Lilburn Insurance Rates:

Lilburn, GA homeowners insurance is roughly $764 to $1,036, about $63-$86/month. Our thorough guide reveals consumers can save upto $360 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Average Cost of Homeowners Insurance in Lilburn, GA

As a homeowner in Lilburn, GA, it's important to have adequate homeowners insurance to protect your home and belongings. Homeowners insurance is a type of property insurance that covers your home and belongings in the event of damage or theft. It can also provide liability coverage if someone is injured on your property. Many types of homeowners insurance policies are available, so it's essential to work with an insurance agent to find the right policy for your needs. Homeowners insurance typically covers the structure of your home, personal belongings, and liability. It's necessary to have enough coverage to replace your home and belongings if damaged or destroyed.

The cost of homeowners insurance varies depending on the coverage you choose, your home's value, and your home's location. In Lilburn, GA, homeowners insurance rates are relatively affordable. The average cost of home insurance in Lilburn, GA, is $1012. Keep the following things in mind when searching for homeowners insurance in Lilburn, Georgia.

Cost of Home Insurance Based on the Coverage Level in Lilburn, GA

Your home and other structures on your property are protected from unforeseen disasters by a package known as coverage. It guarantees the safety of your house, possessions, and other priceless objects from harm and theft. The type of coverage a homeowner chooses may affect the cost of the home insurance. For example, in Lilburn, Georgia, homeowners pay $1223 for $200k in house insurance. In Lilburn, Georgia, homeowners typically pay between $667 and $2434 for coverage ranging from $100k to $300k.

Cost of Home Insurance Based on the Deductibles in Lilburn, GA

Deductibles are one of the most important factors in determining the cost of homeowners insurance. The higher the deductible, the lower the premium. However, this also means that the policyholder is responsible for a greater portion of any damages that may occur. For this reason, choosing an affordable deductible that will provide adequate coverage in case of a claim is essential. When selecting a $500 low deductible, homeowners in Lilburn, Georgia, pay $1000 in homeowners insurance premiums. The cost of homeowners insurance in Lilburn, Georgia, is $727 with a high $2500 deductible.

Cost of Home Insurance Based on the Age of the Home in Lilburn, GA

Insurance companies tend to charge higher rates for older homes since they are more likely to have problems that need to be fixed. However, there are a few things that you can do to offset this cost. In Lilburn, Georgia, homes over 30 and over 50 pay $1027 and $1050 in homeowner's insurance, respectively. However, newly constructed homes in Lilburn, Georgia, may qualify for insurance savings of $769. One of the most important things you can do is ensure that your home is well-maintained. This means keeping up with repairs, painting, and other maintenance tasks that will help to keep your home in good condition. Insurance companies often offer discounts for well-maintained homes, which is a good way to save money.

Lilburn, GA Homeowners Insurance By Home Value

Lilburn, GA Home Value Total Homes % of Total Average Lilburn, GA Homeowners Insurance
Less than $50,000 1,089 4.0% $135
$50,000 to $59,999 433 1.0% $279
$60,000 to $69,999 308 1.0% $351
$70,000 to $79,999 581 2.0% $405
$80,000 to $89,999 844 3.0% $459
$90,000 to $99,999 533 2.0% $513
$100,000 to $124,999 2,423 10.0% $594
$125,000 to $149,999 3,663 15.0% $747
$150,000 to $174,999 4,262 17.0% $882
$175,000 to $199,999 2,462 10.0% $1026
$200,000 to $249,999 3,919 16.0% $1233
$250,000 to $299,999 1,979 8.0% $1503
$300,000 to $399,999 1,543 6.0% $1917

