Laurel Insurance Rates:

Laurel, MS homeowners insurance is approximately $775 to $1,055, about $64-$87/month. Our exhaustive analysis shows customers can save as much as $366 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Allstate
Allstate is great arising to the consumer service problem. they always have a resolution of the issues. they also will fix anything on the corporate level if the local agency has caused any issues with your account.
State Farm
I don't like that they make a lot of mistakes on deductibles and coverage. i don't like that the salespeople are not always knowledgeable.
National General
I'm satisfied with my home premium, which is the same I was paying at the last company. But I'm getting a 50% discount on auto.
State Farm
The annual increase in my premium. If I have never filed a claim and the value of the home is less than it was when I bought it, why would I be paying 50% more per year than I was 10 years ago? Makes no sense!
State Farm
I like that I pay a fair price for my insurance and my agent is always there to help. The mobile app is great because I can schedule payments, see my statement and it is all very easy to navigate.
State Farm
Sometimes it is difficult when you call the 1800 number. These people are not your agent and do not always understand what you need or are asking
Allstate
They are all very nice and easy to get in touch with. My agent, in particular, knows everything and is super experienced and very accessible.

Laurel, MS Homeowners Insurance By Home Value

Laurel, MS Home Value Total Homes % of Total Average Laurel, MS Homeowners Insurance
Less than $50,000 1,062 28.0% $283
$50,000 to $59,999 295 7.0% $603
$60,000 to $69,999 308 8.0% $750
$70,000 to $79,999 317 8.0% $869
$80,000 to $89,999 225 6.0% $988
$90,000 to $99,999 222 5.0% $1098
$100,000 to $124,999 278 7.0% $1271
$125,000 to $149,999 252 6.0% $1592
$150,000 to $174,999 204 5.0% $1884
$175,000 to $199,999 177 4.0% $2177
$200,000 to $249,999 259 6.0% $2616
$300,000 to $399,999 108 2.0% $4062

Top Home Insurance Agents Near Laurel, MS

Home Insurance Company Near Laurel, MS Homeowners Insurance Agency Near Laurel, MS Address
NA Hub International Gulf South 11 Woodstone Plaza Ste B , Hattiesburg, MS, 39402
NA Joiner-Sigler Insurance Agency, Inc. Po Box 939, Waynesboro, MS, 39367
Allstate Jim Aust 6374 US Highway 98 Ste B, Hattiesburg, MS, 39402
Allstate John Petro 6248 U S Highway 98, Hattiesburg, MS, 39402
Travelers Joiner-Sigler Insurance Agency 516 N 13TH AVE, LAUREL, MS, 39440

Cost Of Homeowners Insurance By Street Near Laurel, MS

Streets in Laurel Area Homeowners Insurance Cost
Meadowlane Dr, Chantilly St, Merrill Rd, Sunset Rd, Pineview Dr, Martin Luther King Ave, Hoy Green Acres Dr, Calhoun Rd, Briceno Rd, Sunrise Dr$911
Nemo Clark Dr, Caine Ln, Willis Rd, N Mc Daniel St, W 16th St, W 26th St, Deer Ridge Rd, Choctow Rd, Marion Dr, Miracle Ln$911
N 11th Ave, Campo Rd, Lower Hamilton Hill Rd, W 5th St, Adcock Dr, Elizabeth Ave, James Parrish, Rose Ln, Pat Holifield Rd, Roberts St$937
W 6th St, Lincoln St, Holifeild Ln, Shamrock Dr, Madison St, Scoggins Rd, N 4th Ave, Alta Vista Dr, Ave A, Arley Williams Rd$903
Myrtle Dr, S 11th Ave, Pine St, Dallas Brownlee Rd, Sunflower Dr, Peggy Ln, Sorrell St, Smokey Rd, Nehi Rd, Sanders St$909

Laurel, MS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Laurel$136 to $139
Jones County$138
Sharon$137
Soso$139

Laurel, MS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Jones County, Mississippi $115 $153 $230
Sharon CDP, Mississippi $114 $152 $228
Ellisville city, Mississippi $114 $152 $228

Laurel, MS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Laurel, MS8.4%22.2%
Jones County7.77%24.19%
Sharon9.64%23.04%
Ellisville9.92%23.53%

