Lexington Insurance Rates:

Lexington, NC homeowners insurance is nearly $498 to $677, about $41-$56/month. Our detailed research reveals consumers can save upto $234 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
When a tree fell on our garage, i called state farm and within two hours; an adjuster came out and appraised the damage. our check arrived by the week's end, and with no hassle at all.
Allstate
Calling the main customer service number can be some what frustrating having to navigate through a menu maze and hold times before reaching a live voice.
Erie Insurance
We also have our home insurance with them as well. we pay 1000 a year with 1000 dollar deductible which isn't bad at all.
Allied Insurance
All communication with my insurance company is conducted over the phone. Availability and resolution have always been good.
Progressive
The service has been exceptional, the rates a good compared to other companies and the customer service has been great. I have no complaints about this insurance company.
State Farm
I hate the actual customer service department in all companies but this one is ok
Safeco Insurance
I have filed one claim with my company and the response was quick (same day). All personnel was very professional and courteous. Gave me the feeling that they were very sympathetic and ready to assist.

Lexington, NC Homeowners Insurance By Home Value

Lexington, NC Home Value Total Homes % of Total Average Lexington, NC Homeowners Insurance
Less than $50,000 632 9.0% $123
$50,000 to $59,999 370 5.0% $258
$60,000 to $69,999 294 4.0% $316
$70,000 to $79,999 423 6.0% $369
$80,000 to $89,999 515 7.0% $416
$90,000 to $99,999 519 7.0% $463
$100,000 to $124,999 848 13.0% $540
$125,000 to $149,999 659 10.0% $675
$150,000 to $174,999 840 12.0% $798
$175,000 to $199,999 339 5.0% $921
$200,000 to $249,999 527 8.0% $1109
$250,000 to $299,999 321 4.0% $1355
$300,000 to $399,999 208 3.0% $1725

Top Home Insurance Agents Near Lexington, NC

Home Insurance Company Near Lexington, NC Homeowners Insurance Agency Near Lexington, NC Address
NA Summit Insurance Group Inc Mailing: P.O. Box 2485 Physical: 108 N. Statesville Rd, huntersville, NC, 28070
Nationwide B.F. Morton Iii Insurance Agency Inc. 2610 N Main St, High Point, NC, 27265-2823
Allstate Christopher Norris 2709 Pinedale Rd Ste D, Greensboro, NC, 27408
State Farm Pam White 2608 Oakcrest Ave, Greensboro, NC, 27408-4710
State Farm Stef Hamilton 1624 S Hawthorne Rd, Winston Salem, NC, 27103-4128

Cost Of Homeowners Insurance By Street Near Lexington, NC

Streets in Lexington Area Homeowners Insurance Cost
Shawnee Cir, Howard Johnson Blvd, State Rd 1825, Jes Wes Ln, W 7th St, Autumn Ridge Rd, State Rd 1839, Highland Dr, Heritage Manor Cir, State Rd 1669$593
Webb Rd, State Rd 1888, Woodhaven Dr, Olivia Dr, Arrowwood Dr, Murphy Dr, State Rd 1479, Leonard Rd, State Rd 1684, Salisbury Rd$578
Berwick Ct, Maple Ave, Belgian Dr, Woodside Dr, W 2nd St, Apache Way, Valley Oak Ct, West Ave, Owen Ln, Quail Dr$586
Lillie Dr, Owens Farm Rd, Michael Rd, Cherry Dr, Fairview Acres Rd, State Rd 1228, Pine Ridge Rd, State Rd 1200, N 2nd St, Camper Ln$599
Hartman St, E Center St, Woodcrest Dr, Crane Creek Way, White St Exn, Tanvard St, Lake St, Longview St, Old Hwy 64 W, R B Sink Rd$578
Cale Bradley Ct, State Rd 1656, Old Town Rd, Frances Ln, Golden Dr, Weaver Rd, State Rd 2945, Rowe Rd, State Rd 1231, Rochelle Dr$584
Peacock Dr, Railroad St, Sherwen Ln, Hilltop Dr, Brian Ln, Daisy St, Hunter Rd, C L Wagner Rd, Jefferson Dr, Daisy Ln$592
Deerfield Ct, State Rd 1667, E 3rd Ave Exd, State Rd 1802, State Rd 1644, Trina Ln, E 11th Ave, W 11th Ave, Laurel Ct, Wide County Mobile Park$603
Maple St, Wayne Gobble Rd, Annette Cir, Gap Dr, Kimberly Ave, State Rd 1843, E 10th Ave Exd, State Rd 1557, State Rd 1531, Ridge Dr$585
E 7th Ave, Manteo Rd, E 1st St, Elvernia Dr, Poplar St, Martin St, Thomason St, Ray Coltrane Rd, State Rd 1848, Isabel Dr$575

