Lincoln Park, NJ homeowners insurance is approximately $731 to $993, about $60-$82/month. Our complete research indicates shoppers can save as much as $345 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lincoln Park, NJ | Homeowners Insurance Agency Near Lincoln Park, NJ | Address |
|---|---|---|
| Allstate | Michael A Weiss | 86 Forest Ave Fl 2, Glen Cove, NY, 11542 |
| State Farm | Pat Cawley | 6719 Myrtle Ave, Glendale, NY, 11385-7056 |
| Allstate | Carmine Aquino | 1700 Bedford St, Stamford, CT, 6905 |
| State Farm | Edwin Cabral | 14130 Rockaway Blvd, S Ozone Park, NY, 11436-1400 |
| State Farm | Glenn Bartlett | 400 Palisade Ave, Cliffside Pk, NJ, 07010-2811 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Pequannock township, Morris County, New Jersey | $111 | $147 | $221 |
| Montville township, Morris County, New Jersey | $117 | $156 | $234 |
| Fairfield township, Essex County, New Jersey | $117 | $155 | $233 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lincoln Park, NJ | 2.8% | 7.2% |
| Pequannock | 2.77% | 8.57% |
| Montville | 2.23% | 7.8% |
| Fairfield | 2.45% | 7.78% |
| Lincoln Park Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 46 | 5.0% | $1902 |
| $1,000 to $1,499 | 474 | 52.0% | $3777 |
| $1,500 or more | 385 | 42.0% | $5427 |
| Streets in Lincoln Park Area | Homeowners Insurance Cost |
|---|---|
| Ellice St, Comly Rd, Erin Way, Pleasant Ave, George Cobb Ln, Woodlawn Rd, Stephen Ave, Minnehaha Path, Foothill Dr, Borinski Rd | $859 |
| Clover Ln, Spruce Ave, Watchung Path, Arthur Rd, Undercliff Ln, Nakomis Path, S Valley Rd, Mason Ave, Vivian St, Robertson Way | $858 |
| Patania Ct, Doric St, Brightwood Rd, Davitt Ct, Jeremy Ct, Beaverbrook Rd, Steele Ave, Van Riper Ct, Christopher Ct, Whaneta Pt | $856 |
| Midwood Rd, Branch Pl, Winona Ave, Northwest Ave, Bog and Vly Ln, Franklin St, Lisa la, Lynn Ct, Montrose St, Bridgewater Ln | $871 |
| Caroline Ter, Comly Rd, Voorhis Ln, Lincoln Blvd, Old Jacksonville Rd, Stonyridge Dr, Hemlock Ave, Undercliff Rd, Frassetto Way, Hillview Rd | $859 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lincoln Park | $128 to $131 |
| Pequannock | $132 |
| Montville | $140 |
| Wayne | $135 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $7,800 |
| Yearly Lincoln Park Homeowner Insurance Premium Example | $2,400 | $1,400 |
| Out of Pocket Expense During Claim | $800 | $7,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $20,000 | $19,000 |
| Net Savings to Lincoln Park Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Lincoln Park, NJ Home Replacement Value MORE than Home Value | Lincoln Park, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $498,500 | $310,000 |
| Insurance Premium based on Replacement Value | $2,700 | $1,675 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $82,500 | Risk Exposure from Under Insuring Coverage is $106,000 |
| Premium Impact | Insurance cheaper by $575/year | Insurance costlier by $450/year |
| Insurance Company | Chubb Group of Insurance | GEICO Insurance | Farmers Insurance |
| Monthly Premium | 106 | 151 | 94 |
| Year Built | 1946 | 1996 | 1987 |
| Home Details | 3 Beds, 1 Baths | 5 Beds, 4 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $400000-$500000 | $200000-$250000 |
| Deductible | $500 Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible |