Lauderhill Insurance Rates:

Lauderhill, FL homeowners insurance is nearly $969 to $1,319, about $80-$109/month. Our detailed guide indicates shoppers can save as much as $458 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
I like that my premium is rolled into my mortgage payment. it is convenient that i don't have an extra bill to keep track of and that i can always be certain that the bill is paid.
State Farm
I don't like their customer service employees, sometimes they are rude to people. i know the questions that i asked to get on their nerves, but i am the customer
Usaa
The price is very competitive for my area. it is not the cheapest, but with the coverage i have, it is quite competitive with many large companies.
State Farm
Our homeowner's premium is competitive with other insurance companies in the area. It is much higher than we paid in California but here in Florida, you have to have hurricane coverage.
Usaa
They are really good at customer service. The one issue is how I can get different answers from different reps.
Centauri Insurance
I haven't used the claiming process yet, and I'm a little nervous about the process of it all. I'm not sure how much my deductible will be when the time comes because I can't find it anywhere
Usaa
My insurance company has always answered any questions I've had about my home insurance. Although I've never made a claim before, I have had questions about my coverage which they answered clearly for me.
Allstate
Prices are competitive and I like the access to the agent. I feel like I have a personal connection to this company.

Lauderhill, FL Homeowners Insurance By Home Value

Lauderhill, FL Home Value Total Homes % of Total Average Lauderhill, FL Homeowners Insurance
Less than $50,000 1,936 13.0% $229
$50,000 to $59,999 872 6.0% $480
$60,000 to $69,999 1,030 7.0% $606
$70,000 to $79,999 665 4.0% $698
$80,000 to $89,999 822 5.0% $790
$90,000 to $99,999 438 3.0% $881
$100,000 to $124,999 1,573 11.0% $1030
$125,000 to $149,999 936 6.0% $1282
$150,000 to $174,999 1,545 11.0% $1522
$175,000 to $199,999 914 6.0% $1751
$200,000 to $249,999 1,900 13.0% $2106
$250,000 to $299,999 876 6.0% $2576
$300,000 to $399,999 461 3.0% $3274

Top Home Insurance Agents Near Lauderhill, FL

Home Insurance Company Near Lauderhill, FL Homeowners Insurance Agency Near Lauderhill, FL Address
NA Slaton Insurance 5713 Corporate Way, Ste 200 West Palm Beach, West Palm Beach, FL, 33407
NA Brightway Insurance 930 N Congress Ave Ste 220-B Boynton Beach, Boynton Beach, FL, 33426
State Farm Dawn Wagner 1790 Bell Tower Ln, Weston, FL, 33326-3682
State Farm Ellie Mills 2463 W Hillsboro Blvd, Deerfield Bch, FL, 33442-7901
Travelers The Plastridge Agency Inc-Stuart 10337 N MILITARY TRAIL, PALM BEACH GARDENS, FL, 33410

Cost Of Homeowners Insurance By Street Near Lauderhill, FL

Streets in Lauderhill Area Homeowners Insurance Cost
E Palm Cir, Dogwood Cir, NW 47th Pl, la Mirage Dr, Mango Cir, NW 48th Pl, Wood Hue, Lime Hill Rd, Inverrary Blvd W, Caribbean Pine Cir$1,202
Elm Tree Cir, Enclave Ln, NW 56th Ter, NW 50th Way, NW 17th Way, Melaleuca Dr, Sienna Ridge Ln, Laurel Cir, Landings Dr, N Falls Circle Dr$1,197
S Falls Circle Dr, Holly Dr, Bayberrary Ln, NW 38th Way, NW 36th Way, 47 Pl, NW 57th Ave, Sienna Ridge Dr, NW 44th Pl, Guava Dr$1,196
Inverrary Dr, Sienna Club Dr, Loquat Cir, Blue Beech Ct, Linden Cir, Blueberry Ct, Racquet Club Dr, Blue Beech Pl, Queen Palm Ln, Mulberry Dr$1,214
E Bayberry Ln, Guava Cir, Avocado Dr, Bamboo Cir, Walnut Cir, N Sabal Palm Blvd, Grande St, Banyan Ln, Sienna Club Pl, Buttonwood Ct$1,214

Lauderhill, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lauderhill$171 to $174
Lauderdale Lakes$169
Sunrise$174
Plantation$175

