Lenexa Insurance Rates:

Lenexa, KS homeowners insurance is nearly $906 to $1,230, about $75-$102/month. Our all inclusive guide shows customers can save as much as $427 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I like that i was given a quote well below the competitors and it was the same coverage. they also enabled me to bundle my auto policy and make only one monthly payment.
State Farm
10 years ago my agent was replaced with a new one and it took some time getting used to. in the end, i have become quite fond of my new agent. i am not a huge fan of change, so this incident annoyed me at first.
Aaa
A good point with my insurance is that their premium is pretty low and affordable compared to other insurance providers i have seen.
Amica Mutual Insurance
They are very friendly and thorough. The only thing I don't like is that they are not open 24/7/365 and there is no good online communication option for off-peak hours.
Farm Bureau
Happy with the amount of premium and affordable
State Farm
The company is very friendly to me. However, as I mentioned above, I would like more opportunities to connect with real help staff rather than a computer or bot online
Farm Bureau
The communication regarding the problem we had was not good. Even when they had the opportunity to explain the problem, they did not. Finally someone mentioned it.
American Family
My insurance company is very easy to work with and there is nothing complicated about filing a claim. There is also the issue of cost-effectiveness with my insurance company, and that is excellent as well.

Lenexa, KS Homeowners Insurance By Home Value

Lenexa, KS Home Value Total Homes % of Total Average Lenexa, KS Homeowners Insurance
Less than $50,000 177 1.0% $117
$100,000 to $124,999 631 5.0% $534
$125,000 to $149,999 488 4.0% $672
$150,000 to $174,999 1,506 13.0% $790
$175,000 to $199,999 2,037 18.0% $918
$200,000 to $249,999 2,991 27.0% $1100
$250,000 to $299,999 1,620 14.0% $1345
$300,000 to $399,999 1,446 13.0% $1708

Top Home Insurance Agents Near Lenexa, KS

Home Insurance Company Near Lenexa, KS Homeowners Insurance Agency Near Lenexa, KS Address
Liberty Mutual Independent Arthur J Gallagher Risk Mgmt 2345 GRAND BLVD STE 900, KANSAS CITY, MO, 64108
Travelers Brett Wyatt Agency Llc 200 NW OLDHAM PKWY, LEES SUMMIT, MO, 64081
Allstate Don Graves 710 W Main St Ste I, Blue Springs, MO, 64015
Travelers Dougan Insurance Group 400 PARK ST, STILWELL, KS, 66085
Liberty Mutual Kendall Chamberlain 3340A Ne Ralph Powell Road, Lees Summit, MO, 64064

Cost Of Homeowners Insurance By Street Near Lenexa, KS

Streets in Lenexa Area Homeowners Insurance Cost
W Harold St, W 95th Ln, Oak St, S Kansas City Rd, Monroe, Tomashaw Ln, W 88th Pl, W 111th Pl, Eicher Dr, Line Rd$1,070
Belmont Dr, Albervan, 76th St, W 90th Dr, Ln D, S Parker St, 84th St, Ln L, Edgerton Rd, McCormack Dr$1,049
W 99th Ct, Commerce Pkwy, Jaycee St, Ln F, Walnut St, S Monroe St, Cardinal St, 123rd St, S Brentwood Dr, Ln A$1,066
120th Ter, Legler Rd, S Millview Rd, Skyview Ln, W 90th Pl, Deer Run St, Maplewood Dr, Falcon Valley Dr, Hall St, Elmridge St$1,149
74th St, Schweiger Dr, S Ridgeview Rd, Loiret Blvd, Peoria St, Caenen Lake Ct, Marshall Dr, S Longview St, Hillcrest St, Schweiger Ct$None

Lenexa, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lenexa$159 to $162
Shawnee$158
Lake Quivira$190
Olathe$157

Lenexa, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Shawnee city, Kansas $132 $175 $263
Lake Quivira city, Kansas $159 $212 $318
Olathe city, Kansas $131 $175 $262

Lenexa, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lenexa, KS5.1%15.0%
Shawnee5.23%17.12%
Lake Quivira4.33%11.56%
Olathe5.21%15.74%

