Linwood Insurance Rates:

Linwood, NJ homeowners insurance is about $728 to $993, about $60-$82/month. Our exhaustive analysis reveals consumers can save upto $344 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Linwood, NJ Homeowners Insurance By Home Value

Linwood, NJ Home Value Total Homes % of Total Average Linwood, NJ Homeowners Insurance
Less than $50,000 24 1.0% $60
$80,000 to $89,999 30 2.0% $206
$100,000 to $124,999 15 1.0% $275
$125,000 to $149,999 56 3.0% $344
$150,000 to $174,999 114 7.0% $404
$175,000 to $199,999 80 5.0% $473
$200,000 to $249,999 282 18.0% $567
$250,000 to $299,999 310 20.0% $688
$300,000 to $399,999 574 38.0% $877

Top Home Insurance Agents Near Linwood, NJ

Home Insurance Company Near Linwood, NJ Homeowners Insurance Agency Near Linwood, NJ Address
NA Joseph H. Mcglone, Inc. 208 White Horse Pike Ste 15, Barrington, NJ, 8007
NA Mcmahon Agency, Inc. 2131 Asbury Ave Ocean City, Ocean City, NJ, 8226
NA Barclay Group - Audubon 601 S White Horse Pike, Audubon, NJ, 8106
Farmers Frank Froio 213 Holly Dell Dr, Sewell, NJ, 8080
Farmers Paul Riccio 1144 S Main St, Williamstown, NJ, 8094

Cost Of Homeowners Insurance By Street Near Linwood, NJ

Streets in Linwood Area Homeowners Insurance Cost
Oak Grove Ave, W Vernon Ave, S 12th Ave, Oakcrest Ave, S 34th Ave, N 28th Ave, W Poplar Ave, S 31st Ave, Van Sant Ave, E Monroe Ave$927
N 25th Ave, Meadow View Dr, Burroughs Ave, E Edgewood Ave, S Colgate Ave, Woodstock, Wexford Ln, N 32nd Ave, Heather Ct, Van Sant Ave$944
Somerset Blvd, Hancock Ct, Longport Somers Point Blvd, Franklin Blvd, S 28th Ave, Frances Ave, Van Sant Ave, Colgate Ave S, Arrowhead Dr, S Manor Ave$919
Beech Ave, S 30th Ave, S 16th Ave, Arlington Ave, Danielle Dr, Berkley St, Fischer Rd, Royal Ave, N 31st St, Greenwich Dr$940
E Essex Ave, Adams Ct, Oberon Byfront Ave, Diane Ct, N 34th Ave, S 23rd Ave, Cambridge Ave, Cheltenham Ave, W Devonshire Ave, Devon Ave$927

Linwood, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Linwood$128 to $131
Northfield$124
Longport$144
Margate City$136

Linwood, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Northfield city, New Jersey $125 $166 $249
Somers Point city, New Jersey $125 $166 $249
Egg Harbor township, Atlantic County, New Jersey $125 $166 $249

Linwood, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Linwood, NJ2.9%7.2%
Northfield3.16%8.49%
Somers Point3.61%9.06%
Egg Harbor3.3%9.39%

Linwood Renters Insurance as a Percentage of Rent

Linwood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 78 33.0% $2654
$1,000 to $1,499 72 30.0% $3779
$1,500 or more 86 36.0% $5429

Linwood, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Linwood Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $8,000$7,000
Net Savings to Linwood Home Owner from High Deductible Plan $1,000

Linwood, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Linwood, NJ Home Replacement Value MORE than Home Value Linwood, NJ Home Replacement Value LESS than Home Value
Replacement Value $725,000 $431,500
Insurance Premium based on Replacement Value $3,125 $1,850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $144,000 Risk Exposure from Under Insuring Coverage is $149,500
Premium Impact Insurance cheaper by $650/year Insurance costlier by $625/year

