Lewiston, ID homeowners insurance is nearly $435 to $589, about $36-$49/month. Our thorough analysis indicates shoppers can save as much as $204 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lewiston, ID | Homeowners Insurance Agency Near Lewiston, ID | Address |
|---|---|---|
| State Farm | Allen Willis | 612 W North St, Grangeville, ID, 83530-1240 |
| Allstate | Central Idaho Agy. | PO Box 77, Cottonwood, ID, 83522 |
| Allstate | Hub Intl Northwest | S 375 Grand Ave, Pullman, WA, 99163 |
| Liberty Mutual Independent | Kuespert Insurance Agency Inc | 127 S WASHINGTON ST STE 4, MOSCOW, ID, 83843 |
| Farmers | Michael Beuke | 1522 Main St, Lewiston, ID, 83501 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Nez Perce County, Idaho | $77 | $102 | $153 |
| Sweetwater CDP, Idaho | $73 | $97 | $146 |
| Winchester CCD, Lewis County, Idaho | $74 | $99 | $149 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lewiston, ID | 3.5% | 11.5% |
| Nez Perce County | 3.56% | 12.02% |
| Winchester | 4.07% | 14.53% |
| Lapwai | 4.78% | 17.01% |
| Lewiston Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 79 | 1.0% | $337 |
| $200 to $299 | 478 | 10.0% | $787 |
| $300 to $499 | 810 | 17.0% | $1237 |
| $500 to $749 | 1,932 | 41.0% | $1912 |
| $750 to $999 | 838 | 18.0% | $2662 |
| $1,000 to $1,499 | 284 | 6.0% | $3787 |
| $1,500 or more | 209 | 4.0% | $5437 |
| Streets in Lewiston Area | Homeowners Insurance Cost |
|---|---|
| 8th Ave N, Mountain Dr, North St, Park Dr, Red Fir Ln, Vista Ave, 10th Ave, Echo Hills Dr, Central Grade, 12th St C | $506 |
| 554 Rd, Hemlock Ave, 12th Ave, Snake River Grade, Dawn Ln, 24th St, Morscheck Rd, Reservoir Dr, Waha Rd, Cherokee Ln | $531 |
| Basalt Ln, 27th St, Clearwater Ave, Karin Ct, 7th St E, 170 Rd, Gaslite Ct, Diamond Dr, Forest Hill Ln, Evergreen Ln | $499 |
| 15th Ave, Seaport Ct, 536 Rd, 8th St E, 13th St C, Powell Rd, Knoll Crest Ct, Par Ct, Volmer Rd, 10th Ave | $524 |
| 29th St, Whitney Ln, Knoll Crest Dr, Daffodil Ln, Hawthorne St, Bryden Ct, Ten Mile Canyon, Yellow Pine Rd, Lakeview Dr, N Viewpoint Dr | $530 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lewiston | $76 to $78 |
| Nez Perce County | $76 |
| Sweetwater | $73 |
| Winchester | $74 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $3,900 |
| Yearly Lewiston Homeowner Insurance Premium Example | $1,500 | $1,000 |
| Out of Pocket Expense During Claim | $1,900 | $3,900 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $10,900 | $9,900 |
| Net Savings to Lewiston Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Lewiston, ID Home Replacement Value MORE than Home Value | Lewiston, ID Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $246,500 | $150,000 |
| Insurance Premium based on Replacement Value | $725 | $425 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $55,500 | Risk Exposure from Under Insuring Coverage is $41,000 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $175/year |
| Insurance Company | State Farm | American Family Insurance | Farmers Insurance |
| Monthly Premium | 47 | 33 | 19 |
| Year Built | 1960 | 2012 | 1946 |
| Home Details | 4 Beds, 2 Baths | 3 Beds, 1 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $250000-$300000 | $150000-$175000 | $75000-$100000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | $500- $1000 Deductible |