Lilburn Insurance Rates:

Lilburn ,GA Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.

VHome Insurance conducted a thorough analysis of the Lilburn, GA homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Lilburn, GA is $1831. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Home Insurance Companies in Lilburn, GA: Customer-Reviewed Options


Lilburn, GA Homeowners Insurance Rates by Coverage Level

It is important to understand the different coverage options available in Lilburn, GA. VHome Insurance will help you navigate the world of homeowners insurance coverages in Lilburn, GA.

Coverage Level Average Annual Premium
$100,000 $732
$200,000 $1,245
$300,000 $1,538
$400,000 $2,344
$500,000 $2,948


Lilburn, GA Homeowners Insurance Deductibles

One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Lilburn, GA, and how to choose the right one for your needs.

Deductible Level Average Annual Premium
$500 Deductible $1,877
$1000 Deductible $1,679
$1500 Deductible $1,584
$2500 Deductible $1,428
$5000 Deductible $1,208



Top Home Insurance Agents Near Lilburn, GA

Home Insurance Company Near Lilburn, GA Homeowners Insurance Agency Near Lilburn, GA Address
Travelers In Max Insurance Center 3025 HWY 78, LOGANVILLE, GA, 30052
Travelers Perez Insurance Professionals 2800 CANTON RD STE 1240, MARIETTA, GA, 30066
Allstate Sarah Vereen 6681 Jonesboro Rd Ste 115, Morrow, GA, 30260
Nationwide Scott Insurance & Financial Services Group Inc 15 Thomas Grace Annex Ln STE 450, Sharpsburg, GA, 30277
Travelers Watkins Insurance Agency 215 S ERWIN ST, CARTERSVILLE, GA, 30120

Lilburn, GA Home Insurance Agents for Top Companies


Lilburn, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Mountain Park CDP, Georgia $114 $151 $227
Stone Mountain CCD, DeKalb County, Georgia $111 $148 $222
Tucker CCD, DeKalb County, Georgia $119 $158 $237


Lilburn, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lilburn, GA5.0%17.6%
Mountain Park4.96%17.78%
Stone Mountain5.1%15.73%

Lilburn Renters Insurance as a Percentage of Rent

Lilburn Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 205 1.0% $1256
$500 to $749 4,036 21.0% $1931
$750 to $999 7,917 42.0% $2681
$1,000 to $1,499 5,050 27.0% $3806
$1,500 or more 1,195 6.0% $5456

Cost Of Homeowners Insurance By Street Near Lilburn, GA

Streets in Lilburn Area Homeowners Insurance Cost
Oakbrook Dr, Ginson Dr NW, Oak Ridge Cir, Spruce Pine Ct SW, Dry Fork Creek Ter, Elizabeth Way NW, Triple Oaks Dr, Joel Ct, Hannah Way, Mayflower Ct SW$897
Pine Glen Ct SW, Chester Ct SW, Rabun Dr, Durham Ln NW, John Dr NW, Velva Way NW, Wedgewood Ln, Delightful Way SW, Sarah Ct NW, Rockbridge Rd SW$938
Carrousel Ct, Johns St NW, Loma Ct SW, Goodwood Blvd NW, Wylpoint Rd, Heatherwood Ct, Graves Rd, Cobb Mdw, Sparrows Ln NW, Cub Ct SW$880
Walking Ln NW, Singlebriar Ct, Lu Ann Ct NW, Country Trce, Joy Ln SW, Bent River Dr SW, Miller Ct NW, Carlton Way, Rocky Hill Dr SW, Lakefront Cove SW$928
Madison Ct SW, Woodcliff Dr NW, Queen Anne Ct NW, Marsh Ln SW, Lacosta Ct SW, Delridge Dr SW, Oakbrook Lake Dr, Concord Cir SW, Sweetwater Way, Velva Ct NW$876
Allen Cir, Princeton Way SW, Mountainbrooke Cir, S National Cir NW, Teslin Way, Wrangell Pt, Holly Village Ct, Turner Rd SW, Danbury Ln NW, Little John Dr NW$880
Branford Ln NW, Courtlin Cove NW, Acuba Ct, River Dr SW, Oak Leaf Ter, Village Creek Dr SW, White Wing Ct, Navajo Ct NW, Wedgewood Way, Jeannette Ct$885
Vivid Dr SW, Hillcrest Rd NW, Summer Cove Ln, Maple Ct Ct, Grandeus Ln SW, Mandalay Ct SW, Bishops Cir, Sumter Ln SW, Country Downs Dr, Esquire Pl$901
Windfield Glen Ct NW, Wedgewood Trce, Buckley Woods Dr, Willow Trl Pkwy, Park Forest Trl NW, Catamount Dr SW, James St SW, Cornerstone Ct NW, Jonathan Ln NW, Jennings Way$903
Magnolia Glen Walk NW, Jody Ln NW, Valley Forge Rd, Allen Woods Dr, Wynne-Russell Dr, Travois Way SW, Cross Ct SW, Britt Way, Grove Place Xing, Kenion Forest Way SW$911

Lilburn, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lilburn$134 to $137
Mountain Park$136
Stone Mountain$133

Average Cost Of Home Insurance By Company In Areas Nearby Lilburn For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$75,000 veneer Aig Property Casualty Company $363 $345 $316
$400,000 frame Allstate Vehicle And Property Insurance Company N/A N/A N/A
$150,000 frame American Family Mutual Insurance Company, S.I. N/A N/A $853.14
$400,000 veneer Auto-Owners Insurance Company $1282.15 $1198.27 $1090.42
$300,000 veneer Country Casualty Insurance Company $1414.75 $1254.55 $1040.46
$200,000 frame Preserver Insurance Company N/A $1168 $1026.00
$200,000 frame Safeco Insurance Company Of Indiana $1340 $1249 $1147
$350,000 frame Safeco Insurance Company Of Indiana $1811.06 $1695.93 $1570.71
$250,000 frame Trustgard Insurance Company $1388 $1300 $1187
$75,000 veneer Trustgard Insurance Company $598 $526 $434


Lilburn, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Lilburn Homeowner Insurance Premium Example $2,200$1,700
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,900$15,400
Net Savings to Lilburn Home Owner from High Deductible Plan $500


Lilburn, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lilburn, GA Home Replacement Value MORE than Home Value Lilburn, GA Home Replacement Value LESS than Home Value
Replacement Value $171,500 $99,000
Insurance Premium based on Replacement Value $850 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,000 Risk Exposure from Under Insuring Coverage is $37,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $175/year


Example Lilburn Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 5013273
Year Built 201419952004
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$400000-$500000$200000-$250000
Deductible > $10,000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible