Lexington, TN homeowners insurance is roughly $675 to $922, about $56-$76/month. Our all inclusive research indicates shoppers can save as much as $319 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lexington, TN | Homeowners Insurance Agency Near Lexington, TN | Address |
|---|---|---|
| Travelers | Bodiford-White Ins | 584 MULBERRY AVE, SELMER, TN, 38375 |
| State Farm | Chris Fleming | 610 W Church St, Lexington, TN, 38351-1710 |
| Allstate | Hart-White Agency | 332 S Bells St, Alamo, TN, 38001 |
| Erie | Jack Ray Insurance Agency | 1312 Main St, Humboldt, TN, 38343 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Henderson County, Tennessee | $118 | $157 | $236 |
| Chesterfield CDP, Tennessee | $118 | $157 | $236 |
| Parker's Crossroads city, Tennessee | $119 | $159 | $239 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lexington, TN | 6.7% | 20.2% |
| Henderson County | 7.13% | 21.98% |
| Chesterfield | 8.04% | 26.55% |
| Parker's Crossroads | 6.2% | 14.5% |
| Lexington Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 67 | 5.0% | $360 |
| $200 to $299 | 142 | 11.0% | $810 |
| $300 to $499 | 208 | 16.0% | $1260 |
| $500 to $749 | 537 | 43.0% | $1935 |
| $750 to $999 | 208 | 16.0% | $2685 |
| $1,000 to $1,499 | 70 | 5.0% | $3810 |
| Streets in Lexington Area | Homeowners Insurance Cost |
|---|---|
| Old Darden Chesterfield Rd, Gore Park Cir, Meadowlark Ln, Valley Dr, Wilson St, Timberlake Wildersville Rd, Lynwood St, Eller St, Gandervalley Ln, Lace Ln | $792 |
| Fairfield Dr, Rachel Cv, Roselawn Dr, W Church St, Helms St N, Blankenship Rd, Natchez Trace Rd, Davids Ln, Mayo Rd, Airport Rd | $798 |
| Box Rd, Little Rd, Stonehedge Dr, Hollis Ln, Elizabeth Cir, Johnson St, Little Ln, Abbey Ln, Lone Elm Rd, Scott St | $794 |
| Tignor Park Ln, Lakewood Dr, Lake View Park Cv, Union Church Rd, Park Pl, Hwy 412 W, Alberton Rd, Campbell St, Hedgewood Dr, N Broad St | $795 |
| Taylor Bailey Rd, Peavine Xing, Lakeview St, Bain Rd, Toms Rd, Monroe Ave, Maple St, Chesterfield Cir, Presley Rd, Cedar St | $779 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lexington | $119 to $122 |
| Henderson County | $117 |
| Chesterfield | $118 |
| Parker's Crossroads | $119 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,100 | $2,100 |
| Yearly Lexington Homeowner Insurance Premium Example | $800 | $600 |
| Out of Pocket Expense During Claim | $1,100 | $2,100 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,500 | $6,900 |
| Net Savings to Lexington Home Owner from High Deductible Plan | $600 | |
| Scenario | Lexington, TN Home Replacement Value MORE than Home Value | Lexington, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $100,000 | $61,000 |
| Insurance Premium based on Replacement Value | $425 | $250 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $17,000 | Risk Exposure from Under Insuring Coverage is $22,000 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $75/year |
| Insurance Company | Liberty Mutual | State Farm | Travelers |
| Monthly Premium | 48 | 46 | 80 |
| Year Built | 2010 | 2006 | 1998 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $100000-$125000 | $125000-$150000 | $350000-$400000 |
| Deductible | $500 Deductible | $500 Deductible | $5000 to $10,000 Deductible |