Lexington, MA homeowners insurance is nearly $986 to $1,344, about $82-$112/month. Our all inclusive guide indicates shoppers can save upto $465 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lexington, MA | Homeowners Insurance Agency Near Lexington, MA | Address |
|---|---|---|
| Travelers | Mcgrath Insurance Group Inc | 258 Main Street P.O. Box 1220, sturbridge, MA, 1566 |
| Travelers | Mcwalter Volunteer Ins Agency Inc | 57 MAIN ST, CONCORD, MA, 1742 |
| Nationwide | Brad M Mclane Agency | 1013 Reservoir Ave, Cranston, RI, 2910 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Arlington CDP, Massachusetts | $165 | $220 | $330 |
| Waltham city, Massachusetts | $161 | $215 | $323 |
| Burlington CDP, Massachusetts | $161 | $215 | $323 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lexington, MA | 2.8% | 9.7% |
| Arlington | 3.6% | 10.64% |
| Waltham | 3.87% | 12.2% |
| Burlington | 3.66% | 12.03% |
| Lexington Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 21 | 1.0% | $295 |
| $200 to $299 | 93 | 4.0% | $745 |
| $300 to $499 | 148 | 7.0% | $1195 |
| $500 to $749 | 120 | 6.0% | $1870 |
| $750 to $999 | 56 | 2.0% | $2620 |
| $1,000 to $1,499 | 175 | 9.0% | $3745 |
| $1,500 or more | 1,274 | 67.0% | $5395 |
| Streets in Lexington Area | Homeowners Insurance Cost |
|---|---|
| Bloomfield St, Rawson Ave, Bowker St, Young St, Shaw Pl, Winn Ave, Mill Brook Rd, Northgate Cir, Chadbourne Rd, Carl Rd | $1,146 |
| Battle Green Rd, Clyde Pl, Clarke St, Cooke Rd, Aerial St, Goffe Rd, Somerset Rd, Columbus St, Elena Rd, Emerson Gardens Rd | $1,155 |
| Clelland Rd, Colony Rd, Tucker Ave, Johnson Farm Rd, Depot Sq, Winchester Dr, Holton Rd, Follen Rd, Drew Ave, Burroughs Rd | $1,159 |
| Lexington Ridge Dr, Sunny Knoll Ter, Maguire Rd, Hutchinson Rd, Brookwood Rd, Hibbert St, Howard Munroe Pl, Lothrop Cir, Barrett Rd, Wallis Ct | $1,163 |
| Whitman Cir, Bennington Rd, Banks Ave, Lawrence Ln, Wisteria Ln, Hayes Ln, Carley Rd, Bryant Rd, Nichols Rd, Skyview Rd | $1,174 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lexington | $174 to $177 |
| Arlington | $165 |
| Waltham | $161 |
| Lincoln | $181 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $2,900 |
| Yearly Lexington Homeowner Insurance Premium Example | $6,100 | $5,600 |
| Out of Pocket Expense During Claim | $1,900 | $2,900 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $32,400 | $30,900 |
| Net Savings to Lexington Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Lexington, MA Home Replacement Value MORE than Home Value | Lexington, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $828,000 | $532,000 |
| Insurance Premium based on Replacement Value | $7,450 | $4,800 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $125,000 | Risk Exposure from Under Insuring Coverage is $171,000 |
| Premium Impact | Insurance cheaper by $1,525/year | Insurance costlier by $1,125/year |
| Insurance Company | Amica Mutual Insurance Company | State Farm | Liberty Mutual |
| Monthly Premium | 428 | 438 | 503 |
| Year Built | 1943 | 1974 | 2010 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $600000-$700000 | $800000-$900000 | $600000-$700000 |
| Deductible | $500- $1000 Deductible | $5000 to $10,000 Deductible | $500 Deductible |