Lawrence Insurance Rates:

Lawrence, IN homeowners insurance is approximately $709 to $961, about $59-$80/month. Our extensive research indicates shoppers can save as much as $334 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Nationwide
I don't like the fact that i have to make multiple payments each month. individual policies- though linked- require individual payments. this often leads to confusion at my bank as the amounts are similar.
Liberty Mutual
Even if there is extensive damage to my home, my deductible is considerably lower than the full cost of hiring professionals or doing the repairs done myself.
American Family
American family made obtaining insurance during my home buying process a really smooth transaction. they gave me a couple of options for coverage between insuring for my purchase price or blanket everything for $60,000 over that for just $20 more a year.
Grange Insurance
Since I have been with this same company for quite some time, they have always been very prompt with their reactions to the claims we have made over the years. They try very hard to ensure we are satisfied with the outcome.
Aaa
Aaa has been a reliable insurance company for my home insurance. they have great customer service at my local office in truckee, ca.
Travelers
We do not have any complaints about the interactions we have with our insurance company. They are always available.
American Family
I like that company. I really like it.
Erie Insurance
I think the premium is pretty standard when I compared it to others available and I do get a discount for by doing
Metlife
The premiums are very reasonable and the fact that I can pay in 12-month installments works well for me.
American Family
It's easy to use. Everything is easy to navigate. No bells and whistles, I just want to see and pay my bill and check my coverage online. Too many tools clutter it.
State Farm
I have currently been pricing out insurance from other companies, and have found that my premiums are higher than other companies.
Auto Owners Insurance
Like I said earlier, I like that they are there when I need them. If I have a question I can call. If I need someone to get back to me, they do. I don't have to wait for days on end to get an answer. They have small offices located in our area, and the one that services the area we live in has always been very good at getting back to us when we need answers.
Geico
I really like Geico Insurance Company. They are a reliable company and seem to care. They have friendly customer service as well.
Allstate
I've already said everything I like about them...low premiums, fast communication, great service.
Liberty Mutual
I am very happy with the company overall. Have no complaints and only good things to say about them, have always been very helpful, fair price and excellent customer service.
Aaa
The only thing I don't like is their phone app, but this aspect is minimal compared to all the company's other amazing features.
State Auto
I like my agent. She is professional and polite and doesn't hassle me or email me constantly. We take care of business once or twice a year and it gets taken care of quickly.

Lawrence, IN Homeowners Insurance By Home Value

Lawrence, IN Home Value Total Homes % of Total Average Lawrence, IN Homeowners Insurance
Less than $50,000 2,609 9.0% $133
$50,000 to $59,999 585 2.0% $292
$60,000 to $69,999 497 1.0% $367
$70,000 to $79,999 1,028 3.0% $418
$80,000 to $89,999 1,222 4.0% $476
$90,000 to $99,999 1,462 5.0% $535
$100,000 to $124,999 3,565 13.0% $618
$125,000 to $149,999 4,037 14.0% $777
$150,000 to $174,999 3,866 14.0% $919
$175,000 to $199,999 2,243 8.0% $1061
$200,000 to $249,999 3,017 11.0% $1270
$250,000 to $299,999 1,535 5.0% $1554
$300,000 to $399,999 1,542 5.0% $1981

Top Home Insurance Agents Near Lawrence, IN

Home Insurance Company Near Lawrence, IN Homeowners Insurance Agency Near Lawrence, IN Address
NA Old National Insurance 110 E. Main St., Muncie, IN, 47305
NA Gangwer Powers Insurance 853 S Jackson St, Frankfort, IN, 46041
State Farm Andre Brown 507 E Lincoln Rd, Kokomo, IN, 46902-3742
Travelers Deborah Brandon Insurance Agency 11413 OVERLOOK DR, FISHERS, IN, 46038
Liberty Mutual Independent Walker & Associates Ins Agenc 7364 E. Washington St , Indianapolis, IN, 46219

