Lawton Insurance Rates:

Lawton, OK homeowners insurance is about $1,231 to $1,671, about $102-$139/month. Our complete guide indicates shoppers can save as much as $580 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The one time that i had to file a claim for damage done by my neighbor's tree, everyone was so nice to me and was able to walk me through the process with ease.
Allstate
Allstate insurance does have a few drawbacks. i have not received bills on time and this causes concerns about coverage.
State Farm
The staff at our local agent office is very friendly. i like being able to call my local office and speak to someone who also lives in the same community as my family.

Lawton, OK Homeowners Insurance By Home Value

Lawton, OK Home Value Total Homes % of Total Average Lawton, OK Homeowners Insurance
Less than $50,000 2,177 12.0% $333
$50,000 to $59,999 759 4.0% $710
$60,000 to $69,999 932 5.0% $885
$70,000 to $79,999 1,224 7.0% $1030
$80,000 to $89,999 1,735 9.0% $1160
$90,000 to $99,999 1,408 8.0% $1305
$100,000 to $124,999 2,801 16.0% $1509
$125,000 to $149,999 2,277 13.0% $1886
$150,000 to $174,999 1,306 7.0% $2234
$175,000 to $199,999 958 5.0% $2582
$200,000 to $249,999 1,043 6.0% $3105
$250,000 to $299,999 382 2.0% $3787
$300,000 to $399,999 370 2.0% $4817

Top Home Insurance Agents Near Lawton, OK

Home Insurance Company Near Lawton, OK Homeowners Insurance Agency Near Lawton, OK Address
NA Parrish Insurance Agcy Inc 117 N Broadway, Walters, OK, 73572
State Farm Coleman Sanger 6202 NW Oak Ave, Lawton, OK, 73505-4323
Travelers Insurance One Agcy Inc 1214 N HWY 81 STE 106, DUNCAN, OK, 73533
Farmers Jason Copass 2603 NW Cache Rd Ste 3, Lawton, OK, 73505
Farmers Larry Holcomb 707 NW Sheridan Rd, Lawton, OK, 73505

Cost Of Homeowners Insurance By Street Near Lawton, OK

Streets in Lawton Area Homeowners Insurance Cost
SW Ashbrook Ave, SW 47th St, NW Cherry Ave, SW 15th St, SW Summit Ave, NE Turtle Creek Dr, SW Co Hwy 115, SE 75th St, Chocktaw, Rumple Rd$1,492
NW Wolf Creek Blvd, NW Crestwood Dr, NW Stonegate Pl, SW 29th St, NE Garden Ln, SW 43th St, SW Texas Ave, NE 29th St, NW Grensted Ln, SW 8th St$1,501
NW Ozmun Ave, NW Robinhood Dr, SE 7th St, New Hope Rd, NW 3rd St, Havenshire Cir, Hethering Loop, NW Lake Ave, SW K St, NW Echo Rd$1,489
SW 12th St, SW Georgia Ave, Lester Rd, Kaiser Rd, Terry Bell Farms Rd, SE 40th St, NE Bell Dr, SW Logue Chapel Rd, NW 72nd St, SE Sullivans Dr$1,509
SW Red Elk Rd, SE Logue Chapel Rd, NW Hoover Ave, NW Maple Ave, McGlachlin Ave, SW Pecan Meadow Dr, SE A Ave, SW 177th St, Cheynne, NW 52nd St$1,497
SW 1st St, NE Heritage Creek Dr, Lawson Rd, SW Texas Ave, NW 55th St, NW Dogwood Ln, I- 44, Zelpha St, NW Cherry Ave, Randolph Rd$1,491
SW Beta Ave, Rothwell St, SW Dove Creek Blvd, NW Black Mesa Dr, NE 31st St, SW Boatsman Dr, NW Tonbridge Pl, NW Laird Ave, SE Washington Ave, NW Victory Blvd$1,441
NW Hoover Ave, NW 79th St, SW Abilene Dr, SW Pamela Ln, SW 62nd St, I- 44, SE Larrance St, SW Westchester Cir, NW 22nd St, NE Arlington Ave$1,473
NE 25th St, SW 37th St, James Rd, NE Wisteria, 112th St, NW Santa Fe Ave, NE Rogers Ln, Fowler Rd, SW 5th St, NW Andrews Ave$1,491
5th St, SW 4th St, SE Indiana Ave, SW Delta Ave, SW 82nd Rd, NW Baldwin Ave, NW Eisenhower Dr, NW 21st St, NW 44th St, E1770 Rd$1,509

