Lawrence, IN homeowners insurance is approximately $709 to $961, about $59-$80/month. Our extensive research indicates shoppers can save as much as $334 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lawrence, IN | Homeowners Insurance Agency Near Lawrence, IN | Address |
|---|---|---|
| State Farm | Andre Brown | 507 E Lincoln Rd, Kokomo, IN, 46902-3742 |
| Travelers | Deborah Brandon Insurance Agency | 11413 OVERLOOK DR, FISHERS, IN, 46038 |
| Liberty Mutual Independent | Walker & Associates Ins Agenc | 7364 E. Washington St , Indianapolis, IN, 46219 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| McCordsville town, Indiana | $131 | $174 | $261 |
| Delaware township, Hamilton County, Indiana | $128 | $170 | $255 |
| Fishers town, Indiana | $131 | $175 | $263 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lawrence, IN | 5.5% | 15.6% |
| McCordsville | 4.49% | 14.39% |
| Delaware | 5.03% | 15.44% |
| Fishers | 4.4% | 15.24% |
| Lawrence Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 240 | 1.0% | $337 |
| $200 to $299 | 187 | 1.0% | $787 |
| $300 to $499 | 1,091 | 6.0% | $1237 |
| $500 to $749 | 6,272 | 38.0% | $1912 |
| $750 to $999 | 5,072 | 31.0% | $2662 |
| $1,000 to $1,499 | 2,708 | 16.0% | $3787 |
| $1,500 or more | 681 | 4.0% | $5437 |
| Streets in Lawrence Area | Homeowners Insurance Cost |
|---|---|
| Attleboro Ct, Meadowfield Blvd, Murphy Ct, N Ridgeview Dr, San Miguel Cir, Sparrowood Blvd, Castle Dr, Red Rock Rd, Cowan Lake Dr, Bishop Ct | $830 |
| Calais Dr, Colony Pointe Dr, White Dove Dr, Brookpath Rd, Arvada Ct, Elmonte Ct, Athens Ct, Blue Creek South Dr, Congressional Ln, Old House Rd | $786 |
| Galley Ct, Alibeck Ct, Brave Trl, Fountain Ln, Shale Ln, Laurel Oak Dr, Kingsboro Ct, Limbach Ct, Sheila Dr, E 53rd Pl | $823 |
| Metzger Ct, Trenkamp Ct, Eastwick Ln, Beechtree Ct, Oakland Hills Cir, Watertown Dr, Hickory Lake Dr, Johnson Rd, Breen Dr, Old Oakland Blvd W Dr | $888 |
| Draycott Ave, Biscayne Rd, Daniel Dr, Marmont Cir, Beaumont Rd, E 44th Pl, Aintree Ct, Boschen Loop, Twyckenham Dr, Center Run Dr | $843 |
| Long Iron Dr, Pinehurst Dr N, Sycamore Dr, Calumet Dr, Capistrano Cir, Copper Mountain Ct, Tottenham Dr, Mindy Dr, Fireside Dr, Rainbow Ln N | $973 |
| Susan Dr E, Saddle Point Dr, Wheel Estates West Dr, Tequista Cir, Clearview Ln, Caisson St, N el Dorado Pl, Highburry Dr, Aultman Ave, Castilla Dr | $851 |
| Poindexter Dr, Glen Trace Dr, Seafan Ct, Strathmore Dr, Swiftsail Ln, N Port Cir, Barbwood Ln, Leone Dr, Indian Pointe Dr, Knue Rd | $980 |
| Brendon Park Dr, Hampton Cir S, Shawnee Trail N Dr, High View Dr, Della Ct, Woods Bay Ln, Kileen Rd, Ledgestone Dr, Faris Ave, Rossi Dr | $832 |
| Richelieu Rd, Park Forest Ct, Fountain Cove Ct, Shadeland Station, Newport Way, Sedgegrass Dr, E 54th Pl, Glen Cove Ct, Golf Club Ct, Carloway Rd | $845 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lawrence | $124 to $127 |
| McCordsville | $130 |
| Delaware | $128 |
| Fishers | $131 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $3,900 |
| Yearly Lawrence Homeowner Insurance Premium Example | $1,400 | $900 |
| Out of Pocket Expense During Claim | $900 | $3,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $12,100 | $11,100 |
| Net Savings to Lawrence Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Lawrence, IN Home Replacement Value MORE than Home Value | Lawrence, IN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $224,500 | $151,000 |
| Insurance Premium based on Replacement Value | $1,025 | $700 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $42,500 | Risk Exposure from Under Insuring Coverage is $31,000 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $200/year |
| Insurance Company | Liberty Mutual | Erie Insurance | Chubb Group of Insurance |
| Monthly Premium | 62 | 67 | 64 |
| Year Built | 1991 | 1987 | 2014 |
| Home Details | 3 Beds, 2 Baths | 5 Beds, 2 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $150000-$175000 | $200000-$250000 | $125000-$150000 |
| Deductible | $500 Deductible | $5000 to $10,000 Deductible | $500 Deductible |