Leeds Insurance Rates:

Leeds, AL homeowners insurance is roughly $846 to $1,169, about $70-$97/month. Our extensive analysis indicates shoppers can save as much as $402 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Leeds, AL Homeowners Insurance By Home Value

Leeds, AL Home Value Total Homes % of Total Average Leeds, AL Homeowners Insurance
Less than $50,000 229 7.0% $120
$60,000 to $69,999 65 2.0% $322
$70,000 to $79,999 108 3.0% $362
$80,000 to $89,999 317 11.0% $412
$90,000 to $99,999 72 2.0% $463
$100,000 to $124,999 273 9.0% $543
$125,000 to $149,999 390 13.0% $674
$150,000 to $174,999 322 11.0% $805
$175,000 to $199,999 200 6.0% $926
$200,000 to $249,999 361 12.0% $1117
$250,000 to $299,999 203 7.0% $1359
$300,000 to $399,999 313 10.0% $1732

Top Home Insurance Agents Near Leeds, AL

Home Insurance Company Near Leeds, AL Homeowners Insurance Agency Near Leeds, AL Address
NA Kirby Ins Agcy,Inc. 314 N 16Th St, Birmingham, AL, 35203
Farmers Gerald Trevarthen 909a Graham St SW, Cullman, AL, 35055
Allstate Keith Scott 2008 Old Montgomery Hwy, Birmingham, AL, 35244
Allstate Ronald Hall 9729 Parkway E, Birmingham, AL, 35215
Travelers Shane Peacock & Assoc Inc 524 DECATUR HWY STE 110, GARDENDALE, AL, 35071

Cost Of Homeowners Insurance By Street Near Leeds, AL

Streets in Leeds Area Homeowners Insurance Cost
Spruce St SE, Vest Lake Cove, McNabb Rd SW, Old Overton Club Dr, Cameron Cove Cir, June Ave SW, Stoneybrook Xing, Marden Dr, Ashville Ct, Bethel St NE$963
Davis St, Bryant Dr, President St, England Ave NW, Cahaba Park Cir, Julia Cir SW, Bristol Way, France Ave NW, Lawley Ave NE, Vestlake Ridge Dr$972
Henry Ellen Rd NW, Chimney Rock Rd SW, Whitmire St, Bryant Dr NE, Foxwood Trl, Lambert Trl, Hollybrook Lake Rd, Mobile St, Cedar Springs Cir, Saddle Creek Pkwy$961
Blue Bird Ln, Grace Ave SW, Lane Dr NE, Illinois St, Lake Ave NW, Moore St, Lake Colony Way, Bailey Rd, Cahawba Trce, Erie St$933
Eloise St NW, Apple St, Michael Rd SW, Moss Rock Rd NE, Ray St NE, Rex Ridge Ln, 8th St SE, Bettye St, Ross St, Snowshill Dr$970

Leeds, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Leeds$149 to $153
Irondale$144
Dunnavant$142
Shoal Creek$169

Leeds, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Irondale city, Alabama $121 $161 $241
Dunnavant CDP, Alabama $119 $158 $237
Shoal Creek CDP, Alabama $141 $188 $282

Leeds, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Leeds, AL5.0%19.5%
Irondale6.78%20.91%
Dunnavant6.82%17.4%
Shoal Creek4.68%25.13%

Leeds Renters Insurance as a Percentage of Rent

Leeds Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 35 1.0% $784
$300 to $499 150 8.0% $1234
$500 to $749 683 38.0% $1909
$750 to $999 630 35.0% $2659
$1,000 to $1,499 229 12.0% $3784
$1,500 or more 54 3.0% $5434

Average Cost Of Home Insurance By Company In Areas Nearby Leeds For Different Scenarios

Deductible Coverage Company Premium ($)
$500 $150,000 Amica Mutual Ins Company 1287
$500 $150,000 Coastal American Insurance Company 1272
$500 $150,000 Esurance Insurance Company 894
$500 $150,000 Farmers Insurance Exchange 1215
$500 $150,000 Guideone Specialty Mutual Insurance Co 2401
$500 $150,000 Safeco Insurance Company Of America 940
$500 $300,000 Amica Mutual Ins Company 2496
$500 $300,000 Nationwide General Ins Co 1104
$500 $300,000 United Services Automobile Association 1417
$500 $300,000 Usaa General Indemnity Co 1480

Leeds, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Leeds Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,700$6,100
Net Savings to Leeds Home Owner from High Deductible Plan $600

