Lilburn, GA homeowners insurance is roughly $764 to $1,036, about $63-$86/month. Our thorough guide reveals consumers can save upto $360 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
As a homeowner in Lilburn, GA, it's important to have adequate homeowners insurance to protect your home and belongings. Homeowners insurance is a type of property insurance that covers your home and belongings in the event of damage or theft. It can also provide liability coverage if someone is injured on your property. Many types of homeowners insurance policies are available, so it's essential to work with an insurance agent to find the right policy for your needs. Homeowners insurance typically covers the structure of your home, personal belongings, and liability. It's necessary to have enough coverage to replace your home and belongings if damaged or destroyed.
The cost of homeowners insurance varies depending on the coverage you choose, your home's value, and your home's location. In Lilburn, GA, homeowners insurance rates are relatively affordable. The average cost of home insurance in Lilburn, GA, is $1012. Keep the following things in mind when searching for homeowners insurance in Lilburn, Georgia.
Cost of Home Insurance Based on the Coverage Level in Lilburn, GA
Your home and other structures on your property are protected from unforeseen disasters by a package known as coverage. It guarantees the safety of your house, possessions, and other priceless objects from harm and theft. The type of coverage a homeowner chooses may affect the cost of the home insurance. For example, in Lilburn, Georgia, homeowners pay $1223 for $200k in house insurance. In Lilburn, Georgia, homeowners typically pay between $667 and $2434 for coverage ranging from $100k to $300k.
Cost of Home Insurance Based on the Deductibles in Lilburn, GA
Deductibles are one of the most important factors in determining the cost of homeowners insurance. The higher the deductible, the lower the premium. However, this also means that the policyholder is responsible for a greater portion of any damages that may occur. For this reason, choosing an affordable deductible that will provide adequate coverage in case of a claim is essential. When selecting a $500 low deductible, homeowners in Lilburn, Georgia, pay $1000 in homeowners insurance premiums. The cost of homeowners insurance in Lilburn, Georgia, is $727 with a high $2500 deductible.
Cost of Home Insurance Based on the Age of the Home in Lilburn, GA
Insurance companies tend to charge higher rates for older homes since they are more likely to have problems that need to be fixed. However, there are a few things that you can do to offset this cost. In Lilburn, Georgia, homes over 30 and over 50 pay $1027 and $1050 in homeowner's insurance, respectively. However, newly constructed homes in Lilburn, Georgia, may qualify for insurance savings of $769. One of the most important things you can do is ensure that your home is well-maintained. This means keeping up with repairs, painting, and other maintenance tasks that will help to keep your home in good condition. Insurance companies often offer discounts for well-maintained homes, which is a good way to save money.
Lilburn, GA Home Value | Total Homes | % of Total | Average Lilburn, GA Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 1,089 | 4.0% | $135 |
$50,000 to $59,999 | 433 | 1.0% | $279 |
$60,000 to $69,999 | 308 | 1.0% | $351 |
$70,000 to $79,999 | 581 | 2.0% | $405 |
$80,000 to $89,999 | 844 | 3.0% | $459 |
$90,000 to $99,999 | 533 | 2.0% | $513 |
$100,000 to $124,999 | 2,423 | 10.0% | $594 |
$125,000 to $149,999 | 3,663 | 15.0% | $747 |
$150,000 to $174,999 | 4,262 | 17.0% | $882 |
$175,000 to $199,999 | 2,462 | 10.0% | $1026 |
$200,000 to $249,999 | 3,919 | 16.0% | $1233 |
$250,000 to $299,999 | 1,979 | 8.0% | $1503 |
$300,000 to $399,999 | 1,543 | 6.0% | $1917 |
Home Insurance Company Near Lilburn, GA | Homeowners Insurance Agency Near Lilburn, GA | Address |
---|---|---|
Travelers | In Max Insurance Center | 3025 HWY 78, LOGANVILLE, GA, 30052 |