Lawton, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lawton$217 to $220
Comanche County$218
Fort Sill$241
Medicine Park$215

Lawton, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Comanche County, Oklahoma $218 $291 $437
Fort Sill CCD, Comanche County, Oklahoma $241 $321 $482
Medicine Park town, Oklahoma $215 $287 $431

Lawton, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lawton, OK11.4%32.8%
Comanche County10.96%33.26%
Medicine Park14.39%35.17%
Geronimo11.59%32.87%

Lawton Renters Insurance as a Percentage of Rent

Lawton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 512 3.0% $829
$300 to $499 2,012 12.0% $1279
$500 to $749 5,651 35.0% $1954
$750 to $999 4,615 28.0% $2704
$1,000 to $1,499 2,724 17.0% $3829
$1,500 or more 310 1.0% $5479

Average Cost Of Home Insurance By Company In Areas Nearby Lawton For Different Scenarios

Home value ($) Construction type Company premium ($)
50,000 to 70000 Masonry Allstate Prop & Cas Ins Co 1,845
70,000 to 100000 FRAME Hanover Inusurance Co. 2,354
70,000 to 100000 Frame Metropolitan Property & Casualty Ins. Co. 2,625
50,000 to 70000 Frame North Star Mutual Insurance Co. 1,576
50,000 to 70000 FRAME Shelter Mutual Insurance Co. 1,439
50,000 to 70000 Masonry State Farm Fire & Casualty Company 2,609
50,000 to 70000 Frame Usaa Casualty Insurance Co. 1,113

Lawton, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Lawton Homeowner Insurance Premium Example $2,400$1,900
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $17,500$17,000
Net Savings to Lawton Home Owner from High Deductible Plan $500

Lawton, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lawton, OK Home Replacement Value MORE than Home Value Lawton, OK Home Replacement Value LESS than Home Value
Replacement Value $82,000 $46,000
Insurance Premium based on Replacement Value $3,225 $1,800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $650/year Insurance costlier by $775/year

Example Lawton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 434351391
Year Built 197419631999
Home Details 4 Beds, 2 Baths3 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$150000-$175000$150000-$175000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Lawton, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 265,000 Metal Roof 3,130 4 $1000-$2500 Deductible 3330 5 Vinyl siding yes
1997 125,000 Asphalt Shingles Roof 1,700 3 $2500-$5000 Deductible 1400 6 Stucco siding No
1973 120,000 Slate Shingles Roof 1,740 3 $500 Deductible 2750 8 Stone Siding No
2014 95,000 Tile Roof 1,530 3 $500 Deductible 3740 12 Vinyl siding yes
1976 235,000 Membrane Roof 2,940 5 $500 Deductible 2220 4 Brick siding yes
2012 90,000 Wood Shake Roof 1,290 2 $500 Deductible 210 1 Vinyl siding yes
1979 155,000 Tile Roof 2,010 5 $1000-$2500 Deductible 1940 5 Stone Siding yes
1984 155,000 Membrane Roof 2,030 4 $5000 to $10,000 Deductible 3250 9 Stucco siding No
2014 110,000 Asphalt Shingles Roof 1,490 2 $2500-$5000 Deductible 2220 10 Wood siding No
1997 120,000 Wood Shake Roof 2,030 3 $1000-$2500 Deductible 970 4 Stucco siding yes
1963 105,000 Tile Roof 1,360 3 $500 Deductible 1670 6 Fiber-Cement Siding No
1997 175,000 Composition Roof 2,170 3 $500- $1000 Deductible 3960 7 Fiber-Cement Siding yes
2012 225,000 Metal Roof 3,230 4 $500- $1000 Deductible 1250 2 Fiber-Cement Siding No
1955 140,000 Slate Shingles Roof 2,576 4 $500- $1000 Deductible 2770 7 Brick siding No