Lebanon, TN Home Insurance - Analysis On Quotes, Rates & Agents
Lebanon Insurance Rates:
Lebanon, TN homeowners insurance is roughly $700 to $952, about $58-$79/month. Our comprehensive analysis indicates shoppers can save upto $330 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
State FarmThey are all about the same. I checked around when we built the house and they are all pretty well close to the same amount.
State AutoI currently have no dislike of my insurance. It is a wonderful company that has helped me quite a bit
ProgressiveThe customer service team at Progressive has always been very friendly and helpful. Any issues or questions I have had have been resolved quickly and without backlash.
State Farmthey are reputable, friendly, understanding, and knows what they're doing
Horace Mann Educators CorporationI believe I've gone into substantial detail in this regard. They provided us with an exception quote for all of our insurance needs. Our agent is always available to us. They handle claims processes quickly and efficiently and treat us more like family than just a number on a piece of paper.
Lebanon, TN Homeowners Insurance By Home Value
| Lebanon, TN Home Value | Total Homes | % of Total | Average Lebanon, TN Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 327 | 5.0% | $115 |
| $70,000 to $79,999 | 142 | 2.0% | $355 |
| $80,000 to $89,999 | 156 | 2.0% | $405 |
| $90,000 to $99,999 | 197 | 3.0% | $454 |
| $100,000 to $124,999 | 538 | 9.0% | $529 |
| $125,000 to $149,999 | 726 | 12.0% | $661 |
| $150,000 to $174,999 | 1,044 | 18.0% | $777 |
| $175,000 to $199,999 | 760 | 13.0% | $901 |
| $200,000 to $249,999 | 939 | 16.0% | $1083 |
| $250,000 to $299,999 | 335 | 5.0% | $1331 |
| $300,000 to $399,999 | 509 | 8.0% | $1687 |
Top Home Insurance Agents Near Lebanon, TN
| Home Insurance Company Near Lebanon, TN | Homeowners Insurance Agency Near Lebanon, TN | Address |
|---|---|---|
| NA | First Horizon Insurance | 565 Marriott Dr Ste 500 Nashville, Nashville-Davidson, TN, 37214 |
| Travelers | Burgett Ross & Associates Inc | 305 DONELSON PIKE, NASHVILLE, TN, 37214 |
| State Farm | Gina Gwynne | 493 Old Hickory Blvd Ste 105, Brentwood, TN, 37027-4456 |
| Farmers | L Elizabeth Allen | 4811 Lebanon Pike Ste 101, Hermitage, TN, 37076 |
| Allstate | Marc Moore | 6901 Lenox Village Dr Unit 105, Nashville, TN, 37211 |
Cost Of Homeowners Insurance By Street Near Lebanon, TN
| Streets in Lebanon Area | Homeowners Insurance Cost |
|---|---|
| Franklin Rd, Odum Ln, Armstrong Pl, Bass Ln, Orian Ln, Winston Ave, Plantation Blvd, Boulder Creek Ct, Summerfield Dr, Park Glen Dr | $850 |
| Inman Court West Stub, Clemmons Ln, Jewel Pl, Pointview Cir, Simmons Bluff Rd, Benders Ferry Rd, Centerville Rd, Cook Dr, Bailey Rd, Shady Valley Dr | $854 |
| Blair Rd, Franklin Rd, Muscogee Way, Shenandoah Trl, Parrish Wood, Hunters Ln, Safari Camp Rd, Payton Farms Ln, Kristopher Dr, Stonebrook Dr | $849 |
| Sanders Ave, Dawn Pl, NE Watson Rd, Amber Dr, Gilmore Hill Rd, Tall Oak Trl, Mann Rd, N Posey Hill Rd, Yeager Pl, Appomattox Dr | $854 |
| Bates Rd, Donnell Ct, Melanie Dr, Belcher Dr, Gwynn Rd, E Lester Ave, Wesley Way, Jarrell Rd, Port William, Pinhook Rd | $853 |
| Green Forest Ct, Chaparral Dr, Chicken Rd, Glover St, Corinth Rd, Woodmont Ave, Seven Springs Ct, Murray Ct, Oak Hill Dr, Ingram Ct | $863 |
| Piedmont Dr, Mill Rd, Carter Grove Ct, Academy Rd, Edwards Ave, Melrose St, Bobo Rd, Inman St, Holloway Rd, Valleyview Cir | $800 |
| Benton Hill, Athens Rd, W High St, E Blairmont Dr, Callis Rd, Brown Rd, Old Towne Dr, E Richmond Shop Rd, Trice Pl, Dakota Dr | $843 |
| Stewarts Ferry Pike, Bel Air Dr, Old Hunters Point Pike, Jennings View Dr, Anderson Ave, Stonefield Dr, Geri's Way, Bluebird Rd, Hickory Cir, Cooks Rd | $814 |
| Bugler Rd, Kelsie Dr, Alsup Rd, W Spring St, Mires Rd, Old Horn Springs Rd, Bay Ct, Saddleview, Coles Ferry Pike, Barnes Dr | $863 |
Lebanon, TN Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lebanon | $123 to $126 |
| Wilson County | $125 |
| Rural Hill | $127 |
| Green Hill | $124 |
Lebanon, TN Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Wilson County, Tennessee | $125 | $167 | $251 |
| Mount Juliet city, Tennessee | $125 | $167 | $251 |
| Rural Hill CDP, Tennessee | $128 | $170 | $255 |