Top Home Insurance Agents Near Lilburn, GA

Home Insurance Company Near Lilburn, GA Homeowners Insurance Agency Near Lilburn, GA Address
Travelers In Max Insurance Center 3025 HWY 78, LOGANVILLE, GA, 30052
Travelers Perez Insurance Professionals 2800 CANTON RD STE 1240, MARIETTA, GA, 30066
Allstate Sarah Vereen 6681 Jonesboro Rd Ste 115, Morrow, GA, 30260
Nationwide Scott Insurance & Financial Services Group Inc 15 Thomas Grace Annex Ln STE 450, Sharpsburg, GA, 30277
Travelers Watkins Insurance Agency 215 S ERWIN ST, CARTERSVILLE, GA, 30120

Lilburn, GA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Lilburn, GA

Streets in Lilburn Area Homeowners Insurance Cost
Oakbrook Dr, Ginson Dr NW, Oak Ridge Cir, Spruce Pine Ct SW, Dry Fork Creek Ter, Elizabeth Way NW, Triple Oaks Dr, Joel Ct, Hannah Way, Mayflower Ct SW$897
Pine Glen Ct SW, Chester Ct SW, Rabun Dr, Durham Ln NW, John Dr NW, Velva Way NW, Wedgewood Ln, Delightful Way SW, Sarah Ct NW, Rockbridge Rd SW$938
Carrousel Ct, Johns St NW, Loma Ct SW, Goodwood Blvd NW, Wylpoint Rd, Heatherwood Ct, Graves Rd, Cobb Mdw, Sparrows Ln NW, Cub Ct SW$880
Walking Ln NW, Singlebriar Ct, Lu Ann Ct NW, Country Trce, Joy Ln SW, Bent River Dr SW, Miller Ct NW, Carlton Way, Rocky Hill Dr SW, Lakefront Cove SW$928
Madison Ct SW, Woodcliff Dr NW, Queen Anne Ct NW, Marsh Ln SW, Lacosta Ct SW, Delridge Dr SW, Oakbrook Lake Dr, Concord Cir SW, Sweetwater Way, Velva Ct NW$876
Allen Cir, Princeton Way SW, Mountainbrooke Cir, S National Cir NW, Teslin Way, Wrangell Pt, Holly Village Ct, Turner Rd SW, Danbury Ln NW, Little John Dr NW$880
Branford Ln NW, Courtlin Cove NW, Acuba Ct, River Dr SW, Oak Leaf Ter, Village Creek Dr SW, White Wing Ct, Navajo Ct NW, Wedgewood Way, Jeannette Ct$885
Vivid Dr SW, Hillcrest Rd NW, Summer Cove Ln, Maple Ct Ct, Grandeus Ln SW, Mandalay Ct SW, Bishops Cir, Sumter Ln SW, Country Downs Dr, Esquire Pl$901
Windfield Glen Ct NW, Wedgewood Trce, Buckley Woods Dr, Willow Trl Pkwy, Park Forest Trl NW, Catamount Dr SW, James St SW, Cornerstone Ct NW, Jonathan Ln NW, Jennings Way$903
Magnolia Glen Walk NW, Jody Ln NW, Valley Forge Rd, Allen Woods Dr, Wynne-Russell Dr, Travois Way SW, Cross Ct SW, Britt Way, Grove Place Xing, Kenion Forest Way SW$911

Lilburn, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lilburn$134 to $137
Mountain Park$136
Stone Mountain$133

Lilburn, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Mountain Park CDP, Georgia $114 $151 $227
Stone Mountain CCD, DeKalb County, Georgia $111 $148 $222
Tucker CCD, DeKalb County, Georgia $119 $158 $237

Lilburn, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lilburn, GA5.0%17.6%
Mountain Park4.96%17.78%
Stone Mountain5.1%15.73%

Lilburn Renters Insurance as a Percentage of Rent

Lilburn Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 205 1.0% $1256
$500 to $749 4,036 21.0% $1931
$750 to $999 7,917 42.0% $2681
$1,000 to $1,499 5,050 27.0% $3806
$1,500 or more 1,195 6.0% $5456

