps my premium would be lower if they didn't spend so much money on these things.
Geico
I like my insurance company because i've been using them for nearly 5 years and haven't had any major issues with them. my payments are low, they come out of my account automatically, and when i need something i can call and they are very quick to help address my concerns. i like that i can contact them in different ways- like phone calls, email, chatting on their website, etc.
State Farm
I have always had pleasant interactions with them. They have always emailed me more info when I have asked for it, and they are pretty polite with me.
Geico
It is very easy to get a live agent on the phone if I am having trouble on the website or need extra assistance.
Safeco Insurance
They answer my questions very quickly and accurately. They have been around a long time so I feel comfortable
State Farm
The company is helpful with payment assistance when needed and provides a good rate for insurance in my area.
Allstate
I think my premium is pretty much in line with other insurance companies. If I wanted to pay less then I would not get as much coverage as I would like
Progressive
I would definitely recommend them to someone and have. Some of my family members have switched their insurance due to my recommendation.

Little Elm, TX Homeowners Insurance By Home Value

Little Elm, TX Home Value Total Homes % of Total Average Little Elm, TX Homeowners Insurance
Less than $50,000 134 2.0% $167
$60,000 to $69,999 71 1.0% $450
$100,000 to $124,999 1,256 18.0% $765
$125,000 to $149,999 1,766 26.0% $964
$150,000 to $174,999 1,042 15.0% $1131
$175,000 to $199,999 679 10.0% $1310
$200,000 to $249,999 1,050 15.0% $1572
$250,000 to $299,999 306 4.0% $1928
$300,000 to $399,999 160 2.0% $2452

Top Home Insurance Agents Near Little Elm, TX

Home Insurance Company Near Little Elm, TX Homeowners Insurance Agency Near Little Elm, TX Address
NA Partnersource Insurance Agency Inc 8117 Preston Rd Ste 530, Dallas, TX, 75225
Travelers Carlos Ramon Clark 3626 N HALL ST STE 408, DALLAS, TX, 75219
Farmers James Towery 682 E Hwy 120 Ste 12, Pottsboro, TX, 75076
State Farm Jerry Bristow 2755 Green Oaks Rd, Fort Worth, TX, 76116-1706
Allstate Vince Migliaccio 113 N Poydras St Ste 210, The Colony, TX, 75056

Cost Of Homeowners Insurance By Street Near Little Elm, TX

Streets in Little Elm Area Homeowners Insurance Cost
Yuma Dr, Morning Dew Dr, Durango Dr, Cove Meadow Ln, Woodcrest Ln, Jester Ct, Cody Ln, Lake Fork Ln, Replay Ln, Sleepy Creek Dr$1,090
Muleta Dr, Jordan Creek Ct, Westway Dr, Cranston Ct, Martingale Trl, Grand Fir Dr, Birch Valley Ct, Stagecoach Dr, el Cinco Dr, Prospect Ln$1,048
Cardinal Way, Chukar Dr, Tawakani Ln, Hillcrest Blvd, Woodridge Dr, Ragsdale Cir, Redcedar Dr, Hawks Landing Dr, Cockatiel Dr, Chimney Rock Trl$1,052
Mill Creek Rd, Songbird Dr, Lamp Post Ln, Reflection Bay Dr, Long Leaf Dr, Lumina Dr, Turquoise Ln, Bird Creek Dr, Bonar Rd, Alamosa Trl$1,061
Plains Cir, Pecos Trl, Rocky Shores, White Oak Dr, Carson Ln, Witt Rd, Eagle Ranch Dr, Cedarbird Dr, Egret Dr, Nantucket Dr$1,126
Parker Pkwy, Calmwood Dr, Lake Forest Trl, Meadow Bend Trl, Shorecrest Dr, Vernon Dr, Silver Leaf Dr, W Dickson Ln, Teal Dr, Sunshine Dr$1,060
Sailboat Way, Jonathan Creek Dr, Deerwood Dr, Bridgeport Dr, Whispering Trl, Shawn Dr, Winterberry Ln, Clearwater Ct, Whitewater Dr, Saratoga Trl$1,094
Lake Ridge Dr, Wildrose Dr, Summer Dr, Rolling Hills Dr, Montura Ln, Meadow Creek Dr, Shoebill Dr, Snowbird Dr, Antebellum Ct, Sweeney Ct$1,059
Goldeneye Dr, Royal Acres Trl, Crenshaw Ln, Baytree Dr, King Rd, Hart Rd, Ponderosa Ridge, Lindsay Gardens, Danielle Creek Dr, Mallard Creek Dr$1,089
Regatta Row, Angus Dr, Sapphire Ridge, Bandolier Ln, Fawn Meadow Dr, Middleton Dr, Birch Bend Way, Crystal Lake Dr, Melton Ln, Buckboard Trl$1,125

Little Elm, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Little Elm$156 to $159
Hackberry$155
Paloma Creek South$158
Oak Point$160

Little Elm, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hackberry town, Texas $129 $172 $258
Paloma Creek South CDP, Texas $132 $175 $263
Oak Point city, Texas $134 $178 $267