Lebanon, TN Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lebanon, TN | 5.3% | 17.5% |
| Wilson County | 4.84% | 17.68% |
| Mount Juliet | 4.78% | 17.75% |
| Rural Hill | 4.01% | 18.3% |
Lebanon Renters Insurance as a Percentage of Rent
| Lebanon Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 141 | 3.0% | $343 |
| $200 to $299 | 256 | 6.0% | $793 |
| $300 to $499 | 404 | 10.0% | $1243 |
| $500 to $749 | 1,099 | 27.0% | $1918 |
| $750 to $999 | 1,243 | 31.0% | $2668 |
| $1,000 to $1,499 | 765 | 19.0% | $3793 |
| $1,500 or more | 93 | 2.0% | $5443 |
Lebanon, TN Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $4,500 |
| Yearly Lebanon Homeowner Insurance Premium Example | $2,200 | $1,400 |
| Out of Pocket Expense During Claim | $500 | $4,500 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $13,700 | $12,900 |
| Net Savings to Lebanon Home Owner from High Deductible Plan | $800 | |
Lebanon, TN Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Lebanon, TN Home Replacement Value MORE than Home Value | Lebanon, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $218,500 | $159,500 |
| Insurance Premium based on Replacement Value | $1,275 | $925 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $30,500 | Risk Exposure from Under Insuring Coverage is $28,500 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $175/year |
Example Lebanon Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Chubb Group of Insurance | Liberty Mutual | Travelers |
| Monthly Premium | 59 | 84 | 114 |
| Year Built | 2001 | 2014 | 1975 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $175000-$200000 | $350000-$400000 | $300000-$350000 |
| Deductible | $2500-$5000 Deductible | > $10,000 Deductible | $1000-$2500 Deductible |
Sample Home Insurance Rates for Lebanon, TN from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1981 | 400,000 | Tile Roof | 3,630 | 5 | $5000 to $10,000 Deductible | 460 | 4 | Fiber-Cement Siding | No |
| 2006 | 190,000 | Metal Roof | 2,080 | 3 | $1000-$2500 Deductible | 480 | 8 | Vinyl siding | yes |
| 1990 | 375,000 | Membrane Roof | 4,090 | 5 | > $10,000 Deductible | 630 | 6 | Brick siding | No |
| 1990 | 315,000 | Wood Shake Roof | 2,960 | 4 | $500- $1000 Deductible | 360 | 3 | Stone Siding | yes |
| 2014 | 430,000 | Composition Roof | 4,320 | 5 | $500- $1000 Deductible | 1630 | 12 | Fiber-Cement Siding | yes |
| 2012 | 280,000 | Slate Shingles Roof | 3,400 | 4 | $5000 to $10,000 Deductible | 320 | 5 | Vinyl siding | yes |
| 1975 | 300,000 | Wood Shake Roof | 3,380 | 4 | > $10,000 Deductible | 540 | 7 | Stone Siding | yes |
| 2007 | 460,000 | Metal Roof | 4,800 | 5 | $500- $1000 Deductible | 440 | 3 | Fiber-Cement Siding | yes |
| 2010 | 270,000 | Slate Shingles Roof | 2,970 | 4 | $1000-$2500 Deductible | 90 | 1 | Brick siding | yes |
| 1983 | 150,000 | Shingles Roof | 1,270 | 3 | $2500-$5000 Deductible | 400 | 9 | Stone Siding | yes |
| 1973 | 265,000 | Wood Shake Roof | 2,270 | 5 | $2500-$5000 Deductible | 860 | 10 | Vinyl siding | No |
| 1962 | 130,000 | Tile Roof | 1,410 | 3 | $500- $1000 Deductible | 460 | 10 | Brick siding | No |
| 1978 | 135,000 | Asphalt Shingles Roof | 1,690 | 3 | $500 Deductible | 820 | 12 | Wood siding | No |
| 2009 | 200,000 | Membrane Roof | 2,110 | 3 | $2500-$5000 Deductible | 850 | 12 | Stucco siding | No |
| 1993 | 195,000 | Metal Roof | 2,140 | 4 | $2500-$5000 Deductible | 610 | 8 | Vinyl siding | yes |
| 2013 | 295,000 | Asphalt Shingles Roof | 2,710 | 4 | $5000 to $10,000 Deductible | 1160 | 12 | Stucco siding | yes |
| 1994 | 325,000 | Wood Shake Roof | 3,970 | 5 | $1000-$2500 Deductible | 110 | 1 | Brick siding | yes |
| 2011 | 255,000 | Metal Roof | 3,080 | 4 | $1000-$2500 Deductible | 850 | 9 | Wood siding | yes |
| 2011 | 270,000 | Asphalt Shingles Roof | 3,170 | 5 | $2500-$5000 Deductible | 860 | 9 | Vinyl siding | No |
| 1991 | 180,000 | Composition Roof | 1,720 | 4 | $500 Deductible | 720 | 7 | Fiber-Cement Siding | yes |
| 2011 | 270,000 | Tile Roof | 2,760 | 5 | $1000-$2500 Deductible | 660 | 7 | Fiber-Cement Siding | yes |
| 2012 | 250,000 | Wood Shake Roof | 2,190 | 3 | > $10,000 Deductible | 110 | 2 | Wood siding | yes |
| 1961 | 185,000 | Metal Roof | 2,250 | 4 | $500 Deductible | 160 | 3 | Stone Siding | yes |