Lee Insurance Rates:

Lee, NY homeowners insurance is roughly $501 to $681, about $41-$56/month. Our complete analysis indicates shoppers can save upto $236 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Lee, NY Homeowners Insurance By Home Value

Lee, NY Home Value Total Homes % of Total Average Lee, NY Homeowners Insurance
Less than $50,000 233 11.0% $118
$50,000 to $59,999 37 1.0% $254
$60,000 to $69,999 53 2.0% $319
$70,000 to $79,999 123 6.0% $366
$80,000 to $89,999 182 8.0% $419
$90,000 to $99,999 144 7.0% $466
$100,000 to $124,999 360 17.0% $537
$125,000 to $149,999 244 11.0% $673
$150,000 to $174,999 182 8.0% $797
$175,000 to $199,999 170 8.0% $921
$200,000 to $249,999 106 5.0% $1111
$250,000 to $299,999 53 2.0% $1359
$300,000 to $399,999 147 7.0% $1725

Top Home Insurance Agents Near Lee, NY

Home Insurance Company Near Lee, NY Homeowners Insurance Agency Near Lee, NY Address
NA Moran Insurance Agency, Inc. 6500 E Seneca Turnpike, Jamesville, NY, 13078
Allstate Matthew Dziedzic 7 W Whitesboro St, Yorkville, NY, 13495
Allstate Phillip Tyler 8406 Oswego Rd, Liverpool, NY, 13090
Travelers Sefcu Insurance Agency 396 E STATE ST, HERKIMER, NY, 13350
Allstate Thomas Woinski 441 Beechwood Ave, Liverpool, NY, 13088

Cost Of Homeowners Insurance By Street Near Lee, NY

Streets in Lee Area Homeowners Insurance Cost
Lakeview Dr, Thomas Rd, Maple Ln, Marsh Rd, Evergreen Dr, Beartown Rd N, Wilkinson Rd, Stokes Westernville Rd, Holmes Rd, Bachman Ave$590
Bartell Ln, Smith Ave, Fox Hill Rd, Meadow Dr, Steadman Rd, Karlen Rd, Golly Rd, Zircon Ln, Podunk Rd, Rome-Taberg Rd$586
Anderegg Dr, Meadow Brook Rd, Stokes Westernville Rd, Lee Valley Rd, Brookside Dr, Beartown Rd, Felton Ave, Oak Dr, Pepper Ave, Weaver Rd$588
Hall Rd, Elmer Hill Rd, Maple Dr, Tuthill Rd, Slone Rd, Family Cir, Sly Hill Rd, Walnut Dr, Thomas Dr, Sunrise Dr$594
Selden Dr, Co Rd 60A, Stokes Lee Center Rd, Streun Rd, Pineview Dr, Fairway Ln, Mill Rd, Sleepy Hollow Rd, Quaker Hill Rd, Willson Rd$596

Lee, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lee$88 to $90
Annsville$87
Western$88
Marcy$90

Lee, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Annsville town, Oneida County, New York $73 $97 $145
Western town, Oneida County, New York $74 $98 $147
Rome city, New York $73 $97 $146

Lee, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lee, NY3.9%10.6%
Annsville4.44%10.48%
Western3.54%10.37%
Rome4.15%9.69%

Lee Renters Insurance as a Percentage of Rent

Lee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 8 2.0% $1248
$500 to $749 96 31.0% $1923
$750 to $999 131 42.0% $2673
$1,000 to $1,499 43 13.0% $3798
$1,500 or more 30 9.0% $5448

Lee, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Lee Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $7,800$6,800
Net Savings to Lee Home Owner from High Deductible Plan $1,000

Lee, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lee, NY Home Replacement Value MORE than Home Value Lee, NY Home Replacement Value LESS than Home Value
Replacement Value $169,500 $109,000
Insurance Premium based on Replacement Value $1,900 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $35,000
Premium Impact Insurance cheaper by $400/year Insurance costlier by $275/year

Example Lee Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceChubb Group of Insurance
Monthly Premium 73224167
Year Built 200219731987
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$300000-$350000$200000-$250000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Lee, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 185,000 Wood Shake Roof 2,210 4 $500- $1000 Deductible 260 2 Stone Siding yes
1963 205,000 Composition Roof 2,950 4 $2500-$5000 Deductible 840 5 Stone Siding No
1982 425,000 Shingles Roof 4,620 5 $500- $1000 Deductible 1880 6 Fiber-Cement Siding No
1999 125,000 Asphalt Shingles Roof 1,730 4 $500 Deductible 940 12 Stone Siding yes
1984 230,000 Tile Roof 2,850 5 $1000-$2500 Deductible 1160 7 Wood siding yes
1994 180,000 Asphalt Shingles Roof 2,110 4 $1000-$2500 Deductible 930 8 Fiber-Cement Siding yes
1983 185,000 Metal Roof 2,070 3 $500 Deductible 390 3 Stone Siding yes
2002 170,000 Shingles Roof 2,070 5 $500- $1000 Deductible 710 5 Wood siding yes
2009 130,000 Slate Shingles Roof 1,690 4 $1000-$2500 Deductible 270 3 Vinyl siding yes
1970 165,000 Membrane Roof 1,940 4 $5000 to $10,000 Deductible 860 7 Stone Siding No
2000 140,000 Slate Shingles Roof 1,870 3 $1000-$2500 Deductible 190 2 Vinyl siding No
1973 190,000 Membrane Roof 2,490 4 $500- $1000 Deductible 1690 9 Stone Siding No
1970 155,000 Composition Roof 1,870 4 $500- $1000 Deductible 740 8 Stone Siding No
1968 145,000 Composition Roof 2,210 3 $2500-$5000 Deductible 490 6 Stone Siding No
1971 95,000 Composition Roof 1,320 3 $500- $1000 Deductible 280 4 Vinyl siding yes
1975 205,000 Composition Roof 2,610 4 $2500-$5000 Deductible 740 6 Vinyl siding No
1973 220,000 Tile Roof 2,670 4 > $10,000 Deductible 230 3 Wood siding yes
1940 355,000 Shingles Roof 4,190 5 $5000 to $10,000 Deductible 620 4 Vinyl siding No
1945 365,000 Composition Roof 4,100 5 $500 Deductible 2160 7 Fiber-Cement Siding yes
1949 130,000 Shingles Roof 1,950 3 $2500-$5000 Deductible 580 7 Vinyl siding No
1999 200,000 Tile Roof 2,340 5 $500- $1000 Deductible 1070 9 Stone Siding yes
1984 145,000 Shingles Roof 2,020 3 $2500-$5000 Deductible 580 6 Stucco siding No
2005 110,000 Wood Shake Roof 1,300 3 $2500-$5000 Deductible 480 10 Brick siding No
1940 290,000 Wood Shake Roof 4,560 5 $1000-$2500 Deductible 530 3 Vinyl siding yes
1970 150,000 Slate Shingles Roof 1,650 4 $1000-$2500 Deductible 220 3 Stucco siding yes
1982 180,000 Slate Shingles Roof 1,960 5 $2500-$5000 Deductible 900 7 Fiber-Cement Siding yes
1987 170,000 Shingles Roof 1,810 5 $500- $1000 Deductible 450 4 Wood siding No
1992 185,000 Asphalt Shingles Roof 2,250 5 $2500-$5000 Deductible 1420 9 Vinyl siding yes