Layton Insurance Rates:

Layton, UT homeowners insurance is about $420 to $569, about $35-$47/month. Our detailed analysis shows customers can save as much as $197 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Farmer's Insurance
They seem like a good company so far and I am glad I have gone with them. I would recommend them because they have a good name and are tied to a great brand.
Liberty Mutual
I think their offerings are pretty similar to what is offered in the marketplace. i haven't seen anything particularly innovative or interesting.
State Farm
The process of renewing policies is super easy. our local agent works with us to see what bundles and/or discounts work for us. i do wish there were more discounts, but they try their best.
Metlife
When you have a claim, they act rude and really don't want to pay out anything, you have to repeatedly call them.
Farm Bureau
One of the things i do not like about my insurance company is the limited amount of things that are covered.
State Farm
Again limited issues and limited communication, however, the representative that we talked to was very helpful.
Geico
I like using the company because they are reliable and you can always depend on them in time of need, however, it can be a bit slow.
Farm Bureau
I was very happy with the price and they were located in my area. I knew the agent from high school. Offer additional benefits and discounts on other services.
American Insurance
It has always been an easy and simple experience. There has not been any problem at all. They are easy to deal with.
Allstate
With mine, I have had it so long that I have complete rebuild costs no matter the home value. You cannot get these policies anymore
Geico
I would recommend it based on the level of customer service, which is prompt and professional, and the coverage and offerings which are good for the amount of money you pay.
Metlife
I will recommend as they have best service, fast customer service and best insurance policy
State Farm
Well the company I have does offer discounts if you have more than one product line with them for example auto and home insurance. Not all companies offer that discount.
Progressive
I would 100% recommend Progressive.They truly work for you and will do anything to make sure your needs are met. They are fast, helpful and reliable in any situation.

Layton, UT Homeowners Insurance By Home Value

Layton, UT Home Value Total Homes % of Total Average Layton, UT Homeowners Insurance
Less than $50,000 1,066 7.0% $59
$100,000 to $124,999 629 4.0% $261
$125,000 to $149,999 1,428 9.0% $326
$150,000 to $174,999 2,140 14.0% $385
$175,000 to $199,999 2,121 13.0% $444
$200,000 to $249,999 3,497 23.0% $538
$250,000 to $299,999 2,069 13.0% $657
$300,000 to $399,999 1,931 12.0% $834

Top Home Insurance Agents Near Layton, UT

Home Insurance Company Near Layton, UT Homeowners Insurance Agency Near Layton, UT Address
NA Archibald Insurance Agency 3761 S. 700 E. Ste 100 , Salt Lake City, UT, 84106
State Farm Ben Armstrong 7555 S Center View Ct Ste 204, West Jordan, UT, 84084-1971
Travelers Isu Ins Services - The Pinnacle Agency 5005 S 900 E STE 150, SALT LAKE CITY, UT, 84117
State Farm Matt Howard 420 N Redwood Rd Unit C, N Salt Lake, UT, 84054-2810
Farmers Michael Brown 177 E Fort Union Blvd, Midvale, UT, 84047

Layton, UT Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Layton, UT

Streets in Layton Area Homeowners Insurance Cost
E Deere View Dr N, 1175, W 1050 S, E 2300 N, W 2800 S, S 950 W, S Lake Ridge Dr, E Wyndom Way N, E 320 S, S 2600 E$501
Rosewood Ln, Kerrybrook Dr, S Burton Ln, 1150 W, E Cherry Ln, S Canyon Meadows Dr E, 700, Ridge Rd, W Lake Ridge Dr, Talbot Dr$494
Deer View Cir, 500 East St, E 1225 N, N Daniel Dr E, Oakmont Ln, S Heritage Ln W, Church St, E 2150 N, S 775 E, E Lindsay St$520
Shoreline Cir, E Green Rd, W 1960 N, W Chester Ln N, 1300 N, S 325 W, N 2050 E, Threshing Way Ct, 435, S Kerrybrook Dr$525
N 1675 E, S 1175 W, Cherry Meadows Ln, 2850 N, S 1900 W, E Oak Ln, E 370 S, E 3150 N, S 1125 W, Sunset Pointe Cir$500
225 E, S 1130 W, Alanwood Rd, Summer Wood Ct, E 1700 N, N 2185 E, S 1900 E, 1750 E, W 575 N, 1930 N$491
1320 W, S Mica Ln, E 1925 S, E 7600 S, N Cross St, Dale Cir, S Jay St W, S 3385 W, 2200 South St, N Vista View Dr W$526
N 2475 W, N 2240 E, Country Creek Dr, 3025 N, N 1550 W, N Devon Dr, S Westside Dr, N 1575 W, Phillips St, N Flint St$524
Fairfield Rd, Dixie Ave, Francis Ave, 2200 N, Amethyst St, Westside Dr, N Reid Dr, N Easy St, Knowlton St, 900 E$480
E 1770 N, W 1525 N, S 1600 E, N 1845 E, Mala Dr, S Mahogany Dr, E Kay Dr S, W 850 N, Wasatch Way, Pinon St$507

Layton, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Layton$73 to $76
Clearfield$72
Kaysville$76
South Weber$75

