Lexington Insurance Rates:

Lexington, NE homeowners insurance is approximately $782 to $1,063, about $65-$88/month. Our all inclusive guide shows customers can save as much as $369 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Lexington, NE Homeowners Insurance By Home Value

Lexington, NE Home Value Total Homes % of Total Average Lexington, NE Homeowners Insurance
Less than $50,000 299 16.0% $276
$50,000 to $59,999 76 4.0% $590
$60,000 to $69,999 148 8.0% $729
$70,000 to $79,999 331 18.0% $839
$80,000 to $89,999 211 11.0% $950
$90,000 to $99,999 165 9.0% $1070
$100,000 to $124,999 181 10.0% $1236
$125,000 to $149,999 219 12.0% $1550
$150,000 to $174,999 99 5.0% $1827
$175,000 to $199,999 19 1.0% $2113
$200,000 to $249,999 24 1.0% $2538

Top Home Insurance Agents Near Lexington, NE

Home Insurance Company Near Lexington, NE Homeowners Insurance Agency Near Lexington, NE Address
Allstate Lundeen Isaacson 425 West Ave, Holdrege, NE, 68949
NA Unico Group Of Kearney 8 West 56Th St., Kearney, NE, 68847
NA Doran Post & Associates 935 W 7Th, Lexington, NE, 68850
NA First State Insurance 702 Nebraska Ave , Arapahoe, NE, 68922
NA Ellerbrock-Norris Insurance 4111 4Th Ave, Ste 24, Kearney, NE, 68845

Cost Of Homeowners Insurance By Street Near Lexington, NE

Streets in Lexington Area Homeowners Insurance Cost
Oregon Trail Rd, E Walnut St, W 18th St, W High St, Rd 414, N Madison St, Rd 419, W Spruce St, Rd 422, W Prospect Rd$923
Castle Dr, Beans Ln, Freedom Ln, E Railroad Rd, Rd 772, N Ontario St, W 15th St, E 10th St, S Taylor St, Rd 428$953
N Pierce St, Rd 769, E 9th St, N Airport Rd, Dr 422, Van Buren St, W Walnut St, S Washington St, Buffalo Bnd, N Harrison St$918
E 14th St, Rd 409, W 16th St, Dr 409, W 11th St, Heartland Rd, E 17th St, Freeman St, Liberty Dr, N Monroe St$922
N Lincoln St, Conestoga Ln, Rd 426, Stagecoach Ln, Rd 412, N Jackson St, Rd 431, Rd 758, Sahara Acres Dr, W Cedar St$950

Lexington, NE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lexington$137 to $140
Dawson County$138
Coyote$141
Brace$145

Lexington, NE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dawson County, Nebraska $138 $184 $276
Coyote precinct, Dawson County, Nebraska $141 $188 $282
Bethel precinct, Gosper County, Nebraska $141 $188 $282

Lexington, NE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lexington, NE7.8%17.8%
Dawson County7.72%16.96%
Coyote4.69%18.03%
Bethel9.29%12.92%

Lexington Renters Insurance as a Percentage of Rent

Lexington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 17 1.0% $352
$200 to $299 44 4.0% $802
$300 to $499 221 20.0% $1252
$500 to $749 618 57.0% $1927
$750 to $999 163 15.0% $2677
$1,000 to $1,499 12 1.0% $3802

Lexington, NE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Lexington Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $9,300$7,800
Net Savings to Lexington Home Owner from High Deductible Plan $1,500

Lexington, NE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lexington, NE Home Replacement Value MORE than Home Value Lexington, NE Home Replacement Value LESS than Home Value
Replacement Value $146,500 $101,500
Insurance Premium based on Replacement Value $675 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $50/year

Example Lexington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmAmica Mutual Insurance Company
Monthly Premium 536033
Year Built 197219492005
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$200000-$250000$150000-$175000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Lexington, NE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1952 300,000 Wood Shake Roof 4,720 5 $1000-$2500 Deductible 420 5 Brick siding No
1941 130,000 Slate Shingles Roof 1,980 3 $2500-$5000 Deductible 480 10 Vinyl siding yes
2003 160,000 Tile Roof 2,780 4 $500- $1000 Deductible 290 4 Fiber-Cement Siding yes
1943 145,000 Composition Roof 2,300 3 $2500-$5000 Deductible 40 1 Stucco siding No
1951 235,000 Composition Roof 3,980 5 $2500-$5000 Deductible 700 8 Stucco siding yes
2009 205,000 Asphalt Shingles Roof 3,570 5 $2500-$5000 Deductible 50 1 Stone Siding No
1968 135,000 Shingles Roof 1,940 4 $500- $1000 Deductible 60 1 Vinyl siding yes
1995 280,000 Metal Roof 4,600 5 > $10,000 Deductible 560 8 Vinyl siding No
2009 300,000 Shingles Roof 4,890 5 $5000 to $10,000 Deductible 380 4 Brick siding yes
1957 110,000 Shingles Roof 2,180 4 $500- $1000 Deductible 170 5 Fiber-Cement Siding No
1952 305,000 Slate Shingles Roof 4,710 5 $1000-$2500 Deductible 420 4 Vinyl siding No
1998 100,000 Asphalt Shingles Roof 1,660 5 $500- $1000 Deductible 250 9 Fiber-Cement Siding yes
1996 175,000 Tile Roof 3,210 5 $1000-$2500 Deductible 230 4 Fiber-Cement Siding No
1982 285,000 Tile Roof 4,820 5 > $10,000 Deductible 90 2 Vinyl siding No
1941 65,000 Composition Roof 1,250 3 $2500-$5000 Deductible 240 12 Stucco siding No
1990 95,000 Slate Shingles Roof 1,410 3 $2500-$5000 Deductible 150 6 Stucco siding No
1964 155,000 Composition Roof 2,720 4 $2500-$5000 Deductible 470 9 Stone Siding yes
1943 145,000 Composition Roof 2,300 3 $1000-$2500 Deductible 60 1 Stucco siding No
1993 85,000 Asphalt Shingles Roof 1,470 3 $500- $1000 Deductible 120 5 Stucco siding yes
1960 280,000 Tile Roof 4,360 5 $500- $1000 Deductible 140 1 Wood siding No
2002 195,000 Tile Roof 2,810 4 $5000 to $10,000 Deductible 550 12 Fiber-Cement Siding No
2005 165,000 Wood Shake Roof 2,880 4 $500- $1000 Deductible 490 8 Brick siding No
1989 90,000 Shingles Roof 1,450 3 $500- $1000 Deductible 160 6 Brick siding yes
1978 140,000 Membrane Roof 1,950 3 $500- $1000 Deductible 260 6 Wood siding yes
1953 100,000 Composition Roof 1,820 5 $2500-$5000 Deductible 230 9 Vinyl siding yes
1953 185,000 Slate Shingles Roof 3,460 5 $500- $1000 Deductible 680 8 Vinyl siding No
1996 280,000 Membrane Roof 4,080 5 $1000-$2500 Deductible 1450 12 Stone Siding No
1982 105,000 Tile Roof 1,950 4 $500- $1000 Deductible 200 5 Fiber-Cement Siding yes