Lithia Springs Insurance Rates:

Lithia Springs, GA homeowners insurance is nearly $743 to $1,017, about $61-$84/month. Our complete guide shows customers can save as much as $352 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Farmer's Insurance
I like the auto insurance side of the company, they we're superwere super quick and responsive when there was a hail storm and no worry about payment or the claim.

Lithia Springs, GA Homeowners Insurance By Home Value

Lithia Springs, GA Home Value Total Homes % of Total Average Lithia Springs, GA Homeowners Insurance
Less than $50,000 409 12.0% $167
$60,000 to $69,999 93 2.0% $448
$70,000 to $79,999 133 4.0% $510
$80,000 to $89,999 315 9.0% $580
$90,000 to $99,999 257 7.0% $651
$100,000 to $124,999 387 11.0% $756
$125,000 to $149,999 440 13.0% $950
$150,000 to $174,999 521 15.0% $1117
$175,000 to $199,999 293 8.0% $1293
$200,000 to $249,999 299 9.0% $1557
$250,000 to $299,999 45 1.0% $1900
$300,000 to $399,999 73 2.0% $2420

Top Home Insurance Agents Near Lithia Springs, GA

Home Insurance Company Near Lithia Springs, GA Homeowners Insurance Agency Near Lithia Springs, GA Address
Liberty Mutual Independent Townley Kenton Inc. 125 Clairemont Ave Ste 520, Decatur, GA, 30030
Travelers Boats And More Insurance 6275 LANIER ISLANDS PKWY, BUFORD, GA, 30518
State Farm Grover Lunsford 972 Highway 53 West SW, Calhoun, GA, 30701-7717
Travelers J Smith Lanier & Co Of Birmingham 11330 LAKEFIELD DR BLDG 1 STE 100, DULUTH, GA, 30097
Travelers Lc Harris Agency Inc 5701 MABLETON PKWY STE 101, MABLETON, GA, 30126

Cost Of Homeowners Insurance By Street Near Lithia Springs, GA

Streets in Lithia Springs Area Homeowners Insurance Cost
Honeysuckle Ln, Linda Dr, Six Flags Rd, Wesley Dr, Charleston Pl, Sloping Tree Way, Hyde Way, Mount Vernon Rd, Oakview Ln, Westpoint Dr$907
Pearl Pt, Pebble Dr, Bellingham Way, E Melissa Ln, Gresham Rd, Interstate West Pkwy, Hwy 78, Colonial Trl, Mallory Ln, Sweetwater Ter$877
Joanna St, Herring Pl, Jr High Dr, Lake Greystone Rd, Ben Hill Rd, Old E County Line Rd, Alexa Dr, Riley Rd, Jim St, Miller St$891
Thornton Rd, Laura Ln, Creekway Dr, Silver Creek Dr, Leeward Ct, Cardinal Dr, Yates Dr, Brownsville Lithia Springs Rd, Scarlet Dr, Tulip Dr$881
Turner Dr, September Way, Gail Ct, Bronner Rd, Baker Dr, Bluebird Ln, Preston Blvd, Mack Rd, Gordon St, Brookstone Ct$876

Lithia Springs, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lithia Springs$130 to $133
Douglasville-Lithia Springs$132
Austell$133
Douglasville$134

Lithia Springs, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Douglasville-Lithia Springs CCD, Douglas County, Georgia $132 $176 $264
Austell CCD, Cobb County, Georgia $133 $177 $266
Douglasville city, Georgia $134 $179 $269

Lithia Springs, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lithia Springs, GA5.9%22.6%
Douglasville-Lithia Springs5.47%22.06%
Austell5.3%23.37%
Douglasville4.67%18.83%

Lithia Springs Renters Insurance as a Percentage of Rent

Lithia Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 704 27.0% $1943
$750 to $999 1,214 47.0% $2693
$1,000 to $1,499 585 22.0% $3818
$1,500 or more 33 1.0% $5468

Average Cost Of Home Insurance By Company In Areas Nearby Lithia Springs For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$75,000 frame Buckeye State Mutual Insurance Company N/A $581.00 $440.00
$250,000 frame Country Mutual Insurance Company $983.90 $871.47 $721.22
$350,000 veneer Esurance Insurance Company N/A $1170.7 $1087.5
$75,000 frame Horace Mann Property And Casualty Insurance Company N/A $850 $751
$200,000 veneer Liberty Insurance Corporation N/A $1043 $983
$250,000 veneer Owners Insurance Company $696.54 $650.98 $592.38
$200,000 veneer Praetorian Insurance Company N/A $501 $423
$150,000 frame Safeco Insurance Company Of Indiana $1075 $1002 $913
$300,000 frame State Auto Property And Casualty Insurance Company N/A N/A $1301.00
$100,000 veneer The Travelers Home And Marine Insurance Company N/A N/A $728

