Libby Insurance Rates:

Libby, MT homeowners insurance is about $642 to $883, about $53-$73/month. Our all inclusive research indicates shoppers can save upto $304 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Libby, MT Homeowners Insurance By Home Value

Libby, MT Home Value Total Homes % of Total Average Libby, MT Homeowners Insurance
Less than $50,000 596 19.0% $129
$50,000 to $59,999 70 2.0% $281
$60,000 to $69,999 89 2.0% $350
$70,000 to $79,999 172 5.0% $403
$80,000 to $89,999 88 2.0% $457
$90,000 to $99,999 121 4.0% $510
$100,000 to $124,999 374 12.0% $594
$125,000 to $149,999 195 6.0% $746
$150,000 to $174,999 295 9.0% $876
$175,000 to $199,999 93 3.0% $1013
$200,000 to $249,999 340 11.0% $1219
$250,000 to $299,999 194 6.0% $1493
$300,000 to $399,999 369 12.0% $1897

Top Home Insurance Agents Near Libby, MT

Home Insurance Company Near Libby, MT Homeowners Insurance Agency Near Libby, MT Address
NA Paynewest Insurance 39 6Th St. W Columbia Falls, Whitefish, MT, 59912
State Farm Dan Schneller 974 N Meridian Rd, Kalispell, MT, 59901-3540
Liberty Mutual Independent Paynewest Insurance 33 Village Loop Rd, KALISPELL, MT, 59901
Travelers Thomas J Wood Insurance Agency 94 Skyline Rd , Libby, MT, 59923
Allstate Tobacco Valley Ins 604 1st Avenue East, Eureka, MT, 59917

Cost Of Homeowners Insurance By Street Near Libby, MT

Streets in Libby Area Homeowners Insurance Cost
Section 18 Rd, Florence Rd, Dakota Ave, Leisure Ln, Happy's Loop Rd, Minnesota Ave, E 5th St Exd, Central Ave, W 2nd St, Cedar St Exd$772
Flower St, Rosa Rd, E Larch St, Pipe Creek Rd, Cedar St, Edgewater Dr, Indian Head Rd, Parmenter Dr, Cedar Meadows Rd, Parmenter Rd$766
Washington Ave, White Tail Rd, E 3rd St, W Cedar St, E Maple St, Gruber Rd, Pine Grove Pl, Libby Rd, Woodland Rd, Natl Forest Develop Road 148 Rd$762
Vinion Ln, Minnesota Ave, Renwood Dr, Vicks Dr, Crystal Lake Rd Finton, Post Rd, E 5th St, Grannys Garden Rd, Cliffside Dr, Jay Effar Rd$777
Rainbow Ln, Nugget Dr, Natl Forest Develop Road 516 Rd, Metcalf Rd, Co Hwy 68, Lolo Ave, Lp Connector Rd, Nixon Rd, Bear Creek Rd, Vista Ave$773

Libby, MT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Libby$113 to $115
White Haven$114
Pioneer Junction$113
Lincoln County$115

Libby, MT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
White Haven CDP, Montana $115 $153 $230
Pioneer Junction CDP, Montana $113 $151 $227
Lincoln County, Montana $116 $154 $231

Libby, MT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Libby, MT6.4%21.2%
White Haven5.77%23.3%
Pioneer Junction5.59%23.02%
Lincoln County6.37%21.25%

Libby Renters Insurance as a Percentage of Rent

Libby Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 59 4.0% $352
$200 to $299 108 8.0% $802
$300 to $499 444 35.0% $1252
$500 to $749 438 34.0% $1927
$750 to $999 99 7.0% $2677
$1,000 to $1,499 63 4.0% $3802
$1,500 or more 51 4.0% $5452

Libby, MT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Libby Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Libby Home Owner from High Deductible Plan $600