Lauderhill, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lauderdale Lakes city, Florida $142 $189 $283
Sunrise city, Florida $146 $194 $291
Plantation CCD, Broward County, Florida $146 $195 $292

Lauderhill, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lauderhill, FL6.3%18.7%
Lauderdale Lakes6.65%24.02%
Sunrise5.75%19.11%
Plantation5.68%18.54%

Lauderhill Renters Insurance as a Percentage of Rent

Lauderhill Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 123 1.0% $794
$300 to $499 268 2.0% $1244
$500 to $749 1,074 11.0% $1919
$750 to $999 3,402 36.0% $2669
$1,000 to $1,499 3,538 37.0% $3794
$1,500 or more 1,000 10.0% $5444

Average Cost Of Home Insurance By Company In Areas Nearby Lauderhill For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Citizens Property Insurance $4,424
150,000 27 NO Universal Insurance $6,883
150,000 27 YES Liberty Mutual Fire Insurance $2,171
150,000 27 YES St. Johns Insurance $2,899
150,000 27 YES Tower Hill Prime Insurance $2,040
150,000 27 YES United Property & Casualty Insurance $2,276
300,000 12 NA Citizens Property Insurance $3,176
300,000 12 NA Liberty Mutual Fire Insurance $5,115
300,000 12 NA Southern Oak Insurance $4,399

Lauderhill, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Lauderhill Homeowner Insurance Premium Example $3,100$2,600
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $16,300$15,800
Net Savings to Lauderhill Home Owner from High Deductible Plan $500

Lauderhill, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lauderhill, FL Home Replacement Value MORE than Home Value Lauderhill, FL Home Replacement Value LESS than Home Value
Replacement Value $282,000 $192,500
Insurance Premium based on Replacement Value $5,925 $4,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $58,000
Premium Impact Insurance cheaper by $1,225/year Insurance costlier by $650/year

Example Lauderhill Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceLiberty Mutual
Monthly Premium 76236429
Year Built 199619741988
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $50000-$75000$150000-$175000$300000-$350000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Lauderhill, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 130,000 Tile Roof 1,720 3 $500 Deductible 1440 6 Stone Siding No
1977 125,000 Shingles Roof 1,910 3 $500- $1000 Deductible 210 1 Wood siding No
1993 175,000 Membrane Roof 2,210 4 $500 Deductible 3180 12 Vinyl siding No
1994 145,000 Slate Shingles Roof 1,950 3 $2500-$5000 Deductible 400 2 Stone Siding No
1990 95,000 Membrane Roof 1,200 3 $500- $1000 Deductible 1690 12 Stone Siding No
1993 120,000 Metal Roof 1,850 3 $1000-$2500 Deductible 1930 12 Wood siding yes
1989 155,000 Asphalt Shingles Roof 2,130 3 $2500-$5000 Deductible 1740 8 Fiber-Cement Siding yes
1995 145,000 Wood Shake Roof 2,270 4 $500 Deductible 1640 8 Brick siding yes
1973 130,000 Composition Roof 1,530 3 $1000-$2500 Deductible 1380 8 Stone Siding yes
1973 180,000 Wood Shake Roof 1,890 3 $5000 to $10,000 Deductible 1130 5 Fiber-Cement Siding yes
1988 195,000 Asphalt Shingles Roof 2,730 4 $2500-$5000 Deductible 710 3 Wood siding No
1980 115,000 Metal Roof 1,690 2 $1000-$2500 Deductible 1050 6 Stone Siding No
1989 85,000 Wood Shake Roof 1,270 2 $2500-$5000 Deductible 100 1 Stone Siding yes
1983 160,000 Membrane Roof 1,690 3 $2500-$5000 Deductible 1120 6 Brick siding yes
1979 85,000 Tile Roof 1,260 2 $500- $1000 Deductible 1610 12 Vinyl siding No
1979 120,000 Asphalt Shingles Roof 1,470 2 $500 Deductible 1270 6 Stucco siding yes
1986 150,000 Shingles Roof 2,050 3 $1000-$2500 Deductible 2220 12 Stucco siding No
1982 260,000 Wood Shake Roof 3,010 4 $5000 to $10,000 Deductible 250 1 Fiber-Cement Siding yes
1977 110,000 Metal Roof 1,470 3 $500- $1000 Deductible 780 6 Vinyl siding yes
1995 95,000 Slate Shingles Roof 1,420 2 $500 Deductible 220 1 Vinyl siding No