Leisure City Insurance Rates:

Leisure City, FL homeowners insurance is roughly $963 to $1,316, about $80-$109/month. Our complete analysis indicates shoppers can save as much as $455 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
Another key quality of my home insurance company is that they offer a wide range of coverage packages and allow for alterations.
Allstate
The allstate online quoting system allows you to schedule coverage for special items such as jewelry or furs, but won’t allow you to see how much they are covered for if not scheduled.
State Farm
The discounts you can receive from state farm are amazing! personally, have saved hundreds in just months from the discounts they have. student discount, bundling discount; even a senior discount!
Usaa
THEY HAVE TWENTY FOUR HOUR ACCESS AND THE COMMUNICATION HAS ALWAYS BEEN VERY GOOD. I AM SATISFIED WITH USSA'S INTERACTION AND COMMUNICATION SERVICE SO FAR WITH MINIMAL CLAIMS, HOWEVER. I DON'T HAVE ANY MORE OPINIONS OTHER THAN THAT DUE TO MINIMAL CLAIMS SO FAR.
Liberty Mutual
I would like Liberty Mutual to lower their premiums a little bit. I feel they are a little bit high compared to other companies.
Travelers
My broker has hired her son, it seems and he does see the value in returning phone calls or emails. Very difficult to go around him. That is the broker. Safeco does a fine job of customer service.
Liberty Mutual
We feel like we got good coverage. While we have little to compare it to, we also feel that the rate is good. We usually work with All-State but find Liberty mutual to be a good alternative.
Allstate
When speaking with the agent and staff, things are handled very quickly. Questions and policy updates are handled quickly and confirmations are emailed out that day in some cases.

Leisure City, FL Homeowners Insurance By Home Value

Leisure City, FL Home Value Total Homes % of Total Average Leisure City, FL Homeowners Insurance
Less than $50,000 255 7.0% $250
$50,000 to $59,999 179 4.0% $523
$60,000 to $69,999 253 6.0% $649
$70,000 to $79,999 308 8.0% $751
$80,000 to $89,999 266 7.0% $854
$90,000 to $99,999 301 8.0% $945
$100,000 to $124,999 480 13.0% $1104
$125,000 to $149,999 252 6.0% $1378
$150,000 to $174,999 350 9.0% $1628
$175,000 to $199,999 244 6.0% $1879
$200,000 to $249,999 315 8.0% $2266
$250,000 to $299,999 321 8.0% $2767
$300,000 to $399,999 97 2.0% $3508

Top Home Insurance Agents Near Leisure City, FL

Home Insurance Company Near Leisure City, FL Homeowners Insurance Agency Near Leisure City, FL Address
Allstate Daniel B. Tercero 3399 NW 72nd Ave Ste 125, Miami, FL, 33122
Allstate Juan Villanueva 7902 Nw 36Th St Ste 207, Doral, FL, 33166
Allstate Marcelo Pereira 2225 N Commerce Pkwy Ste 3, Weston, FL, 33326
GEICO Roxanne Jackson 5360 South University Drive Suite 1, Davie, FL, 33328
State Farm Shirley Licia Saul 8100 NW 155th St Ste 201, Miami Lakes, FL, 33016-5865

Cost Of Homeowners Insurance By Street Near Leisure City, FL

Streets in Leisure City Area Homeowners Insurance Cost
Tennessee Rd, SW 304th Ter, Delaware Rd, Jackson Dr, California Rd, SW 292nd Ter, SW 293rd Dr, SW 304th Ter, Garfield Dr, SW 289th Ter$1,135
SW 294th St, Alabama Rd, SW 306th Ter, SW 167th Pl, E Mowry Dr, SW 159th Dr, SW 139 Pl, SW 274th Ln, SW 275th Ter, SW 173rd Ct$1,231
SW 294th St, SW 285th St, NE 1st Ter, SW 301st Ter, SW 277th St, Arizona Rd, SW 277th Ter, SW 303rd Ter, 148th Pl, SW 292nd Ter$1,218
Idaho Rd, Florida Rd, SW 295th Ter, SW 290th St, SW 280th Ter, Harding Ln, SW 300th Ter, NE 1st Rd, N Flagler Ave, SW 142 Ct$1,146
SW 303rd Ln, Jasmin Pl, SW 305th St, Circle Dr, SW 285th Ter, Louisiana Rd, SW 290th Ter, Lucy Blvd, SW 168th Ct, NE 17th Ter$1,127

Leisure City, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Leisure City$169 to $172
Naranja$175
Princeton$174
Princeton-Goulds$177

