How Much Does Lincoln, NE Home Insurance Cost?
Lincoln, NE Average Homeowners Insurance Cost
$1,288
Homeowners Insurance Cost - Lincoln, NE
$156,400
Median Home Value - Lincoln, NE
Lincoln, NE Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$15.46 | $1,272.54 |
| $1000 Deductible | -$136.79 | $1,151.21 |
| $1500 Deductible | -$204.28 | $1,083.72 |
| $2000 Deductible | -$304.23 | $983.77 |
| $2500 Deductible | -$363.22 | $924.78 |
Lincoln, NE Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$335 | $953 |
| 30 year old | +$19 | $1,307 |
| 40 year old | +$33 | $1,321 |
| 50 year old | +$49 | $1,337 |
| Above 50 year old | +$62 | $1,350 |
Lincoln, NE Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$180 | $1,108 |
| Superior | -$116 | $1,172 |
| Masonry | -$64 | $1,224 |
| Brick | -$64 | $1,224 |
| Hail Resistant Roof | -$26 | $1,262 |
Lincoln, NE Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$26 | $1,314 |
| Swimming Pool With A Diving Board | +$52 | $1,340 |
| Swimming Pool With Slide | +$77 | $1,365 |
Lincoln, NE Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $39 | $1,249 |
| Police Department | $13 | $1,275 |
Lincoln, NE Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$540.96 | $1,829 |
| Filing a Second Liability Claim | +$489.44 | $1,777 |
| Filing a Second Theft Claim | +$489.44 | $1,777 |
| Filing a Second Water Claim | +$425.04 | $1,713 |
| Filing a Fire Claim | +$257.6 | $1,546 |
| Filing a Liability Claim | +$244.72 | $1,533 |
| Filing a Theft Claim | +$244.72 | $1,533 |
| Filing a Water Claim | +$206.08 | $1,494 |
| Filing a Weather Claim | +$206.08 | $1,494 |