Travelers | Perez Insurance Professionals | 2800 CANTON RD STE 1240, MARIETTA, GA, 30066 |
Allstate | Sarah Vereen | 6681 Jonesboro Rd Ste 115, Morrow, GA, 30260 |
Nationwide | Scott Insurance & Financial Services Group Inc | 15 Thomas Grace Annex Ln STE 450, Sharpsburg, GA, 30277 |
Travelers | Watkins Insurance Agency | 215 S ERWIN ST, CARTERSVILLE, GA, 30120 |
Streets in Lilburn Area | Homeowners Insurance Cost |
---|---|
Oakbrook Dr, Ginson Dr NW, Oak Ridge Cir, Spruce Pine Ct SW, Dry Fork Creek Ter, Elizabeth Way NW, Triple Oaks Dr, Joel Ct, Hannah Way, Mayflower Ct SW | $897 |
Pine Glen Ct SW, Chester Ct SW, Rabun Dr, Durham Ln NW, John Dr NW, Velva Way NW, Wedgewood Ln, Delightful Way SW, Sarah Ct NW, Rockbridge Rd SW | $938 |
Carrousel Ct, Johns St NW, Loma Ct SW, Goodwood Blvd NW, Wylpoint Rd, Heatherwood Ct, Graves Rd, Cobb Mdw, Sparrows Ln NW, Cub Ct SW | $880 |
Walking Ln NW, Singlebriar Ct, Lu Ann Ct NW, Country Trce, Joy Ln SW, Bent River Dr SW, Miller Ct NW, Carlton Way, Rocky Hill Dr SW, Lakefront Cove SW | $928 |
Madison Ct SW, Woodcliff Dr NW, Queen Anne Ct NW, Marsh Ln SW, Lacosta Ct SW, Delridge Dr SW, Oakbrook Lake Dr, Concord Cir SW, Sweetwater Way, Velva Ct NW | $876 |
Allen Cir, Princeton Way SW, Mountainbrooke Cir, S National Cir NW, Teslin Way, Wrangell Pt, Holly Village Ct, Turner Rd SW, Danbury Ln NW, Little John Dr NW | $880 |
Branford Ln NW, Courtlin Cove NW, Acuba Ct, River Dr SW, Oak Leaf Ter, Village Creek Dr SW, White Wing Ct, Navajo Ct NW, Wedgewood Way, Jeannette Ct | $885 |
Vivid Dr SW, Hillcrest Rd NW, Summer Cove Ln, Maple Ct Ct, Grandeus Ln SW, Mandalay Ct SW, Bishops Cir, Sumter Ln SW, Country Downs Dr, Esquire Pl | $901 |
Windfield Glen Ct NW, Wedgewood Trce, Buckley Woods Dr, Willow Trl Pkwy, Park Forest Trl NW, Catamount Dr SW, James St SW, Cornerstone Ct NW, Jonathan Ln NW, Jennings Way | $903 |
Magnolia Glen Walk NW, Jody Ln NW, Valley Forge Rd, Allen Woods Dr, Wynne-Russell Dr, Travois Way SW, Cross Ct SW, Britt Way, Grove Place Xing, Kenion Forest Way SW | $911 |
Place | Savings For Senior Occupied Homes |
---|---|
Lilburn | $134 to $137 |
Mountain Park | $136 |
Stone Mountain | $133 |
Tucker | $142 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
Mountain Park CDP, Georgia | $114 | $151 | $227 |
Stone Mountain CCD, DeKalb County, Georgia | $111 | $148 | $222 |
Tucker CCD, DeKalb County, Georgia | $119 | $158 | $237 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Lilburn, GA | 5.0% | 17.6% |
Mountain Park | 4.96% | 17.78% |
Stone Mountain | 5.1% | 15.73% |
Tucker | 4.4% | 14.29% |
Lilburn Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
$300 to $499 | 205 | 1.0% | $1256 |
$500 to $749 | 4,036 | 21.0% | $1931 |
$750 to $999 | 7,917 | 42.0% | $2681 |
$1,000 to $1,499 | 5,050 | 27.0% | $3806 |
$1,500 or more | 1,195 | 6.0% | $5456 |
Coverage | Construction type | Company | Premium | ||
---|---|---|---|---|---|
$250 Deductible | $500 Deductible | $1000 Deductible | |||
$75,000 | veneer | Aig Property Casualty Company | $363 | $345 | $316 |
$400,000 | frame | Allstate Vehicle And Property Insurance Company | N/A | N/A | N/A |
$150,000 | frame | American Family Mutual Insurance Company, S.I. | N/A | N/A | $853.14 |
$400,000 | veneer | Auto-Owners Insurance Company | $1282.15 | $1198.27 | $1090.42 |
$300,000 | veneer | Country Casualty Insurance Company | $1414.75 | $1254.55 | $1040.46 |
$200,000 | frame | Preserver Insurance Company | N/A | $1168 | $1026.00 |
$200,000 | frame | Safeco Insurance Company Of Indiana | $1340 | $1249 | $1147 |
$350,000 | frame | Safeco Insurance Company Of Indiana | $1811.06 | $1695.93 | $1570.71 |
$250,000 | frame | Trustgard Insurance Company | $1388 | $1300 | $1187 |
$75,000 | veneer | Trustgard Insurance Company | $598 | $526 | $434 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $500 | $3,500 |
Yearly Lilburn Homeowner Insurance Premium Example | $2,200 | $1,700 |
Out of Pocket Expense During Claim | $500 | $3,500 |
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $15,900 | $15,400 |
