Lenoir City, TN homeowners insurance is about $674 to $921, about $56-$76/month. Our extensive guide indicates shoppers can save as much as $319 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lenoir City, TN | Homeowners Insurance Agency Near Lenoir City, TN | Address |
|---|---|---|
| Travelers | Bailey Insurance Service | 9219 Middlebrook Pike Suite 100, Knoxville, TN, 37931 |
| State Farm | Bruce Martin | 730 Highway 321 N Ste 109, Lenoir City, TN, 37771-5000 |
| Travelers | Capital Risk Management Group Llc | 200 MIDLAKE DR STE B, KNOXVILLE, TN, 37918 |
| Nationwide | Gregory Gene Boling | 725 Parkway STE 9, Sevierville, TN, 37862-4354 |
| State Farm | Riden | 501 N Tennessee Ave, Etowah, TN, 37331-1749 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Loudon County, Tennessee | $124 | $165 | $248 |
| Loudon town, Tennessee | $120 | $160 | $240 |
| Farragut town, Tennessee | $135 | $180 | $270 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lenoir City, TN | 6.5% | 21.0% |
| Loudon County | 5.76% | 20.08% |
| Loudon | 6.09% | 19.98% |
| Farragut | 4.05% | 16.27% |
| Lenoir City Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 94 | 7.0% | $360 |
| $200 to $299 | 157 | 12.0% | $810 |
| $300 to $499 | 251 | 20.0% | $1260 |
| $500 to $749 | 243 | 19.0% | $1935 |
| $750 to $999 | 283 | 22.0% | $2685 |
| $1,000 to $1,499 | 180 | 14.0% | $3810 |
| $1,500 or more | 37 | 2.0% | $5460 |
| Streets in Lenoir City Area | Homeowners Insurance Cost |
|---|---|
| Westchester Rd, la Casa Ln, Brewster Rd, Letterman Rd, Bell Ave W, Old Kingston Rd, Ward Rd, County Line Rd, N Rose St, Misty View Dr | $812 |
| Kelly Ln, Finley Dr, Waller Ferry Rd, Jim Hartsook Dr, E 9th Ave, Manis Rd, I- 75, Jan Way, Harrison Rd, O St | $790 |
| Rock Quarry Rd, Oakland Ave, Rushbrook Ln, State Rte 1, Coffey Cir, Mashburn Dr, N F St, Windward Pt, Lee Dr, Cameron Ln | $792 |
| Dead End Rd, Hall Rd, Hateras Way, Riverview Golf Dr, W Depot St, Calloway Dr, Lakeside Dr, Glen Dr, Parkway Dr, Forest Heights Cir | $856 |
| Chestnut Ridge Dr, Hatteras Cir, Blair Bend Rd, Cardinal View Ct, Willingham Dr, Phillips Rd, Viking Way, Engel Rd, Ridgeview Dr, Point Harbor Dr | $811 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lenoir City | $118 to $120 |
| Loudon County | $124 |
| Loudon | $120 |
| Farragut | $135 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $1,500 |
| Yearly Lenoir City Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $500 | $1,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $5,300 | $4,700 |
| Net Savings to Lenoir City Home Owner from High Deductible Plan | $600 | |
| Scenario | Lenoir City, TN Home Replacement Value MORE than Home Value | Lenoir City, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $187,500 | $118,000 |
| Insurance Premium based on Replacement Value | $1,050 | $650 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $29,500 | Risk Exposure from Under Insuring Coverage is $40,000 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $175/year |
| Insurance Company | Erie Insurance | Farmers Insurance | Nationwide Insurance |
| Monthly Premium | 51 | 38 | 77 |
| Year Built | 1943 | 1991 | 1986 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $125000-$150000 | $100000-$125000 | $150000-$175000 |
| Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $500 Deductible |