Linden, NJ homeowners insurance is roughly $721 to $981, about $60-$81/month. Our comprehensive guide reveals consumers can save upto $340 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Linden, NJ Home Value | Total Homes | % of Total | Average Linden, NJ Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 76 | 1.0% | $68 |
$100,000 to $124,999 | 232 | 3.0% | $298 |
$125,000 to $149,999 | 120 | 1.0% | $374 |
$150,000 to $174,999 | 427 | 6.0% | $443 |
$175,000 to $199,999 | 328 | 4.0% | $511 |
$200,000 to $249,999 | 1,190 | 17.0% | $613 |
$250,000 to $299,999 | 1,525 | 21.0% | $749 |
$300,000 to $399,999 | 2,994 | 42.0% | $954 |
Home Insurance Company Near Linden, NJ | Homeowners Insurance Agency Near Linden, NJ | Address |
---|---|---|
Nationwide | Visgauss Assoc Inc | 181 West Main St Ste 102, Babylon Village, NY, 11702-0267 |
NA | Dittmar Agency | 78 Court St, Freehold, NJ, 7728 |
Liberty Mutual | Douglas Bowens | 1600 Perrineville Road Unit 55, Monroe Township, NJ, 8831 |
Travelers | Lobosco Insurance Group | 964 Mcbride Ave Woodland Park, West Paterson, NJ, 7424 |
Travelers | Masterson Insurance Agency Inc | 1600 Stewart Ave Ste 701 , Westbury, NY, 11590 |
Streets in Linden Area | Homeowners Insurance Cost |
---|---|
E 13th St, Laurita St, E 21st St, Eddy Ave, Saint Marks St, Miner Ter, Moore Pl, Pratt Pl, E Edgar Rd, Miltonia St | $854 |
Roselle St, W 15th St, Berwood Dr, Myrtle Ter, McCandless St, Fernwood Ter, Fedor Ave, E Munsell Ave, Bergen Ave, Haven Pl | $854 |
Kennedy Dr, Macarthur Ct, Mack Pl, Hillcrest Ter, Keep St, Grant St, W Baltimore Ave, W 12th St, Sylvan St, Westover Rd | $854 |
Bower St, McCandless St, Robbinwood Ter, Essex Ave, Madison St, Fairway Rd, Roselle St, Birchwood Rd, Gresser Ave, E 14th St | $859 |
Dennis Pl, E 12th St, E 21st St, Hagel Ave, Ainsworth St, Malcolm Pl, Berlant Ave, Emma Pl, Karen Ter, Harrison Pl | $881 |
Place | Savings For Senior Occupied Homes |
---|---|
Linden | $127 to $130 |
Roselle | $125 |
Rahway | $127 |
Winfield | $124 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
Roselle borough, New Jersey | $125 | $167 | $251 |
Rahway city, New Jersey | $128 | $170 | $255 |
Winfield township, Union County, New Jersey | $125 | $166 | $249 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Linden, NJ | 3.0% | 7.2% |
Roselle | 2.8% | 6.96% |
Rahway | 2.82% | 7.19% |
Winfield | 7.55% | 14.31% |
Linden Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
Less than $200 | 92 | 1.0% | $332 |
$200 to $299 | 87 | 1.0% | $782 |
$300 to $499 | 178 | 2.0% | $1232 |
$500 to $749 | 416 | 7.0% | $1907 |
$750 to $999 | 1,306 | 21.0% | $2657 |
$1,000 to $1,499 | 2,867 | 48.0% | $3782 |
$1,500 or more | 991 | 16.0% | $5432 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $1,900 | $2,900 |
Yearly Linden Homeowner Insurance Premium Example | $1,800 | $1,300 |
Out of Pocket Expense During Claim | $1,900 | $2,900 |
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim | $7,300 | $6,800 |
Net Savings to Linden Home Owner from High Deductible Plan | $500 |
Scenario | Linden, NJ Home Replacement Value MORE than Home Value | Linden, NJ Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $403,000 | $227,500 |
Insurance Premium based on Replacement Value | $1,700 | $950 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $97,500 | Risk Exposure from Under Insuring Coverage is $78,000 |
Premium Impact | Insurance cheaper by $325/year | Insurance costlier by $425/year |