Average Cost Of Home Insurance By Company In Areas Nearby Lilburn For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$75,000 veneer Aig Property Casualty Company $363 $345 $316
$400,000 frame Allstate Vehicle And Property Insurance Company N/A N/A N/A
$150,000 frame American Family Mutual Insurance Company, S.I. N/A N/A $853.14
$400,000 veneer Auto-Owners Insurance Company $1282.15 $1198.27 $1090.42
$300,000 veneer Country Casualty Insurance Company $1414.75 $1254.55 $1040.46
$200,000 frame Preserver Insurance Company N/A $1168 $1026.00
$200,000 frame Safeco Insurance Company Of Indiana $1340 $1249 $1147
$350,000 frame Safeco Insurance Company Of Indiana $1811.06 $1695.93 $1570.71
$250,000 frame Trustgard Insurance Company $1388 $1300 $1187
$75,000 veneer Trustgard Insurance Company $598 $526 $434

Lilburn, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Lilburn Homeowner Insurance Premium Example $2,200$1,700
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,900$15,400
Net Savings to Lilburn Home Owner from High Deductible Plan $500

Lilburn, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lilburn, GA Home Replacement Value MORE than Home Value Lilburn, GA Home Replacement Value LESS than Home Value
Replacement Value $171,500 $99,000
Insurance Premium based on Replacement Value $850 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,000 Risk Exposure from Under Insuring Coverage is $37,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $175/year

Example Lilburn Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 5013273
Year Built 201419952004
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$400000-$500000$200000-$250000
Deductible > $10,000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Lilburn, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 205,000 Asphalt Shingles Roof 2,060 3 > $10,000 Deductible 440 9 Vinyl siding No
2005 350,000 Asphalt Shingles Roof 3,370 5 $1000-$2500 Deductible 1300 12 Vinyl siding yes
1987 295,000 Shingles Roof 3,040 5 $500 Deductible 410 4 Wood siding No
2008 145,000 Shingles Roof 1,560 3 $1000-$2500 Deductible 260 8 Stucco siding yes
2000 450,000 Membrane Roof 4,130 5 > $10,000 Deductible 1360 12 Wood siding yes
1982 245,000 Composition Roof 2,940 5 $500- $1000 Deductible 460 6 Stucco siding No
1985 185,000 Membrane Roof 2,310 3 $500 Deductible 680 10 Fiber-Cement Siding No
1985 455,000 Membrane Roof 3,960 5 $500- $1000 Deductible 1030 6 Fiber-Cement Siding No
1987 465,000 Shingles Roof 4,440 5 $5000 to $10,000 Deductible 920 9 Wood siding yes
1998 130,000 Membrane Roof 1,640 4 $1000-$2500 Deductible 490 10 Brick siding No
2010 170,000 Asphalt Shingles Roof 1,490 3 $500 Deductible 90 1 Stucco siding yes
1989 195,000 Wood Shake Roof 2,370 4 $500- $1000 Deductible 500 7 Stone Siding No
2001 220,000 Membrane Roof 2,090 5 $5000 to $10,000 Deductible 140 2 Wood siding No
2014 130,000 Asphalt Shingles Roof 1,470 3 $500 Deductible 700 12 Fiber-Cement Siding yes
2004 245,000 Membrane Roof 2,740 5 $2500-$5000 Deductible 850 9 Stone Siding No
2013 200,000 Membrane Roof 1,790 3 $2500-$5000 Deductible 960 12 Wood siding No
2004 295,000 Asphalt Shingles Roof 3,060 4 > $10,000 Deductible 1100 12 Brick siding No
2001 250,000 Wood Shake Roof 2,760 5 $2500-$5000 Deductible 290 3 Stucco siding yes
1992 245,000 Asphalt Shingles Roof 2,480 4 > $10,000 Deductible 460 8 Wood siding yes
1999 120,000 Asphalt Shingles Roof 1,400 3 $500- $1000 Deductible 180 3 Vinyl siding yes
2009 210,000 Composition Roof 2,180 4 $1000-$2500 Deductible 680 9 Brick siding yes
2000 315,000 Wood Shake Roof 2,930 5 $2500-$5000 Deductible 740 8 Stone Siding No
2013 180,000 Metal Roof 1,670 4 $1000-$2500 Deductible 760 10 Wood siding No
2010 425,000 Shingles Roof 4,200 5 $1000-$2500 Deductible 800 5 Wood siding No
2004 310,000 Asphalt Shingles Roof 3,390 5 > $10,000 Deductible 180 2 Wood siding No
2004 260,000 Shingles Roof 2,220 3 $5000 to $10,000 Deductible 610 10 Wood siding yes
2012 275,000 Membrane Roof 3,460 5 $500- $1000 Deductible 590 6 Fiber-Cement Siding yes
1991 190,000 Composition Roof 1,950 3 $2500-$5000 Deductible 580 12 Brick siding yes
2003 330,000 Wood Shake Roof 4,240 5 $500- $1000 Deductible 930 10 Stone Siding No
2001 155,000 Asphalt Shingles Roof 1,989 3 $2500-$5000 Deductible 240 3 Stucco siding yes

