Lithonia Insurance Rates:

Lithonia, GA homeowners insurance is about $749 to $1,017, about $62-$84/month. Our thorough guide reveals consumers can save as much as $353 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I have had a great experience with them. They also help me and I have nothing bad to say. I love them.
Universal Property & Casualty Insurance Company
Filed a claim takes company representative to long to respond to claim. contacted company a can't get a answer regarding the claim filed.
Esurance
Esurance provides coverage that goes above and beyond what typical homeowners insurance policies cover for their base coverage package. other insurance providers charge extra for many of the areas of coverage that esurance includes for one low premium.
Geico
The rates that they offer are competitive and fair. they matched my previous insurance and gave me the first month free.
Allstate
My premium is average, and it covers a good amount. Compared to other companies it covers the same and it is about the same price as well.
Liberty Mutual
I haven't had to file a claim on my home insurance policy but I did have an issue with my car insurance coverage with the same company. When I needed roadside assistance I was given incorrect information by the representative I spoke with and ended up having to pay out of pocket.
Progressive
I dislike going through a progressive because they make me mad on the car insurance side of things. It makes we want to switch companies just for that reason. They always change my rate and it's frustrating.
Safeco Insurance
I have a good agent who I can contact if I have any problems. He returns my phone calls or emails quickly. Whenever I have contacted Safeco directly, they have been competent and professional.
Nationwide
I think the company is a solid company and I am proud to be a customer of this company.
Progressive
I think I would actually recommend my home insurance company just for the feature of the very informative and easy to use website. I have never had a problem with them.
Progressive
They're cheap, and you guys love redundancy. They have very nice options. Are affordable. And have friendly customer service
Geico
So far, I am impressed with GEICO for my home insurance. They had reasonable rates and gave me a discount on my car insurance policy. They also make it easy to view policy documents online, which is convenient for having the documents available. Overall, not a bad choice for home insurance.
State Farm
State farm in greenfield, Indiana has top notch customer service. They always provide 1 on 1 customer service which i appreciate.

Lithonia, GA Homeowners Insurance By Home Value

Lithonia, GA Home Value Total Homes % of Total Average Lithonia, GA Homeowners Insurance
Less than $50,000 1,282 5.0% $158
$50,000 to $59,999 686 2.0% $344
$60,000 to $69,999 1,091 4.0% $423
$70,000 to $79,999 781 3.0% $494
$80,000 to $89,999 1,172 5.0% $556
$90,000 to $99,999 1,255 5.0% $626
$100,000 to $124,999 4,195 17.0% $724
$125,000 to $149,999 4,595 19.0% $909
$150,000 to $174,999 3,166 13.0% $1077
$175,000 to $199,999 2,153 9.0% $1236
$200,000 to $249,999 1,327 5.0% $1492
$250,000 to $299,999 914 3.0% $1818
$300,000 to $399,999 754 3.0% $2313

Top Home Insurance Agents Near Lithonia, GA

Home Insurance Company Near Lithonia, GA Homeowners Insurance Agency Near Lithonia, GA Address
NA Dime Risk Advisors 1830 Peachtree Parkway 1830 Peachtree Parkway Cumming, Cumming, GA, 30040
NA Allen & Furr Insurance & Wealth Management 500 Sun Valley Drive Suite E-5, Roswell, GA, 30076
State Farm Dale Dubose 321 Harbins Rd, Dacula, GA, 30019-2347
Allstate Daravy Beng 5299 Jonesboro Rd Ste 105, Morrow, GA, 30260
State Farm Jared Mula 4300 Pace Fy Rd SE Ste 359, Atlanta, GA, 30339-5729

