Lindale Insurance Rates:

Lindale, TX homeowners insurance is nearly $873 to $1,194, about $72-$99/month. Our exhaustive analysis shows customers can save as much as $413 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Esurance
I also like that i can pay my bill online via the esurance website. not only that, but i can sign up for automatic payments and annual renewals so i don't even have to think about it.
State Farm Insurance
The one time in the last 21 years that we've had our policy with state farm and needed to make a claim, they were not very prompt at coming out to look at our damage and settle our claim.
E-Renterplan
I like that for the most part, the company is hassle-free, i have never had to call customer service which is an automatic plus!

Lindale, TX Homeowners Insurance By Home Value

Lindale, TX Home Value Total Homes % of Total Average Lindale, TX Homeowners Insurance
Less than $50,000 612 11.0% $206
$50,000 to $59,999 175 3.0% $434
$60,000 to $69,999 267 4.0% $537
$70,000 to $79,999 301 5.0% $620
$80,000 to $89,999 313 5.0% $703
$90,000 to $99,999 346 6.0% $785
$100,000 to $124,999 906 16.0% $909
$125,000 to $149,999 482 8.0% $1137
$150,000 to $174,999 676 12.0% $1354
$175,000 to $199,999 235 4.0% $1561
$200,000 to $249,999 616 11.0% $1881
$250,000 to $299,999 272 4.0% $2295
$300,000 to $399,999 317 5.0% $2915

Top Home Insurance Agents Near Lindale, TX

Home Insurance Company Near Lindale, TX Homeowners Insurance Agency Near Lindale, TX Address
NA Wilburn Insurance Agency, Inc. 101 Marshall St, Gilmer, TX, 75644
State Farm Brent Rice 1100b N Kilgore St, Kilgore, TX, 75662-6056
Liberty Mutual Independent Laird Ins Agency 2700 STONE RD, KILGORE, TX, 75662
Allstate Michael Lindner 510 S Southwest Loop 323 Ste 205A, Tyler, TX, 75702
Allstate Neal J Nevejans 413 S College Ave, Tyler, TX, 75702

Cost Of Homeowners Insurance By Street Near Lindale, TX

Streets in Lindale Area Homeowners Insurance Cost
Co Rd 421, Jack Dr, Hoard Rd, Blackfoot Dr, N Gregory Rd, Jim Hogg Rd, Sassafras Dr, Spring Creek Cir, Yesterday Dr, Hillside Ln$1,037
S Main St, Treetop Ln, Filiberto Ct, Lake Cross Rd, FM 2710, Funtier Ln, Highland Dr, Co Rd 4104, Rosewood Dr, Betts Dr$1,041
Co Rd 452, Fairway Dr E, Grass Knoll Dr, Co Rd 481, Co Rd 416, Aspenwood, Bayhills Dr, Randy Dr, Christine St, Redbud Ln$1,056
Cherokee Way, Co Rd 4112, Co Rd 483, Co Rd 4118, E Hubbard St, W Hubbard St, Co Rd 4218, Co Rd 4187, Co Rd 4178, Moore Ln$1,029
Francis Dr, Co Rd 4200, Co Rd 4193, Rolling Meadows Dr, N Henry St, Co Rd 458, Co Rd 452, Elizabeth St, Co Rd 4106, Meadowlark Ln$1,040

Lindale, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lindale$154 to $156
Hideaway$158
Mineola$153
Van$152

Lindale, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hideaway city, Texas $132 $175 $263
Mineola CCD, Wood County, Texas $128 $170 $255
Van CCD, Van Zandt County, Texas $127 $169 $254

Lindale, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lindale, TX6.8%21.4%
Hideaway6.34%19.96%
Mineola7.06%21.05%
Van7.71%21.7%

Lindale Renters Insurance as a Percentage of Rent

Lindale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 100 7.0% $1250
$500 to $749 285 21.0% $1925
$750 to $999 357 26.0% $2675
$1,000 to $1,499 564 41.0% $3800
$1,500 or more 42 3.0% $5450

Lindale, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$6,900
Yearly Lindale Homeowner Insurance Premium Example $2,400$1,400
Out of Pocket Expense During Claim$900$6,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $17,700$16,700
Net Savings to Lindale Home Owner from High Deductible Plan $1,000

Lindale, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lindale, TX Home Replacement Value MORE than Home Value Lindale, TX Home Replacement Value LESS than Home Value
Replacement Value $156,000 $125,000
Insurance Premium based on Replacement Value $1,350 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $14,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Lindale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualAllstate
Monthly Premium 14093191
Year Built 197620092011
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$100000-$125000$250000-$300000
Deductible $2500-$5000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Lindale, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 200,000 Wood Shake Roof 2,340 3 $500 Deductible 1010 9 Stone Siding yes
2005 130,000 Metal Roof 1,780 4 $500 Deductible 810 9 Stone Siding yes
1988 125,000 Asphalt Shingles Roof 1,940 3 $500 Deductible 850 8 Brick siding No
2002 225,000 Composition Roof 3,390 4 $2500-$5000 Deductible 280 2 Fiber-Cement Siding yes
1987 220,000 Composition Roof 2,330 4 $500 Deductible 600 5 Stucco siding yes
1993 300,000 Wood Shake Roof 3,120 5 $2500-$5000 Deductible 1420 8 Stucco siding yes
2003 145,000 Slate Shingles Roof 1,600 3 $2500-$5000 Deductible 490 6 Stucco siding No
2011 165,000 Asphalt Shingles Roof 2,140 5 $5000 to $10,000 Deductible 630 9 Stone Siding No
1990 135,000 Wood Shake Roof 1,470 3 $500 Deductible 760 6 Wood siding yes
1986 125,000 Metal Roof 1,780 4 $500 Deductible 280 3 Stone Siding yes
2010 305,000 Slate Shingles Roof 3,400 5 $500- $1000 Deductible 1820 10 Stucco siding No
2012 135,000 Membrane Roof 1,850 3 $500 Deductible 330 3 Stucco siding yes
1973 140,000 Asphalt Shingles Roof 1,840 5 $500 Deductible 1160 12 Wood siding yes
2007 80,000 Asphalt Shingles Roof 1,220 3 $2500-$5000 Deductible 330 9 Stone Siding No
1977 175,000 Wood Shake Roof 1,980 3 $1000-$2500 Deductible 1090 9 Brick siding No