Leeds, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Leeds, AL Home Replacement Value MORE than Home Value Leeds, AL Home Replacement Value LESS than Home Value
Replacement Value $587,000 $418,000
Insurance Premium based on Replacement Value $2,875 $2,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $111,000 Risk Exposure from Under Insuring Coverage is $58,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $550/year

Example Leeds Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersAllstate
Monthly Premium 71168172
Year Built 199520011986
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$400000-$500000$400000-$500000
Deductible $2500-$5000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Leeds, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 230,000 Slate Shingles Roof 2,530 4 $500 Deductible 400 4 Stucco siding No
1994 380,000 Membrane Roof 3,110 5 $2500-$5000 Deductible 240 2 Vinyl siding yes
1995 240,000 Wood Shake Roof 2,320 3 $500 Deductible 210 2 Stucco siding No
2001 150,000 Asphalt Shingles Roof 1,460 3 $2500-$5000 Deductible 200 5 Stone Siding yes
2010 325,000 Slate Shingles Roof 3,200 4 $500- $1000 Deductible 1060 9 Fiber-Cement Siding No
2006 235,000 Tile Roof 2,060 4 $500- $1000 Deductible 610 7 Wood siding No
1983 270,000 Tile Roof 2,360 5 $2500-$5000 Deductible 390 7 Stucco siding No
2009 640,000 Metal Roof 4,850 5 $5000 to $10,000 Deductible 570 3 Stone Siding No
2000 540,000 Wood Shake Roof 4,850 5 $500 Deductible 1580 8 Brick siding No
1985 260,000 Shingles Roof 2,110 3 > $10,000 Deductible 670 12 Stone Siding No
2005 340,000 Asphalt Shingles Roof 3,610 5 $5000 to $10,000 Deductible 770 6 Stucco siding yes
2010 230,000 Asphalt Shingles Roof 2,500 4 > $10,000 Deductible 370 8 Brick siding No
1988 170,000 Slate Shingles Roof 1,580 5 $500- $1000 Deductible 390 4 Stone Siding yes
2009 350,000 Wood Shake Roof 3,220 4 $2500-$5000 Deductible 610 6 Wood siding yes
2012 340,000 Tile Roof 2,930 4 $2500-$5000 Deductible 980 8 Wood siding No
2005 180,000 Composition Roof 1,860 4 $2500-$5000 Deductible 340 7 Wood siding yes
2001 335,000 Wood Shake Roof 2,510 4 $500 Deductible 460 4 Fiber-Cement Siding No
1985 205,000 Tile Roof 2,110 3 $2500-$5000 Deductible 370 6 Fiber-Cement Siding No
1989 210,000 Membrane Roof 1,880 4 $500 Deductible 710 7 Fiber-Cement Siding yes
2009 595,000 Metal Roof 4,420 5 > $10,000 Deductible 1050 6 Wood siding No
2011 220,000 Slate Shingles Roof 2,240 3 $1000-$2500 Deductible 820 10 Wood siding No
1994 360,000 Wood Shake Roof 3,370 4 $500 Deductible 860 8 Brick siding yes
1999 200,000 Membrane Roof 1,920 5 $5000 to $10,000 Deductible 270 4 Wood siding yes
1985 365,000 Shingles Roof 3,700 5 $5000 to $10,000 Deductible 850 7 Vinyl siding yes
2013 200,000 Wood Shake Roof 1,510 3 $500- $1000 Deductible 70 1 Brick siding yes
1993 395,000 Metal Roof 4,120 5 > $10,000 Deductible 1190 12 Wood siding No
2012 255,000 Wood Shake Roof 2,240 4 > $10,000 Deductible 90 2 Wood siding yes
1981 185,000 Slate Shingles Roof 1,940 4 $500 Deductible 420 5 Brick siding No
2000 235,000 Asphalt Shingles Roof 2,060 3 $5000 to $10,000 Deductible 240 4 Wood siding yes
1995 295,000 Shingles Roof 2,300 4 $5000 to $10,000 Deductible 80 1 Brick siding No
1988 260,000 Composition Roof 2,340 3 $5000 to $10,000 Deductible 240 3 Vinyl siding No
2002 425,000 Wood Shake Roof 3,840 5 $500 Deductible 530 3 Stucco siding yes
1996 175,000 Composition Roof 1,780 3 $5000 to $10,000 Deductible 50 1 Stucco siding No
1980 430,000 Wood Shake Roof 3,350 5 $500- $1000 Deductible 400 2 Fiber-Cement Siding yes