Lexington Insurance Rates:

Lexington, TN homeowners insurance is roughly $675 to $922, about $56-$76/month. Our all inclusive research indicates shoppers can save as much as $319 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Lexington, TN Homeowners Insurance By Home Value

Lexington, TN Home Value Total Homes % of Total Average Lexington, TN Homeowners Insurance
Less than $50,000 95 5.0% $167
$50,000 to $59,999 124 7.0% $359
$60,000 to $69,999 92 5.0% $438
$70,000 to $79,999 166 9.0% $510
$80,000 to $89,999 102 5.0% $582
$90,000 to $99,999 123 6.0% $646
$100,000 to $124,999 309 17.0% $750
$125,000 to $149,999 233 13.0% $941
$150,000 to $174,999 160 9.0% $1109
$175,000 to $199,999 88 5.0% $1284
$200,000 to $249,999 49 2.0% $1540
$250,000 to $299,999 155 8.0% $1883
$300,000 to $399,999 63 3.0% $2394

Top Home Insurance Agents Near Lexington, TN

Home Insurance Company Near Lexington, TN Homeowners Insurance Agency Near Lexington, TN Address
NA Maddox Insurance Agency, Llc - Camden 120 Highway 641 S , Camden, TN, 38320
Travelers Bodiford-White Ins 584 MULBERRY AVE, SELMER, TN, 38375
State Farm Chris Fleming 610 W Church St, Lexington, TN, 38351-1710
Allstate Hart-White Agency 332 S Bells St, Alamo, TN, 38001
Erie Jack Ray Insurance Agency 1312 Main St, Humboldt, TN, 38343

Cost Of Homeowners Insurance By Street Near Lexington, TN

Streets in Lexington Area Homeowners Insurance Cost
Old Darden Chesterfield Rd, Gore Park Cir, Meadowlark Ln, Valley Dr, Wilson St, Timberlake Wildersville Rd, Lynwood St, Eller St, Gandervalley Ln, Lace Ln$792
Fairfield Dr, Rachel Cv, Roselawn Dr, W Church St, Helms St N, Blankenship Rd, Natchez Trace Rd, Davids Ln, Mayo Rd, Airport Rd$798
Box Rd, Little Rd, Stonehedge Dr, Hollis Ln, Elizabeth Cir, Johnson St, Little Ln, Abbey Ln, Lone Elm Rd, Scott St$794
Tignor Park Ln, Lakewood Dr, Lake View Park Cv, Union Church Rd, Park Pl, Hwy 412 W, Alberton Rd, Campbell St, Hedgewood Dr, N Broad St$795
Taylor Bailey Rd, Peavine Xing, Lakeview St, Bain Rd, Toms Rd, Monroe Ave, Maple St, Chesterfield Cir, Presley Rd, Cedar St$779

Lexington, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lexington$119 to $122
Henderson County$117
Chesterfield$118
Parker's Crossroads$119

Lexington, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Henderson County, Tennessee $118 $157 $236
Chesterfield CDP, Tennessee $118 $157 $236
Parker's Crossroads city, Tennessee $119 $159 $239

Lexington, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lexington, TN6.7%20.2%
Henderson County7.13%21.98%
Chesterfield8.04%26.55%
Parker's Crossroads6.2%14.5%

Lexington Renters Insurance as a Percentage of Rent

Lexington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 67 5.0% $360
$200 to $299 142 11.0% $810
$300 to $499 208 16.0% $1260
$500 to $749 537 43.0% $1935
$750 to $999 208 16.0% $2685
$1,000 to $1,499 70 5.0% $3810

Lexington, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Lexington Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,500$6,900
Net Savings to Lexington Home Owner from High Deductible Plan $600