Lithia Springs, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Lithia Springs Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,300$4,700
Net Savings to Lithia Springs Home Owner from High Deductible Plan $600

Lithia Springs, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lithia Springs, GA Home Replacement Value MORE than Home Value Lithia Springs, GA Home Replacement Value LESS than Home Value
Replacement Value $138,500 $97,000
Insurance Premium based on Replacement Value $800 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,500 Risk Exposure from Under Insuring Coverage is $26,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year

Example Lithia Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateTravelersLiberty Mutual
Monthly Premium 353857
Year Built 198520091995
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $75000-$100000$100000-$125000$150000-$175000
Deductible $500- $1000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Lithia Springs, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 90,000 Composition Roof 1,350 2 $2500-$5000 Deductible 50 2 Wood siding No
1992 165,000 Asphalt Shingles Roof 1,750 3 $500 Deductible 340 5 Wood siding yes
2001 155,000 Slate Shingles Roof 2,010 4 $5000 to $10,000 Deductible 370 12 Brick siding No
2010 125,000 Slate Shingles Roof 1,590 2 $2500-$5000 Deductible 280 10 Wood siding yes
1992 95,000 Metal Roof 1,340 2 $500 Deductible 400 12 Stone Siding yes
1983 120,000 Shingles Roof 1,660 4 $1000-$2500 Deductible 110 2 Stone Siding No
2011 255,000 Asphalt Shingles Roof 2,900 4 $500 Deductible 760 6 Fiber-Cement Siding No
2012 150,000 Tile Roof 1,600 2 $500- $1000 Deductible 450 10 Vinyl siding yes
2012 105,000 Asphalt Shingles Roof 1,060 2 $500- $1000 Deductible 420 12 Wood siding yes
1978 110,000 Tile Roof 1,320 3 $2500-$5000 Deductible 200 5 Wood siding No
2002 110,000 Membrane Roof 1,460 3 $1000-$2500 Deductible 120 4 Stucco siding yes
2012 175,000 Wood Shake Roof 2,160 3 $500 Deductible 400 6 Stone Siding No
1986 80,000 Composition Roof 1,010 2 $500 Deductible 350 12 Fiber-Cement Siding No
1992 100,000 Wood Shake Roof 1,400 2 $500 Deductible 220 6 Stone Siding No
1990 165,000 Shingles Roof 2,220 3 $500- $1000 Deductible 270 5 Stucco siding No
1973 305,000 Slate Shingles Roof 3,200 4 $2500-$5000 Deductible 660 8 Brick siding yes
2010 125,000 Composition Roof 1,470 2 $500- $1000 Deductible 190 5 Fiber-Cement Siding No
1984 265,000 Metal Roof 2,780 4 $500 Deductible 800 8 Fiber-Cement Siding No
1972 105,000 Membrane Roof 1,340 2 $500- $1000 Deductible 240 5 Brick siding No
1977 120,000 Tile Roof 1,650 2 $2500-$5000 Deductible 30 1 Wood siding yes
1981 105,000 Shingles Roof 1,220 3 $500 Deductible 90 3 Stone Siding yes
2013 220,000 Membrane Roof 2,300 3 $1000-$2500 Deductible 460 5 Wood siding No
1991 150,000 Composition Roof 2,320 3 $5000 to $10,000 Deductible 40 1 Stone Siding No
2003 190,000 Composition Roof 2,240 3 $5000 to $10,000 Deductible 480 12 Brick siding No
2000 270,000 Wood Shake Roof 3,370 4 $1000-$2500 Deductible 280 3 Brick siding yes
2004 95,000 Composition Roof 1,260 2 $1000-$2500 Deductible 200 7 Fiber-Cement Siding No
2011 80,000 Wood Shake Roof 1,180 2 $500- $1000 Deductible 400 12 Brick siding yes
2010 170,000 Composition Roof 2,210 4 $2500-$5000 Deductible 130 2 Vinyl siding No
2011 145,000 Slate Shingles Roof 1,910 3 $2500-$5000 Deductible 40 1 Brick siding No
2010 320,000 Asphalt Shingles Roof 3,380 4 > $10,000 Deductible 240 3 Wood siding No
1979 110,000 Shingles Roof 1,470 3 $1000-$2500 Deductible 300 12 Brick siding yes
1980 145,000 Membrane Roof 2,060 3 $1000-$2500 Deductible 200 5 Brick siding yes
1996 115,000 Tile Roof 1,690 2 $500 Deductible 150 3 Wood siding No
2005 85,000 Slate Shingles Roof 1,210 3 $500 Deductible 80 2 Stone Siding yes