Lithonia, GA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Lithonia, GA

Streets in Lithonia Area Homeowners Insurance Cost
Post Ridge Ln, Bruce Ct, Amber Ct, Trisha Ct, Lionsgate Ct, Klondike Rd, Stonearch Dr, Sill Rd, Stonebridge Loop, Par Three Ct$881
Browns Mill Lake Rd, Shadow Rock Ln, Shadow Rock Dr, Union Grove Ct, Laurel Creek Cir, Lakewater Estates Ln, Rue de Pierre, Williams Grant Reynolds Dr, Hayden Quarry Rd, Leverett Dr$885
Dunfries Ct SW, Concepts 21 Dr, Sandstone Shores Dr, Seths Way, Catagon Ct, Alford Rd, Kingway Dr, Kingsway Dr, Marshall Blvd, Brenda Ann Dr$887
Shadow Rock Dr, Wellwater Ln, Idlewood Pass, Rogers Crossing Dr, Maple Hill Rd, Swift St, Magnolia Rdg, Antietam Dr, Lowtrail Ct, Lake Dr$888
Lofwood Ln, Ridge Trails Ct, Lola Way, Sherwood Cir, Stoneleigh Cir, Sutcliff Sq, Meadowood Pl, Quiet Arbor Ct, Plumbridge Ct, Dallas Park$862
Coffee Rd, Albans Ct, Hillvale Cove Dr, Rutland Trce, Edenfield Dr, Alta Ct, Crystal Cove, Cheval Ct, Parkway Trce, Willenhall Ct$884
Jabco Blvd, Smithson Ct, Laurel Green Dr, Miller Grove Rd, Timbervale Ln, N Deshong Rd, Abco Ct, Water Plain V W, Hollywoods Ln, Bayberry Way$898
S Rockbridge Rd, Palmer Rd, Oakleaf Dr, Robins Trce, Stephenson Ct, Brook Hollow Ln, Arbor Valley Ct, Pawleys Isle, Mountain Meadow Ct, Castlegar Way$900
Harmony Lakes Dr, Walker St, Hillvale Chase, Harmony Lakes Ct, Walker Rd, Summit View Pl, Cayuga Ct, Carlingford Pl, Tee Bow Ct, Redbud Trce$869
Berryside Dr, Charring Cross Ct, Cathedral Ct, Hunters Crossing Pt, Gossett Ct, Cragstone Ct, Pembelton Ct, Shore Dr, Plumtree Path, Canada Falls Ct$889

Lithonia, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lithonia$132 to $134
Redan$131
Lakeview Estates$123
Rockdale County$134

Lithonia, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Redan CDP, Georgia $131 $174 $261
Lakeview Estates CDP, Georgia $123 $164 $246
Rockdale County, Georgia $134 $179 $269

Lithonia, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lithonia, GA5.1%17.6%
Redan5.62%16.7%
Lakeview Estates9.17%29.31%
Rockdale County5.22%18.76%

Lithonia Renters Insurance as a Percentage of Rent

Lithonia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 233 2.0% $367
$300 to $499 220 1.0% $1267
$500 to $749 1,202 10.0% $1942
$750 to $999 3,821 33.0% $2692
$1,000 to $1,499 4,653 41.0% $3817
$1,500 or more 1,054 9.0% $5467

Average Cost Of Home Insurance By Company In Areas Nearby Lithonia For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$150,000 veneer Foremost Insurance Company $1957.00 $1912.00 $1867.00
$250,000 veneer Foremost Signature Insurance Company $1975 $1950 N/A
$300,000 frame General Casualty Company Of Wisconsin N/A $894.00 $855.00
$250,000 frame Grange Mutual Casualty Company N/A N/A N/A
$350,000 veneer Grange Property And Casualty Insurance Company N/A N/A $937
$100,000 frame Hartford Insurance Company Of The Southeast $1131 $1083 $1002
$150,000 frame Homesite Insurance Company Of Georgia N/A N/A $693.00
$75,000 veneer Horace Mann Property And Casualty Insurance Company N/A $685 $606
$150,000 veneer State Auto Property And Casualty Insurance Company N/A N/A $763.00
$75,000 frame State Farm Fire & Casualty Company N/A N/A $942.00

Lithonia, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Lithonia Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $7,500$6,500
Net Savings to Lithonia Home Owner from High Deductible Plan $1,000

Lithonia, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lithonia, GA Home Replacement Value MORE than Home Value Lithonia, GA Home Replacement Value LESS than Home Value
Replacement Value $166,000 $106,000
Insurance Premium based on Replacement Value $975 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,000 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $225/year

