Lawrenceburg Insurance Rates:

Lawrenceburg, TN homeowners insurance is about $665 to $906, about $55-$75/month. Our comprehensive analysis shows customers can save as much as $314 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Lawrenceburg, TN Homeowners Insurance By Home Value

Lawrenceburg, TN Home Value Total Homes % of Total Average Lawrenceburg, TN Homeowners Insurance
Less than $50,000 452 18.0% $212
$50,000 to $59,999 153 6.0% $448
$60,000 to $69,999 217 8.0% $550
$70,000 to $79,999 186 7.0% $636
$80,000 to $89,999 218 8.0% $723
$90,000 to $99,999 265 10.0% $809
$100,000 to $124,999 272 10.0% $935
$125,000 to $149,999 209 8.0% $1171
$150,000 to $174,999 210 8.0% $1391
$175,000 to $199,999 53 2.0% $1603
$200,000 to $249,999 77 3.0% $1925
$250,000 to $299,999 70 2.0% $2358
$300,000 to $399,999 94 3.0% $2994

Top Home Insurance Agents Near Lawrenceburg, TN

Home Insurance Company Near Lawrenceburg, TN Homeowners Insurance Agency Near Lawrenceburg, TN Address
Travelers Alabama Ins Agency Inc 801 AVALON AVE STE 201, MUSCLE SHOALS, AL, 35661
Allstate Brad Tank 1785 Hwy 72 E Ste C, Athens, AL, 35611
State Farm Candi Williams 1047 Jeff Rd NW Ste 5, Huntsville, AL, 35806-4232
Liberty Mutual Independent Rogers Parker & Assoc Inc 110 W Tennessee St, FLORENCE, AL, 35630
Travelers Sam Newton Insurance Agency 11342 HWY 101, LEXINGTON, AL, 35648

Cost Of Homeowners Insurance By Street Near Lawrenceburg, TN

Streets in Lawrenceburg Area Homeowners Insurance Cost
Russell Ave, Paula Ave, Jackson Ave, Harvester Ave, Webb Rd, Meadow St, 5th Ave, Remke Ave, Brink St, Stingy Ridge Rd$786
Woodard St, Graves Dr, Co Hwy 1836, Hunter Rd, Michael Cir, Lee Rd, Groh St, Brink Ave, College St, Rayann St$794
Freedom Hill Rd, Grace Ln, Weakly Loop, Honeysuckle Dr, N Mahr Ave, May St, Pilkinton Dr, Staggs Rd, State Rte 15, Peters Rd$784
Co Hwy 932, Griffin Rd, James Rd, Freemon St, Gum Springs Rd, Eagle Factory Rd, Price Jenkins Rd, Cardinal Pl, Sanders Dr, Westwood Ln$786
Miller Ln, 2nd Ave, Business Ave, Gordon, Tripp Rd, Watson Ln, Perry St, Mildred St, Ridge Ln, Morningside Dr$795

Lawrenceburg, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lawrenceburg$117 to $120
Lawrence County$118
Ethridge$115
Summertown$119

Lawrenceburg, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lawrence County, Tennessee $99 $131 $197
Ethridge town, Tennessee $96 $128 $192
Summertown CDP, Tennessee $100 $133 $199

Lawrenceburg, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lawrenceburg, TN7.1%20.3%
Lawrence County6.92%19.9%
Ethridge5.94%23.8%
Summertown7.59%23.67%

Lawrenceburg Renters Insurance as a Percentage of Rent

Lawrenceburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 265 14.0% $367
$200 to $299 212 11.0% $817
$300 to $499 498 26.0% $1267
$500 to $749 615 32.0% $1942
$750 to $999 201 10.0% $2692
$1,000 to $1,499 53 2.0% $3817
$1,500 or more 44 2.0% $5467

Lawrenceburg, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Lawrenceburg Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,500$6,900
Net Savings to Lawrenceburg Home Owner from High Deductible Plan $600

Lawrenceburg, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lawrenceburg, TN Home Replacement Value MORE than Home Value Lawrenceburg, TN Home Replacement Value LESS than Home Value
Replacement Value $144,000 $80,500
Insurance Premium based on Replacement Value $600 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Lawrenceburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersErie InsuranceLiberty Mutual
Monthly Premium 343631
Year Built 196419971981
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$75000-$100000$75000-$100000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Lawrenceburg, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 90,000 Wood Shake Roof 1,420 2 $2500-$5000 Deductible 60 2 Wood siding No
1979 155,000 Wood Shake Roof 2,820 5 $500- $1000 Deductible 130 2 Stone Siding yes
1984 115,000 Composition Roof 1,770 2 $500 Deductible 410 8 Stone Siding No
1967 115,000 Membrane Roof 1,960 3 $2500-$5000 Deductible 180 5 Vinyl siding No
1977 240,000 Slate Shingles Roof 4,150 5 $1000-$2500 Deductible 770 7 Wood siding yes
1980 120,000 Metal Roof 1,700 4 $1000-$2500 Deductible 410 9 Stucco siding No
1970 120,000 Membrane Roof 2,190 3 $1000-$2500 Deductible 140 3 Stucco siding No
1977 305,000 Membrane Roof 4,970 5 $500 Deductible 1270 8 Stone Siding No
1985 180,000 Metal Roof 2,330 5 $1000-$2500 Deductible 60 1 Brick siding No
1994 145,000 Wood Shake Roof 2,210 5 $1000-$2500 Deductible 500 12 Fiber-Cement Siding yes
1967 135,000 Tile Roof 1,770 3 $500- $1000 Deductible 470 10 Brick siding No
1991 80,000 Metal Roof 1,270 3 $2500-$5000 Deductible 300 9 Stone Siding No
1965 160,000 Tile Roof 2,550 4 $5000 to $10,000 Deductible 470 9 Wood siding No