Liberty Insurance Rates:

Liberty, MO homeowners insurance is approximately $861 to $1,171, about $71-$97/month. Our complete guide shows customers can save upto $406 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Aaa
I AM SATISFIED BY THERE VARIOUS PLANS AND RESPONSIBILITIES
Shelter
My home insurance company offers coverage's equal to and above other companies in my area. They worked personally with me.
State Farm
I really like State Farm Home insurance. They provide lots of coverage and are quick with claims.
State Farm
You pay a deductible when needed. and they fix the issue, I believe the deductible is a slight bit higher then others, but we don't mind.
Shelter
Shelter Insurance has always provided excellent customer service to me and to other family members that use the company . I have multiple policies with Shelter and am completely satisfied with them.
State Farm
State farm has great rates. when i started shopping for an insurance company, i shopped around for prices and also asked friends who they used. most used state farm and as i got to looking at the prices i saw why
Geico
The other thing i don't like about geico is their inflexibility with payment schedules. we have had a bear of a time trying to change our payment date and it just hasn't worked out the way we have wanted it to. we are still trying and we have been able to make arrangements, but to make a permanent switch seems to be more difficult than we intended or thought it would be.
State Farm
One thing i like about state farm is that they are local. if i have any issues i can walk right into his office to discuss it.
Progressive
I am pretty satisfied. So far so good.
Progressive
I have no complaints about the customer service. Anytime I have called in I have got great service and they have always been polite and answered all my questions.
Shelter
I am satisfied with our insurance, we are covered at a fair price. our insurance guy is really nice and always tries to get us the best bang for our buck
Geico
The customer service is great. We got in touch with our agent through family friends and the entire office is incredibly helpful and genuine.
State Farm
They are a solid company that has been around for ever. We had a very quick response time when we needed them. And were mostly happy with how it worked out.
Aaa
I would recommend this company because they work with you and the pricea you cant beat.
Shelter
As per my limited experience in comparisons, I would recommend this company because it is comparable with others locally. And it is definitely courteous, prompt and friendly.

Liberty, MO Homeowners Insurance By Home Value

Liberty, MO Home Value Total Homes % of Total Average Liberty, MO Homeowners Insurance
Less than $50,000 447 2.0% $132
$70,000 to $79,999 156 1.0% $406
$80,000 to $89,999 216 1.0% $467
$90,000 to $99,999 485 3.0% $518
$100,000 to $124,999 1,509 9.0% $609
$125,000 to $149,999 2,105 13.0% $762
$150,000 to $174,999 2,397 15.0% $894
$175,000 to $199,999 1,668 10.0% $1036
$200,000 to $249,999 3,198 20.0% $1249
$250,000 to $299,999 1,475 9.0% $1524
$300,000 to $399,999 1,367 8.0% $1930

Top Home Insurance Agents Near Liberty, MO

Home Insurance Company Near Liberty, MO Homeowners Insurance Agency Near Liberty, MO Address
Liberty Mutual Independent Chris-Leef General Agency Inc -000 11503 W 75TH ST STE 100, SHAWNEE, KS, 66214
Travelers Ea-South 71 Ins 406-P W PINE ST, RAYMORE, MO, 64083
Travelers Insurance Inc 11211 JOHNSON DRIVE, SHAWNEE, KS, 66203
Allstate Jason M. Park 14105 S Mur Len Rd, Olathe, KS, 66062
Travelers Willis Insurance Services Of California Inc 12980 METCALF AVE STE 500, OVERLAND PARK, KS, 66213

Liberty, MO Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Liberty, MO

Streets in Liberty Area Homeowners Insurance Cost
Orrick Rd, Ada St, NW Birmingham Rd, State Hwy B, Orchard Ct, NE 168th St, Nashua Rd, Dains Ct, NE 100th Ct, N Ridge Ave$1,029
Cameron Rd, Chas Cir, Adams Dr, Landmark Loop, NE 104th Ter, Main St, NE 136th St, E Whittier St, Mary Ln, NE 141st Ter$1,055
Mc Ginnis Rd, N Mount Olivet Rd, S Gallatin St, NE 74 St, Edgar Petty Rd, E 7 St, Cedar St, NE 170 St, N Browning St, Brett Circle Dr$1,009
E Hurt St, Victory Ln, Bingaman St, Egret St, NE 197th Ct, Central, Downing, N Ditman Ave, Monterey Ave, Mick Rd$1,008
Arley W, NE 73 Ter, NE 122nd St, Wood River Rd, NE 107th Pl, Amhurst Ave, Johnston St, NE 111th St, E 16th St, Waters St$1,051
N Hills Rd, Moss Ave, Old State Hwy 210, NE 74th Ter, Lightburne St, Wadeway Rd, Lee Dr, Brian, Co Rd W, N Lane Dr$1,007
Canterbury Ct, Murphy St, Clay County Line Rd, S Missouri St, Pin Oak Dr, Colony Dr, N Glenwood Ave, NE 97th Ter, SE 200th St, Scottsdale Cir$1,022
Conistor St, Shiloh Ct, E 22nd St, SW 200th St, Strange Rd, NE 112 Ter, W Mississippi St, Carriage Ct, Lynn Ct, Briar Ln$1,023
Glen Brook Ln, Meadowbrook Dr, Mt Olivet Rd, E High Dr, Easy St, Westwood Dr, S Eddie Ave, NW 179th St, Erica Ct, Joseph St$1,034
Claywoods Pkwy, N Potter Ave, Elm St, Water St, N Palmer Ave, Dry Dock Dr, Withers Rd, Cherokee St, N Oxford Ave, Northpoint Ave$1,008