Little Elm, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Little Elm, TX5.4%16.5%
Hackberry5.67%20.29%
Paloma Creek South5.47%10.74%
Oak Point4.82%10.99%

Little Elm Renters Insurance as a Percentage of Rent

Little Elm Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 42 3.0% $345
$500 to $749 96 7.0% $1920
$750 to $999 245 18.0% $2670
$1,000 to $1,499 481 35.0% $3795
$1,500 or more 487 36.0% $5445

Little Elm, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$7,600
Yearly Little Elm Homeowner Insurance Premium Example $2,200$1,200
Out of Pocket Expense During Claim$1,600$7,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $17,000$16,000
Net Savings to Little Elm Home Owner from High Deductible Plan $1,000

Little Elm, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Little Elm, TX Home Replacement Value MORE than Home Value Little Elm, TX Home Replacement Value LESS than Home Value
Replacement Value $161,000 $118,500
Insurance Premium based on Replacement Value $1,325 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,000 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $150/year

Example Little Elm Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyFarmers Insurance
Monthly Premium 117182104
Year Built 200920122011
Home Details 4 Beds, 1 Baths5 Beds, 4 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$250000-$300000$125000-$150000
Deductible > $10,000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Little Elm, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 195,000 Metal Roof 1,990 4 $500- $1000 Deductible 650 5 Vinyl siding yes
2008 280,000 Composition Roof 3,600 5 > $10,000 Deductible 670 6 Wood siding yes
2000 160,000 Wood Shake Roof 1,730 5 $2500-$5000 Deductible 100 1 Stucco siding No
2008 460,000 Shingles Roof 4,460 5 $5000 to $10,000 Deductible 1060 5 Vinyl siding yes
2001 340,000 Composition Roof 3,230 4 $1000-$2500 Deductible 1720 7 Stone Siding No
2004 460,000 Wood Shake Roof 4,440 5 $500- $1000 Deductible 1870 5 Brick siding No
2008 160,000 Slate Shingles Roof 1,880 4 $500 Deductible 440 5 Vinyl siding yes
2012 375,000 Slate Shingles Roof 4,660 5 $2500-$5000 Deductible 2430 9 Stone Siding No
2001 270,000 Metal Roof 3,250 4 $2500-$5000 Deductible 140 1 Wood siding No
2009 185,000 Composition Roof 1,970 4 $500 Deductible 920 8 Stucco siding yes
2006 470,000 Composition Roof 4,330 5 $500 Deductible 2380 6 Vinyl siding No
2002 250,000 Metal Roof 3,170 4 $5000 to $10,000 Deductible 680 5 Stone Siding No
2014 135,000 Metal Roof 1,660 4 $2500-$5000 Deductible 330 5 Stone Siding No
2007 275,000 Wood Shake Roof 2,750 5 $500- $1000 Deductible 910 5 Wood siding No
2010 390,000 Membrane Roof 3,630 5 $500- $1000 Deductible 2990 10 Stucco siding No
2003 200,000 Shingles Roof 1,850 4 $2500-$5000 Deductible 480 5 Wood siding No
2014 210,000 Shingles Roof 2,560 4 $5000 to $10,000 Deductible 120 1 Fiber-Cement Siding yes
2011 225,000 Composition Roof 2,200 4 > $10,000 Deductible 740 6 Stucco siding No
2003 320,000 Membrane Roof 3,250 4 $5000 to $10,000 Deductible 610 5 Vinyl siding yes
2008 315,000 Composition Roof 3,050 4 $5000 to $10,000 Deductible 200 2 Vinyl siding yes
2010 300,000 Metal Roof 3,220 5 $500- $1000 Deductible 600 2 Wood siding No
2007 275,000 Asphalt Shingles Roof 3,360 4 $1000-$2500 Deductible 840 5 Wood siding No
2007 220,000 Asphalt Shingles Roof 2,270 4 $1000-$2500 Deductible 1270 10 Brick siding No
2013 190,000 Asphalt Shingles Roof 2,250 4 $500- $1000 Deductible 480 5 Brick siding yes
2011 300,000 Wood Shake Roof 3,290 4 $500 Deductible 1830 9 Brick siding yes
2007 475,000 Tile Roof 4,730 5 $1000-$2500 Deductible 2330 10 Stone Siding No
2012 245,000 Membrane Roof 3,010 4 $5000 to $10,000 Deductible 110 1 Stone Siding No
2005 435,000 Membrane Roof 4,860 5 $2500-$5000 Deductible 1100 4 Stucco siding yes
2002 220,000 Metal Roof 2,660 4 $500 Deductible 2020 12 Vinyl siding yes
2003 270,000 Tile Roof 3,260 5 $5000 to $10,000 Deductible 920 8 Stucco siding yes
2000 285,000 Composition Roof 3,150 5 $500 Deductible 2080 10 Stucco siding yes
2002 170,000 Wood Shake Roof 1,880 4 $5000 to $10,000 Deductible 690 10 Stucco siding yes
2012 265,000 Slate Shingles Roof 2,740 5 $500- $1000 Deductible 2350 9 Stone Siding No
2002 160,000 Shingles Roof 1,640 4 $5000 to $10,000 Deductible 300 4 Vinyl siding No