Lincoln Park Insurance Rates:

Lincoln Park, MI homeowners insurance is nearly $605 to $820, about $50-$68/month. Our comprehensive guide indicates shoppers can save upto $285 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Prudential
They are very responsive to natural disasters like hail storms, after the last storm here in dallas they paid for our new roof within 3 weeks.
Usaa
I don't like long hold times when i call. it doesn't happen often but i have experienced long waits when i feel they should have called me back.
Erie Insurance Group
They have very quick claims response. they handle claims in a very timely manner and that is a positive compared to some companies.

Lincoln Park, MI Homeowners Insurance By Home Value

Lincoln Park, MI Home Value Total Homes % of Total Average Lincoln Park, MI Homeowners Insurance
Less than $50,000 2,815 27.0% $249
$50,000 to $59,999 1,168 11.0% $534
$60,000 to $69,999 1,286 12.0% $663
$70,000 to $79,999 785 7.0% $762
$80,000 to $89,999 1,054 10.0% $862
$90,000 to $99,999 991 9.0% $969
$100,000 to $124,999 1,030 9.0% $1119
$125,000 to $149,999 703 6.0% $1404
$150,000 to $174,999 282 2.0% $1661
$175,000 to $199,999 164 1.0% $1917

Top Home Insurance Agents Near Lincoln Park, MI

Home Insurance Company Near Lincoln Park, MI Homeowners Insurance Agency Near Lincoln Park, MI Address
NA Curtis Insurance Agency - America One 25 N Washington St, Oxford, MI, 48371
NA Beaudrie Insurance Agency 29207 Ford Road Garden City, Garden City, MI, 48135
State Farm Aaron Daavettila 22454 Pontiac Trail, South Lyon, MI, 48178-1618
State Farm Frank Sutika 9400 Middlebelt Rd, Livonia, MI, 48150-7002
Allstate Jacqueline Cuva 11255 Hall Rd Ste 202, Utica, MI, 48317

Cost Of Homeowners Insurance By Street Near Lincoln Park, MI

Streets in Lincoln Park Area Homeowners Insurance Cost
Josephine St, Englewood Ave, Chandler Ave, Reo Ave, Markese Ave, Moore Rd, Thomas, Leblanc St, Fort Park Blvd, Angelique Ave$715
Rose Ave, Oceana Ave, Coolidge Ave, Warwick Ave, Progress Ave, Elliott St, Charter St, Hubbard Ave, Markese Ave, Hoover Ave$715
Malvina St, Mayflower Ave, Baumey St, Euclid St, Richmond Ave, Oceana St, Longtin Ave, Oceana Ave, College Ave, St Johns Blvd$716
Licoln, Marshall Ave, Empire Ave, Mayflower Ave, Beach St, Vine Ave, Ruth Ave, Kaier St, Rose Ave, Rosedale Blvd$745
Fort Park Blvd, Keppen Blvd, Mayflower Ave, Council Ave, Belmont Ave, Angelique Ave, Alper Ave, Austin Ave, Stewart Ave, Jonas Ave$745

Lincoln Park, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lincoln Park$106 to $109
Allen Park$111
Ecorse$106
Melvindale$107

Lincoln Park, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Allen Park city, Michigan $111 $148 $222
Ecorse city, Michigan $106 $141 $212
Melvindale city, Michigan $107 $142 $213

Lincoln Park, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lincoln Park, MI5.2%14.1%
Allen Park4.62%12.69%
Ecorse5.67%14.58%
Melvindale5.58%15.95%

Lincoln Park Renters Insurance as a Percentage of Rent

Lincoln Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 78 2.0% $369
$200 to $299 210 6.0% $819
$300 to $499 127 3.0% $1269
$500 to $749 1,256 36.0% $1944
$750 to $999 1,038 29.0% $2694
$1,000 to $1,499 754 21.0% $3819

Lincoln Park, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Lincoln Park Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,400$5,800
Net Savings to Lincoln Park Home Owner from High Deductible Plan $600

Lincoln Park, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lincoln Park, MI Home Replacement Value MORE than Home Value Lincoln Park, MI Home Replacement Value LESS than Home Value
Replacement Value $137,500 $94,000
Insurance Premium based on Replacement Value $800 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $150/year

Example Lincoln Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateChubb Group of Insurance
Monthly Premium 163772
Year Built 195819491979
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $25000-$50000$100000-$125000$175000-$200000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Lincoln Park, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1973 100,000 Membrane Roof 1,560 3 $1000-$2500 Deductible 200 6 Stone Siding No
1967 75,000 Metal Roof 1,410 3 $500- $1000 Deductible 30 1 Brick siding No
1954 140,000 Wood Shake Roof 2,190 4 $500 Deductible 380 6 Vinyl siding No
1960 70,000 Tile Roof 1,360 2 $2500-$5000 Deductible 90 5 Brick siding No
1969 70,000 Tile Roof 1,410 2 $2500-$5000 Deductible 190 9 Brick siding yes
1976 150,000 Membrane Roof 2,270 3 $1000-$2500 Deductible 450 9 Fiber-Cement Siding No
1961 140,000 Asphalt Shingles Roof 2,060 3 $2500-$5000 Deductible 180 4 Stone Siding No
1963 135,000 Composition Roof 2,090 3 $1000-$2500 Deductible 280 7 Wood siding No
1949 100,000 Metal Roof 1,890 3 $1000-$2500 Deductible 310 10 Fiber-Cement Siding yes
1970 60,000 Tile Roof 1,250 3 $500 Deductible 110 5 Stone Siding yes
1948 110,000 Membrane Roof 1,710 3 $500- $1000 Deductible 280 7 Wood siding yes
1959 95,000 Membrane Roof 1,560 2 $1000-$2500 Deductible 140 4 Brick siding yes
1974 65,000 Membrane Roof 1,370 2 $1000-$2500 Deductible 110 5 Fiber-Cement Siding No
1948 80,000 Wood Shake Roof 1,280 3 $500- $1000 Deductible 240 8 Vinyl siding yes