Lauderdale Lakes Insurance Rates:

Lauderdale Lakes, FL homeowners insurance is roughly $959 to $1,307, about $79-$108/month. Our in depth research reveals consumers can save as much as $453 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I would recommend Farmer's Insurance Insurance to save on home insurance premium. I know that the deductibles are higher but the premium is worth it as long as it is not a need on a yearly basis.
State Farm
I would recommend them only because they have a large financial reserve thats it.
Usaa
Customer service is great. Easy to reach, always available without being placed on hold. Quickly and efficiently answer questions. Friendly staff. Issues resolved.
Amica Mutual Insurance
I like that amica had the most competitive rates, although i feel i should get a discount once in a while. every year my rates increase despite not using the insurance.
Geico
I typically get a revised copy of the insurance policy in the mail whenever any changes are added. for example, if the property value on the house increases, i receive an updated policy.
Usaa
Usaa offers more than just insurance services so it's good to have a one-stop shop for more than one of my financial needs.
Usaa
The premium is pretty low comparing to the other companies. I have a full coverage in case of disaster.
Citizens Property Insurance
Service is available always. They are addressing my complaints and they clear my doubts often. They listen to my words.
Liberty Mutual
I really enjoy the premium. It isn't too much but it's enough that I know I'll be covered in the event of a loss.
State Farm
There are cheaper insurers out there, with pretty much the same coverage. But you get what you pay for. State Farm has billions of dollars, so if something major happens, I'd be less likely that they wouldn't be able to pay their claim...vs a smaller carrier that can be wiped out quickly. So I don't mind paying more. IT's not even that much of a difference anyway
Tower Hill Insurance
In Florida, options are limited. Many companies are not issuing new policies in Florida or offer limited policies in Florida. It can be difficult and expensive to get insurance here.

Lauderdale Lakes, FL Homeowners Insurance By Home Value

Lauderdale Lakes, FL Home Value Total Homes % of Total Average Lauderdale Lakes, FL Homeowners Insurance
Less than $50,000 1,399 19.0% $271
$50,000 to $59,999 490 6.0% $577
$60,000 to $69,999 458 6.0% $713
$70,000 to $79,999 377 5.0% $827
$80,000 to $89,999 525 7.0% $929
$90,000 to $99,999 325 4.0% $1042
$100,000 to $124,999 1,009 13.0% $1212
$125,000 to $149,999 380 5.0% $1506
$150,000 to $174,999 474 6.0% $1790
$175,000 to $199,999 400 5.0% $2062
$200,000 to $249,999 857 11.0% $2481
$250,000 to $299,999 352 4.0% $3036
$300,000 to $399,999 193 2.0% $3852

Top Home Insurance Agents Near Lauderdale Lakes, FL

Home Insurance Company Near Lauderdale Lakes, FL Homeowners Insurance Agency Near Lauderdale Lakes, FL Address
Travelers American Insurance Agency Inc 2350 W OAKLAND PK BLVD #800, OAKLAND PARK, FL, 33311
Travelers Freedom Insurance Agency Inc 101 S State Rd 7, Plantation, FL, 33317
Travelers John Sena Agency Inc 190 Glades Rd Ste C Boca Raton, Boca Raton, FL, 33432
Travelers Mccormick Insurance 9000 SHERIDAN ST STE 132, PEMBROKE PINES, FL, 33024
State Farm Rick Sanchez 13755 SW 42nd St, Miami, FL, 33175-6458

Lauderdale Lakes, FL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Lauderdale Lakes, FL

Streets in Lauderdale Lakes Area Homeowners Insurance Cost
NW 27th Way, NW 26th Way, NW 27th Ln, W Oakland Park Acc, NW 31st Ter, Three Lakes Blvd, NW 22nd Ave, NW 23rd Ln, NW 46th Ter, NW 30 Ter$1,140
NW 30th Ln, Oak Tree Ct, NW 50th Way, NW 23rd Way, Monterey Dr, 31st St, NW 32nd Way, N Oakland Forest Dr, Willow Ct, NW 46 Ter$1,147
NW 28th Ln, NW 35th Way, Lake Emerald Dr, NW 29th Dr, Oakland Park Blvd, NW 39th Ter, Spectrum Blvd, NW 45th Way, NW 46th Way, Highland Dr$1,137
Somerset Dr, NW 33rd Ln, NW 41st Pl, NW 10th Way, W Oak Park Access Rd, Twin Lakes Blvd, Oak Tree Dr, NW 30th Dr, NW 22nd Ln, Mainland Dr$1,159
Willow Ave, Oak Tree Cir, NW 30th Way, Willow St, NW 39th Way, NW Oakland Ct, Willow Ln, NW 22nd Trl, Lake Pointe Dr, NW 17th Way$1,109

Lauderdale Lakes, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lauderdale Lakes$169 to $172
Lauderhill$171
Roosevelt Gardens$175
Franklin Park$168

