Lebanon Insurance Rates:

Lebanon, TN homeowners insurance is roughly $700 to $952, about $58-$79/month. Our comprehensive analysis indicates shoppers can save upto $330 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Lebanon, TN: Customer-Reviewed Options


Top Home Insurance Agents Near Lebanon, TN

Home Insurance Company Near Lebanon, TN Homeowners Insurance Agency Near Lebanon, TN Address
Travelers Burgett Ross & Associates Inc 305 DONELSON PIKE, NASHVILLE, TN, 37214
State Farm Gina Gwynne 493 Old Hickory Blvd Ste 105, Brentwood, TN, 37027-4456
Farmers L Elizabeth Allen 4811 Lebanon Pike Ste 101, Hermitage, TN, 37076
Allstate Marc Moore 6901 Lenox Village Dr Unit 105, Nashville, TN, 37211

 

Lebanon, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wilson County, Tennessee $125 $167 $251
Mount Juliet city, Tennessee $125 $167 $251
Rural Hill CDP, Tennessee $128 $170 $255

 


Lebanon, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lebanon, TN5.3%17.5%
Wilson County4.84%17.68%
Mount Juliet4.78%17.75%
Rural Hill4.01%18.3%

Lebanon Renters Insurance as a Percentage of Rent

Lebanon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 141 3.0% $343
$200 to $299 256 6.0% $793
$300 to $499 404 10.0% $1243
$500 to $749 1,099 27.0% $1918
$750 to $999 1,243 31.0% $2668
$1,000 to $1,499 765 19.0% $3793
$1,500 or more 93 2.0% $5443

Cost Of Homeowners Insurance By Street Near Lebanon, TN

Streets in Lebanon Area Homeowners Insurance Cost
Franklin Rd, Odum Ln, Armstrong Pl, Bass Ln, Orian Ln, Winston Ave, Plantation Blvd, Boulder Creek Ct, Summerfield Dr, Park Glen Dr$850
Inman Court West Stub, Clemmons Ln, Jewel Pl, Pointview Cir, Simmons Bluff Rd, Benders Ferry Rd, Centerville Rd, Cook Dr, Bailey Rd, Shady Valley Dr$854
Blair Rd, Franklin Rd, Muscogee Way, Shenandoah Trl, Parrish Wood, Hunters Ln, Safari Camp Rd, Payton Farms Ln, Kristopher Dr, Stonebrook Dr$849
Sanders Ave, Dawn Pl, NE Watson Rd, Amber Dr, Gilmore Hill Rd, Tall Oak Trl, Mann Rd, N Posey Hill Rd, Yeager Pl, Appomattox Dr$854
Bates Rd, Donnell Ct, Melanie Dr, Belcher Dr, Gwynn Rd, E Lester Ave, Wesley Way, Jarrell Rd, Port William, Pinhook Rd$853
Green Forest Ct, Chaparral Dr, Chicken Rd, Glover St, Corinth Rd, Woodmont Ave, Seven Springs Ct, Murray Ct, Oak Hill Dr, Ingram Ct$863
Piedmont Dr, Mill Rd, Carter Grove Ct, Academy Rd, Edwards Ave, Melrose St, Bobo Rd, Inman St, Holloway Rd, Valleyview Cir$800
Benton Hill, Athens Rd, W High St, E Blairmont Dr, Callis Rd, Brown Rd, Old Towne Dr, E Richmond Shop Rd, Trice Pl, Dakota Dr$843
Stewarts Ferry Pike, Bel Air Dr, Old Hunters Point Pike, Jennings View Dr, Anderson Ave, Stonefield Dr, Geri's Way, Bluebird Rd, Hickory Cir, Cooks Rd$814
Bugler Rd, Kelsie Dr, Alsup Rd, W Spring St, Mires Rd, Old Horn Springs Rd, Bay Ct, Saddleview, Coles Ferry Pike, Barnes Dr$863

Lebanon, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lebanon$123 to $126
Wilson County$125
Rural Hill$127
Green Hill$124

Lebanon, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$4,500
Yearly Lebanon Homeowner Insurance Premium Example $2,200$1,400
Out of Pocket Expense During Claim$500$4,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $13,700$12,900
Net Savings to Lebanon Home Owner from High Deductible Plan $800

 


Lebanon, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lebanon, TN Home Replacement Value MORE than Home Value Lebanon, TN Home Replacement Value LESS than Home Value
Replacement Value $218,500 $159,500
Insurance Premium based on Replacement Value $1,275 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,500 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $175/year

 


Example Lebanon Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualTravelers
Monthly Premium 5984114
Year Built 200120141975
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$350000-$400000$300000-$350000
Deductible $2500-$5000 Deductible> $10,000 Deductible$1000-$2500 Deductible