Lenox Insurance Rates:

Lenox, NY homeowners insurance is about $499 to $675, about $41-$56/month. Our all inclusive research reveals consumers can save as much as $234 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Lenox, NY Homeowners Insurance By Home Value

Lenox, NY Home Value Total Homes % of Total Average Lenox, NY Homeowners Insurance
Less than $50,000 249 9.0% $146
$50,000 to $59,999 151 5.0% $305
$60,000 to $69,999 91 3.0% $381
$70,000 to $79,999 310 11.0% $440
$80,000 to $89,999 249 9.0% $498
$90,000 to $99,999 291 11.0% $557
$100,000 to $124,999 395 15.0% $645
$125,000 to $149,999 350 13.0% $810
$150,000 to $174,999 180 6.0% $956
$175,000 to $199,999 100 3.0% $1109
$200,000 to $249,999 97 3.0% $1332
$250,000 to $299,999 95 3.0% $1631
$300,000 to $399,999 49 1.0% $2072

Top Home Insurance Agents Near Lenox, NY

Home Insurance Company Near Lenox, NY Homeowners Insurance Agency Near Lenox, NY Address
NA Hathaway Investments, Inc.; Sean R. Becker 6 Oswego Street, Baldwinsville, NY, 13027
NA Syracuse Insurance Agency 225 West Manlius Street , East Syracuse, NY, 13057
State Farm Christine Mccluskey 430 Trenton Avenue, Utica, NY, 13502-1614
Liberty Mutual Independent Env Property & Casualty Llc 7789 OSWEGO RD, LIVERPOOL, NY, 13090
State Farm Nick Roppo Jr 523 E Genesee St, Fayetteville, NY, 13066-1536

Cost Of Homeowners Insurance By Street Near Lenox, NY

Streets in Lenox Area Homeowners Insurance Cost
Circle Dr S, Lenox Ln, William S New Blvd, Old New Boston St, Roberts St, Kinlock Point Association Dr, Getmac Ave, Bauer Rd, E Grago Blvd, Ronald Dr$587
Christina Ct, 1st St, Bass Bar Rd, Lewis St, Madison Blvd, Bruno Rd, Indian Opening Rd, White Haven Rd, Perretta Dr, Messengers Bay Rd$587
Harp Rd, State St, Stephens Rd, Schoolheimer Rd, Stroud St, Sutherland Dr, Willow Acres Rd, Mary St, Souter St, Morris Rd Exd$588
McPhearson St, High St, Harp Rd, Kay Dr, Center St, Circle Dr E, Willow Acres Rd Spr, Co Hwy 54, Roslyn Dr, Ohara Ave$586
Yorton Rd, Strutz Rd, Weller Trl, N Main St Exd, Old New Boston Rd, Hertel Rd, Charles Ave, Indian Opening Rd, Arthur Jenkins Rd, Lorraine Dr N$586

Lenox, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lenox$87 to $90
Canastota$88
Sylvan Beach$87
Manlius$90

Lenox, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Canastota village, New York $73 $97 $146
Wampsville village, New York $74 $98 $147
Durhamville CDP, New York $73 $97 $146

Lenox, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lenox, NY3.8%9.3%
Canastota3.82%9.14%
Wampsville4.13%7.9%
Durhamville3.31%10.0%

Lenox Renters Insurance as a Percentage of Rent

Lenox Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 13 1.0% $350
$200 to $299 64 6.0% $800
$300 to $499 77 7.0% $1250
$500 to $749 321 31.0% $1925
$750 to $999 316 31.0% $2675
$1,000 to $1,499 214 21.0% $3800

Lenox, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Lenox Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,700$8,100
Net Savings to Lenox Home Owner from High Deductible Plan $600