Net Savings to Lilburn Home Owner from High Deductible Plan | $500 |
Scenario | Lilburn, GA Home Replacement Value MORE than Home Value | Lilburn, GA Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $171,500 | $99,000 |
Insurance Premium based on Replacement Value | $850 | $500 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $35,000 | Risk Exposure from Under Insuring Coverage is $37,500 |
Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $175/year |
Insurance Company | GEICO Insurance | Farmers Insurance | Amica Mutual Insurance Company |
Monthly Premium | 50 | 132 | 73 |
Year Built | 2014 | 1995 | 2004 |
Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
Coverage Amount | $200000-$250000 | $400000-$500000 | $200000-$250000 |
Deductible | > $10,000 Deductible | $5000 to $10,000 Deductible | $2500-$5000 Deductible |
Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
---|---|---|---|---|---|---|---|---|---|
1992 | 205,000 | Asphalt Shingles Roof | 2,060 | 3 | > $10,000 Deductible | 440 | 9 | Vinyl siding | No |
2005 | 350,000 | Asphalt Shingles Roof | 3,370 | 5 | $1000-$2500 Deductible | 1300 | 12 | Vinyl siding | yes |
1987 | 295,000 | Shingles Roof | 3,040 | 5 | $500 Deductible | 410 | 4 | Wood siding | No |
2008 | 145,000 | Shingles Roof | 1,560 | 3 | $1000-$2500 Deductible | 260 | 8 | Stucco siding | yes |
2000 | 450,000 | Membrane Roof | 4,130 | 5 | > $10,000 Deductible | 1360 | 12 | Wood siding | yes |
1982 | 245,000 | Composition Roof | 2,940 | 5 | $500- $1000 Deductible | 460 | 6 | Stucco siding | No |
1985 | 185,000 | Membrane Roof | 2,310 | 3 | $500 Deductible | 680 | 10 | Fiber-Cement Siding | No |
1985 | 455,000 | Membrane Roof | 3,960 | 5 | $500- $1000 Deductible | 1030 | 6 | Fiber-Cement Siding | No |
1987 | 465,000 | Shingles Roof | 4,440 | 5 | $5000 to $10,000 Deductible | 920 | 9 | Wood siding | yes |
1998 | 130,000 | Membrane Roof | 1,640 | 4 | $1000-$2500 Deductible | 490 | 10 | Brick siding | No |
2010 | 170,000 | Asphalt Shingles Roof | 1,490 | 3 | $500 Deductible | 90 | 1 | Stucco siding | yes |
1989 | 195,000 | Wood Shake Roof | 2,370 | 4 | $500- $1000 Deductible | 500 | 7 | Stone Siding | No |
2001 | 220,000 | Membrane Roof | 2,090 | 5 | $5000 to $10,000 Deductible | 140 | 2 | Wood siding | No |
2014 | 130,000 | Asphalt Shingles Roof | 1,470 | 3 | $500 Deductible | 700 | 12 | Fiber-Cement Siding | yes |
2004 | 245,000 | Membrane Roof | 2,740 | 5 | $2500-$5000 Deductible | 850 | 9 | Stone Siding | No |
2013 | 200,000 | Membrane Roof | 1,790 | 3 | $2500-$5000 Deductible | 960 | 12 | Wood siding | No |
2004 | 295,000 | Asphalt Shingles Roof | 3,060 | 4 | > $10,000 Deductible | 1100 | 12 | Brick siding | No |
2001 | 250,000 | Wood Shake Roof | 2,760 | 5 | $2500-$5000 Deductible | 290 | 3 | Stucco siding | yes |
1992 | 245,000 | Asphalt Shingles Roof | 2,480 | 4 | > $10,000 Deductible | 460 | 8 | Wood siding | yes |
1999 | 120,000 | Asphalt Shingles Roof | 1,400 | 3 | $500- $1000 Deductible | 180 | 3 | Vinyl siding | yes |
2009 | 210,000 | Composition Roof | 2,180 | 4 | $1000-$2500 Deductible | 680 | 9 | Brick siding | yes |
2000 | 315,000 | Wood Shake Roof | 2,930 | 5 | $2500-$5000 Deductible | 740 | 8 | Stone Siding | No |
2013 | 180,000 | Metal Roof | 1,670 | 4 | $1000-$2500 Deductible | 760 | 10 | Wood siding | No |
2010 | 425,000 | Shingles Roof | 4,200 | 5 | $1000-$2500 Deductible | 800 | 5 | Wood siding | No |
2004 | 310,000 | Asphalt Shingles Roof | 3,390 | 5 | > $10,000 Deductible | 180 | 2 | Wood siding | No |
2004 | 260,000 | Shingles Roof | 2,220 | 3 | $5000 to $10,000 Deductible | 610 | 10 | Wood siding | yes |
2012 | 275,000 | Membrane Roof | 3,460 | 5 | $500- $1000 Deductible | 590 | 6 | Fiber-Cement Siding | yes |
1991 | 190,000 | Composition Roof | 1,950 | 3 | $2500-$5000 Deductible | 580 | 12 | Brick siding | yes |
2003 | 330,000 | Wood Shake Roof | 4,240 | 5 | $500- $1000 Deductible | 930 | 10 | Stone Siding | No |
2001 | 155,000 | Asphalt Shingles Roof | 1,989 | 3 | $2500-$5000 Deductible | 240 | 3 | Stucco siding | yes |