How To Make Your Lincoln, NE Home Insurance Cheaper
Lincoln, NE, homeowners insurance is about $1288. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Lincoln, NE Home Insurance Rates with the Lancaster County Average
| Place | Lancaster County Average: $1,320.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Lincoln, NE | $1,288.0 | -32.0 | -0.02 | 259,218 | 156,400 |
Cost of Lincoln, NE Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Middle Creek | 297,600 | 36,349 | $1,102.2 |
| Pleasant Dale | 141,300 | 21,492 | $1,213 |
| Wilber | 99,100 | 16,002 | $980 |
| Goehner | 113,500 | 13,000 | $1,063 |
Homeowners Insurance Comparison for the Cheapest Premiums in Lincoln, NE
| MAPFRE Insurance | Encompass Insurance | Progressive | |
| Median Home Value ($) | 156,400 | 156,400 | 156,400 |
| Age of Home | Above Year 50 | Year 40 Old | Above Year 50 |
| Home Coverage ($) | $300,000 -$399,999 | $250,000 -$299,999 | $1500,000 -$2000,000 |
| Total Premium ($) | $3,945.1 | $3,085.5 | $8,876.0 |
Cost of Lincoln, NE Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Safeco Insurance | 2500 | $1500,000-$2000,000 | 4,992.8 |
| Amica Mutual Insurance | 1000 | $1500,000-$2000,000 | 6,449.0 |
| Travelers | 1500 | $300,000-$399,999 | 2,799.7 |
| Nationwide | 1000 | $1000,000-$1499,999 | 6,006.8 |
| The Hartford | 2500 | $500,000-$749,999 | 3,651.9 |
| Stillwater insurance Group | 500 | $1500,000-$2000,000 | 6,726.4 |
| GEICO | 500 | $400,000-$499,999 | 3,843.6 |
| MAPFRE Insurance | 1000 | $500,000-$749,999 | 4,717.0 |
| Encompass Insurance | 1000 | $200,000-$249,999 | 1,599.6 |
| American National Property and Casualty Company | 1500 | $750,000-$999,999 | 5,160.8 |