Liberty, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Liberty$151 to $153
Glenaire$147
Clay County$149
Pleasant Valley$146

Liberty, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Glenaire city, Missouri $148 $197 $296
Clay County, Missouri $149 $199 $299
Pleasant Valley city, Missouri $146 $195 $293

Liberty, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Liberty, MO5.1%16.2%
Glenaire6.32%17.82%
Clay County5.76%17.68%
Pleasant Valley7.43%19.29%

Liberty Renters Insurance as a Percentage of Rent

Liberty Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 72 1.0% $777
$300 to $499 207 5.0% $1227
$500 to $749 1,171 31.0% $1902
$750 to $999 965 25.0% $2652
$1,000 to $1,499 1,169 31.0% $3777
$1,500 or more 179 4.0% $5427

Liberty, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Liberty Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,800$7,200
Net Savings to Liberty Home Owner from High Deductible Plan $600

Liberty, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Liberty, MO Home Replacement Value MORE than Home Value Liberty, MO Home Replacement Value LESS than Home Value
Replacement Value $252,000 $145,000
Insurance Premium based on Replacement Value $1,450 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $53,500 Risk Exposure from Under Insuring Coverage is $53,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $300/year

Example Liberty Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceChubb Group of InsuranceGEICO Insurance
Monthly Premium 4899134
Year Built 199420051987
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$350000-$400000$350000-$400000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Liberty, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 155,000 Tile Roof 1,280 3 $1000-$2500 Deductible 100 2 Stucco siding No
1990 205,000 Metal Roof 1,780 3 $500 Deductible 510 8 Stucco siding No
2003 325,000 Composition Roof 2,950 5 $500 Deductible 260 2 Stucco siding No
2012 220,000 Shingles Roof 1,980 3 $5000 to $10,000 Deductible 490 10 Vinyl siding yes
1983 205,000 Slate Shingles Roof 1,910 4 $2500-$5000 Deductible 310 6 Stucco siding No
1992 230,000 Shingles Roof 2,050 3 $2500-$5000 Deductible 320 6 Brick siding No
2011 495,000 Tile Roof 3,920 5 $500- $1000 Deductible 2920 12 Stucco siding No
1994 185,000 Shingles Roof 1,570 5 $1000-$2500 Deductible 540 9 Vinyl siding yes
2011 330,000 Tile Roof 2,720 4 $5000 to $10,000 Deductible 160 2 Brick siding No
2002 345,000 Slate Shingles Roof 2,790 5 $5000 to $10,000 Deductible 740 9 Brick siding No
1991 155,000 Composition Roof 1,560 5 $2500-$5000 Deductible 40 1 Vinyl siding yes
1999 175,000 Tile Roof 1,660 3 $1000-$2500 Deductible 520 8 Wood siding No
1980 250,000 Asphalt Shingles Roof 2,530 4 $2500-$5000 Deductible 510 8 Wood siding yes
2005 410,000 Membrane Roof 3,370 4 $1000-$2500 Deductible 1840 12 Vinyl siding No
1999 325,000 Composition Roof 2,870 4 $1000-$2500 Deductible 610 6 Stucco siding yes
2004 395,000 Membrane Roof 3,250 4 $5000 to $10,000 Deductible 70 1 Wood siding yes
1983 180,000 Membrane Roof 1,830 4 $2500-$5000 Deductible 500 9 Wood siding No
2003 220,000 Slate Shingles Roof 2,360 3 > $10,000 Deductible 60 1 Wood siding No
1993 365,000 Shingles Roof 2,960 4 $2500-$5000 Deductible 770 6 Wood siding No
1998 350,000 Wood Shake Roof 3,410 5 $5000 to $10,000 Deductible 340 4 Stucco siding yes
1991 290,000 Wood Shake Roof 2,980 4 $1000-$2500 Deductible 150 2 Stucco siding yes
2014 245,000 Wood Shake Roof 2,270 5 $500 Deductible 700 8 Fiber-Cement Siding yes
2008 210,000 Asphalt Shingles Roof 2,310 4 $1000-$2500 Deductible 350 4 Fiber-Cement Siding yes
1988 155,000 Metal Roof 1,400 3 $500 Deductible 350 5 Brick siding No
1996 540,000 Membrane Roof 4,910 5 $1000-$2500 Deductible 290 2 Brick siding No
1988 265,000 Metal Roof 2,160 4 > $10,000 Deductible 660 12 Fiber-Cement Siding No
2012 105,000 Asphalt Shingles Roof 1,230 3 $2500-$5000 Deductible 280 7 Vinyl siding yes
1994 285,000 Composition Roof 2,470 5 $1000-$2500 Deductible 1240 12 Brick siding yes
2005 170,000 Tile Roof 1,900 3 $5000 to $10,000 Deductible 390 7 Brick siding yes
1990 460,000 Composition Roof 3,820 5 $500 Deductible 990 5 Stucco siding yes
1992 185,000 Metal Roof 2,050 3 $500 Deductible 1010 9 Stone Siding No
2002 170,000 Composition Roof 2,020 5 $5000 to $10,000 Deductible 420 8 Stucco siding yes
1986 395,000 Membrane Roof 3,360 4 $2500-$5000 Deductible 200 2 Brick siding yes
2011 240,000 Shingles Roof 1,960 4 $5000 to $10,000 Deductible 160 2 Vinyl siding yes

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