Linden Insurance Rates:

Linden, NJ homeowners insurance is roughly $721 to $981, about $60-$81/month. Our comprehensive guide reveals consumers can save upto $340 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
I just went into my company's website to retrieve the information for this survey and easily navigated to the answers.
State Farm
While it's not as low on price as I would like, I am happy as I have several friends who have had to make claims in the past with State Farm and they said that the company handled any issues fast and did their claims in a good fashion.
State Farm
What I like most is that I was able to consolidate my homeowner insurance with my automobile insurance, This made it most convenient for me when shopping for homeowner insurance since I already used Geico for my auto.
State Farm
Email is not a good approach. It takes a phone call. I prefer to use email or online chat.
State Farm
sometimes they take longer than expected to attend to the users of the insurance in each of the problems in which they can present

Linden, NJ Homeowners Insurance By Home Value

Linden, NJ Home Value Total Homes % of Total Average Linden, NJ Homeowners Insurance
Less than $50,000 76 1.0% $68
$100,000 to $124,999 232 3.0% $298
$125,000 to $149,999 120 1.0% $374
$150,000 to $174,999 427 6.0% $443
$175,000 to $199,999 328 4.0% $511
$200,000 to $249,999 1,190 17.0% $613
$250,000 to $299,999 1,525 21.0% $749
$300,000 to $399,999 2,994 42.0% $954

Top Home Insurance Agents Near Linden, NJ

Home Insurance Company Near Linden, NJ Homeowners Insurance Agency Near Linden, NJ Address
NA Dittmar Agency 78 Court St, Freehold, NJ, 7728
Liberty Mutual Douglas Bowens 1600 Perrineville Road Unit 55, Monroe Township, NJ, 8831
Travelers Lobosco Insurance Group 964 Mcbride Ave Woodland Park, West Paterson, NJ, 7424
Travelers Masterson Insurance Agency Inc 1600 Stewart Ave Ste 701 , Westbury, NY, 11590
Nationwide Visgauss Assoc Inc 181 West Main St Ste 102, Babylon Village, NY, 11702-0267

Cost Of Homeowners Insurance By Street Near Linden, NJ

Streets in Linden Area Homeowners Insurance Cost
E 13th St, Laurita St, E 21st St, Eddy Ave, Saint Marks St, Miner Ter, Moore Pl, Pratt Pl, E Edgar Rd, Miltonia St$854
Roselle St, W 15th St, Berwood Dr, Myrtle Ter, McCandless St, Fernwood Ter, Fedor Ave, E Munsell Ave, Bergen Ave, Haven Pl$854
Kennedy Dr, Macarthur Ct, Mack Pl, Hillcrest Ter, Keep St, Grant St, W Baltimore Ave, W 12th St, Sylvan St, Westover Rd$854
Bower St, McCandless St, Robbinwood Ter, Essex Ave, Madison St, Fairway Rd, Roselle St, Birchwood Rd, Gresser Ave, E 14th St$859
Dennis Pl, E 12th St, E 21st St, Hagel Ave, Ainsworth St, Malcolm Pl, Berlant Ave, Emma Pl, Karen Ter, Harrison Pl$881

Linden, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Linden$127 to $130
Roselle$125
Rahway$127
Winfield$124

Linden, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Roselle borough, New Jersey $125 $167 $251
Rahway city, New Jersey $128 $170 $255
Winfield township, Union County, New Jersey $125 $166 $249

Linden, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Linden, NJ3.0%7.2%
Roselle2.8%6.96%
Rahway2.82%7.19%
Winfield7.55%14.31%

Linden Renters Insurance as a Percentage of Rent

Linden Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 92 1.0% $332
$200 to $299 87 1.0% $782
$300 to $499 178 2.0% $1232
$500 to $749 416 7.0% $1907
$750 to $999 1,306 21.0% $2657
$1,000 to $1,499 2,867 48.0% $3782
$1,500 or more 991 16.0% $5432

Linden, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Linden Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $7,300$6,800
Net Savings to Linden Home Owner from High Deductible Plan $500

Linden, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Linden, NJ Home Replacement Value MORE than Home Value Linden, NJ Home Replacement Value LESS than Home Value
Replacement Value $403,000 $227,500
Insurance Premium based on Replacement Value $1,700 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $97,500 Risk Exposure from Under Insuring Coverage is $78,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $425/year

Example Linden Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmGEICO Insurance
Monthly Premium 82107106
Year Built 197419681980
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$250000-$300000$350000-$400000
Deductible $500- $1000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Linden, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1953 390,000 Metal Roof 2,050 3 $1000-$2500 Deductible 370 3 Stucco siding yes
1945 560,000 Composition Roof 3,500 5 $500 Deductible 160 1 Fiber-Cement Siding yes
1964 480,000 Tile Roof 2,570 4 $2500-$5000 Deductible 880 7 Stucco siding yes
1969 265,000 Tile Roof 1,640 3 $2500-$5000 Deductible 870 9 Stucco siding yes
1977 280,000 Shingles Roof 1,910 4 $5000 to $10,000 Deductible 70 1 Stone Siding No
1966 220,000 Tile Roof 1,680 3 $5000 to $10,000 Deductible 400 6 Stucco siding No
1941 185,000 Membrane Roof 1,320 2 $2500-$5000 Deductible 70 1 Vinyl siding yes
1941 330,000 Slate Shingles Roof 2,290 5 $500- $1000 Deductible 550 4 Fiber-Cement Siding No
1978 265,000 Wood Shake Roof 1,410 3 $500- $1000 Deductible 990 7 Stucco siding No
1971 235,000 Wood Shake Roof 1,470 2 > $10,000 Deductible 60 1 Stone Siding No
1952 200,000 Shingles Roof 1,180 2 > $10,000 Deductible 150 3 Vinyl siding yes
1970 860,000 Composition Roof 4,950 5 $2500-$5000 Deductible 2680 8 Stucco siding yes
1949 165,000 Membrane Roof 1,210 3 $2500-$5000 Deductible 110 3 Wood siding yes
1943 190,000 Composition Roof 1,110 2 $5000 to $10,000 Deductible 300 5 Vinyl siding yes
1963 430,000 Tile Roof 2,840 5 $2500-$5000 Deductible 690 5 Stucco siding No
1949 355,000 Metal Roof 2,370 3 $2500-$5000 Deductible 410 4 Wood siding No
1951 190,000 Asphalt Shingles Roof 1,240 3 $1000-$2500 Deductible 260 4 Vinyl siding No
1978 340,000 Tile Roof 2,000 3 $5000 to $10,000 Deductible 1270 12 Vinyl siding No
1988 365,000 Composition Roof 2,490 4 $1000-$2500 Deductible 920 7 Stucco siding No
1969 295,000 Membrane Roof 1,990 3 $2500-$5000 Deductible 340 5 Wood siding yes
1981 405,000 Metal Roof 2,360 5 $500 Deductible 340 2 Stone Siding No
1948 290,000 Wood Shake Roof 1,670 3 $2500-$5000 Deductible 370 5 Stone Siding yes
1958 360,000 Membrane Roof 2,800 4 $500 Deductible 150 1 Vinyl siding yes
1970 175,000 Metal Roof 990 2 $5000 to $10,000 Deductible 40 1 Vinyl siding yes
1986 355,000 Wood Shake Roof 2,710 5 $2500-$5000 Deductible 300 3 Fiber-Cement Siding yes
1984 460,000 Tile Roof 3,230 5 $500- $1000 Deductible 750 4 Stone Siding No
1982 265,000 Asphalt Shingles Roof 1,740 4 $500 Deductible 1010 9 Brick siding yes