Lebanon, CT homeowners insurance is nearly $729 to $997, about $60-$83/month. Our exhaustive research reveals consumers can save as much as $345 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lebanon, CT | Homeowners Insurance Agency Near Lebanon, CT | Address |
|---|---|---|
| Liberty Mutual | John Palmieri Jr. Lutcf | 108 Leigus Road, Wallingford, CT, 6492 |
| Travelers | Marsh & Mclennan Agency Llc | 100 FRONT ST STE 800, WORCESTER, MA, 1608 |
| Liberty Mutual Independent | Peoples United Ins Agency Inc | 1391 Main St Fl 3, Springfield, MA, 1103 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| South Windham CDP, Connecticut | $106 | $141 | $211 |
| Franklin town, New London County, Connecticut | $108 | $143 | $215 |
| Columbia town, Tolland County, Connecticut | $108 | $144 | $216 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lebanon, CT | 3.7% | 11.1% |
| South Windham | 4.85% | 10.6% |
| Franklin | 3.93% | 11.62% |
| Columbia | 3.29% | 9.19% |
| Lebanon Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 16 | 4.0% | $786 |
| $500 to $749 | 104 | 27.0% | $1911 |
| $750 to $999 | 77 | 20.0% | $2661 |
| $1,000 to $1,499 | 180 | 46.0% | $3786 |
| $1,500 or more | 8 | 2.0% | $5436 |
| Streets in Lebanon Area | Homeowners Insurance Cost |
|---|---|
| Church Rd, Spafford Rd, 2nd St, Diane Rd, Levita Rd, Goshen Hill Rd, Village Hill Rd, Bush Rd, Bush Hill Rd, Scenic Rd | $863 |
| Lakeview Hts, Congdon Rd, Brookview Dr, Adams Heights Cir, Smith Rd, Lawrence Dr, Williams Crossing Rd, Valinsky Rd, Kahn Rd, Trumbull Hwy | $861 |
| Seabury Rd, Andrews St, Gregory Rd, W Town St, Synagogue Rd, Waterman Rd, Bogg Ln, Bartlett Rd, Exeter Rd, Chesbro Bridge Rd | $867 |
| Babcock Hill Rd, Ledge Rd, McGrath Ln, Clubhouse Rd, Old Meetinghouse Rd, Briggs Rd, Santa Anna Rd, Wildwood Dr, State Hwy 289, Manion Ln | $864 |
| Catherine St, Richard Rd, Roger Foote Rd, Norwich-Hartford Tpke, 1st St, Goshen Heights Rd, Lakeshore Dr, Carriage Dr, Reservoir Rd, Sisson Rd | $868 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lebanon | $128 to $130 |
| South Windham | $126 |
| Franklin | $129 |
| Columbia | $130 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $6,600 |
| Yearly Lebanon Homeowner Insurance Premium Example | $2,600 | $1,600 |
| Out of Pocket Expense During Claim | $600 | $6,600 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $18,800 | $17,800 |
| Net Savings to Lebanon Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Lebanon, CT Home Replacement Value MORE than Home Value | Lebanon, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $295,500 | $236,500 |
| Insurance Premium based on Replacement Value | $3,125 | $2,500 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $29,500 | Risk Exposure from Under Insuring Coverage is $29,500 |
| Premium Impact | Insurance cheaper by $300/year | Insurance costlier by $325/year |
| Insurance Company | Liberty Mutual | Amica Mutual Insurance Company | Allstate |
| Monthly Premium | 112 | 196 | 174 |
| Year Built | 1993 | 1970 | 1980 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $200000-$250000 | $200000-$250000 | $300000-$350000 |
| Deductible | > $10,000 Deductible | $1000-$2500 Deductible | > $10,000 Deductible |