Lewiston, ME homeowners insurance is approximately $563 to $764, about $46-$63/month. Our complete research reveals consumers can save as much as $265 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lewiston, ME | Homeowners Insurance Agency Near Lewiston, ME | Address |
|---|---|---|
| State Farm | Susan Terhune | 151 Main St, Farmington, ME, 04938-1924 |
| Allstate | Tom Biczak Agency | 778 Roosevelt Trl, Windham, ME, 4062 |
| Travelers | Varney Agency Ellsworth | 232 CENTER ST STE D-2, AUBURN, ME, 4210 |
| Liberty Mutual Independent | Chalmers Insurance Agency | 3277 WHITE MOUNTAIN HIGHWAY, NORTH CONWAY, NH, 3860 |
| Allstate | Hinckley Insurance Group | 75 John Roberts Rd Bldg C, South Portland, ME, 4106 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Auburn city, Maine | $83 | $111 | $166 |
| Sabattus town, Androscoggin County, Maine | $81 | $108 | $162 |
| Androscoggin County, Maine | $83 | $111 | $166 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lewiston, ME | 4.0% | 10.1% |
| Auburn | 3.84% | 9.7% |
| Sabattus | 4.63% | 11.72% |
| Androscoggin County | 4.01% | 11.15% |
| Lewiston Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 290 | 3.0% | $342 |
| $200 to $299 | 539 | 7.0% | $792 |
| $300 to $499 | 980 | 13.0% | $1242 |
| $500 to $749 | 2,871 | 39.0% | $1917 |
| $750 to $999 | 1,914 | 26.0% | $2667 |
| $1,000 to $1,499 | 589 | 8.0% | $3792 |
| $1,500 or more | 91 | 1.0% | $5442 |
| Streets in Lewiston Area | Homeowners Insurance Cost |
|---|---|
| Jones Ave, Johnson St, Helen St, Sunset St, Woodside Dr, Autumn Ln, Merrill Rd, Water St, Gloria Ave, Androscoggin Ave | $664 |
| Nell St, Lucille Ave, Loubier Ave, Ann St, Montello St, Buckley St, Commons Dr, Albert St, Newman St, Judkins Ave | $665 |
| Oxbow Dr, Crowley Rd, Sylvan Ave, Brann Ave, McNamara St, Old Lisbon Rd, Rosewood Ave, Woodville Rd, Curtis St, Lafayette St | $666 |
| Haley St, Pineview St, Alfred A Plourde Pkwy, Knox St, Bellegarde Ave, Maplewood Rd, Tall Pines Dr, Mountford Rd, Irwin St, Sand Hill Rd | $664 |
| Katie Ave, Louise Ave, Charles St, Meadow Ln, Cherrywood Dr, Emile St, Westminster St, Sarah Ave, Beech St, Dimsdale Ave | $662 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lewiston | $99 to $101 |
| Auburn | $100 |
| Sabattus | $97 |
| Androscoggin County | $99 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $2,900 |
| Yearly Lewiston Homeowner Insurance Premium Example | $500 | $300 |
| Out of Pocket Expense During Claim | $1,900 | $2,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $5,900 | $5,300 |
| Net Savings to Lewiston Home Owner from High Deductible Plan | $600 | |
| Scenario | Lewiston, ME Home Replacement Value MORE than Home Value | Lewiston, ME Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $147,500 | $96,500 |
| Insurance Premium based on Replacement Value | $725 | $475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $34,000 | Risk Exposure from Under Insuring Coverage is $17,000 |
| Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $175/year |
| Insurance Company | Nationwide Insurance | Amica Mutual Insurance Company | Travelers |
| Monthly Premium | 84 | 80 | 43 |
| Year Built | 1968 | 1981 | 1975 |
| Home Details | 5 Beds, 2 Baths | 4 Beds, 1 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $200000-$250000 | $300000-$350000 | $100000-$125000 |
| Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible | $500 Deductible |