Lawton, OK homeowners insurance is about $1,231 to $1,671, about $102-$139/month. Our complete guide indicates shoppers can save as much as $580 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lawton, OK | Homeowners Insurance Agency Near Lawton, OK | Address |
|---|---|---|
| Travelers | Insurance One Agcy Inc | 1214 N HWY 81 STE 106, DUNCAN, OK, 73533 |
| Farmers | Jason Copass | 2603 NW Cache Rd Ste 3, Lawton, OK, 73505 |
| Farmers | Larry Holcomb | 707 NW Sheridan Rd, Lawton, OK, 73505 |
| State Farm | Coleman Sanger | 6202 NW Oak Ave, Lawton, OK, 73505-4323 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Comanche County, Oklahoma | $218 | $291 | $437 |
| Fort Sill CCD, Comanche County, Oklahoma | $241 | $321 | $482 |
| Medicine Park town, Oklahoma | $215 | $287 | $431 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lawton, OK | 11.4% | 32.8% |
| Comanche County | 10.96% | 33.26% |
| Medicine Park | 14.39% | 35.17% |
| Geronimo | 11.59% | 32.87% |
| Lawton Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 512 | 3.0% | $829 |
| $300 to $499 | 2,012 | 12.0% | $1279 |
| $500 to $749 | 5,651 | 35.0% | $1954 |
| $750 to $999 | 4,615 | 28.0% | $2704 |
| $1,000 to $1,499 | 2,724 | 17.0% | $3829 |
| $1,500 or more | 310 | 1.0% | $5479 |
| Streets in Lawton Area | Homeowners Insurance Cost |
|---|---|
| SW Ashbrook Ave, SW 47th St, NW Cherry Ave, SW 15th St, SW Summit Ave, NE Turtle Creek Dr, SW Co Hwy 115, SE 75th St, Chocktaw, Rumple Rd | $1,492 |
| NW Wolf Creek Blvd, NW Crestwood Dr, NW Stonegate Pl, SW 29th St, NE Garden Ln, SW 43th St, SW Texas Ave, NE 29th St, NW Grensted Ln, SW 8th St | $1,501 |
| NW Ozmun Ave, NW Robinhood Dr, SE 7th St, New Hope Rd, NW 3rd St, Havenshire Cir, Hethering Loop, NW Lake Ave, SW K St, NW Echo Rd | $1,489 |
| SW 12th St, SW Georgia Ave, Lester Rd, Kaiser Rd, Terry Bell Farms Rd, SE 40th St, NE Bell Dr, SW Logue Chapel Rd, NW 72nd St, SE Sullivans Dr | $1,509 |
| SW Red Elk Rd, SE Logue Chapel Rd, NW Hoover Ave, NW Maple Ave, McGlachlin Ave, SW Pecan Meadow Dr, SE A Ave, SW 177th St, Cheynne, NW 52nd St | $1,497 |
| SW 1st St, NE Heritage Creek Dr, Lawson Rd, SW Texas Ave, NW 55th St, NW Dogwood Ln, I- 44, Zelpha St, NW Cherry Ave, Randolph Rd | $1,491 |
| SW Beta Ave, Rothwell St, SW Dove Creek Blvd, NW Black Mesa Dr, NE 31st St, SW Boatsman Dr, NW Tonbridge Pl, NW Laird Ave, SE Washington Ave, NW Victory Blvd | $1,441 |
| NW Hoover Ave, NW 79th St, SW Abilene Dr, SW Pamela Ln, SW 62nd St, I- 44, SE Larrance St, SW Westchester Cir, NW 22nd St, NE Arlington Ave | $1,473 |
| NE 25th St, SW 37th St, James Rd, NE Wisteria, 112th St, NW Santa Fe Ave, NE Rogers Ln, Fowler Rd, SW 5th St, NW Andrews Ave | $1,491 |
| 5th St, SW 4th St, SE Indiana Ave, SW Delta Ave, SW 82nd Rd, NW Baldwin Ave, NW Eisenhower Dr, NW 21st St, NW 44th St, E1770 Rd | $1,509 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lawton | $217 to $220 |
| Comanche County | $218 |
| Fort Sill | $241 |
| Medicine Park | $215 |
| Home value ($) | Construction type | Company | premium ($) |
|---|---|---|---|
| 50,000 to 70000 | Masonry | Allstate Prop & Cas Ins Co | 1,845 |
| 70,000 to 100000 | FRAME | Hanover Inusurance Co. | 2,354 |
| 70,000 to 100000 | Frame | Metropolitan Property & Casualty Ins. Co. | 2,625 |
| 50,000 to 70000 | Frame | North Star Mutual Insurance Co. | 1,576 |
| 50,000 to 70000 | FRAME | Shelter Mutual Insurance Co. | 1,439 |
| 50,000 to 70000 | Masonry | State Farm Fire & Casualty Company | 2,609 |
| 50,000 to 70000 | Frame | Usaa Casualty Insurance Co. | 1,113 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $7,500 |
| Yearly Lawton Homeowner Insurance Premium Example | $5,600 | $4,200 |
| Out of Pocket Expense During Claim | $500 | $7,500 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $34,100 | $32,700 |
| Net Savings to Lawton Home Owner from High Deductible Plan | $1,400 | |
| Scenario | Lawton, OK Home Replacement Value MORE than Home Value | Lawton, OK Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $190,000 | $114,000 |
| Insurance Premium based on Replacement Value | $7,100 | $4,275 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $44,500 | Risk Exposure from Under Insuring Coverage is $31,500 |
| Premium Impact | Insurance cheaper by $1,175/year | Insurance costlier by $1,650/year |
| Insurance Company | Chubb Group of Insurance | GEICO Insurance | State Farm |
| Monthly Premium | 277 | 251 | 941 |
| Year Built | 1969 | 2014 | 1979 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $75000-$100000 | $75000-$100000 | $300000-$350000 |
| Deductible | $500 Deductible | $500- $1000 Deductible | $500- $1000 Deductible |