Layton, UT homeowners insurance is about $420 to $569, about $35-$47/month. Our detailed analysis shows customers can save as much as $197 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Layton, UT | Homeowners Insurance Agency Near Layton, UT | Address |
|---|---|---|
| State Farm | Ben Armstrong | 7555 S Center View Ct Ste 204, West Jordan, UT, 84084-1971 |
| Travelers | Isu Ins Services - The Pinnacle Agency | 5005 S 900 E STE 150, SALT LAKE CITY, UT, 84117 |
| State Farm | Matt Howard | 420 N Redwood Rd Unit C, N Salt Lake, UT, 84054-2810 |
| Farmers | Michael Brown | 177 E Fort Union Blvd, Midvale, UT, 84047 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Clearfield city, Utah | $60 | $80 | $120 |
| Kaysville city, Utah | $64 | $85 | $127 |
| South Weber city, Utah | $63 | $84 | $126 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Layton, UT | 2.8% | 10.7% |
| Clearfield | 3.23% | 13.2% |
| Kaysville | 2.4% | 11.11% |
| South Weber | 2.61% | 11.95% |
| Layton Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 109 | 2.0% | $336 |
| $300 to $499 | 359 | 6.0% | $1236 |
| $500 to $749 | 1,257 | 24.0% | $1911 |
| $750 to $999 | 2,055 | 39.0% | $2661 |
| $1,000 to $1,499 | 1,053 | 20.0% | $3786 |
| $1,500 or more | 310 | 5.0% | $5436 |
| Streets in Layton Area | Homeowners Insurance Cost |
|---|---|
| E Deere View Dr N, 1175, W 1050 S, E 2300 N, W 2800 S, S 950 W, S Lake Ridge Dr, E Wyndom Way N, E 320 S, S 2600 E | $501 |
| Rosewood Ln, Kerrybrook Dr, S Burton Ln, 1150 W, E Cherry Ln, S Canyon Meadows Dr E, 700, Ridge Rd, W Lake Ridge Dr, Talbot Dr | $494 |
| Deer View Cir, 500 East St, E 1225 N, N Daniel Dr E, Oakmont Ln, S Heritage Ln W, Church St, E 2150 N, S 775 E, E Lindsay St | $520 |
| Shoreline Cir, E Green Rd, W 1960 N, W Chester Ln N, 1300 N, S 325 W, N 2050 E, Threshing Way Ct, 435, S Kerrybrook Dr | $525 |
| N 1675 E, S 1175 W, Cherry Meadows Ln, 2850 N, S 1900 W, E Oak Ln, E 370 S, E 3150 N, S 1125 W, Sunset Pointe Cir | $500 |
| 225 E, S 1130 W, Alanwood Rd, Summer Wood Ct, E 1700 N, N 2185 E, S 1900 E, 1750 E, W 575 N, 1930 N | $491 |
| 1320 W, S Mica Ln, E 1925 S, E 7600 S, N Cross St, Dale Cir, S Jay St W, S 3385 W, 2200 South St, N Vista View Dr W | $526 |
| N 2475 W, N 2240 E, Country Creek Dr, 3025 N, N 1550 W, N Devon Dr, S Westside Dr, N 1575 W, Phillips St, N Flint St | $524 |
| Fairfield Rd, Dixie Ave, Francis Ave, 2200 N, Amethyst St, Westside Dr, N Reid Dr, N Easy St, Knowlton St, 900 E | $480 |
| E 1770 N, W 1525 N, S 1600 E, N 1845 E, Mala Dr, S Mahogany Dr, E Kay Dr S, W 850 N, Wasatch Way, Pinon St | $507 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Layton | $73 to $76 |
| Clearfield | $72 |
| Kaysville | $76 |
| South Weber | $75 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $2,700 |
| Yearly Layton Homeowner Insurance Premium Example | $1,200 | $800 |
| Out of Pocket Expense During Claim | $700 | $2,700 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $9,100 | $8,300 |
| Net Savings to Layton Home Owner from High Deductible Plan | $800 | |
| Scenario | Layton, UT Home Replacement Value MORE than Home Value | Layton, UT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $303,000 | $235,000 |
| Insurance Premium based on Replacement Value | $1,100 | $850 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $38,000 | Risk Exposure from Under Insuring Coverage is $30,000 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $125/year |
| Insurance Company | Travelers | State Farm | American Family Insurance |
| Monthly Premium | 50 | 94 | 135 |
| Year Built | 1991 | 2003 | 2012 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $200000-$250000 | $300000-$350000 | $400000-$500000 |
| Deductible | $1000-$2500 Deductible | $500 Deductible | $500 Deductible |