Latest Home Insurance Reviews

I have been with this company for many years. They have always been good to me. They have an excellent track record and have a good reputation.
National General
Up until this point, i do not have anything that i personally do not like about them. everything i've ever needed has been dealt with appropriately and promptly.
Grange Insurance
What i don't like is that the policy isn't as good as the one i had with my previous insurer and they didn't cover one of my claims that i submitted.
State Farm
It is extremely easy to deal with state farm in trying to secure insurance and their agents are knowledgeable and receptive.
State Farm
I like that my agent is someone that I can call and I know they will get back to me.
State Farm
The customer service that I have received has been outstanding because of their quick response. All of my interactions with the company has been positive.
Farmer's Insurance
I had insurance through a different company before my current policy. The other company charged a little more for less coverage. The other company had even made an error that left me unknowingly uninsured for six months while still charging me for coverage.
State Farm
I am satisfied with the price we received, and the purchasing experience was better with State Farm than it was with the competitors we tried. Although you hope never to use your insurance, of course, there will come a day when we need to file a claim. When that happens, I think I will learn a lot more about what I like and dislike about the company.
It is non-intuitive and difficult to navigate
Farmer's Insurance
Submitting a claim and once or twice requesting that my policy be slightly modified has always been very easy to do. Customer service has always responded very quickly and professionally. I've never had to stay on hold for too long and I have no complaints overall.
i find its hard to get more as a loyal customer, since they treat all of their customers with the same level of service
Southern Mutual Insurance Company
The main thing that I dislike about this company is that I do not have car insurance or life insurance through them, so I am not able to get a multi-policy discount or something of that nature.
I have all my insurance needs covered by Allstate except for motorcycle. They cannot beat Progressive's rates. I know once I update and review my coverage needs with our representative and compare that to other companies, it will be comparable in price and coverage. Customer service has always been friendly and good to deal with.
I think the company is professional with everything they are and stand for. They are great to do business with and I will stay with this company for a long long time.
American Home Shield
I have never had any issues with the company. Sometimes going through my agent to get to them and back to me, but not directly.
Country Financial
It cover contents and fixtures specially for property owners.people like feeling more secure financially so i can recommend this insurance for people to start with
American Family Insurance
My insurance company gives fair rates compared to other companies in the area. I stayed with this company because of the friendliness of the agents office
Universal Property & Casualty Insurance Company
I don't have anything negative to say.
I dislike working with insurance companies in general. It is always stressful, and it feels like they are penny-pinching sometimes.
Geico has awesome customer service and they make it extremely easy to use the website or app. They just make everything streamlined.
State Farm
The only thing that I can think that I don't like about the company is the fact that I don't have the ability to change any part of my policy on their website.

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