Leisure City, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Naranja CDP, Florida $176 $234 $351
Florida City city, Florida $175 $233 $350
Princeton CDP, Florida $174 $232 $348

Leisure City, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Leisure City, FL6.7%24.8%
Naranja5.84%30.21%
Florida City7.51%20.04%
Princeton5.54%19.17%

Leisure City Renters Insurance as a Percentage of Rent

Leisure City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 78 3.0% $345
$200 to $299 57 2.0% $795
$300 to $499 157 7.0% $1245
$500 to $749 270 12.0% $1920
$750 to $999 499 22.0% $2670
$1,000 to $1,499 801 36.0% $3795
$1,500 or more 334 15.0% $5445

Average Cost Of Home Insurance By Company In Areas Nearby Leisure City For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Citizens Property Insurance $5,317
150,000 27 NO Security First Insurance $5,733
150,000 27 YES Florida Family Insurance $3,517
150,000 27 YES Florida Peninsula Insurance $4,068
300,000 12 NA First Protective Insurance $4,022
300,000 12 NA Tower Hill Select Insurance $4,636

Leisure City, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$5,500
Yearly Leisure City Homeowner Insurance Premium Example $2,200$1,400
Out of Pocket Expense During Claim$1,500$5,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $16,900$15,300
Net Savings to Leisure City Home Owner from High Deductible Plan $1,600

Leisure City, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Leisure City, FL Home Replacement Value MORE than Home Value Leisure City, FL Home Replacement Value LESS than Home Value
Replacement Value $135,500 $102,500
Insurance Premium based on Replacement Value $3,075 $2,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,500 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $375/year Insurance costlier by $375/year

Example Leisure City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualTravelers
Monthly Premium 87367183
Year Built 200319901971
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $50000-$75000$200000-$250000$100000-$125000
Deductible $2500-$5000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Leisure City, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 175,000 Metal Roof 2,270 3 $500- $1000 Deductible 940 5 Wood siding No
2012 170,000 Composition Roof 2,420 4 $5000 to $10,000 Deductible 450 3 Wood siding No
2010 95,000 Wood Shake Roof 1,480 3 $2500-$5000 Deductible 1040 8 Brick siding No
1994 205,000 Membrane Roof 2,830 4 $2500-$5000 Deductible 1610 5 Brick siding No
1975 115,000 Shingles Roof 1,300 3 $500 Deductible 1280 6 Fiber-Cement Siding No
1970 175,000 Composition Roof 2,030 3 $1000-$2500 Deductible 1330 5 Stucco siding No
1981 160,000 Membrane Roof 2,180 3 $500 Deductible 670 2 Brick siding yes
1999 400,000 Tile Roof 4,610 5 $5000 to $10,000 Deductible 540 1 Fiber-Cement Siding yes
2000 90,000 Slate Shingles Roof 1,230 3 $500- $1000 Deductible 110 1 Wood siding No
2014 155,000 Asphalt Shingles Roof 2,170 4 $500- $1000 Deductible 1180 5 Fiber-Cement Siding yes
1960 150,000 Slate Shingles Roof 2,080 3 $2500-$5000 Deductible 200 1 Fiber-Cement Siding yes
1989 280,000 Membrane Roof 4,440 5 $500- $1000 Deductible 1210 2 Wood siding yes
1996 265,000 Metal Roof 3,130 4 $500 Deductible 3960 9 Stone Siding No
1966 180,000 Slate Shingles Roof 2,280 3 $5000 to $10,000 Deductible 1430 10 Vinyl siding yes
2010 200,000 Wood Shake Roof 2,640 5 $1000-$2500 Deductible 2770 9 Stone Siding yes
1963 165,000 Metal Roof 2,000 3 $500 Deductible 1710 6 Fiber-Cement Siding No
1968 145,000 Slate Shingles Roof 1,600 4 $500 Deductible 1370 5 Stone Siding No
1960 295,000 Wood Shake Roof 3,230 4 $2500-$5000 Deductible 1930 8 Fiber-Cement Siding yes
2009 135,000 Asphalt Shingles Roof 1,540 3 $1000-$2500 Deductible 1580 6 Brick siding yes
1976 265,000 Composition Roof 3,920 5 $5000 to $10,000 Deductible 350 1 Wood siding No
1976 95,000 Asphalt Shingles Roof 1,400 3 $500- $1000 Deductible 1260 10 Wood siding No
1978 180,000 Tile Roof 2,100 3 $5000 to $10,000 Deductible 1130 6 Stone Siding No
1979 155,000 Slate Shingles Roof 1,720 3 $500 Deductible 630 2 Wood siding No