Lawrenceburg, TN homeowners insurance is about $665 to $906, about $55-$75/month. Our comprehensive analysis shows customers can save as much as $314 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lawrenceburg, TN | Homeowners Insurance Agency Near Lawrenceburg, TN | Address |
|---|---|---|
| Travelers | Alabama Ins Agency Inc | 801 AVALON AVE STE 201, MUSCLE SHOALS, AL, 35661 |
| Allstate | Brad Tank | 1785 Hwy 72 E Ste C, Athens, AL, 35611 |
| State Farm | Candi Williams | 1047 Jeff Rd NW Ste 5, Huntsville, AL, 35806-4232 |
| Liberty Mutual Independent | Rogers Parker & Assoc Inc | 110 W Tennessee St, FLORENCE, AL, 35630 |
| Travelers | Sam Newton Insurance Agency | 11342 HWY 101, LEXINGTON, AL, 35648 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Lawrence County, Tennessee | $99 | $131 | $197 |
| Ethridge town, Tennessee | $96 | $128 | $192 |
| Summertown CDP, Tennessee | $100 | $133 | $199 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lawrenceburg, TN | 7.1% | 20.3% |
| Lawrence County | 6.92% | 19.9% |
| Ethridge | 5.94% | 23.8% |
| Summertown | 7.59% | 23.67% |
| Lawrenceburg Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 265 | 14.0% | $367 |
| $200 to $299 | 212 | 11.0% | $817 |
| $300 to $499 | 498 | 26.0% | $1267 |
| $500 to $749 | 615 | 32.0% | $1942 |
| $750 to $999 | 201 | 10.0% | $2692 |
| $1,000 to $1,499 | 53 | 2.0% | $3817 |
| $1,500 or more | 44 | 2.0% | $5467 |
| Streets in Lawrenceburg Area | Homeowners Insurance Cost |
|---|---|
| Russell Ave, Paula Ave, Jackson Ave, Harvester Ave, Webb Rd, Meadow St, 5th Ave, Remke Ave, Brink St, Stingy Ridge Rd | $786 |
| Woodard St, Graves Dr, Co Hwy 1836, Hunter Rd, Michael Cir, Lee Rd, Groh St, Brink Ave, College St, Rayann St | $794 |
| Freedom Hill Rd, Grace Ln, Weakly Loop, Honeysuckle Dr, N Mahr Ave, May St, Pilkinton Dr, Staggs Rd, State Rte 15, Peters Rd | $784 |
| Co Hwy 932, Griffin Rd, James Rd, Freemon St, Gum Springs Rd, Eagle Factory Rd, Price Jenkins Rd, Cardinal Pl, Sanders Dr, Westwood Ln | $786 |
| Miller Ln, 2nd Ave, Business Ave, Gordon, Tripp Rd, Watson Ln, Perry St, Mildred St, Ridge Ln, Morningside Dr | $795 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lawrenceburg | $117 to $120 |
| Lawrence County | $118 |
| Ethridge | $115 |
| Summertown | $119 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $2,900 |
| Yearly Lawrenceburg Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $1,900 | $2,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,500 | $6,900 |
| Net Savings to Lawrenceburg Home Owner from High Deductible Plan | $600 | |
| Scenario | Lawrenceburg, TN Home Replacement Value MORE than Home Value | Lawrenceburg, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $144,000 | $80,500 |
| Insurance Premium based on Replacement Value | $600 | $350 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $31,000 | Risk Exposure from Under Insuring Coverage is $32,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $125/year |
| Insurance Company | Travelers | Erie Insurance | Liberty Mutual |
| Monthly Premium | 34 | 36 | 31 |
| Year Built | 1964 | 1997 | 1981 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $100000-$125000 | $75000-$100000 | $75000-$100000 |
| Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible |