Laurinburg Insurance Rates:

Laurinburg, NC homeowners insurance is about $492 to $669, about $41-$55/month. Our complete analysis shows customers can save upto $232 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Laurinburg, NC Homeowners Insurance By Home Value

Laurinburg, NC Home Value Total Homes % of Total Average Laurinburg, NC Homeowners Insurance
Less than $50,000 554 17.0% $150
$50,000 to $59,999 185 6.0% $313
$60,000 to $69,999 220 7.0% $388
$70,000 to $79,999 243 7.0% $452
$80,000 to $89,999 248 8.0% $510
$90,000 to $99,999 179 5.0% $574
$100,000 to $124,999 488 15.0% $661
$125,000 to $149,999 320 10.0% $829
$150,000 to $174,999 289 9.0% $980
$175,000 to $199,999 109 3.0% $1131
$200,000 to $249,999 104 3.0% $1363
$250,000 to $299,999 55 1.0% $1664
$300,000 to $399,999 84 2.0% $2117

Top Home Insurance Agents Near Laurinburg, NC

Home Insurance Company Near Laurinburg, NC Homeowners Insurance Agency Near Laurinburg, NC Address
NA Mid Atlantic Insurance Services Llc 2903 Jefferson-Davis Hwy , Sanford, NC, 27332
State Farm Betsy Enzor 808 W Evans St, Florence, SC, 29501-3440
State Farm Charles Oxendine 6506 Dental Ln Ste 102, Fayetteville, NC, 28314-0383
Nationwide Keith W Hiller 3085 W 5th St, Lumberton, NC, 28358
Nationwide Timothy L. Kennedy 225 N Main St, Troy, NC, 27371-3015

Cost Of Homeowners Insurance By Street Near Laurinburg, NC

Streets in Laurinburg Area Homeowners Insurance Cost
Formosa Dr, Kingsdale Dr, Fayetteville St, McQueen Rd, Red Springs Rd, Trade St, State Rd 1335, State Rd 1190, Gibson Rd, McMillian Rd$586
Baker Ct, Todd Cir, Hunter's Ridge Dr, Corona Ave, Will St, Park Cir, Dillon Dr, Highland Dr, R Graham St, Seals Rd$566
Washington St, Mary's Rd, Pecan Ln, Old Lumberton Rd, McRae St, Blair Ave, Laurelcrest Rd, Lincoln St, Wilkinson Dr, State Rd 1117$570
Fox Run Cir, Morrimac Ln, Cooper St, State Rd 1403, Sherbrooke Cir, Wooley Rd, Johns Mill Rd, Beta St, Pinewood Park Apartment, Sanford Rd$566
Airbase Rd, Roosevelt St, State Rd 1345, State Rd 1001, McNair Aly, Surrey Dr, Appin Rd, State Rd 1433, S Pine St, Phritz St$571

Laurinburg, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Laurinburg$86 to $89
East Laurinburg$84
Stewartsville$86
Scotland County$85

Laurinburg, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Laurinburg town, North Carolina $84 $112 $168
Stewartsville township, Scotland County, North Carolina $86 $115 $173
Scotland County, North Carolina $86 $114 $171

Laurinburg, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Laurinburg, NC4.4%12.1%
East Laurinburg5.61%13.06%
Stewartsville4.41%12.32%
Scotland County4.81%13.12%

Laurinburg Renters Insurance as a Percentage of Rent

Laurinburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 252 9.0% $334
$200 to $299 265 10.0% $784
$300 to $499 400 15.0% $1234
$500 to $749 713 27.0% $1909
$750 to $999 713 27.0% $2659
$1,000 to $1,499 210 7.0% $3784
$1,500 or more 87 3.0% $5434

Laurinburg, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Laurinburg Homeowner Insurance Premium Example $900$500
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,100$7,300
Net Savings to Laurinburg Home Owner from High Deductible Plan $800

