Lebanon Insurance Rates:

Lebanon, TN homeowners insurance is roughly $700 to $952, about $58-$79/month. Our comprehensive analysis indicates shoppers can save upto $330 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They are all about the same. I checked around when we built the house and they are all pretty well close to the same amount.
State Auto
I currently have no dislike of my insurance. It is a wonderful company that has helped me quite a bit
Progressive
The customer service team at Progressive has always been very friendly and helpful. Any issues or questions I have had have been resolved quickly and without backlash.
State Farm
they are reputable, friendly, understanding, and knows what they're doing
Horace Mann Educators Corporation
I believe I've gone into substantial detail in this regard. They provided us with an exception quote for all of our insurance needs. Our agent is always available to us. They handle claims processes quickly and efficiently and treat us more like family than just a number on a piece of paper.

Lebanon, TN Homeowners Insurance By Home Value

Lebanon, TN Home Value Total Homes % of Total Average Lebanon, TN Homeowners Insurance
Less than $50,000 327 5.0% $115
$70,000 to $79,999 142 2.0% $355
$80,000 to $89,999 156 2.0% $405
$90,000 to $99,999 197 3.0% $454
$100,000 to $124,999 538 9.0% $529
$125,000 to $149,999 726 12.0% $661
$150,000 to $174,999 1,044 18.0% $777
$175,000 to $199,999 760 13.0% $901
$200,000 to $249,999 939 16.0% $1083
$250,000 to $299,999 335 5.0% $1331
$300,000 to $399,999 509 8.0% $1687

Top Home Insurance Agents Near Lebanon, TN

Home Insurance Company Near Lebanon, TN Homeowners Insurance Agency Near Lebanon, TN Address
NA First Horizon Insurance 565 Marriott Dr Ste 500 Nashville, Nashville-Davidson, TN, 37214
Travelers Burgett Ross & Associates Inc 305 DONELSON PIKE, NASHVILLE, TN, 37214
State Farm Gina Gwynne 493 Old Hickory Blvd Ste 105, Brentwood, TN, 37027-4456
Farmers L Elizabeth Allen 4811 Lebanon Pike Ste 101, Hermitage, TN, 37076
Allstate Marc Moore 6901 Lenox Village Dr Unit 105, Nashville, TN, 37211

Cost Of Homeowners Insurance By Street Near Lebanon, TN

Streets in Lebanon Area Homeowners Insurance Cost
Franklin Rd, Odum Ln, Armstrong Pl, Bass Ln, Orian Ln, Winston Ave, Plantation Blvd, Boulder Creek Ct, Summerfield Dr, Park Glen Dr$850
Inman Court West Stub, Clemmons Ln, Jewel Pl, Pointview Cir, Simmons Bluff Rd, Benders Ferry Rd, Centerville Rd, Cook Dr, Bailey Rd, Shady Valley Dr$854
Blair Rd, Franklin Rd, Muscogee Way, Shenandoah Trl, Parrish Wood, Hunters Ln, Safari Camp Rd, Payton Farms Ln, Kristopher Dr, Stonebrook Dr$849
Sanders Ave, Dawn Pl, NE Watson Rd, Amber Dr, Gilmore Hill Rd, Tall Oak Trl, Mann Rd, N Posey Hill Rd, Yeager Pl, Appomattox Dr$854
Bates Rd, Donnell Ct, Melanie Dr, Belcher Dr, Gwynn Rd, E Lester Ave, Wesley Way, Jarrell Rd, Port William, Pinhook Rd$853
Green Forest Ct, Chaparral Dr, Chicken Rd, Glover St, Corinth Rd, Woodmont Ave, Seven Springs Ct, Murray Ct, Oak Hill Dr, Ingram Ct$863
Piedmont Dr, Mill Rd, Carter Grove Ct, Academy Rd, Edwards Ave, Melrose St, Bobo Rd, Inman St, Holloway Rd, Valleyview Cir$800
Benton Hill, Athens Rd, W High St, E Blairmont Dr, Callis Rd, Brown Rd, Old Towne Dr, E Richmond Shop Rd, Trice Pl, Dakota Dr$843
Stewarts Ferry Pike, Bel Air Dr, Old Hunters Point Pike, Jennings View Dr, Anderson Ave, Stonefield Dr, Geri's Way, Bluebird Rd, Hickory Cir, Cooks Rd$814
Bugler Rd, Kelsie Dr, Alsup Rd, W Spring St, Mires Rd, Old Horn Springs Rd, Bay Ct, Saddleview, Coles Ferry Pike, Barnes Dr$863