Libby, MT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Libby, MT Home Replacement Value MORE than Home Value Libby, MT Home Replacement Value LESS than Home Value
Replacement Value $195,000 $141,000
Insurance Premium based on Replacement Value $950 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,000 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $150/year

Example Libby Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateTravelers
Monthly Premium 423991
Year Built 199019881970
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$200000-$250000$200000-$250000
Deductible $500- $1000 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Libby, MT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 100,000 Slate Shingles Roof 1,310 3 $500 Deductible 340 8 Fiber-Cement Siding yes
1989 155,000 Shingles Roof 1,740 5 $500 Deductible 670 12 Stucco siding No
1960 320,000 Metal Roof 4,090 5 $500 Deductible 540 5 Brick siding No
1980 310,000 Tile Roof 2,980 4 $2500-$5000 Deductible 120 1 Brick siding No
2000 115,000 Wood Shake Roof 1,360 3 $1000-$2500 Deductible 290 10 Stone Siding yes
2005 215,000 Slate Shingles Roof 2,370 3 $500 Deductible 230 4 Fiber-Cement Siding No
1980 285,000 Asphalt Shingles Roof 2,790 4 $500 Deductible 130 1 Stucco siding yes
1998 115,000 Slate Shingles Roof 1,520 3 $2500-$5000 Deductible 80 3 Fiber-Cement Siding No
1996 195,000 Composition Roof 2,730 4 $5000 to $10,000 Deductible 240 5 Stone Siding No
1981 280,000 Asphalt Shingles Roof 2,850 4 $2500-$5000 Deductible 680 7 Fiber-Cement Siding No
1975 150,000 Asphalt Shingles Roof 1,550 3 $2500-$5000 Deductible 120 3 Stucco siding No
1986 245,000 Slate Shingles Roof 3,250 5 $1000-$2500 Deductible 620 8 Brick siding No
1974 215,000 Composition Roof 2,150 5 $5000 to $10,000 Deductible 630 10 Wood siding yes
2006 195,000 Membrane Roof 1,910 3 $500- $1000 Deductible 300 4 Brick siding No
1944 255,000 Metal Roof 3,120 4 $5000 to $10,000 Deductible 500 9 Wood siding yes
1978 150,000 Wood Shake Roof 2,050 3 $1000-$2500 Deductible 60 1 Stone Siding yes
1965 185,000 Composition Roof 2,600 4 $5000 to $10,000 Deductible 420 10 Vinyl siding yes
1977 345,000 Asphalt Shingles Roof 3,580 5 $500- $1000 Deductible 1240 12 Wood siding No
2007 85,000 Asphalt Shingles Roof 1,220 3 $500 Deductible 410 9 Stone Siding yes
1949 325,000 Membrane Roof 3,340 5 $1000-$2500 Deductible 340 3 Vinyl siding No
1967 140,000 Asphalt Shingles Roof 1,820 4 $1000-$2500 Deductible 140 4 Stone Siding No
1998 160,000 Slate Shingles Roof 1,760 3 $500- $1000 Deductible 420 8 Fiber-Cement Siding yes
1965 145,000 Wood Shake Roof 1,430 3 $2500-$5000 Deductible 210 4 Stucco siding No
1964 225,000 Shingles Roof 2,530 4 $1000-$2500 Deductible 70 1 Brick siding yes
1974 185,000 Asphalt Shingles Roof 2,080 3 $5000 to $10,000 Deductible 290 8 Stucco siding No
2007 270,000 Membrane Roof 3,400 5 $1000-$2500 Deductible 990 10 Wood siding No
2008 340,000 Membrane Roof 3,690 5 $5000 to $10,000 Deductible 340 5 Wood siding yes
1977 130,000 Shingles Roof 1,690 3 $500 Deductible 680 10 Wood siding yes
1945 270,000 Composition Roof 3,690 5 $500 Deductible 860 7 Fiber-Cement Siding No
2002 100,000 Shingles Roof 1,220 3 $500 Deductible 100 2 Brick siding No