Lilburn ,GA Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.
VHome Insurance conducted a thorough analysis of the Lilburn, GA homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Lilburn, GA is $1831. Enter your zipcode below and click “GO” to get multiple free quotes.
It is important to understand the different coverage options available in Lilburn, GA. VHome Insurance will help you navigate the world of homeowners insurance coverages in Lilburn, GA.
| Coverage Level | Average Annual Premium |
|---|---|
| $100,000 | $732 |
| $200,000 | $1,245 |
| $300,000 | $1,538 |
| $400,000 | $2,344 |
| $500,000 | $2,948 |
One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Lilburn, GA, and how to choose the right one for your needs.
| Deductible Level | Average Annual Premium |
|---|---|
| $500 Deductible | $1,877 |
| $1000 Deductible | $1,679 |
| $1500 Deductible | $1,584 |
| $2500 Deductible | $1,428 |
| $5000 Deductible | $1,208 |
| Home Insurance Company Near Lilburn, GA | Homeowners Insurance Agency Near Lilburn, GA | Address |
|---|---|---|
| Travelers | In Max Insurance Center | 3025 HWY 78, LOGANVILLE, GA, 30052 |
| Travelers | Perez Insurance Professionals | 2800 CANTON RD STE 1240, MARIETTA, GA, 30066 |
| Allstate | Sarah Vereen | 6681 Jonesboro Rd Ste 115, Morrow, GA, 30260 |
| Nationwide | Scott Insurance & Financial Services Group Inc | 15 Thomas Grace Annex Ln STE 450, Sharpsburg, GA, 30277 |
| Travelers | Watkins Insurance Agency | 215 S ERWIN ST, CARTERSVILLE, GA, 30120 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Mountain Park CDP, Georgia | $114 | $151 | $227 |
| Stone Mountain CCD, DeKalb County, Georgia | $111 | $148 | $222 |
| Tucker CCD, DeKalb County, Georgia | $119 | $158 | $237 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lilburn, GA | 5.0% | 17.6% |
| Mountain Park | 4.96% | 17.78% |
| Stone Mountain | 5.1% | 15.73% |
| Tucker | 4.4% | 14.29% |
| Lilburn Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 205 | 1.0% | $1256 |
| $500 to $749 | 4,036 | 21.0% | $1931 |
| $750 to $999 | 7,917 | 42.0% | $2681 |
| $1,000 to $1,499 | 5,050 | 27.0% | $3806 |
| $1,500 or more | 1,195 | 6.0% | $5456 |
| Streets in Lilburn Area | Homeowners Insurance Cost |
|---|---|
| Oakbrook Dr, Ginson Dr NW, Oak Ridge Cir, Spruce Pine Ct SW, Dry Fork Creek Ter, Elizabeth Way NW, Triple Oaks Dr, Joel Ct, Hannah Way, Mayflower Ct SW | $897 |
| Pine Glen Ct SW, Chester Ct SW, Rabun Dr, Durham Ln NW, John Dr NW, Velva Way NW, Wedgewood Ln, Delightful Way SW, Sarah Ct NW, Rockbridge Rd SW | $938 |
| Carrousel Ct, Johns St NW, Loma Ct SW, Goodwood Blvd NW, Wylpoint Rd, Heatherwood Ct, Graves Rd, Cobb Mdw, Sparrows Ln NW, Cub Ct SW | $880 |
| Walking Ln NW, Singlebriar Ct, Lu Ann Ct NW, Country Trce, Joy Ln SW, Bent River Dr SW, Miller Ct NW, Carlton Way, Rocky Hill Dr SW, Lakefront Cove SW | $928 |
| Madison Ct SW, Woodcliff Dr NW, Queen Anne Ct NW, Marsh Ln SW, Lacosta Ct SW, Delridge Dr SW, Oakbrook Lake Dr, Concord Cir SW, Sweetwater Way, Velva Ct NW | $876 |
| Allen Cir, Princeton Way SW, Mountainbrooke Cir, S National Cir NW, Teslin Way, Wrangell Pt, Holly Village Ct, Turner Rd SW, Danbury Ln NW, Little John Dr NW | $880 |
| Branford Ln NW, Courtlin Cove NW, Acuba Ct, River Dr SW, Oak Leaf Ter, Village Creek Dr SW, White Wing Ct, Navajo Ct NW, Wedgewood Way, Jeannette Ct | $885 |
| Vivid Dr SW, Hillcrest Rd NW, Summer Cove Ln, Maple Ct Ct, Grandeus Ln SW, Mandalay Ct SW, Bishops Cir, Sumter Ln SW, Country Downs Dr, Esquire Pl | $901 |
| Windfield Glen Ct NW, Wedgewood Trce, Buckley Woods Dr, Willow Trl Pkwy, Park Forest Trl NW, Catamount Dr SW, James St SW, Cornerstone Ct NW, Jonathan Ln NW, Jennings Way | $903 |
| Magnolia Glen Walk NW, Jody Ln NW, Valley Forge Rd, Allen Woods Dr, Wynne-Russell Dr, Travois Way SW, Cross Ct SW, Britt Way, Grove Place Xing, Kenion Forest Way SW | $911 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lilburn | $134 to $137 |
| Mountain Park | $136 |
| Stone Mountain | $133 |
| Tucker | $142 |
| Coverage | Construction type | Company | Premium | ||
|---|---|---|---|---|---|
| $250 Deductible | $500 Deductible | $1000 Deductible | |||
| $75,000 | veneer | Aig Property Casualty Company | $363 | $345 | $316 |
| $400,000 | frame | Allstate Vehicle And Property Insurance Company | N/A | N/A | N/A |
| $150,000 | frame | American Family Mutual Insurance Company, S.I. | N/A | N/A | $853.14 |
| $400,000 | veneer | Auto-Owners Insurance Company | $1282.15 | $1198.27 | $1090.42 |
| $300,000 | veneer | Country Casualty Insurance Company | $1414.75 | $1254.55 | $1040.46 |
| $200,000 | frame | Preserver Insurance Company | N/A | $1168 | $1026.00 |
| $200,000 | frame | Safeco Insurance Company Of Indiana | $1340 | $1249 | $1147 |
| $350,000 | frame | Safeco Insurance Company Of Indiana | $1811.06 | $1695.93 | $1570.71 |
| $250,000 | frame | Trustgard Insurance Company | $1388 | $1300 | $1187 |
| $75,000 | veneer | Trustgard Insurance Company | $598 | $526 | $434 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $3,500 |
| Yearly Lilburn Homeowner Insurance Premium Example | $2,200 | $1,700 |
| Out of Pocket Expense During Claim | $500 | $3,500 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $15,900 | $15,400 |
| Net Savings to Lilburn Home Owner from High Deductible Plan | $500 | |
| Scenario | Lilburn, GA Home Replacement Value MORE than Home Value | Lilburn, GA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $171,500 | $99,000 |
| Insurance Premium based on Replacement Value | $850 | $500 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $35,000 | Risk Exposure from Under Insuring Coverage is $37,500 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $175/year |
| Insurance Company | GEICO Insurance | Farmers Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 50 | 132 | 73 |
| Year Built | 2014 | 1995 | 2004 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $400000-$500000 | $200000-$250000 |
| Deductible | > $10,000 Deductible | $5000 to $10,000 Deductible | $2500-$5000 Deductible |