Lindsay Insurance Rates:

Lindsay, CA homeowners insurance is approximately $503 to $681, about $41-$56/month. Our complete research indicates shoppers can save as much as $236 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Lindsay, CA Homeowners Insurance By Home Value

Lindsay, CA Home Value Total Homes % of Total Average Lindsay, CA Homeowners Insurance
Less than $50,000 247 10.0% $88
$60,000 to $69,999 34 1.0% $242
$70,000 to $79,999 148 6.0% $278
$80,000 to $89,999 91 3.0% $319
$90,000 to $99,999 56 2.0% $355
$100,000 to $124,999 505 21.0% $414
$125,000 to $149,999 80 3.0% $515
$150,000 to $174,999 430 18.0% $609
$175,000 to $199,999 39 1.0% $704
$200,000 to $249,999 263 11.0% $852
$250,000 to $299,999 257 10.0% $1041
$300,000 to $399,999 184 7.0% $1320

Top Home Insurance Agents Near Lindsay, CA

Home Insurance Company Near Lindsay, CA Homeowners Insurance Agency Near Lindsay, CA Address
Travelers Bacome Insurance Agency 150 SOUTH N ST, TULARE, CA, 93274
State Farm Brian Watson 165 E Honolulu St, Lindsay, CA, 93247-2526
State Farm Jeanette Willems 1196 11th St, Reedley, CA, 93654-2923
Farmers John Young 240 N Main St, Porterville, CA, 93257
State Farm Susanne Acencio 1034 W Morton Ave Ste A, Porterville, CA, 93257-1967

Cost Of Homeowners Insurance By Street Near Lindsay, CA

Streets in Lindsay Area Homeowners Insurance Cost
3rd Ave, Garden Ave, Page Ave, Peach Ave, E Harvard Ter, Whitney St, W Lewis St, Ave 248, Eastwood Ave, Cypress Ave$606
E Alameda St, Ave 254, Westmore Ct, Dawn St, Fairview Dr, Lea Way, Ave 218, Harvard Ave, W Waddell St, Rd 214$593
el Mirador Hwy, W Tulare Rd, Farmersville Blvd, Lindsay Blvd, N Ashland Ave, W Frazier St, Elm Ave, W Mariposa St, N Sweetbriar Ave, Poppy Ave$610
Lindsay St, N Orange, N Bellah Ave, Round Valley Dr, W Hermosa St, Westwood St, Citrus St, Grove Ln, E Lindmore St, W Samoa St$577
Violet Ave, I Ave, F Ave, Palm St, Locke Ave, Fresno St, Tulare Lindsay Hwy, Maple Ave, E Alameda St, N Strathmore Ave$609

Lindsay, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lindsay$88 to $90
Plainview$87
Strathmore$89
East Tulare Villa$88

Lindsay, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Plainview CDP, California $87 $116 $174
Strathmore CCD, Tulare County, California $89 $119 $179
Tooleville CDP, California $87 $116 $174

Lindsay, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lindsay, CA3.9%14.2%
Plainview5.09%19.49%
Strathmore4.06%17.64%
Exeter3.7%15.62%

Lindsay Renters Insurance as a Percentage of Rent

Lindsay Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 101 5.0% $804
$300 to $499 242 13.0% $1254
$500 to $749 656 35.0% $1929
$750 to $999 488 26.0% $2679
$1,000 to $1,499 318 17.0% $3804
$1,500 or more 28 1.0% $5454

Average Cost Of Home Insurance By Company In Areas Nearby Lindsay For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewCalifornia Capital343
1500002504-6 YearsAIG Prop Cas693
1500002504-6 YearsMAPFRE Group495
1500005001-3 YearsUniversal North America324
1500005007-15 YearsFirst American Ins472
1500005007-15 YearsHomesite735
15000050026-40 YearsUnigard Group576
200000500NewAAA (Interinsurance Exchange)268
200000500NewKemper385
20000050016-25 YearsSafeco588
20000050026-40 YearsCalifornia Casualty803
20000050026-40 YearsEncompass734
20000050026-40 YearsStillwater Prop & Cas Co825
2500001000NewAmica Mutual642
2500001000NewIntegon/National597
25000010007-15 YearsFarmers (Fire Ins)1141
250000100026-40 YearsQBE (Balboa)952
250000100041-70 YearsFarmers (Fire Ins)1219
2500005001-3 YearsTravelers434

Lindsay, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Lindsay Homeowner Insurance Premium Example $1,900$1,500
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,200$13,400
Net Savings to Lindsay Home Owner from High Deductible Plan $800