Lenox, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lenox, NY Home Replacement Value MORE than Home Value Lenox, NY Home Replacement Value LESS than Home Value
Replacement Value $109,000 $88,000
Insurance Premium based on Replacement Value $1,300 $1,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,500 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Lenox Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceChubb Group of Insurance
Monthly Premium 4810487
Year Built 199319641949
Home Details 2 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $50000-$75000$100000-$125000$100000-$125000
Deductible $500- $1000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Lenox, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 230,000 Membrane Roof 2,850 5 $5000 to $10,000 Deductible 590 5 Brick siding yes
1949 165,000 Membrane Roof 2,390 5 $1000-$2500 Deductible 640 7 Fiber-Cement Siding No
1948 75,000 Shingles Roof 1,100 2 $2500-$5000 Deductible 420 9 Vinyl siding yes
1968 175,000 Membrane Roof 2,130 3 $5000 to $10,000 Deductible 720 10 Fiber-Cement Siding yes
1995 140,000 Shingles Roof 2,260 4 $2500-$5000 Deductible 350 4 Fiber-Cement Siding No
1987 100,000 Shingles Roof 1,620 4 $500 Deductible 460 5 Stucco siding No
2005 165,000 Membrane Roof 2,160 4 $500- $1000 Deductible 790 7 Wood siding No
1981 125,000 Slate Shingles Roof 1,580 3 $2500-$5000 Deductible 160 2 Wood siding No
1989 160,000 Wood Shake Roof 1,910 4 $500 Deductible 650 5 Fiber-Cement Siding No
1978 215,000 Membrane Roof 3,200 5 $500- $1000 Deductible 1850 12 Wood siding No
1946 130,000 Asphalt Shingles Roof 2,210 4 $2500-$5000 Deductible 340 5 Brick siding No
1981 130,000 Slate Shingles Roof 2,320 3 $2500-$5000 Deductible 170 2 Brick siding yes
1961 230,000 Metal Roof 3,050 4 $5000 to $10,000 Deductible 1190 12 Stone Siding yes
1969 230,000 Asphalt Shingles Roof 3,320 5 $5000 to $10,000 Deductible 230 2 Wood siding yes
1990 115,000 Membrane Roof 1,830 4 $500- $1000 Deductible 310 4 Stucco siding yes
1990 235,000 Membrane Roof 2,880 4 > $10,000 Deductible 680 9 Stone Siding No
2005 110,000 Slate Shingles Roof 1,630 4 $500 Deductible 720 12 Wood siding yes
1963 140,000 Slate Shingles Roof 1,730 3 $1000-$2500 Deductible 80 1 Brick siding No
1947 115,000 Asphalt Shingles Roof 1,440 3 $2500-$5000 Deductible 100 2 Stone Siding yes
1998 190,000 Slate Shingles Roof 2,880 4 $500 Deductible 1090 10 Fiber-Cement Siding yes
1968 165,000 Asphalt Shingles Roof 2,360 5 $500 Deductible 1140 8 Vinyl siding No
1999 190,000 Composition Roof 2,840 5 $2500-$5000 Deductible 210 2 Fiber-Cement Siding No
1997 120,000 Asphalt Shingles Roof 1,500 3 $1000-$2500 Deductible 240 3 Stone Siding yes
1995 60,000 Tile Roof 910 2 $2500-$5000 Deductible 390 9 Stucco siding yes
1997 110,000 Membrane Roof 1,360 2 $500- $1000 Deductible 280 3 Vinyl siding No
1988 250,000 Asphalt Shingles Roof 4,430 5 $1000-$2500 Deductible 260 2 Stucco siding No
1987 245,000 Metal Roof 2,930 5 $1000-$2500 Deductible 1510 9 Stucco siding yes
1998 205,000 Slate Shingles Roof 3,000 4 $1000-$2500 Deductible 270 2 Vinyl siding yes
1943 110,000 Composition Roof 1,730 2 $500 Deductible 350 6 Wood siding No
1988 120,000 Wood Shake Roof 2,010 3 $500 Deductible 240 3 Stone Siding yes
1941 115,000 Tile Roof 1,960 4 $2500-$5000 Deductible 550 7 Stucco siding No
1966 200,000 Slate Shingles Roof 2,400 4 $500- $1000 Deductible 1120 7 Stone Siding No
1974 380,000 Composition Roof 4,680 5 $500- $1000 Deductible 420 2 Brick siding yes
2002 140,000 Membrane Roof 1,950 3 $1000-$2500 Deductible 380 4 Vinyl siding No