Lincoln, RI homeowners insurance is approximately $939 to $1,276, about $78-$106/month. Our exhaustive guide indicates shoppers can save upto $442 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lincoln, RI | Homeowners Insurance Agency Near Lincoln, RI | Address |
|---|---|---|
| Travelers | Pacheco Insurance Agency Inc | 411 COLUMBIA ST, FALL RIVER, MA, 2721 |
| Liberty Mutual Independent | Tonry Northwest Ins Agency Inc | 238 BEDFORD ST, LEXINGTON, MA, 2420 |
| Travelers | Wickford Insurance Agency Inc | 1130 Ten Rod Road Suite E-104 , North Kingstown, RI, 2852 |
| Travelers | Chelsea Insurance Agency Llc | 124 W Town St, Norwich, CT, 6360 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Valley Falls CDP, Rhode Island | $163 | $217 | $326 |
| Central Falls city, Rhode Island | $160 | $213 | $320 |
| Cumberland town, Providence County, Rhode Island | $165 | $220 | $330 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lincoln, RI | 4.7% | 13.9% |
| Valley Falls | 4.85% | 15.76% |
| Central Falls | 4.52% | 14.6% |
| Cumberland | 4.67% | 14.14% |
| Lincoln Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 116 | 5.0% | $337 |
| $200 to $299 | 105 | 4.0% | $787 |
| $300 to $499 | 305 | 14.0% | $1237 |
| $500 to $749 | 338 | 15.0% | $1912 |
| $750 to $999 | 602 | 28.0% | $2662 |
| $1,000 to $1,499 | 614 | 28.0% | $3787 |
| $1,500 or more | 59 | 2.0% | $5437 |
| Streets in Lincoln Area | Homeowners Insurance Cost |
|---|---|
| McDuff St, Joyce Anne Dr, Rollingwood Dr, Wingate Rd, Pothier St, Nottingham Dr, Sweeney St, Bradford Dr, Colonial Dr, Almy St | $1,100 |
| Crow Point Rd, Deerfield Ct, Grandview Ave, Arlington Dr, Ascension St, Walker Ave, David Dr, Hickory Ln, Suffolk Way, Red Brook Xing | $1,094 |
| Ash Street Manville, Columbia Ave, Mussey Brook Rd, Eastward Dr, Barbaras Way, Meeting House Rd, Tara Way, Brunswick Ave, Powder Hill Rd, Read Ave | $1,099 |
| Linda St, Andrews Dr, Westwood Rd, Industrial Cir, Cambria Dr, Old Louisquisset Pike, Edgehill Ave, Willow Way, Fairlawn Way, Musket Rd | $1,110 |
| Park Blvd, Vose St, School Rd, Comstock St, High Ridge Dr, Linfield Dr, Myers Dr, Cabot St, Amica Center Blvd, Whittle Ave | $1,101 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lincoln | $165 to $168 |
| Valley Falls | $163 |
| Central Falls | $159 |
| Cumberland | $165 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $4,700 |
| Yearly Lincoln Homeowner Insurance Premium Example | $3,900 | $3,100 |
| Out of Pocket Expense During Claim | $700 | $4,700 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $24,100 | $23,300 |
| Net Savings to Lincoln Home Owner from High Deductible Plan | $800 | |
| Scenario | Lincoln, RI Home Replacement Value MORE than Home Value | Lincoln, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $325,500 | $194,500 |
| Insurance Premium based on Replacement Value | $3,775 | $2,250 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $83,500 | Risk Exposure from Under Insuring Coverage is $47,500 |
| Premium Impact | Insurance cheaper by $550/year | Insurance costlier by $975/year |
| Insurance Company | State Farm | GEICO Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 115 | 177 | 301 |
| Year Built | 1972 | 1940 | 1999 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $125000-$150000 | $200000-$250000 | $350000-$400000 |
| Deductible | $500 Deductible | $500- $1000 Deductible | $1000-$2500 Deductible |