Insurance Company | Liberty Mutual | State Farm | GEICO Insurance |
Monthly Premium | 82 | 107 | 106 |
Year Built | 1974 | 1968 | 1980 |
Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 5 Beds, 2 Baths |
Coverage Amount | $200000-$250000 | $250000-$300000 | $350000-$400000 |
Deductible | $500- $1000 Deductible | $500 Deductible | $5000 to $10,000 Deductible |
Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
---|---|---|---|---|---|---|---|---|---|
1953 | 615,000 | Metal Roof | 4,480 | 5 | $1000-$2500 Deductible | 760 | 4 | Wood siding | yes |
1962 | 250,000 | Asphalt Shingles Roof | 1,740 | 3 | $500- $1000 Deductible | 760 | 8 | Stone Siding | No |
1953 | 390,000 | Metal Roof | 2,050 | 3 | $1000-$2500 Deductible | 370 | 3 | Stucco siding | yes |
1945 | 560,000 | Composition Roof | 3,500 | 5 | $500 Deductible | 160 | 1 | Fiber-Cement Siding | yes |
1964 | 480,000 | Tile Roof | 2,570 | 4 | $2500-$5000 Deductible | 880 | 7 | Stucco siding | yes |
1969 | 265,000 | Tile Roof | 1,640 | 3 | $2500-$5000 Deductible | 870 | 9 | Stucco siding | yes |
1977 | 280,000 | Shingles Roof | 1,910 | 4 | $5000 to $10,000 Deductible | 70 | 1 | Stone Siding | No |
1966 | 220,000 | Tile Roof | 1,680 | 3 | $5000 to $10,000 Deductible | 400 | 6 | Stucco siding | No |
1941 | 185,000 | Membrane Roof | 1,320 | 2 | $2500-$5000 Deductible | 70 | 1 | Vinyl siding | yes |
1941 | 330,000 | Slate Shingles Roof | 2,290 | 5 | $500- $1000 Deductible | 550 | 4 | Fiber-Cement Siding | No |
1978 | 265,000 | Wood Shake Roof | 1,410 | 3 | $500- $1000 Deductible | 990 | 7 | Stucco siding | No |
1971 | 235,000 | Wood Shake Roof | 1,470 | 2 | > $10,000 Deductible | 60 | 1 | Stone Siding | No |
1952 | 200,000 | Shingles Roof | 1,180 | 2 | > $10,000 Deductible | 150 | 3 | Vinyl siding | yes |
1970 | 860,000 | Composition Roof | 4,950 | 5 | $2500-$5000 Deductible | 2680 | 8 | Stucco siding | yes |
1949 | 165,000 | Membrane Roof | 1,210 | 3 | $2500-$5000 Deductible | 110 | 3 | Wood siding | yes |
1943 | 190,000 | Composition Roof | 1,110 | 2 | $5000 to $10,000 Deductible | 300 | 5 | Vinyl siding | yes |
1963 | 430,000 | Tile Roof | 2,840 | 5 | $2500-$5000 Deductible | 690 | 5 | Stucco siding | No |
1949 | 355,000 | Metal Roof | 2,370 | 3 | $2500-$5000 Deductible | 410 | 4 | Wood siding | No |
1951 | 190,000 | Asphalt Shingles Roof | 1,240 | 3 | $1000-$2500 Deductible | 260 | 4 | Vinyl siding | No |
1978 | 340,000 | Tile Roof | 2,000 | 3 | $5000 to $10,000 Deductible | 1270 | 12 | Vinyl siding | No |
1988 | 365,000 | Composition Roof | 2,490 | 4 | $1000-$2500 Deductible | 920 | 7 | Stucco siding | No |
1969 | 295,000 | Membrane Roof | 1,990 | 3 | $2500-$5000 Deductible | 340 | 5 | Wood siding | yes |
1981 | 405,000 | Metal Roof | 2,360 | 5 | $500 Deductible | 340 | 2 | Stone Siding | No |
1948 | 290,000 | Wood Shake Roof | 1,670 | 3 | $2500-$5000 Deductible | 370 | 5 | Stone Siding | yes |
1958 | 360,000 | Membrane Roof | 2,800 | 4 | $500 Deductible | 150 | 1 | Vinyl siding | yes |
1970 | 175,000 | Metal Roof | 990 | 2 | $5000 to $10,000 Deductible | 40 | 1 | Vinyl siding | yes |
1986 | 355,000 | Wood Shake Roof | 2,710 | 5 | $2500-$5000 Deductible | 300 | 3 | Fiber-Cement Siding | yes |
1984 | 460,000 | Tile Roof | 3,230 | 5 | $500- $1000 Deductible | 750 | 4 | Stone Siding | No |
1982 | 265,000 | Asphalt Shingles Roof | 1,740 | 4 | $500 Deductible | 1010 | 9 | Brick siding | yes |