Lewis Insurance Rates:

Lewis, IA homeowners insurance is roughly $583 to $795, about $48-$66/month. Our detailed analysis indicates shoppers can save upto $275 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Lewis, IA Homeowners Insurance By Home Value

Lewis, IA Home Value Total Homes % of Total Average Lewis, IA Homeowners Insurance
Less than $50,000 699 19.0% $103
$50,000 to $59,999 66 1.0% $213
$60,000 to $69,999 72 1.0% $268
$70,000 to $79,999 134 3.0% $310
$80,000 to $89,999 59 1.0% $351
$90,000 to $99,999 121 3.0% $392
$100,000 to $124,999 322 8.0% $454
$125,000 to $149,999 169 4.0% $564
$150,000 to $174,999 410 11.0% $668
$175,000 to $199,999 325 8.0% $771
$200,000 to $249,999 561 15.0% $930
$250,000 to $299,999 330 9.0% $1136
$300,000 to $399,999 367 10.0% $1446

Top Home Insurance Agents Near Lewis, IA

Home Insurance Company Near Lewis, IA Homeowners Insurance Agency Near Lewis, IA Address
NA Elite Insurance Services, Inc. 20275 Honeysuckle Dr, Ste 110 Elkhorn, Omaha, NE, 68022
State Farm Michelle Mathison 2155 E 23rd Ave S, Fremont, NE, 68025-7849
Travelers Olson Insurance Inc 609 OLSON DR STE 1, PAPILLION, NE, 68046
State Farm Randy Debuhr 1209 Central Ave, Nebraska City, NE, 68410-2309
State Farm Tom Kaspar 1722 N 120th Street, Omaha, NE, 68154-4650

Cost Of Homeowners Insurance By Street Near Lewis, IA

Streets in Lewis Area Homeowners Insurance Cost
Power Dr, Clearview Ln, Onawa Ave, Abercorn Dr, S 12th St, Kingsridge Dr, Leeds Cir, Brush Ln, 28th Ave, Wyandot Cir$622
Elmtree Rd, Volkens Ave, 18th Ave, Hopi Cir, Comanche St, Mid America Dr, Lee St, Charlotte Ave, Lew Ross Rd, 18th Ave$621
34th Ave, E South Omaha Bridge Rd, 20th Ave, Fairoaks, Pawnee St, Linn Ave, S 7th St, Sunrise Terrace Ln, Calvary Rd, S Eyberg Ave$663
S 35th St, Boulder Ln, Gifford Rd, Pueblo Cir, S 29th St, Redtail Rd, Terrel Ave, S 3rd St, Aster Dr, Straight St$622
W Main St, Parkview Dr, Concord Loop, Hardings Landing Rd, Stoneybrook Dr, Co Hwy M16, 30th Ave, Lynch Cir, Maple Dr, Dorset Ave$700

Lewis, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lewis$102 to $105
Council Bluffs$99
Highland II$159
Kane$98

Lewis, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Council Bluffs city, Iowa $99 $132 $198
Highland II precinct, Sarpy County, Nebraska $160 $213 $320
Kane township, Pottawattamie County, Iowa $98 $131 $197

Lewis, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lewis, IA4.2%13.1%
Council Bluffs4.76%13.74%
Kane4.91%13.94%
Garner3.35%10.81%

Lewis Renters Insurance as a Percentage of Rent

Lewis Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 30 3.0% $324
$200 to $299 10 1.0% $774
$300 to $499 50 6.0% $1224
$500 to $749 348 42.0% $1899
$750 to $999 312 37.0% $2649
$1,000 to $1,499 73 8.0% $3774

Average Cost Of Home Insurance By Company In Areas Nearby Lewis For Different Scenarios

Coverage ($) Premium ($) Company
783100000Casualty Insurance Company (CIC)
1113250000Farmers Insurance Exchange
846150000Travelers Commercial Insurance Company
1339250000Travelers Home and Marine Insurance Company
633100000Travelers Home and Marine Insurance Company
78470000Westfield National Insurance
1807250000Allstate Prop & Cas Ins Co
783100000Garrison Property and Casualty Insurance Company
1315250000Nationwide Affinity Insurance Company of America
783100000USAA General Indemnity Company (GIC)

Lewis, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$3,600
Yearly Lewis Homeowner Insurance Premium Example $1,500$900
Out of Pocket Expense During Claim$600$3,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,100$9,900
Net Savings to Lewis Home Owner from High Deductible Plan $1,200

