Litchfield, CT homeowners insurance is nearly $749 to $1,024, about $62-$85/month. Our comprehensive research indicates shoppers can save upto $354 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Litchfield, CT | Homeowners Insurance Agency Near Litchfield, CT | Address |
|---|---|---|
| Travelers | Banc Insurance Agency Inc | ONE HARTFIELD BLVD STE 301, EAST WINDSOR, CT, 6088 |
| Allstate | Bob Derosa | 525 Bridgeport Ave Ste 105, Shelton, CT, 6484 |
| Travelers | Brad Peck Inc | 1676 County Route 7A, Copake, NY, 12516 |
| Travelers | Connecticut Ins Exchange Of Southington Llc | 1133 MERIDEN WATERBURY TNPKE, PLANTSVILLE, CT, 6479 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Bantam borough, Connecticut | $127 | $169 | $254 |
| Morris town, Litchfield County, Connecticut | $133 | $177 | $266 |
| Litchfield County, Connecticut | $129 | $172 | $258 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Litchfield, CT | 3.5% | 9.3% |
| Bantam | 4.35% | 12.24% |
| Morris | 3.47% | 8.76% |
| Litchfield County | 3.63% | 9.46% |
| Litchfield Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 29 | 4.0% | $326 |
| $200 to $299 | 8 | 1.0% | $776 |
| $300 to $499 | 43 | 7.0% | $1226 |
| $500 to $749 | 72 | 11.0% | $1901 |
| $750 to $999 | 136 | 22.0% | $2651 |
| $1,000 to $1,499 | 127 | 20.0% | $3776 |
| $1,500 or more | 193 | 31.0% | $5426 |
| Streets in Litchfield Area | Homeowners Insurance Cost |
|---|---|
| Richards Rd Exd, Whites Wood Rd, Dutton Hts, Vanderpoel Ave, Old Northfield Rd, Fox Crossing Ln, Old Forge Hollow Rd, Haas Rd, Kennedy Rd, Holly House Ct | $893 |
| E Litchfield Rd S, Sears Dr, E Chestnut Hill Rd, High St Exd, Countryside Ln, Butternut Rd, N Lake St, Hawthorne Ct, Avalon Ln, Lipeika Rd | $884 |
| Osborn Ln, Saw Mill Rd, Pineview Ln, Westwood Ln, Marne Park Rd, Woodruff St, Country Pl, Jefferson Hill Rd S, Collins Rd, Roosevelt Ave Exd | $887 |
| Minerva Ln, Clark Rd, W Chestnut Hill Rd, Knife Shop Rd, Toll Gate Rd, Goodwin Hill Rd, E Street No 2, Willis Dr, Blakeslee Rd, Peach Orchard Ln | $877 |
| Sheldon Ln, Lattin Hill Rd, Looking Glass Hill Rd, Hubbard Pines, Fenn Rd Exd, Lutz Dr, Old Turnpike Rd, Bantam Lake Rd, Murphy Rd, Naser Rd | $873 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Litchfield | $132 to $135 |
| Bantam | $127 |
| Morris | $133 |
| Litchfield County | $129 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $4,000 |
| Yearly Litchfield Homeowner Insurance Premium Example | $5,100 | $4,100 |
| Out of Pocket Expense During Claim | $1,000 | $4,000 |
| Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim | $21,400 | $20,400 |
| Net Savings to Litchfield Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Litchfield, CT Home Replacement Value MORE than Home Value | Litchfield, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $453,500 | $340,000 |
| Insurance Premium based on Replacement Value | $3,675 | $2,750 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $38,000 | Risk Exposure from Under Insuring Coverage is $75,500 |
| Premium Impact | Insurance cheaper by $625/year | Insurance costlier by $300/year |
| Insurance Company | State Farm | Nationwide Insurance | GEICO Insurance |
| Monthly Premium | 151 | 220 | 142 |
| Year Built | 1989 | 1944 | 2003 |
| Home Details | 2 Beds, 1 Baths | 5 Beds, 3 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $400000-$500000 | $200000-$250000 |
| Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible |