Lemoore Insurance Rates:

Lemoore, CA homeowners insurance is nearly $510 to $693, about $42-$57/month. Our all inclusive research shows customers can save as much as $240 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would recommend State Farm immediately to anyone in Florida for their home insurance company. They are attentive to their customers and fair when it comes to handling claims.
Progressive
They are the same as any other provider. However, I have few options, since very few companies cover log homes.
Allstate
Every time i have to call in for something, i'm connected to a live person quickly and with no hassle.
Esurance
There are downfalls to every organization and assurance is not immune to problems. i had difficulties with billing at one point when first combining services and was double billed. i found the problem quickly and thankfully it took less than a month to resolve.
Allstate
Once i chose my home insurance coverage options, i emailed my agent to let him know. within 20 minutes he had activated my coverage and emailed me the necessary documents i needed for my policy.
State Farm
I like the app because it gives me easy access to my information on my phone and I don't have to be near my computer.
State Farm
My premium through State Farm was hundreds of dollars less than what I was quoted by other companies. The payment is paid automatically with my mortgage every month.
Travelers
I've only contacted them for billing info - I've never had a claim. The few times I've contacted them, they've been prompt and courteous.
Progressive
It is very good in satisfying customer and it is the most user friendly service i recommend to my friends also.

Lemoore, CA Homeowners Insurance By Home Value

Lemoore, CA Home Value Total Homes % of Total Average Lemoore, CA Homeowners Insurance
Less than $50,000 199 4.0% $66
$80,000 to $89,999 104 2.0% $234
$90,000 to $99,999 90 1.0% $264
$100,000 to $124,999 121 2.0% $307
$125,000 to $149,999 252 5.0% $385
$150,000 to $174,999 578 12.0% $451
$175,000 to $199,999 696 15.0% $523
$200,000 to $249,999 1,389 30.0% $632
$250,000 to $299,999 594 12.0% $770
$300,000 to $399,999 513 11.0% $981

Top Home Insurance Agents Near Lemoore, CA

Home Insurance Company Near Lemoore, CA Homeowners Insurance Agency Near Lemoore, CA Address
Travelers Aon Risk Insurance Services West Inc 5260 N PALM AVE STE 400, FRESNO, CA, 93704
State Farm Chris Souza 371 E Bullard Ave Ste 104, Fresno, CA, 93710-5217
Farmers Michael Hewett 105 Bullard Ave, Clovis, CA, 93612
Travelers Smith Financial And Insurance Solutions 575 E. LOCUST AVE. SUITE 202, FRESNO, CA, 93720
State Farm Tim Franz 5534 E Kings Canyon Rd, Fresno, CA, 93727-4526

Lemoore, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Lemoore, CA

Streets in Lemoore Area Homeowners Insurance Cost
Valencia Ave, Wasp, N Byron Dr, Forrestal Dr, Hanover Ave, Fox St, Saratoga Ave, W Glendale Ave, Hartman Dr, Mike Ln$None
Club Dr, Larkspur Ave, Orion, Tarawa, Ashwood Ct, Avocado Dr, 22nd Ave, Essex, Sandcastle Ave, Dauntless Dr$None
Stennis, Prosperity Dr, Butternut St, E Hanford Armona Rd, Acacia Ct, Chimney Way, Tracker Ave, E Bush St, Alder Ct, S 18th Ave$600
Thyme St, Pike Plz, Himalaya Ln, 18 3/4 Ave, 25th Ave, Riviera Dr, Spring Pl, Cottonwood Ln, Tiderman Dr, Hancock Cir$None
Grangeville Blvd Byp, E Cinnamon Dr, Ash St, Revere Way, E Cinnamon Dr, Alpen Dr, Granada Cir, Shangrila, 21 1/2 Ave, Cypress Ln$598

Lemoore, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lemoore$90 to $92
Lemoore Station$85
Grangeville$89
Armona$88

Lemoore, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Grangeville CDP, California $75 $99 $149
Armona CDP, California $74 $99 $148
Riverdale CCD, Fresno County, California $74 $99 $148

Lemoore, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lemoore, CA2.6%14.3%
Grangeville5.09%12.47%
Armona4.39%17.22%
Riverdale4.25%12.77%

Lemoore Renters Insurance as a Percentage of Rent

Lemoore Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 156 2.0% $1249
$500 to $749 1,018 19.0% $1924
$750 to $999 1,543 28.0% $2674
$1,000 to $1,499 2,079 39.0% $3799
$1,500 or more 493 9.0% $5449

Average Cost Of Home Insurance By Company In Areas Nearby Lemoore For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002504-6 YearsTokio Marine America278
1500005001-3 YearsGrange414
1500005004-6 YearsLiberty Ins Corp567
1500005007-15 YearsKemper499
15000050026-40 YearsBankers Standard2619
2000005001-3 YearsCSAA Ins Exch635
2000005001-3 YearsQBE (Balboa)657
2000005007-15 YearsAmerican Modern715
2000005007-15 YearsEncompass898
2000005007-15 YearsStillwater Prop & Cas Co791
20000050026-40 YearsWestern Mutual/Residence935
20000050041-70 YearsCalifornia Capital553
25000010001-3 YearsCalifornia Capital439
250000100026-40 YearsGeneral Ins623
250000500NewBankers Standard2084
2500005004-6 YearsGeneral Ins443
25000050041-70 YearsFarmers (Fire Ins)1086
3000005004-6 YearsSafeco825
30000050016-25 YearsCSE Safeguard970
30000050026-40 YearsKemper780