Lewis, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lewis, IA Home Replacement Value MORE than Home Value Lewis, IA Home Replacement Value LESS than Home Value
Replacement Value $172,500 $101,000
Insurance Premium based on Replacement Value $1,300 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $41,500 Risk Exposure from Under Insuring Coverage is $30,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $325/year

Example Lewis Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateState Farm
Monthly Premium 86127117
Year Built 198820121975
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$300000-$350000$250000-$300000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Lewis, IA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 330,000 Tile Roof 2,800 4 $500 Deductible 1160 5 Vinyl siding yes
1972 155,000 Slate Shingles Roof 1,870 5 $500- $1000 Deductible 530 8 Wood siding yes
2005 120,000 Asphalt Shingles Roof 1,560 3 $2500-$5000 Deductible 160 3 Fiber-Cement Siding No
2014 145,000 Wood Shake Roof 1,480 3 $2500-$5000 Deductible 410 7 Fiber-Cement Siding yes
2013 275,000 Membrane Roof 2,940 5 $500 Deductible 500 3 Stone Siding yes
2003 260,000 Tile Roof 2,890 5 $500- $1000 Deductible 380 3 Wood siding yes
1987 205,000 Asphalt Shingles Roof 1,790 3 $500 Deductible 770 7 Stone Siding yes
2005 185,000 Membrane Roof 1,790 3 $500- $1000 Deductible 910 8 Vinyl siding No
2009 260,000 Membrane Roof 2,860 4 $500 Deductible 1060 9 Vinyl siding No
2000 385,000 Membrane Roof 3,520 5 > $10,000 Deductible 880 8 Stone Siding yes
2013 290,000 Asphalt Shingles Roof 3,690 5 $1000-$2500 Deductible 160 1 Brick siding No
1989 245,000 Slate Shingles Roof 2,260 4 $500- $1000 Deductible 1450 9 Brick siding No
1989 250,000 Slate Shingles Roof 2,190 4 $500 Deductible 1400 9 Vinyl siding No
1974 170,000 Metal Roof 1,510 3 $1000-$2500 Deductible 290 3 Wood siding No
2011 510,000 Shingles Roof 4,570 5 $500 Deductible 580 2 Stucco siding yes
1980 445,000 Wood Shake Roof 4,590 5 $2500-$5000 Deductible 2080 10 Wood siding No
2013 210,000 Composition Roof 1,800 3 $1000-$2500 Deductible 670 8 Wood siding yes
1982 200,000 Shingles Roof 1,720 4 $500- $1000 Deductible 760 7 Fiber-Cement Siding yes
1978 280,000 Wood Shake Roof 3,260 5 $500- $1000 Deductible 720 4 Stone Siding yes
2002 135,000 Asphalt Shingles Roof 1,300 3 $500- $1000 Deductible 50 1 Stone Siding No
2002 140,000 Asphalt Shingles Roof 1,440 3 $500- $1000 Deductible 100 2 Fiber-Cement Siding yes
2009 170,000 Composition Roof 1,610 3 $2500-$5000 Deductible 440 7 Fiber-Cement Siding yes
1987 200,000 Membrane Roof 1,820 4 $500 Deductible 860 6 Stone Siding yes
2012 160,000 Tile Roof 1,630 3 $2500-$5000 Deductible 490 8 Stucco siding yes
2004 185,000 Tile Roof 1,900 3 $500- $1000 Deductible 420 5 Fiber-Cement Siding No
2013 165,000 Composition Roof 1,810 3 $500- $1000 Deductible 460 5 Stucco siding No
2011 265,000 Asphalt Shingles Roof 2,270 3 $2500-$5000 Deductible 1630 12 Stone Siding yes
1970 210,000 Membrane Roof 2,020 5 $500- $1000 Deductible 710 6 Brick siding yes
2002 275,000 Asphalt Shingles Roof 2,610 4 $500 Deductible 1260 8 Vinyl siding yes
1972 245,000 Metal Roof 2,300 3 $500- $1000 Deductible 360 3 Brick siding yes
2001 190,000 Metal Roof 2,150 3 $5000 to $10,000 Deductible 300 4 Vinyl siding No
1981 245,000 Shingles Roof 2,370 4 $500 Deductible 720 5 Stone Siding yes
1981 250,000 Asphalt Shingles Roof 3,060 4 $500 Deductible 510 4 Vinyl siding No
2001 195,000 Tile Roof 2,130 3 $500 Deductible 620 6 Vinyl siding yes