Cost Of Homeowners Insurance By Street Near Lawrence, IN

Streets in Lawrence Area Homeowners Insurance Cost
Attleboro Ct, Meadowfield Blvd, Murphy Ct, N Ridgeview Dr, San Miguel Cir, Sparrowood Blvd, Castle Dr, Red Rock Rd, Cowan Lake Dr, Bishop Ct$830
Calais Dr, Colony Pointe Dr, White Dove Dr, Brookpath Rd, Arvada Ct, Elmonte Ct, Athens Ct, Blue Creek South Dr, Congressional Ln, Old House Rd$786
Galley Ct, Alibeck Ct, Brave Trl, Fountain Ln, Shale Ln, Laurel Oak Dr, Kingsboro Ct, Limbach Ct, Sheila Dr, E 53rd Pl$823
Metzger Ct, Trenkamp Ct, Eastwick Ln, Beechtree Ct, Oakland Hills Cir, Watertown Dr, Hickory Lake Dr, Johnson Rd, Breen Dr, Old Oakland Blvd W Dr$888
Draycott Ave, Biscayne Rd, Daniel Dr, Marmont Cir, Beaumont Rd, E 44th Pl, Aintree Ct, Boschen Loop, Twyckenham Dr, Center Run Dr$843
Long Iron Dr, Pinehurst Dr N, Sycamore Dr, Calumet Dr, Capistrano Cir, Copper Mountain Ct, Tottenham Dr, Mindy Dr, Fireside Dr, Rainbow Ln N$973
Susan Dr E, Saddle Point Dr, Wheel Estates West Dr, Tequista Cir, Clearview Ln, Caisson St, N el Dorado Pl, Highburry Dr, Aultman Ave, Castilla Dr$851
Poindexter Dr, Glen Trace Dr, Seafan Ct, Strathmore Dr, Swiftsail Ln, N Port Cir, Barbwood Ln, Leone Dr, Indian Pointe Dr, Knue Rd$980
Brendon Park Dr, Hampton Cir S, Shawnee Trail N Dr, High View Dr, Della Ct, Woods Bay Ln, Kileen Rd, Ledgestone Dr, Faris Ave, Rossi Dr$832
Richelieu Rd, Park Forest Ct, Fountain Cove Ct, Shadeland Station, Newport Way, Sedgegrass Dr, E 54th Pl, Glen Cove Ct, Golf Club Ct, Carloway Rd$845

Lawrence, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lawrence$124 to $127
McCordsville$130
Delaware$128
Fishers$131

Lawrence, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
McCordsville town, Indiana $131 $174 $261
Delaware township, Hamilton County, Indiana $128 $170 $255
Fishers town, Indiana $131 $175 $263

Lawrence, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lawrence, IN5.5%15.6%
McCordsville4.49%14.39%
Delaware5.03%15.44%
Fishers4.4%15.24%

Lawrence Renters Insurance as a Percentage of Rent

Lawrence Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 240 1.0% $337
$200 to $299 187 1.0% $787
$300 to $499 1,091 6.0% $1237
$500 to $749 6,272 38.0% $1912
$750 to $999 5,072 31.0% $2662
$1,000 to $1,499 2,708 16.0% $3787
$1,500 or more 681 4.0% $5437

Lawrence, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Lawrence Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,100$11,100
Net Savings to Lawrence Home Owner from High Deductible Plan $1,000

Lawrence, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lawrence, IN Home Replacement Value MORE than Home Value Lawrence, IN Home Replacement Value LESS than Home Value
Replacement Value $224,500 $151,000
Insurance Premium based on Replacement Value $1,025 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $42,500 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $200/year

Example Lawrence Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualErie InsuranceChubb Group of Insurance
Monthly Premium 626764
Year Built 199119872014
Home Details 3 Beds, 2 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $150000-$175000$200000-$250000$125000-$150000
Deductible $500 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Lawrence, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 90,000 Slate Shingles Roof 1,120 2 $1000-$2500 Deductible 310 9 Fiber-Cement Siding yes
2002 315,000 Tile Roof 3,670 5 $1000-$2500 Deductible 360 3 Brick siding yes
1980 115,000 Wood Shake Roof 1,450 2 $500- $1000 Deductible 410 10 Stone Siding No
1961 240,000 Tile Roof 2,320 3 $2500-$5000 Deductible 600 7 Fiber-Cement Siding yes
2006 315,000 Slate Shingles Roof 3,290 4 $1000-$2500 Deductible 360 3 Fiber-Cement Siding yes
1996 280,000 Metal Roof 3,400 4 $1000-$2500 Deductible 120 1 Stucco siding No
1984 240,000 Shingles Roof 2,230 4 $500 Deductible 400 4 Vinyl siding No
1986 110,000 Membrane Roof 1,450 3 $2500-$5000 Deductible 200 7 Vinyl siding No
1967 180,000 Wood Shake Roof 2,400 3 $500 Deductible 610 7 Stucco siding No
1966 185,000 Asphalt Shingles Roof 2,580 5 $5000 to $10,000 Deductible 530 10 Fiber-Cement Siding No
1975 120,000 Membrane Roof 1,200 2 $2500-$5000 Deductible 220 7 Stone Siding yes
1986 310,000 Asphalt Shingles Roof 4,110 5 $2500-$5000 Deductible 380 5 Fiber-Cement Siding No
1978 165,000 Composition Roof 1,570 5 $500 Deductible 140 2 Stucco siding yes
1980 175,000 Metal Roof 2,160 3 $500- $1000 Deductible 500 6 Stone Siding No
2013 150,000 Wood Shake Roof 2,100 5 $2500-$5000 Deductible 350 7 Stucco siding No
2010 235,000 Membrane Roof 2,390 5 $500 Deductible 340 4 Stone Siding yes
1969 145,000 Slate Shingles Roof 1,610 3 $500 Deductible 160 3 Wood siding No
1976 95,000 Shingles Roof 1,250 3 $1000-$2500 Deductible 60 2 Brick siding No
1967 235,000 Shingles Roof 2,180 4 $2500-$5000 Deductible 80 1 Vinyl siding No