Laurel Renters Insurance as a Percentage of Rent

Laurel Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 127 4.0% $362
$200 to $299 247 9.0% $812
$300 to $499 609 22.0% $1262
$500 to $749 1,012 37.0% $1937
$750 to $999 427 15.0% $2687
$1,000 to $1,499 239 8.0% $3812
$1,500 or more 43 1.0% $5462

Laurel, MS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Laurel Homeowner Insurance Premium Example $3,500$3,000
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $29,000$28,000
Net Savings to Laurel Home Owner from High Deductible Plan $1,000

Laurel, MS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Laurel, MS Home Replacement Value MORE than Home Value Laurel, MS Home Replacement Value LESS than Home Value
Replacement Value $74,500 $46,500
Insurance Premium based on Replacement Value $1,025 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,500 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $225/year

Example Laurel Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersChubb Group of InsuranceFarmers Insurance
Monthly Premium 146104126
Year Built 198419971975
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$75000-$100000$125000-$150000
Deductible $500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Laurel, MS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 200,000 Composition Roof 3,120 4 $500- $1000 Deductible 2210 8 Stucco siding No
1963 115,000 Tile Roof 1,820 4 $500 Deductible 140 1 Brick siding No
2014 185,000 Membrane Roof 3,090 4 $1000-$2500 Deductible 660 4 Vinyl siding No
1982 135,000 Shingles Roof 2,180 3 $2500-$5000 Deductible 1430 9 Wood siding No
2010 245,000 Slate Shingles Roof 4,700 5 > $10,000 Deductible 1440 9 Vinyl siding No
1941 185,000 Wood Shake Roof 3,330 4 $500- $1000 Deductible 440 3 Brick siding No
1994 170,000 Slate Shingles Roof 2,550 4 $5000 to $10,000 Deductible 620 5 Vinyl siding No
1979 115,000 Shingles Roof 1,850 4 $2500-$5000 Deductible 230 2 Stucco siding yes
1941 200,000 Membrane Roof 2,790 5 $2500-$5000 Deductible 490 3 Wood siding No
1995 170,000 Composition Roof 2,390 5 $500- $1000 Deductible 1800 8 Stone Siding No
2011 90,000 Shingles Roof 1,670 5 $500- $1000 Deductible 150 2 Stone Siding yes
2013 110,000 Slate Shingles Roof 1,720 3 $500 Deductible 1490 12 Brick siding No
1993 165,000 Metal Roof 2,370 4 $500- $1000 Deductible 2130 9 Stone Siding No
2013 165,000 Asphalt Shingles Roof 3,210 4 $5000 to $10,000 Deductible 1500 8 Stucco siding yes
2010 175,000 Composition Roof 2,850 4 $2500-$5000 Deductible 240 2 Vinyl siding No
2013 145,000 Tile Roof 2,110 3 $2500-$5000 Deductible 660 5 Stucco siding No
1947 150,000 Composition Roof 2,780 4 $2500-$5000 Deductible 370 3 Wood siding No
1965 80,000 Tile Roof 1,610 5 $2500-$5000 Deductible 390 6 Vinyl siding yes
1964 170,000 Metal Roof 2,930 5 $500- $1000 Deductible 330 2 Wood siding yes
1940 80,000 Membrane Roof 1,540 5 $500 Deductible 920 7 Brick siding No
1960 100,000 Metal Roof 1,660 4 $2500-$5000 Deductible 740 8 Stucco siding No
2013 130,000 Membrane Roof 2,250 3 $2500-$5000 Deductible 960 7 Wood siding No
1985 65,000 Tile Roof 1,260 3 $1000-$2500 Deductible 150 2 Stone Siding No
1998 165,000 Slate Shingles Roof 2,500 4 $2500-$5000 Deductible 1100 10 Stone Siding yes
1987 100,000 Tile Roof 1,650 5 $500 Deductible 110 1 Fiber-Cement Siding No
1947 90,000 Wood Shake Roof 1,740 3 $500 Deductible 410 3 Brick siding No
1962 90,000 Membrane Roof 1,640 3 $1000-$2500 Deductible 700 9 Stone Siding No
1984 305,000 Membrane Roof 4,440 5 $1000-$2500 Deductible 1160 4 Wood siding No
1962 75,000 Shingles Roof 1,510 3 $500- $1000 Deductible 450 6 Wood siding No
1997 245,000 Slate Shingles Roof 3,860 5 $500 Deductible 1480 6 Stone Siding yes
1967 185,000 Membrane Roof 2,650 4 $500- $1000 Deductible 1410 7 Stucco siding No