Lewiston Insurance Rates:

Lewiston, ID homeowners insurance is nearly $435 to $589, about $36-$49/month. Our thorough analysis indicates shoppers can save as much as $204 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Lewiston, ID: Customer-Reviewed Options

Top Home Insurance Agents Near Lewiston, ID

Home Insurance Company Near Lewiston, ID Homeowners Insurance Agency Near Lewiston, ID Address
State Farm Allen Willis 612 W North St, Grangeville, ID, 83530-1240
Allstate Central Idaho Agy. PO Box 77, Cottonwood, ID, 83522
Allstate Hub Intl Northwest S 375 Grand Ave, Pullman, WA, 99163
Liberty Mutual Independent Kuespert Insurance Agency Inc 127 S WASHINGTON ST STE 4, MOSCOW, ID, 83843
Farmers Michael Beuke 1522 Main St, Lewiston, ID, 83501

Lewiston, ID Home Insurance Agents for Top Companies


Lewiston, ID Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Nez Perce County, Idaho $77 $102 $153
Sweetwater CDP, Idaho $73 $97 $146
Winchester CCD, Lewis County, Idaho $74 $99 $149


Lewiston, ID Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lewiston, ID3.5%11.5%
Nez Perce County3.56%12.02%

Lewiston Renters Insurance as a Percentage of Rent

Lewiston Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 79 1.0% $337
$200 to $299 478 10.0% $787
$300 to $499 810 17.0% $1237
$500 to $749 1,932 41.0% $1912
$750 to $999 838 18.0% $2662
$1,000 to $1,499 284 6.0% $3787
$1,500 or more 209 4.0% $5437

Cost Of Homeowners Insurance By Street Near Lewiston, ID

Streets in Lewiston Area Homeowners Insurance Cost
8th Ave N, Mountain Dr, North St, Park Dr, Red Fir Ln, Vista Ave, 10th Ave, Echo Hills Dr, Central Grade, 12th St C$506
554 Rd, Hemlock Ave, 12th Ave, Snake River Grade, Dawn Ln, 24th St, Morscheck Rd, Reservoir Dr, Waha Rd, Cherokee Ln$531
Basalt Ln, 27th St, Clearwater Ave, Karin Ct, 7th St E, 170 Rd, Gaslite Ct, Diamond Dr, Forest Hill Ln, Evergreen Ln$499
15th Ave, Seaport Ct, 536 Rd, 8th St E, 13th St C, Powell Rd, Knoll Crest Ct, Par Ct, Volmer Rd, 10th Ave$524
29th St, Whitney Ln, Knoll Crest Dr, Daffodil Ln, Hawthorne St, Bryden Ct, Ten Mile Canyon, Yellow Pine Rd, Lakeview Dr, N Viewpoint Dr$530

Lewiston, ID Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lewiston$76 to $78
Nez Perce County$76

Lewiston, ID Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Lewiston Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $10,900$9,900
Net Savings to Lewiston Home Owner from High Deductible Plan $1,000


Lewiston, ID Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lewiston, ID Home Replacement Value MORE than Home Value Lewiston, ID Home Replacement Value LESS than Home Value
Replacement Value $246,500 $150,000
Insurance Premium based on Replacement Value $725 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,500 Risk Exposure from Under Insuring Coverage is $41,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $175/year


Example Lewiston Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmerican Family InsuranceFarmers Insurance
Monthly Premium 473319
Year Built 196020121946
Home Details 4 Beds, 2 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$150000-$175000$75000-$100000
Deductible $2500-$5000 Deductible$500 Deductible$500- $1000 Deductible