Lemoore, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Lemoore Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,000$7,200
Net Savings to Lemoore Home Owner from High Deductible Plan $800

Lemoore, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lemoore, CA Home Replacement Value MORE than Home Value Lemoore, CA Home Replacement Value LESS than Home Value
Replacement Value $347,500 $270,500
Insurance Premium based on Replacement Value $975 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,000 Risk Exposure from Under Insuring Coverage is $40,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Lemoore Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmTravelers
Monthly Premium 3311671
Year Built 199919832014
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$400000-$500000$300000-$350000
Deductible $2500-$5000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Lemoore, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 275,000 Tile Roof 2,660 4 $500 Deductible 830 10 Fiber-Cement Siding yes
1987 255,000 Wood Shake Roof 2,660 5 > $10,000 Deductible 30 1 Wood siding No
1988 190,000 Membrane Roof 2,010 3 $1000-$2500 Deductible 220 5 Stucco siding yes
2001 290,000 Membrane Roof 2,230 4 $500 Deductible 80 1 Vinyl siding No
2009 340,000 Asphalt Shingles Roof 2,550 5 $500 Deductible 260 3 Fiber-Cement Siding yes
2010 275,000 Membrane Roof 2,370 3 $500 Deductible 280 5 Wood siding yes
1992 185,000 Asphalt Shingles Roof 1,390 3 $1000-$2500 Deductible 90 3 Stone Siding yes
1983 185,000 Membrane Roof 1,710 5 $1000-$2500 Deductible 320 8 Vinyl siding No
2011 415,000 Tile Roof 3,590 5 $5000 to $10,000 Deductible 1040 12 Stucco siding No
1995 215,000 Tile Roof 2,040 3 > $10,000 Deductible 50 2 Wood siding yes
2014 385,000 Membrane Roof 3,200 4 $500 Deductible 560 6 Stone Siding yes
1998 175,000 Composition Roof 1,230 3 $1000-$2500 Deductible 560 10 Wood siding yes
1996 160,000 Metal Roof 1,200 3 $2500-$5000 Deductible 170 6 Brick siding No
2011 260,000 Metal Roof 2,330 4 $1000-$2500 Deductible 270 5 Wood siding No
2012 350,000 Slate Shingles Roof 2,700 4 > $10,000 Deductible 400 7 Brick siding No
2008 250,000 Composition Roof 2,380 4 $5000 to $10,000 Deductible 310 8 Stucco siding yes
1980 395,000 Composition Roof 2,910 4 $500- $1000 Deductible 800 12 Vinyl siding yes
2005 175,000 Tile Roof 1,450 3 $2500-$5000 Deductible 170 7 Wood siding yes
1986 330,000 Metal Roof 3,420 5 > $10,000 Deductible 520 10 Brick siding No
2001 385,000 Slate Shingles Roof 2,830 4 $1000-$2500 Deductible 460 7 Fiber-Cement Siding No
2014 210,000 Tile Roof 2,040 5 $1000-$2500 Deductible 210 5 Vinyl siding yes
1980 245,000 Shingles Roof 1,830 5 $1000-$2500 Deductible 490 9 Fiber-Cement Siding yes
2000 155,000 Membrane Roof 1,580 3 $1000-$2500 Deductible 100 4 Fiber-Cement Siding yes
1991 280,000 Membrane Roof 2,000 5 $500 Deductible 60 1 Brick siding No
2000 660,000 Asphalt Shingles Roof 4,920 5 $500 Deductible 2620 12 Vinyl siding No
1998 445,000 Shingles Roof 3,370 5 $500 Deductible 240 2 Stucco siding yes
1996 375,000 Membrane Roof 2,760 4 $2500-$5000 Deductible 510 7 Vinyl siding No
1998 260,000 Tile Roof 2,200 3 $2500-$5000 Deductible 190 4 Wood siding No
1996 335,000 Composition Roof 2,940 4 $2500-$5000 Deductible 280 5 Brick siding No
1993 230,000 Tile Roof 1,880 5 $5000 to $10,000 Deductible 30 1 Stone Siding yes
2006 480,000 Wood Shake Roof 4,460 5 $2500-$5000 Deductible 100 1 Brick siding yes
1994 375,000 Composition Roof 2,880 4 $500 Deductible 650 6 Brick siding No
2007 380,000 Membrane Roof 3,280 5 $2500-$5000 Deductible 340 4 Vinyl siding yes
1982 395,000 Membrane Roof 2,790 5 $500- $1000 Deductible 680 8 Wood siding No

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