Lebanon, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lebanon$123 to $126
Wilson County$125
Rural Hill$127
Green Hill$124

Lebanon, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wilson County, Tennessee $125 $167 $251
Mount Juliet city, Tennessee $125 $167 $251
Rural Hill CDP, Tennessee $128 $170 $255

Lebanon, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lebanon, TN5.3%17.5%
Wilson County4.84%17.68%
Mount Juliet4.78%17.75%
Rural Hill4.01%18.3%

Lebanon Renters Insurance as a Percentage of Rent

Lebanon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 141 3.0% $343
$200 to $299 256 6.0% $793
$300 to $499 404 10.0% $1243
$500 to $749 1,099 27.0% $1918
$750 to $999 1,243 31.0% $2668
$1,000 to $1,499 765 19.0% $3793
$1,500 or more 93 2.0% $5443

Lebanon, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$4,500
Yearly Lebanon Homeowner Insurance Premium Example $2,200$1,400
Out of Pocket Expense During Claim$500$4,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $13,700$12,900
Net Savings to Lebanon Home Owner from High Deductible Plan $800

Lebanon, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lebanon, TN Home Replacement Value MORE than Home Value Lebanon, TN Home Replacement Value LESS than Home Value
Replacement Value $218,500 $159,500
Insurance Premium based on Replacement Value $1,275 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,500 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $175/year

Example Lebanon Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualTravelers
Monthly Premium 5984114
Year Built 200120141975
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$350000-$400000$300000-$350000
Deductible $2500-$5000 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Lebanon, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 400,000 Tile Roof 3,630 5 $5000 to $10,000 Deductible 460 4 Fiber-Cement Siding No
2006 190,000 Metal Roof 2,080 3 $1000-$2500 Deductible 480 8 Vinyl siding yes
1990 375,000 Membrane Roof 4,090 5 > $10,000 Deductible 630 6 Brick siding No
1990 315,000 Wood Shake Roof 2,960 4 $500- $1000 Deductible 360 3 Stone Siding yes
2014 430,000 Composition Roof 4,320 5 $500- $1000 Deductible 1630 12 Fiber-Cement Siding yes
2012 280,000 Slate Shingles Roof 3,400 4 $5000 to $10,000 Deductible 320 5 Vinyl siding yes
1975 300,000 Wood Shake Roof 3,380 4 > $10,000 Deductible 540 7 Stone Siding yes
2007 460,000 Metal Roof 4,800 5 $500- $1000 Deductible 440 3 Fiber-Cement Siding yes
2010 270,000 Slate Shingles Roof 2,970 4 $1000-$2500 Deductible 90 1 Brick siding yes
1983 150,000 Shingles Roof 1,270 3 $2500-$5000 Deductible 400 9 Stone Siding yes
1973 265,000 Wood Shake Roof 2,270 5 $2500-$5000 Deductible 860 10 Vinyl siding No
1962 130,000 Tile Roof 1,410 3 $500- $1000 Deductible 460 10 Brick siding No
1978 135,000 Asphalt Shingles Roof 1,690 3 $500 Deductible 820 12 Wood siding No
2009 200,000 Membrane Roof 2,110 3 $2500-$5000 Deductible 850 12 Stucco siding No
1993 195,000 Metal Roof 2,140 4 $2500-$5000 Deductible 610 8 Vinyl siding yes
2013 295,000 Asphalt Shingles Roof 2,710 4 $5000 to $10,000 Deductible 1160 12 Stucco siding yes
1994 325,000 Wood Shake Roof 3,970 5 $1000-$2500 Deductible 110 1 Brick siding yes
2011 255,000 Metal Roof 3,080 4 $1000-$2500 Deductible 850 9 Wood siding yes
2011 270,000 Asphalt Shingles Roof 3,170 5 $2500-$5000 Deductible 860 9 Vinyl siding No
1991 180,000 Composition Roof 1,720 4 $500 Deductible 720 7 Fiber-Cement Siding yes
2011 270,000 Tile Roof 2,760 5 $1000-$2500 Deductible 660 7 Fiber-Cement Siding yes
2012 250,000 Wood Shake Roof 2,190 3 > $10,000 Deductible 110 2 Wood siding yes
1961 185,000 Metal Roof 2,250 4 $500 Deductible 160 3 Stone Siding yes