Lexington, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lexington$87 to $90
Welcome$89
Davidson County$88
Yadkin College$84

Lexington, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Welcome CDP, North Carolina $89 $118 $177
Davidson County, North Carolina $89 $118 $177
Reedy Creek township, Davidson County, North Carolina $89 $118 $177

Lexington, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lexington, NC4.4%14.7%
Welcome3.78%15.76%
Davidson County4.27%15.42%
Reedy Creek4.28%15.92%

Lexington Renters Insurance as a Percentage of Rent

Lexington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 108 2.0% $331
$200 to $299 182 3.0% $781
$300 to $499 761 14.0% $1231
$500 to $749 2,579 50.0% $1906
$750 to $999 1,013 19.0% $2656
$1,000 to $1,499 496 9.0% $3781

Lexington, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Lexington Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,700$9,100
Net Savings to Lexington Home Owner from High Deductible Plan $600

Lexington, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lexington, NC Home Replacement Value MORE than Home Value Lexington, NC Home Replacement Value LESS than Home Value
Replacement Value $118,000 $70,000
Insurance Premium based on Replacement Value $500 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $24,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Lexington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateErie InsuranceAmica Mutual Insurance Company
Monthly Premium 4374105
Year Built 201319821956
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$200000-$250000$250000-$300000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Lexington, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 130,000 Asphalt Shingles Roof 1,700 3 $1000-$2500 Deductible 290 6 Brick siding yes
1983 210,000 Composition Roof 2,350 4 $500- $1000 Deductible 700 10 Fiber-Cement Siding yes
1985 150,000 Wood Shake Roof 2,280 4 $500- $1000 Deductible 460 10 Brick siding No
1984 155,000 Slate Shingles Roof 1,640 4 $500- $1000 Deductible 340 6 Stone Siding No
1976 155,000 Slate Shingles Roof 1,950 3 $2500-$5000 Deductible 530 12 Stucco siding No
1999 120,000 Metal Roof 1,620 4 $2500-$5000 Deductible 130 3 Stucco siding yes
1961 125,000 Composition Roof 1,380 3 $1000-$2500 Deductible 260 8 Stone Siding yes
1951 95,000 Metal Roof 1,370 3 $2500-$5000 Deductible 30 1 Brick siding yes
2002 140,000 Wood Shake Roof 1,540 3 $500- $1000 Deductible 80 2 Brick siding No
1974 185,000 Membrane Roof 2,670 4 $500- $1000 Deductible 260 4 Vinyl siding No
2014 170,000 Membrane Roof 1,930 5 $2500-$5000 Deductible 560 8 Fiber-Cement Siding yes
1996 215,000 Metal Roof 3,040 4 $1000-$2500 Deductible 230 4 Wood siding yes
1983 150,000 Composition Roof 1,680 3 $500 Deductible 620 12 Stucco siding yes
1961 115,000 Wood Shake Roof 1,850 5 $1000-$2500 Deductible 400 7 Wood siding yes
1992 310,000 Shingles Roof 3,360 5 $500- $1000 Deductible 620 6 Stucco siding yes
1972 235,000 Composition Roof 2,770 4 $5000 to $10,000 Deductible 780 12 Wood siding yes
1977 80,000 Asphalt Shingles Roof 1,270 3 $500 Deductible 300 8 Brick siding No
1976 140,000 Membrane Roof 1,860 5 $500 Deductible 80 1 Wood siding yes
1956 320,000 Tile Roof 4,760 5 $1000-$2500 Deductible 640 6 Vinyl siding No
2004 245,000 Slate Shingles Roof 2,970 4 $500- $1000 Deductible 1010 10 Vinyl siding No
1981 195,000 Membrane Roof 2,370 4 $5000 to $10,000 Deductible 110 3 Stone Siding yes
1972 250,000 Shingles Roof 2,730 5 $2500-$5000 Deductible 890 10 Fiber-Cement Siding No
2005 140,000 Composition Roof 2,060 4 $500 Deductible 40 1 Wood siding No
2000 170,000 Metal Roof 2,070 5 $2500-$5000 Deductible 240 4 Stucco siding No