Laurence Harbor Insurance Rates:

Laurence Harbor, NJ homeowners insurance is about $709 to $963, about $59-$80/month. Our in depth analysis reveals consumers can save as much as $334 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Laurence Harbor, NJ Homeowners Insurance By Home Value

Laurence Harbor, NJ Home Value Total Homes % of Total Average Laurence Harbor, NJ Homeowners Insurance
$100,000 to $124,999 135 7.0% $343
$125,000 to $149,999 116 6.0% $435
$150,000 to $174,999 136 7.0% $510
$175,000 to $199,999 86 4.0% $594
$200,000 to $249,999 289 16.0% $711
$250,000 to $299,999 572 33.0% $878
$300,000 to $399,999 360 20.0% $1113

Top Home Insurance Agents Near Laurence Harbor, NJ

Home Insurance Company Near Laurence Harbor, NJ Homeowners Insurance Agency Near Laurence Harbor, NJ Address
NA Mcs Insurance Llc 67 Buck Road Ste 138 Huntingdon Valley, Lower Southampton Township, PA, 19006
Erie Carey Insurance 1130 York Rd Warminster, Warminster Township, PA, 18974
Allstate Cindy Donaldson 151 Route 10 E Ste 206, Succasunna, NJ, 7876
Travelers Jo-Mil Insurance Agency Inc 80 FOREST AVE, GLEN COVE, NY, 11542
Travelers Resource Group Inc 65 Mechanic Street 65 Mechanic Street Red Bank, Red Bank, NJ, 7701

Cost Of Homeowners Insurance By Street Near Laurence Harbor, NJ

Streets in Laurence Harbor Area Homeowners Insurance Cost
Shoreline Ave, Woodshore W, Birchwood Dr, Seaview Ave, Biondi Ave, Orchard Ave, Co Rd 689, Morningside Ave, Wilbur Ave, Boulevard W$833
Pomona Blvd, E Beachwood Ave, Maplewood Dr, Cook Ave, Arbutus Way, Furman Blvd, Sunset Blvd, Twilight Ave, Seaglade Cir, Lantana Way$837
Woodlawn Cir, Biondi St, Groben Ave, Greenwood Ave, Ocean Blvd, Chimney Ct, Woodshore Center, Delray Pl, Middlesex Blvd, Hilltop Ave$838
Britton Ave, Laurence Pkwy, Harding Rd, Bridgepointe Dr, Metro Park S, Ravine Ave, Rowan Way, Woodshore E, Shadyside Ave, Greenwood Dr$834
Bayview Dr, Rosewood Dr, Maurer Ave, Linbrook Dr, Ely Ave, Donamar Ln, Daleron Pl, Industrial Dr, Raritan Blvd, Pacific Blvd$835

Laurence Harbor, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Laurence Harbor$124 to $127
Cliffwood Beach$125
Aberdeen$128
Madison Park$127

Laurence Harbor, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cliffwood Beach CDP, New Jersey $105 $139 $209
Aberdeen township, Monmouth County, New Jersey $107 $142 $213
Madison Park CDP, New Jersey $106 $141 $212

Laurence Harbor, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Laurence Harbor, NJ3.3%10.0%
Cliffwood Beach3.22%7.69%
Aberdeen2.94%7.2%
Madison Park2.89%8.28%

Laurence Harbor Renters Insurance as a Percentage of Rent

Laurence Harbor Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 10 1.0% $339
$300 to $499 8 1.0% $1239
$500 to $749 34 6.0% $1914
$750 to $999 61 10.0% $2664
$1,000 to $1,499 241 42.0% $3789
$1,500 or more 207 36.0% $5439

Laurence Harbor, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Laurence Harbor Homeowner Insurance Premium Example $1,600$1,400
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,500$12,900
Net Savings to Laurence Harbor Home Owner from High Deductible Plan $600

Laurence Harbor, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Laurence Harbor, NJ Home Replacement Value MORE than Home Value Laurence Harbor, NJ Home Replacement Value LESS than Home Value
Replacement Value $328,000 $218,000
Insurance Premium based on Replacement Value $1,500 $1,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,500 Risk Exposure from Under Insuring Coverage is $65,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $200/year

Example Laurence Harbor Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceFarmers Insurance
Monthly Premium 8614778
Year Built 195919631971
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$300000-$350000$350000-$400000
Deductible $500- $1000 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Laurence Harbor, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1960 275,000 Shingles Roof 2,100 5 $2500-$5000 Deductible 480 7 Vinyl siding No
1979 550,000 Asphalt Shingles Roof 3,850 5 $2500-$5000 Deductible 470 2 Vinyl siding No
1967 520,000 Tile Roof 4,350 5 $1000-$2500 Deductible 1600 10 Wood siding No
1960 590,000 Wood Shake Roof 4,640 5 $500- $1000 Deductible 3530 12 Brick siding yes
1978 210,000 Composition Roof 1,300 3 $500- $1000 Deductible 250 3 Fiber-Cement Siding yes
1970 390,000 Wood Shake Roof 2,720 5 $500- $1000 Deductible 1160 8 Vinyl siding yes
1972 465,000 Slate Shingles Roof 3,030 5 $2500-$5000 Deductible 2290 12 Wood siding No
1967 250,000 Membrane Roof 2,090 3 $1000-$2500 Deductible 520 6 Stone Siding yes
1977 370,000 Membrane Roof 2,320 3 $1000-$2500 Deductible 760 7 Brick siding No
1955 410,000 Tile Roof 2,550 4 $1000-$2500 Deductible 910 6 Stone Siding No
1977 215,000 Asphalt Shingles Roof 1,780 4 > $10,000 Deductible 590 12 Brick siding yes
1974 390,000 Wood Shake Roof 3,320 4 $500- $1000 Deductible 700 4 Stucco siding No
1963 270,000 Slate Shingles Roof 2,220 3 $500- $1000 Deductible 720 8 Vinyl siding yes