Leicester, MA homeowners insurance is about $871 to $1,184, about $72-$98/month. Our all inclusive research shows customers can save as much as $411 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Leicester, MA | Homeowners Insurance Agency Near Leicester, MA | Address |
|---|---|---|
| Travelers | Advantage Benefits Inc | 393 DANIEL WEBSTER HWY, MERRIMACK, NH, 3054 |
| Liberty Mutual Independent | C & S Insurance | 190 Chauncy St., Mansfield, MA, 2048 |
| Travelers | D Francis Murphy Insurance Agency | 739 MAIN ST, BOLTON, MA, 1740 |
| Travelers | Gaudreau-Fountain Ins Agency Inc | 946 Main St, Warren, MA, 1083 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Spencer town, Worcester County, Massachusetts | $128 | $171 | $256 |
| Auburn town, Worcester County, Massachusetts | $128 | $171 | $256 |
| Worcester County, Massachusetts | $129 | $171 | $257 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Leicester, MA | 4.7% | 14.2% |
| Spencer | 4.96% | 16.15% |
| Auburn | 4.6% | 14.33% |
| Worcester County | 4.39% | 13.7% |
| Leicester Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 16 | 1.0% | $362 |
| $200 to $299 | 102 | 12.0% | $812 |
| $300 to $499 | 99 | 11.0% | $1262 |
| $500 to $749 | 314 | 37.0% | $1937 |
| $750 to $999 | 174 | 20.0% | $2687 |
| $1,000 to $1,499 | 96 | 11.0% | $3812 |
| $1,500 or more | 32 | 3.0% | $5462 |
| Streets in Leicester Area | Homeowners Insurance Cost |
|---|---|
| Watch St, Conway Dr, Sacks Dr, Patricks Dr, White Birch St, Victor Ave, Park Ln, Andy Dr, Dolma Ln, Knollwood Rd | $1,029 |
| Boutilier Rd, Lake Dr, Trenton St, Flagg Dr, Fairview Dr, Verona St, Bunker Hill Rd, Meg Pl, Scott Ln, Old Stafford Tpke | $1,026 |
| Virginia Dr, Waite St, Paxton St, Washburn Sq, Pitcairn Ave, Monterey Dr, Sylvester St, Carlson Dr, Laflash Ln, Birch Ln | $1,037 |
| Old Main St, Howard Ter, Bethel Ave, South Ct, Ferncroft Rd, Ingram St, Wilmer Ct, Harberton Dr, Burncoat Ln, Huntoon Memorial Hwy | $1,030 |
| Utica St, Lehigh Rd, Ackley Dr, Mayflower Rd, Olney St, Angell Ter, Washburn St, Folsom St, Dale St, Donahue St | $1,029 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Leicester | $153 to $156 |
| Spencer | $154 |
| Auburn | $153 |
| Paxton | $155 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $2,700 |
| Yearly Leicester Homeowner Insurance Premium Example | $2,100 | $1,600 |
| Out of Pocket Expense During Claim | $700 | $2,700 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $11,200 | $10,700 |
| Net Savings to Leicester Home Owner from High Deductible Plan | $500 | |
| Scenario | Leicester, MA Home Replacement Value MORE than Home Value | Leicester, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $272,500 | $181,000 |
| Insurance Premium based on Replacement Value | $2,425 | $1,600 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $60,000 | Risk Exposure from Under Insuring Coverage is $31,500 |
| Premium Impact | Insurance cheaper by $275/year | Insurance costlier by $550/year |
| Insurance Company | Liberty Mutual | State Farm | Chubb Group of Insurance |
| Monthly Premium | 151 | 135 | 72 |
| Year Built | 1998 | 2007 | 1984 |
| Home Details | 5 Beds, 3 Baths | 3 Beds, 1 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $400000-$500000 | $300000-$350000 | $175000-$200000 |
| Deductible | > $10,000 Deductible | > $10,000 Deductible | $5000 to $10,000 Deductible |