Lexington, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lexington, TN Home Replacement Value MORE than Home Value Lexington, TN Home Replacement Value LESS than Home Value
Replacement Value $100,000 $61,000
Insurance Premium based on Replacement Value $425 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Lexington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmTravelers
Monthly Premium 484680
Year Built 201020061998
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$125000-$150000$350000-$400000
Deductible $500 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Lexington, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 140,000 Tile Roof 1,690 5 $2500-$5000 Deductible 40 1 Vinyl siding No
1981 130,000 Shingles Roof 1,840 3 $500- $1000 Deductible 320 6 Stucco siding yes
2006 375,000 Slate Shingles Roof 4,190 5 $5000 to $10,000 Deductible 400 4 Brick siding No
2014 160,000 Slate Shingles Roof 2,200 4 $5000 to $10,000 Deductible 240 5 Wood siding yes
1997 115,000 Metal Roof 1,670 4 $1000-$2500 Deductible 170 3 Vinyl siding No
2014 135,000 Shingles Roof 1,850 3 $1000-$2500 Deductible 100 2 Stucco siding yes
2013 290,000 Tile Roof 4,790 5 $5000 to $10,000 Deductible 50 1 Stone Siding yes
1999 180,000 Composition Roof 2,030 3 $1000-$2500 Deductible 410 7 Stucco siding No
1982 225,000 Membrane Roof 2,500 5 $5000 to $10,000 Deductible 130 2 Vinyl siding No
1984 205,000 Composition Roof 2,330 5 $500- $1000 Deductible 660 8 Vinyl siding yes
2014 245,000 Tile Roof 2,850 5 $2500-$5000 Deductible 70 1 Stone Siding No
2010 270,000 Slate Shingles Roof 4,290 5 $5000 to $10,000 Deductible 700 12 Brick siding No
1999 135,000 Slate Shingles Roof 1,650 5 $2500-$5000 Deductible 330 7 Stone Siding yes
1972 115,000 Slate Shingles Roof 1,830 5 $500- $1000 Deductible 140 4 Fiber-Cement Siding No
1971 230,000 Membrane Roof 2,790 4 $1000-$2500 Deductible 60 1 Stucco siding yes
1990 210,000 Slate Shingles Roof 3,230 5 $500- $1000 Deductible 420 6 Fiber-Cement Siding yes
1986 105,000 Shingles Roof 1,440 3 $500- $1000 Deductible 180 4 Fiber-Cement Siding yes
1988 135,000 Membrane Roof 1,770 3 $1000-$2500 Deductible 350 6 Vinyl siding yes
1971 145,000 Shingles Roof 2,210 3 $500 Deductible 670 9 Stucco siding No
2001 225,000 Tile Roof 2,860 4 $500 Deductible 810 6 Brick siding yes
1993 120,000 Metal Roof 1,440 3 $500- $1000 Deductible 540 9 Wood siding No
1999 225,000 Tile Roof 2,860 4 $500 Deductible 1100 12 Stone Siding No
1988 190,000 Membrane Roof 2,190 3 $1000-$2500 Deductible 890 12 Stucco siding yes
1994 165,000 Shingles Roof 2,580 5 $5000 to $10,000 Deductible 190 5 Stone Siding yes
1978 100,000 Slate Shingles Roof 1,470 3 $2500-$5000 Deductible 160 4 Wood siding yes
2011 135,000 Membrane Roof 1,800 3 $500 Deductible 200 3 Stucco siding yes
2000 205,000 Tile Roof 2,590 4 $500 Deductible 550 5 Fiber-Cement Siding yes
1985 180,000 Composition Roof 2,460 5 $500- $1000 Deductible 370 4 Vinyl siding yes
2005 245,000 Metal Roof 3,130 5 $500- $1000 Deductible 410 6 Stucco siding No
2011 140,000 Composition Roof 1,790 4 $1000-$2500 Deductible 50 1 Vinyl siding No
2012 230,000 Tile Roof 3,250 5 > $10,000 Deductible 580 9 Stucco siding No
1983 120,000 Tile Roof 1,750 3 $2500-$5000 Deductible 100 4 Stone Siding No