Example Linwood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceChubb Group of Insurance
Monthly Premium 72173229
Year Built 196919902013
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $300000-$350000$500000-$600000$500000-$600000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Linwood, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1945 450,000 Composition Roof 3,180 4 $500 Deductible 520 4 Fiber-Cement Siding yes
2000 465,000 Asphalt Shingles Roof 2,300 5 $500 Deductible 1160 7 Stone Siding yes
1976 450,000 Metal Roof 2,190 4 $500- $1000 Deductible 1050 5 Brick siding No
1964 295,000 Asphalt Shingles Roof 1,840 3 $2500-$5000 Deductible 1040 12 Stone Siding yes
1976 525,000 Slate Shingles Roof 2,830 4 $1000-$2500 Deductible 190 1 Stone Siding yes
2011 320,000 Asphalt Shingles Roof 1,580 5 $5000 to $10,000 Deductible 1010 12 Vinyl siding No
1943 325,000 Metal Roof 1,720 3 $5000 to $10,000 Deductible 420 4 Stucco siding No
1942 585,000 Metal Roof 3,480 5 $500 Deductible 220 1 Brick siding No
1972 255,000 Asphalt Shingles Roof 1,750 5 $500- $1000 Deductible 250 3 Fiber-Cement Siding yes
1992 230,000 Tile Roof 1,420 3 $5000 to $10,000 Deductible 330 8 Fiber-Cement Siding No
2009 510,000 Composition Roof 2,710 4 $5000 to $10,000 Deductible 440 4 Vinyl siding yes
1974 745,000 Asphalt Shingles Roof 4,340 5 $1000-$2500 Deductible 680 3 Stucco siding No
1946 465,000 Metal Roof 2,480 4 $1000-$2500 Deductible 1180 7 Vinyl siding yes
2013 280,000 Metal Roof 1,630 4 $500 Deductible 210 2 Wood siding No
2001 380,000 Composition Roof 1,870 4 $2500-$5000 Deductible 1330 9 Brick siding No
1961 450,000 Membrane Roof 2,570 4 $2500-$5000 Deductible 620 4 Brick siding No
2010 635,000 Membrane Roof 3,230 4 $5000 to $10,000 Deductible 210 1 Vinyl siding No
2002 700,000 Slate Shingles Roof 4,590 5 $2500-$5000 Deductible 260 1 Vinyl siding No
1992 650,000 Wood Shake Roof 4,050 5 > $10,000 Deductible 1250 8 Brick siding No
2001 880,000 Slate Shingles Roof 4,960 5 > $10,000 Deductible 430 2 Vinyl siding No
1976 250,000 Tile Roof 1,380 3 $500- $1000 Deductible 110 1 Vinyl siding No
2012 370,000 Wood Shake Roof 2,090 3 $500 Deductible 2700 12 Brick siding yes
1941 300,000 Wood Shake Roof 1,480 3 $1000-$2500 Deductible 390 4 Wood siding yes
2007 565,000 Asphalt Shingles Roof 2,980 4 $1000-$2500 Deductible 1530 6 Stucco siding No
2010 320,000 Tile Roof 1,870 4 $2500-$5000 Deductible 740 10 Wood siding No
2011 195,000 Tile Roof 1,310 3 $5000 to $10,000 Deductible 760 12 Fiber-Cement Siding No
1943 370,000 Membrane Roof 2,170 3 $2500-$5000 Deductible 200 2 Stone Siding No
2002 635,000 Slate Shingles Roof 4,370 5 $500- $1000 Deductible 2060 8 Stucco siding yes
1973 545,000 Composition Roof 2,960 5 $500- $1000 Deductible 560 4 Stucco siding No
2012 685,000 Metal Roof 4,610 5 $5000 to $10,000 Deductible 210 1 Stone Siding yes
2013 575,000 Membrane Roof 3,340 5 $500 Deductible 1450 6 Wood siding yes
1941 355,000 Asphalt Shingles Roof 1,850 3 $500 Deductible 660 4 Brick siding No
2004 595,000 Composition Roof 3,100 4 $500 Deductible 450 3 Brick siding yes
1971 315,000 Shingles Roof 1,920 4 $500 Deductible 1240 12 Fiber-Cement Siding No