Lenexa Renters Insurance as a Percentage of Rent

Lenexa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 71 1.0% $1217
$500 to $749 1,261 18.0% $1892
$750 to $999 2,687 39.0% $2642
$1,000 to $1,499 2,020 29.0% $3767
$1,500 or more 791 11.0% $5417

Average Cost Of Home Insurance By Company In Areas Nearby Lenexa For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Marysville Mutual Insurance Company 1,128 1,375 1,688
100,000 Travelers Property Casualty Insurance Company 1,179 1,886 2,392
100,000 United Services Automobile Association 2,474 2,562 2,562
200,000 Homesite Indemnity Company 2,098 2,885 3,443
200,000 Safeco Insurance Company Of America 2,089 3,908 4,598
200,000 Shelter Mutual Insurance Company 2,398 3,523 4,710
200,000 Usaa General Indemnity Company 3,668 3,779 3,779
300,000 Marysville Mutual Insurance Company 2,795 3,413 4,192
300,000 Safeco Insurance Company Of America 2,748 5,138 6,046
300,000 Usaa Casualty Insurance Company 4,204 4,357 4,357

Lenexa, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Lenexa Homeowner Insurance Premium Example $3,300$2,800
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $13,800$12,800
Net Savings to Lenexa Home Owner from High Deductible Plan $1,000

Lenexa, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lenexa, KS Home Replacement Value MORE than Home Value Lenexa, KS Home Replacement Value LESS than Home Value
Replacement Value $270,000 $177,000
Insurance Premium based on Replacement Value $4,150 $2,725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,500 Risk Exposure from Under Insuring Coverage is $48,500
Premium Impact Insurance cheaper by $750/year Insurance costlier by $675/year

Example Lenexa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersLiberty MutualAmerican Family Insurance
Monthly Premium 248149226
Year Built 199720082012
Home Details 5 Beds, 1 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $300000-$350000$200000-$250000$200000-$250000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Lenexa, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 225,000 Membrane Roof 2,200 5 $500 Deductible 2390 9 Brick siding No
2007 190,000 Metal Roof 1,490 3 $500 Deductible 220 1 Brick siding No
2014 450,000 Asphalt Shingles Roof 4,610 5 $500 Deductible 2730 7 Wood siding yes
2014 165,000 Tile Roof 1,590 2 $500- $1000 Deductible 2740 12 Brick siding yes
1986 355,000 Shingles Roof 2,760 4 $5000 to $10,000 Deductible 1820 8 Brick siding No
2013 500,000 Shingles Roof 3,780 5 $500- $1000 Deductible 450 1 Stucco siding yes
2013 675,000 Shingles Roof 4,890 5 > $10,000 Deductible 4020 12 Stucco siding yes
1993 195,000 Tile Roof 1,700 2 $500- $1000 Deductible 2250 10 Stone Siding No
2007 415,000 Metal Roof 3,360 5 $500 Deductible 1510 4 Stucco siding No
2014 140,000 Asphalt Shingles Roof 1,210 2 $1000-$2500 Deductible 480 4 Brick siding yes
1997 435,000 Membrane Roof 3,280 5 $2500-$5000 Deductible 2110 6 Wood siding yes
1997 215,000 Composition Roof 1,650 2 $1000-$2500 Deductible 550 3 Brick siding yes
1997 190,000 Wood Shake Roof 1,550 3 $1000-$2500 Deductible 450 2 Stucco siding yes
2006 230,000 Composition Roof 1,710 5 $500- $1000 Deductible 2710 12 Vinyl siding yes
1988 180,000 Shingles Roof 1,700 3 $500 Deductible 1650 10 Brick siding No
2009 170,000 Tile Roof 1,690 5 $2500-$5000 Deductible 1380 9 Vinyl siding yes
1995 145,000 Shingles Roof 1,250 2 $1000-$2500 Deductible 550 5 Fiber-Cement Siding No
2009 230,000 Membrane Roof 1,760 2 $500 Deductible 3350 12 Brick siding yes
2002 200,000 Membrane Roof 1,390 2 $500- $1000 Deductible 1190 7 Fiber-Cement Siding No