Laurel Insurance Rates:

Laurel, MT homeowners insurance is nearly $660 to $898, about $55-$74/month. Our thorough analysis reveals consumers can save upto $311 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Laurel, MT Homeowners Insurance By Home Value

Laurel, MT Home Value Total Homes % of Total Average Laurel, MT Homeowners Insurance
Less than $50,000 499 11.0% $93
$70,000 to $79,999 61 1.0% $295
$90,000 to $99,999 97 2.0% $373
$100,000 to $124,999 284 6.0% $435
$125,000 to $149,999 473 11.0% $544
$150,000 to $174,999 611 14.0% $645
$175,000 to $199,999 417 9.0% $746
$200,000 to $249,999 590 13.0% $902
$250,000 to $299,999 562 13.0% $1096
$300,000 to $399,999 613 14.0% $1400

Top Home Insurance Agents Near Laurel, MT

Home Insurance Company Near Laurel, MT Homeowners Insurance Agency Near Laurel, MT Address
Travelers Commercial Risk Managers Llc 27 GRAND AVE, BILLINGS, MT, 59102
Travelers Insurance Agency Of Montana 2680 OVERLAND AVE STE C, BILLINGS, MT, 59102
Travelers Jackson And Iverson Insurance 2619 ST JOHNS AVE SUITE C, BILLINGS, MT, 59102
Liberty Mutual Independent Streeter Brothers Ins Inc 2823 6TH AVE N, BILLINGS, MT, 59101
State Farm Victoria Hayes 4 32nd St W Ste C, Billings, MT, 59102-8600

Cost Of Homeowners Insurance By Street Near Laurel, MT

Streets in Laurel Area Homeowners Insurance Cost
Golden Spike Dr, Laurmac Ln, Still Meadow Dr, Stockyard Rd, Entryway Dr, S 40th St W, Black Stone Cir, W 7th St, Allendale Rd, Duval Dr$796
Clearwater Dr, S 80th St W, N Ramshorn Dr, Stillmeadow Dr, Paynes Pl, E 9th St, Cheif White Bird Trl, Back Bay Dr, Laurel Airport Rd, Paradise Ln$796
S 59th St W, Ranch Trail Rd, Little Creek Ln, Mimosa Ct, Pope Rd, Brookway Cir, Vista Loop Rd, Juniper Ave, Honeysuckle St, Granite Ridge Cir$797
Fairview Ln, Century Cir E, Red Bridge Rd, Lakeshore Dr, S Park City Rd, Cedar Crest Cir, Forrest Ave, Ranch Trail Rd, Creek Dr, Buffalo Horn Dr$798
Maple Ridge Cir, Ashfor Pl, Cheetah Ave, Juniper Rd, Mountain View Ln, Larkspur Pl, Chevelle Dr, Grassland St, Locust Ave, Anna Maria Dr$796

Laurel, MT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Laurel$116 to $119
Billings$115
Park City$114
Silesia$113

Laurel, MT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Billings CCD, Yellowstone County, Montana $116 $154 $231
Park City CDP, Montana $115 $153 $230
Silesia CDP, Montana $113 $151 $227

Laurel, MT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Laurel, MT4.9%16.5%
Billings5.13%16.69%
Park City5.94%21.18%
South Yellowstone4.27%16.13%

Laurel Renters Insurance as a Percentage of Rent

Laurel Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 26 2.0% $345
$200 to $299 31 2.0% $795
$300 to $499 366 29.0% $1245
$500 to $749 338 26.0% $1920
$750 to $999 421 33.0% $2670
$1,000 to $1,499 50 3.0% $3795
$1,500 or more 27 2.0% $5445

Average Cost Of Home Insurance By Company In Areas Nearby Laurel For Different Scenarios

Home value ($) Age of home (years) Pets Company Average homeowners insurance premium ($)
350,000 50 NA Allstate Vehicle & Property Ins. Co. 1,664
250,000 20 Golden retriever Depositors Insurance Co. 2,109
250,000 20 Golden retriever Farmers Insurance Exchange 2,216
180,000 40 NA Mountain West Farm Bureau Ins. Co 1,902
250,000 30 Labrador retriever Safeco Insurance Co. Of America 1,325
250,000 20 Golden retriever Safeco Insurance Co. Of America 1,338
250,000 20 Golden retriever Travelers Home & Marine Ins. Co. 1,614
300,000 5 Miniature poodle Travelers Home & Marine Ins. Co. 1,184
180,000 40 NA Usaa Casualty Insurance Co. 1,057
250,000 30 Labrador retriever United Services Auto Association 1,180

Laurel, MT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Laurel Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $6,400$5,400
Net Savings to Laurel Home Owner from High Deductible Plan $1,000

Laurel, MT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Laurel, MT Home Replacement Value MORE than Home Value Laurel, MT Home Replacement Value LESS than Home Value
Replacement Value $226,500 $146,000
Insurance Premium based on Replacement Value $975 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,500 Risk Exposure from Under Insuring Coverage is $44,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $150/year

Example Laurel Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceGEICO InsuranceTravelers
Monthly Premium 7812591
Year Built 200219861993
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $250000-$300000$300000-$350000$250000-$300000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Laurel, MT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 500,000 Membrane Roof 4,940 5 > $10,000 Deductible 230 2 Fiber-Cement Siding No
1982 140,000 Tile Roof 1,380 3 $500 Deductible 340 8 Vinyl siding yes
1984 165,000 Membrane Roof 1,410 3 $500 Deductible 70 1 Stone Siding yes
1992 285,000 Slate Shingles Roof 2,290 3 $500 Deductible 760 6 Brick siding No
2003 580,000 Tile Roof 4,730 5 $500- $1000 Deductible 1880 9 Stucco siding yes
1990 210,000 Shingles Roof 2,020 5 $5000 to $10,000 Deductible 340 6 Vinyl siding yes
1984 295,000 Wood Shake Roof 3,280 4 $1000-$2500 Deductible 590 7 Vinyl siding No
2012 405,000 Tile Roof 3,340 4 $1000-$2500 Deductible 440 4 Stucco siding yes
1996 280,000 Membrane Roof 2,700 4 $5000 to $10,000 Deductible 340 5 Brick siding yes
2003 270,000 Metal Roof 2,480 5 $500 Deductible 530 5 Vinyl siding yes
1986 185,000 Asphalt Shingles Roof 1,460 3 $500- $1000 Deductible 920 9 Fiber-Cement Siding yes
1989 305,000 Membrane Roof 2,340 4 $500 Deductible 190 2 Stone Siding yes
2002 290,000 Slate Shingles Roof 2,230 3 $500- $1000 Deductible 80 1 Stucco siding yes