Layton, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Clearfield city, Utah $60 $80 $120
Kaysville city, Utah $64 $85 $127
South Weber city, Utah $63 $84 $126

Layton, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Layton, UT2.8%10.7%
Clearfield3.23%13.2%
Kaysville2.4%11.11%
South Weber2.61%11.95%

Layton Renters Insurance as a Percentage of Rent

Layton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 109 2.0% $336
$300 to $499 359 6.0% $1236
$500 to $749 1,257 24.0% $1911
$750 to $999 2,055 39.0% $2661
$1,000 to $1,499 1,053 20.0% $3786
$1,500 or more 310 5.0% $5436

Layton, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Layton Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,100$8,300
Net Savings to Layton Home Owner from High Deductible Plan $800

Layton, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Layton, UT Home Replacement Value MORE than Home Value Layton, UT Home Replacement Value LESS than Home Value
Replacement Value $303,000 $235,000
Insurance Premium based on Replacement Value $1,100 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,000 Risk Exposure from Under Insuring Coverage is $30,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Layton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersState FarmAmerican Family Insurance
Monthly Premium 5094135
Year Built 199120032012
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$300000-$350000$400000-$500000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Layton, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 335,000 Metal Roof 3,640 5 $5000 to $10,000 Deductible 40 1 Wood siding yes
1990 360,000 Composition Roof 3,330 4 $5000 to $10,000 Deductible 310 5 Stone Siding No
2013 135,000 Tile Roof 1,270 3 $2500-$5000 Deductible 200 8 Stucco siding No
1987 225,000 Wood Shake Roof 1,730 3 $500- $1000 Deductible 610 8 Stone Siding No
2012 405,000 Asphalt Shingles Roof 2,950 4 > $10,000 Deductible 500 8 Stucco siding No
1992 235,000 Membrane Roof 1,970 3 > $10,000 Deductible 30 1 Wood siding No
2002 370,000 Asphalt Shingles Roof 3,320 5 $1000-$2500 Deductible 220 4 Vinyl siding yes
2012 470,000 Metal Roof 4,290 5 $5000 to $10,000 Deductible 460 5 Stucco siding yes
2011 250,000 Wood Shake Roof 1,960 4 $2500-$5000 Deductible 270 6 Stucco siding yes
1994 335,000 Composition Roof 3,120 4 $2500-$5000 Deductible 720 10 Stone Siding No
2001 220,000 Shingles Roof 1,620 4 $5000 to $10,000 Deductible 220 5 Fiber-Cement Siding No
2004 265,000 Composition Roof 2,190 3 $1000-$2500 Deductible 390 10 Stucco siding No
2007 220,000 Tile Roof 1,720 5 > $10,000 Deductible 160 5 Wood siding No
2010 230,000 Membrane Roof 2,410 5 > $10,000 Deductible 90 3 Vinyl siding No
2005 160,000 Tile Roof 1,470 3 $2500-$5000 Deductible 90 3 Vinyl siding No
1989 275,000 Metal Roof 2,030 4 $1000-$2500 Deductible 280 7 Stucco siding yes
1999 450,000 Slate Shingles Roof 3,680 5 $500- $1000 Deductible 560 6 Stucco siding yes
2013 240,000 Membrane Roof 2,050 4 > $10,000 Deductible 40 1 Stucco siding yes
2008 240,000 Slate Shingles Roof 2,220 3 $5000 to $10,000 Deductible 290 7 Brick siding No
2012 375,000 Shingles Roof 2,780 4 > $10,000 Deductible 70 2 Brick siding yes
1993 305,000 Metal Roof 2,740 4 $5000 to $10,000 Deductible 60 1 Vinyl siding yes
1995 225,000 Membrane Roof 1,740 3 $500 Deductible 90 2 Vinyl siding No
1984 185,000 Metal Roof 1,820 4 $500- $1000 Deductible 310 10 Stone Siding yes
1996 240,000 Slate Shingles Roof 2,110 3 $1000-$2500 Deductible 370 8 Stone Siding yes
1998 485,000 Composition Roof 3,700 5 $500- $1000 Deductible 1290 10 Wood siding No
2013 225,000 Shingles Roof 2,080 4 $2500-$5000 Deductible 220 6 Wood siding yes
1989 295,000 Shingles Roof 2,320 3 $500- $1000 Deductible 150 3 Vinyl siding yes
1997 235,000 Shingles Roof 2,310 4 $500- $1000 Deductible 320 9 Brick siding No
2004 245,000 Wood Shake Roof 1,870 4 $1000-$2500 Deductible 50 1 Vinyl siding No
1996 210,000 Metal Roof 1,610 4 $500 Deductible 90 2 Vinyl siding No
2013 200,000 Asphalt Shingles Roof 1,570 3 $5000 to $10,000 Deductible 350 12 Wood siding No
2000 335,000 Shingles Roof 2,680 4 > $10,000 Deductible 390 9 Stucco siding yes
2012 370,000 Slate Shingles Roof 3,020 4 $2500-$5000 Deductible 840 10 Brick siding yes
2012 195,000 Asphalt Shingles Roof 2,000 4 $500 Deductible 260 4 Vinyl siding No

How To Make Your Layton, UT Home Insurnace Cheaper