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Le Roy, NY Home Values & Insurance Rates

Le Roy, NY Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 86 4.0% $123
$50,000 to $59,999 39 1.0% $259
$60,000 to $69,999 43 2.0% $324
$70,000 to $79,999 178 8.0% $377
$80,000 to $89,999 196 9.0% $424
$90,000 to $99,999 223 10.0% $477
$100,000 to $124,999 439 20.0% $548
$125,000 to $149,999 206 9.0% $690
$150,000 to $174,999 318 15.0% $814
$175,000 to $199,999 125 5.0% $944
$200,000 to $249,999 137 6.0% $1132
$300,000 to $399,999 100 4.0% $1758

Top Home Insurance Agents Near Le Roy, NY

Home Insurance Company Near Le Roy, NY Homeowners Insurance Agency Near Le Roy, NY Address
State Farm Laura Capizzi 2768 Niagara Fall Blvd, Niagara Falls, NY, 14304-4517
Travelers Stephen M Hawley & Associates Llc 50 Main St, Batavia, NY, 14020
Farmers Steven Drexler 1892 Winton Rd S Ste 140, Rochester, NY, 14618
State Farm Amy Kane 590 Pre Emption Rd, Geneva, NY, 14456-1372
Travelers Eastern Shore Associates 1109 English Rd Ste D , Rochester, NY, 14616

Estimated Home Insurance By Street Area Near Le Roy, NY

Le Roy Area Estimated House Insurance
Jefferson Ave, Gully Rd, Mullen Rd, Bernd Rd, Bartof Rd, Co Rd 25A, Co Rd 3, Tountas Ave, Royal Dr, St Marks St$590
Prole Rd Exd, Co Rd 2, Wolcott St, Co Rd 28, Ward Pl, Stanley Pl, Caswell Rd, Parmalee Rd, Garden Ln, Coward Rd$592
Trigon Park, Wilson Ave, Harris Rd, Warner Rd, Kenney Rd, Circular Hill Rd, Quinlan Rd, Craigie St, Co Rd 25, Mill St$591
Union Corners Rd, Griswold Cir, Lincoln Ave, Wescott Rd, Platt Ave, Byron Rd, Co Rd 39, Clapsaddle Rd, Lake Street Rd, Selden Rd$591
Fillmore St, Hebbard Rd, Lent Ave, George St, Maple Ave, Waterman Rd, N St Rd, Batavia Stafford Town Rd, Church Rd, Horseshoe Lake Rd$591

Savings on home insurance for senior occupied homes

PlaceSavings
Le Roy$88 to $90
Stafford$88
Linwood$89
Byron$87

Le Roy, NY Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Le Roy, NY3.4%8.2%
Stafford4.42%8.15%
Pavilion4.1%9.51%
Bergen4.11%9.18%

Le Roy Renters Insurance as a Percentage of Rent

Le Roy Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 21 2.0% $348
$200 to $299 21 2.0% $798
$300 to $499 77 10.0% $1248
$500 to $749 267 35.0% $1923
$750 to $999 303 40.0% $2673
$1,000 to $1,499 45 6.0% $3798
$1,500 or more 10 1.0% $5448

Le Roy, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$4,900
Yearly Le Roy Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,900$4,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,400$11,900
Net Savings to Le Roy Home Owner from High Deductible Plan $500

Le Roy, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Le Roy, NY Home Replacement Value MORE than Home Value Le Roy, NY Home Replacement Value LESS than Home Value
Replacement Value $141,000 $102,500
Insurance Premium based on Replacement Value $1,275 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $200/year

Example Le Roy Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 70103154
Year Built 194519871947
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$100000-$125000$300000-$350000
Deductible $2500-$5000 Deductible$500 Deductible> $10,000 Deductible

Le Roy, NY Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Stafford town, Genesee County, New York $74 $98 $147
Pavilion town, Genesee County, New York $74 $98 $147
Linwood CDP, New York $75 $99 $149

Sample Home Insurance Rates for Le Roy, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 140,000 Shingles Roof 1,660 4 $500 Deductible 1580 12 Fiber-Cement Siding No
1940 210,000 Membrane Roof 3,280 5 $500- $1000 Deductible 570 4 Fiber-Cement Siding No
1980 375,000 Metal Roof 4,060 5 > $10,000 Deductible 1960 9 Vinyl siding No
1944 225,000 Asphalt Shingles Roof 2,420 4 $500 Deductible 2420 10 Vinyl siding No
1985 125,000 Tile Roof 1,550 3 $2500-$5000 Deductible 580 8 Fiber-Cement Siding No
1982 125,000 Asphalt Shingles Roof 1,510 5 $1000-$2500 Deductible 670 8 Wood siding No
1984 180,000 Tile Roof 2,030 5 $2500-$5000 Deductible 420 3 Stone Siding yes
1980 155,000 Composition Roof 1,900 3 $2500-$5000 Deductible 850 9 Stucco siding yes
1948 125,000 Membrane Roof 1,690 3 $500- $1000 Deductible 470 6 Vinyl siding yes
1946 150,000 Tile Roof 2,360 3 $2500-$5000 Deductible 490 6 Stucco siding No
1948 80,000 Membrane Roof 1,290 3 $500 Deductible 270 4 Stone Siding yes
1986 170,000 Metal Roof 1,820 3 $500- $1000 Deductible 1190 10 Vinyl siding yes