Lindsay, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lindsay, CA Home Replacement Value MORE than Home Value Lindsay, CA Home Replacement Value LESS than Home Value
Replacement Value $197,000 $128,000
Insurance Premium based on Replacement Value $600 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $43,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $75/year

Example Lindsay Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersChubb Group of InsuranceState Farm
Monthly Premium 483374
Year Built 200919651990
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $175000-$200000$150000-$175000$350000-$400000
Deductible $500 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Lindsay, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1978 215,000 Tile Roof 2,000 4 $500 Deductible 500 8 Wood siding yes
1962 295,000 Metal Roof 3,150 4 $500 Deductible 510 9 Vinyl siding No
2007 290,000 Slate Shingles Roof 3,060 4 $500 Deductible 860 10 Stucco siding No
2011 210,000 Wood Shake Roof 2,410 4 $500 Deductible 260 8 Fiber-Cement Siding yes
1976 110,000 Shingles Roof 1,230 3 $1000-$2500 Deductible 220 12 Stone Siding No
1987 230,000 Composition Roof 2,360 4 $500- $1000 Deductible 200 6 Brick siding No
2008 490,000 Shingles Roof 4,360 5 $500 Deductible 620 5 Stone Siding No
2002 395,000 Composition Roof 4,590 5 $1000-$2500 Deductible 1130 10 Vinyl siding No
1965 160,000 Membrane Roof 1,720 3 $5000 to $10,000 Deductible 140 6 Vinyl siding yes
1993 305,000 Wood Shake Roof 3,140 4 $500- $1000 Deductible 290 5 Wood siding No
1992 215,000 Tile Roof 2,510 4 $500 Deductible 700 12 Stone Siding yes
1981 125,000 Tile Roof 1,390 3 $500 Deductible 250 9 Wood siding yes
2004 160,000 Slate Shingles Roof 1,890 4 $5000 to $10,000 Deductible 370 12 Stucco siding yes
1965 170,000 Asphalt Shingles Roof 2,040 3 $500 Deductible 120 3 Vinyl siding No
2011 275,000 Asphalt Shingles Roof 2,610 4 $5000 to $10,000 Deductible 80 2 Fiber-Cement Siding No
2000 290,000 Shingles Roof 3,640 5 $5000 to $10,000 Deductible 70 2 Stone Siding yes
1987 120,000 Shingles Roof 1,530 5 $1000-$2500 Deductible 240 10 Fiber-Cement Siding No
2014 210,000 Composition Roof 2,080 4 $5000 to $10,000 Deductible 110 3 Stucco siding No
1984 155,000 Tile Roof 1,480 3 $500- $1000 Deductible 260 8 Fiber-Cement Siding yes
1988 180,000 Membrane Roof 2,010 5 $5000 to $10,000 Deductible 150 4 Stone Siding yes
1970 260,000 Composition Roof 2,310 4 $500 Deductible 70 1 Wood siding No
2000 195,000 Wood Shake Roof 2,370 5 $500 Deductible 100 2 Vinyl siding yes
2007 330,000 Wood Shake Roof 3,130 4 $500- $1000 Deductible 850 10 Brick siding yes
2013 180,000 Metal Roof 1,620 3 $500 Deductible 160 3 Vinyl siding No
1990 140,000 Wood Shake Roof 1,880 3 $2500-$5000 Deductible 40 2 Stone Siding No
1977 160,000 Membrane Roof 1,680 3 $1000-$2500 Deductible 40 1 Stone Siding yes
2012 200,000 Tile Roof 1,940 3 $2500-$5000 Deductible 50 1 Wood siding No
1966 435,000 Shingles Roof 3,990 5 $1000-$2500 Deductible 670 10 Vinyl siding No
1981 430,000 Composition Roof 4,960 5 $500- $1000 Deductible 170 2 Stucco siding No
1999 155,000 Asphalt Shingles Roof 2,020 3 $5000 to $10,000 Deductible 50 2 Wood siding yes
2014 265,000 Membrane Roof 2,340 5 $500 Deductible 190 3 Stucco siding yes
2005 285,000 Wood Shake Roof 2,730 5 $1000-$2500 Deductible 660 9 Wood siding No
2010 300,000 Wood Shake Roof 3,130 5 $1000-$2500 Deductible 60 1 Brick siding yes
1985 245,000 Tile Roof 2,580 4 > $10,000 Deductible 200 5 Fiber-Cement Siding No