Lemont Insurance Rates:

Lemont, IL homeowners insurance is approximately $730 to $998, about $60-$83/month. Our comprehensive research reveals consumers can save upto $345 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Compensation for accidents is extremely good depending on what type and amount of insurance you have with them, they almost fully compensate 98% of our loss
Farmer's Insurance Company
Farmer's doesn't always pay for the things that i think they should pay for. my insurance is $3000 a year for my home. when we needed to make a claim---the only one in twenty years, they wouldn't pay to have our roof repaired. they said the damage was from natural wear and tear over the years. i didn't think that this was fair.
State Farm
I have been with my insurance company since i was 16. i like my agent and feel like he is part of my family; he has also insured my parents since they were 16.

Lemont, IL Homeowners Insurance By Home Value

Lemont, IL Home Value Total Homes % of Total Average Lemont, IL Homeowners Insurance
Less than $50,000 57 1.0% $51
$100,000 to $124,999 44 1.0% $250
$125,000 to $149,999 86 2.0% $311
$150,000 to $174,999 161 4.0% $371
$175,000 to $199,999 175 5.0% $423
$200,000 to $249,999 696 20.0% $509
$250,000 to $299,999 561 16.0% $630
$300,000 to $399,999 1,622 47.0% $794

Top Home Insurance Agents Near Lemont, IL

Home Insurance Company Near Lemont, IL Homeowners Insurance Agency Near Lemont, IL Address
NA Venturella Ins Agcy 8855 Ridgeland Ave #209 , Oak Lawn, IL, 60453
NA Meeker-Magner Co 2200 E Devon Ave Ste 340 Des Plaines, Des Plaines, IL, 60018
Travelers Cook & Kocher Insurance Group Inc 300 S NORTHWEST HWY 208, PARK RIDGE, IL, 60068
Allstate Jonel (Jon) Maiogan 340 W Butterfield Rd Ste Llb, Elmhurst, IL, 60126
Farmers Mitchell Becker 222 E Wisconsin Ave Ste 301b, Lake Forest, IL, 60045

Cost Of Homeowners Insurance By Street Near Lemont, IL

Streets in Lemont Area Homeowners Insurance Cost
Tomasezwski St, Steeples Rd, 130th Pl, Chatham Dr, Long Cove Dr, Riva Ridge, Carley Ct, Woodcrest Ln, Chatam Dr, Spire Dr$830
St Andrews Ct, Wexford Dr, Ashbury Pl, Clear Vw, Buckskin, Lemont St, Timber Vw, Calumet Sag Rd, Wild Oak Ct, Lenox St$853
Sun Hill Ln, Monmouth Dr, Fox Hill Dr, Raphael St, Coach Ln, Golden Spr, Glenview Ln, 2nd St, Buckskin, Drover Dr$835
Split Rail, Horseshoe Ln, Lahinch, Sumner St, E Logan St, Derby Rd, Misko Ct, Katie Rd, Division Ct, Steepleview Ln$841
Liberty Dr, W Hunt Master Ln, Talcott Ave, Hilltop Ct, Rusty Rd, Mirta Cir, St Anne Ct, Porter St, Surrey Rd, Cambridge Way$860

Lemont, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lemont$128 to $130
Homer Glen$126
Homer$124
Darien$125

Lemont, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Homer Glen village, Illinois $106 $141 $211
Homer township, Will County, Illinois $104 $138 $207
Darien city, Illinois $104 $139 $208

Lemont, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lemont, IL3.1%10.3%
Homer Glen2.91%7.13%
Homer3.05%7.3%
Darien3.51%9.37%

Lemont Renters Insurance as a Percentage of Rent

Lemont Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 36 5.0% $285
$300 to $499 26 4.0% $1185
$500 to $749 171 26.0% $1860
$750 to $999 177 27.0% $2610
$1,000 to $1,499 130 20.0% $3735
$1,500 or more 109 16.0% $5385

Lemont, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$4,700
Yearly Lemont Homeowner Insurance Premium Example $2,400$1,900
Out of Pocket Expense During Claim$1,700$4,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $18,500$18,000
Net Savings to Lemont Home Owner from High Deductible Plan $500

Lemont, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lemont, IL Home Replacement Value MORE than Home Value Lemont, IL Home Replacement Value LESS than Home Value
Replacement Value $393,500 $247,000
Insurance Premium based on Replacement Value $1,850 $1,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $78,000 Risk Exposure from Under Insuring Coverage is $68,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $375/year

Example Lemont Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersNationwide InsuranceState Farm
Monthly Premium 58210192
Year Built 200219482013
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $175000-$200000$400000-$500000$700000-$800000
Deductible $500- $1000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Lemont, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1949 575,000 Slate Shingles Roof 3,270 5 $5000 to $10,000 Deductible 710 4 Vinyl siding yes
1990 265,000 Membrane Roof 1,510 3 $500 Deductible 840 6 Brick siding No
1996 310,000 Membrane Roof 1,460 3 $2500-$5000 Deductible 260 3 Brick siding yes
2014 230,000 Metal Roof 1,420 3 > $10,000 Deductible 430 9 Vinyl siding yes
2001 550,000 Slate Shingles Roof 2,890 4 $500 Deductible 540 2 Wood siding yes
1999 360,000 Wood Shake Roof 2,290 4 $1000-$2500 Deductible 1190 10 Vinyl siding No
1948 385,000 Slate Shingles Roof 1,900 4 $2500-$5000 Deductible 230 2 Brick siding No
1990 440,000 Metal Roof 2,420 5 $500- $1000 Deductible 1650 8 Fiber-Cement Siding No
1995 905,000 Slate Shingles Roof 4,420 5 $500- $1000 Deductible 1390 5 Vinyl siding No
2006 665,000 Metal Roof 4,310 5 $2500-$5000 Deductible 270 1 Vinyl siding yes
1949 650,000 Wood Shake Roof 3,080 4 $5000 to $10,000 Deductible 580 3 Brick siding yes
1992 300,000 Wood Shake Roof 1,910 4 $5000 to $10,000 Deductible 190 2 Wood siding yes
1946 335,000 Shingles Roof 1,590 3 > $10,000 Deductible 150 2 Stone Siding yes
2010 385,000 Composition Roof 2,550 4 $500 Deductible 1680 9 Brick siding yes
1993 300,000 Slate Shingles Roof 1,820 3 > $10,000 Deductible 210 3 Stucco siding yes