Example Lithonia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersChubb Group of Insurance
Monthly Premium 4110596
Year Built 201319992006
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$200000-$250000$400000-$500000
Deductible $1000-$2500 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Lithonia, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 425,000 Asphalt Shingles Roof 4,430 5 $5000 to $10,000 Deductible 890 9 Wood siding No
1990 265,000 Shingles Roof 2,980 5 $500 Deductible 1260 12 Stucco siding yes
1994 135,000 Tile Roof 1,830 4 $500 Deductible 440 7 Vinyl siding No
1999 120,000 Tile Roof 1,500 3 $500 Deductible 670 12 Stucco siding yes
1984 145,000 Shingles Roof 1,830 3 $500- $1000 Deductible 240 5 Fiber-Cement Siding yes
2010 250,000 Metal Roof 2,560 4 $5000 to $10,000 Deductible 420 7 Vinyl siding yes
2008 220,000 Tile Roof 2,200 4 $2500-$5000 Deductible 740 10 Vinyl siding yes
1996 170,000 Metal Roof 2,170 5 $5000 to $10,000 Deductible 500 10 Wood siding No
1981 185,000 Tile Roof 2,400 3 $5000 to $10,000 Deductible 40 1 Wood siding No
1991 150,000 Slate Shingles Roof 1,760 3 $1000-$2500 Deductible 40 1 Wood siding No
1983 295,000 Metal Roof 3,330 4 $5000 to $10,000 Deductible 740 9 Fiber-Cement Siding No
2008 155,000 Composition Roof 1,810 3 $500 Deductible 500 9 Fiber-Cement Siding No
2011 190,000 Tile Roof 2,560 4 $500- $1000 Deductible 430 6 Brick siding No
2013 185,000 Metal Roof 2,360 3 $500- $1000 Deductible 790 8 Wood siding yes
1982 395,000 Composition Roof 4,760 5 > $10,000 Deductible 450 4 Wood siding No
2003 400,000 Membrane Roof 3,940 5 $1000-$2500 Deductible 890 7 Wood siding No
2010 150,000 Composition Roof 1,710 5 $500 Deductible 240 4 Brick siding No
1999 120,000 Shingles Roof 1,370 3 $2500-$5000 Deductible 530 10 Fiber-Cement Siding yes
2012 235,000 Membrane Roof 2,840 5 $2500-$5000 Deductible 240 5 Vinyl siding No
1992 160,000 Composition Roof 1,590 5 $1000-$2500 Deductible 180 3 Vinyl siding yes
1989 270,000 Wood Shake Roof 3,190 4 $5000 to $10,000 Deductible 900 12 Wood siding yes
1990 140,000 Shingles Roof 1,790 4 $1000-$2500 Deductible 70 1 Wood siding yes
1985 255,000 Slate Shingles Roof 3,380 4 $1000-$2500 Deductible 250 3 Wood siding yes
2009 105,000 Shingles Roof 1,560 3 $500 Deductible 70 2 Stucco siding yes
2010 145,000 Tile Roof 1,960 3 $2500-$5000 Deductible 160 4 Brick siding yes
1991 185,000 Asphalt Shingles Roof 2,660 4 $1000-$2500 Deductible 60 1 Stucco siding yes
2000 160,000 Tile Roof 2,160 4 $2500-$5000 Deductible 230 5 Wood siding yes
1986 110,000 Wood Shake Roof 1,400 3 $1000-$2500 Deductible 30 1 Vinyl siding yes
1999 260,000 Asphalt Shingles Roof 3,190 5 $2500-$5000 Deductible 170 2 Stone Siding No
2013 95,000 Shingles Roof 1,400 3 $1000-$2500 Deductible 30 1 Fiber-Cement Siding yes
1991 180,000 Slate Shingles Roof 2,040 3 $500- $1000 Deductible 950 12 Vinyl siding yes
1997 145,000 Asphalt Shingles Roof 1,820 3 $1000-$2500 Deductible 50 1 Fiber-Cement Siding yes
2011 350,000 Composition Roof 4,150 5 $5000 to $10,000 Deductible 350 4 Wood siding yes
2010 150,000 Slate Shingles Roof 1,670 3 $500- $1000 Deductible 60 1 Brick siding No

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