Laurinburg, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Laurinburg, NC Home Replacement Value MORE than Home Value Laurinburg, NC Home Replacement Value LESS than Home Value
Replacement Value $82,000 $51,500
Insurance Premium based on Replacement Value $450 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,000 Risk Exposure from Under Insuring Coverage is $12,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Laurinburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceErie InsuranceAmica Mutual Insurance Company
Monthly Premium 313891
Year Built 198420061992
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths4 Beds, 1 Baths
Coverage Amount $75000-$100000$125000-$150000$200000-$250000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Laurinburg, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1978 140,000 Tile Roof 2,430 4 $1000-$2500 Deductible 760 12 Brick siding No
1985 120,000 Composition Roof 1,530 3 $500 Deductible 560 10 Fiber-Cement Siding yes
1979 135,000 Tile Roof 1,690 4 $2500-$5000 Deductible 260 5 Stone Siding No
1975 165,000 Slate Shingles Roof 2,170 3 $500- $1000 Deductible 250 5 Brick siding No
2003 120,000 Composition Roof 1,780 3 $2500-$5000 Deductible 180 5 Wood siding yes
1970 195,000 Asphalt Shingles Roof 2,350 3 $2500-$5000 Deductible 540 7 Vinyl siding No
1976 155,000 Metal Roof 2,700 4 $2500-$5000 Deductible 470 12 Fiber-Cement Siding No
1981 140,000 Asphalt Shingles Roof 1,990 4 $500 Deductible 110 3 Wood siding yes
2003 130,000 Tile Roof 2,150 4 $2500-$5000 Deductible 610 12 Brick siding yes
2009 130,000 Asphalt Shingles Roof 2,140 3 $500- $1000 Deductible 460 8 Wood siding yes
1996 130,000 Shingles Roof 1,950 3 $500 Deductible 110 2 Brick siding No
1999 150,000 Metal Roof 2,090 4 $500 Deductible 140 3 Fiber-Cement Siding No
1970 135,000 Metal Roof 1,970 3 $2500-$5000 Deductible 400 10 Stone Siding No
1983 140,000 Metal Roof 1,790 3 $1000-$2500 Deductible 390 8 Stucco siding yes
2001 130,000 Membrane Roof 2,140 3 $1000-$2500 Deductible 160 5 Stucco siding No
1993 125,000 Membrane Roof 1,670 3 $2500-$5000 Deductible 390 10 Fiber-Cement Siding No
1971 125,000 Wood Shake Roof 1,560 3 $2500-$5000 Deductible 110 4 Stone Siding No
1974 135,000 Metal Roof 1,790 4 $2500-$5000 Deductible 250 6 Brick siding No
2005 80,000 Asphalt Shingles Roof 1,390 3 $500- $1000 Deductible 130 5 Stone Siding No
2008 155,000 Metal Roof 2,830 4 $5000 to $10,000 Deductible 100 3 Stone Siding yes
2001 195,000 Metal Roof 3,360 4 $500- $1000 Deductible 60 1 Wood siding No
2003 135,000 Asphalt Shingles Roof 1,660 4 $1000-$2500 Deductible 250 7 Vinyl siding No
1991 130,000 Metal Roof 1,660 3 $500- $1000 Deductible 480 10 Vinyl siding yes
1993 110,000 Asphalt Shingles Roof 1,690 3 $1000-$2500 Deductible 30 1 Brick siding yes
1976 130,000 Asphalt Shingles Roof 2,090 4 $500- $1000 Deductible 370 10 Vinyl siding yes
1972 160,000 Asphalt Shingles Roof 2,210 3 $500 Deductible 140 2 Vinyl siding yes
1991 195,000 Composition Roof 3,400 4 $2500-$5000 Deductible 400 8 Brick siding yes
2009 90,000 Composition Roof 1,700 4 $500- $1000 Deductible 240 9 Fiber-Cement Siding No
1971 130,000 Membrane Roof 1,940 4 $2500-$5000 Deductible 170 5 Wood siding No
1974 145,000 Slate Shingles Roof 1,820 4 $500- $1000 Deductible 490 8 Vinyl siding yes
2002 115,000 Wood Shake Roof 1,560 3 $1000-$2500 Deductible 490 12 Stone Siding No
1988 145,000 Asphalt Shingles Roof 2,290 3 $2500-$5000 Deductible 620 12 Stone Siding No
1986 130,000 Slate Shingles Roof 1,900 3 $1000-$2500 Deductible 160 3 Brick siding No
1985 210,000 Tile Roof 3,190 4 > $10,000 Deductible 410 7 Stone Siding yes