Lauderdale Lakes, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lauderhill city, Florida $172 $229 $344
Roosevelt Gardens CDP, Florida $176 $234 $351
Washington Park CDP, Florida $171 $228 $342

Lauderdale Lakes, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lauderdale Lakes, FL6.7%24.0%
Lauderhill6.31%18.71%
Roosevelt Gardens5.8%24.62%
Washington Park6.62%29.33%

Lauderdale Lakes Renters Insurance as a Percentage of Rent

Lauderdale Lakes Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 119 2.0% $347
$200 to $299 71 1.0% $797
$300 to $499 140 3.0% $1247
$500 to $749 315 7.0% $1922
$750 to $999 1,467 34.0% $2672
$1,000 to $1,499 1,917 44.0% $3797
$1,500 or more 251 5.0% $5447

Average Cost Of Home Insurance By Company In Areas Nearby Lauderdale Lakes For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO First Community Insurance $5,270
150,000 27 NO First Protective Insurance $3,773
150,000 27 NO Safeway Property Insurance $6,293
150,000 27 NO St. Johns Insurance $6,201
150,000 27 YES Citizens Property Insurance $1,485
300,000 12 NA Florida Farm Bureau Casualty Insurance $2,626
300,000 12 NA Safeway Property Insurance $3,420
300,000 12 NA Tower Hill Preferred Insurance $4,062
300,000 12 NA Universal Insurance $4,678

Lauderdale Lakes, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$5,900
Yearly Lauderdale Lakes Homeowner Insurance Premium Example $2,600$1,600
Out of Pocket Expense During Claim$1,900$5,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $14,900$13,900
Net Savings to Lauderdale Lakes Home Owner from High Deductible Plan $1,000

Lauderdale Lakes, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lauderdale Lakes, FL Home Replacement Value MORE than Home Value Lauderdale Lakes, FL Home Replacement Value LESS than Home Value
Replacement Value $172,500 $100,000
Insurance Premium based on Replacement Value $3,750 $2,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,000 Risk Exposure from Under Insuring Coverage is $35,500
Premium Impact Insurance cheaper by $775/year Insurance costlier by $800/year

Example Lauderdale Lakes Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceAllstate
Monthly Premium 169219147
Year Built 197619871989
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$100000-$125000$125000-$150000
Deductible $500 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Lauderdale Lakes, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 120,000 Wood Shake Roof 1,940 3 $2500-$5000 Deductible 430 3 Brick siding No
1980 135,000 Metal Roof 2,000 3 $1000-$2500 Deductible 270 1 Brick siding yes
1978 100,000 Slate Shingles Roof 1,550 3 $1000-$2500 Deductible 950 7 Vinyl siding No
1987 80,000 Asphalt Shingles Roof 1,220 2 $500- $1000 Deductible 940 6 Brick siding yes
1987 180,000 Asphalt Shingles Roof 2,550 4 $5000 to $10,000 Deductible 680 3 Stone Siding yes
1978 195,000 Shingles Roof 3,320 4 $500- $1000 Deductible 2700 12 Brick siding yes
1983 125,000 Tile Roof 1,940 3 $500 Deductible 2460 10 Stucco siding No
1974 110,000 Shingles Roof 1,750 2 $1000-$2500 Deductible 860 6 Brick siding yes
1971 75,000 Composition Roof 970 2 $1000-$2500 Deductible 420 3 Stone Siding yes
1974 155,000 Composition Roof 2,370 4 $500- $1000 Deductible 2230 8 Brick siding No
1979 150,000 Tile Roof 1,780 3 $500- $1000 Deductible 2480 12 Stone Siding yes
1985 240,000 Shingles Roof 2,860 4 $2500-$5000 Deductible 1800 6 Wood siding No
1989 85,000 Composition Roof 1,170 2 $500- $1000 Deductible 130 1 Stucco siding yes
1979 165,000 Composition Roof 2,120 3 $2500-$5000 Deductible 1930 7 Stone Siding No
1972 175,000 Asphalt Shingles Roof 2,080 3 $5000 to $10,000 Deductible 640 4 Brick siding No
1985 150,000 Slate Shingles Roof 1,910 3 $500 Deductible 940 5 Fiber-Cement Siding No
1979 125,000 Wood Shake Roof 1,530 3 $500- $1000 Deductible 1340 7 Brick siding yes
1977 175,000 Membrane Roof 2,130 3 $5000 to $10,000 Deductible 1730 9 Wood siding No
1977 105,000 Wood Shake Roof 1,250 3 $500 Deductible 1180 6 Vinyl siding yes
1973 170,000 Membrane Roof 2,040 4 $5000 to $10,000 Deductible 980 4 Brick siding yes
1982 165,000 Asphalt Shingles Roof 2,700 4 $500 Deductible 1550 7 Stone Siding No
1972 135,000 Slate Shingles Roof 1,660 2 $1000-$2500 Deductible 580 3 Stucco siding No
1988 140,000 Tile Roof 1,800 4 $2500-$5000 Deductible 1960 12 Wood siding yes
1988 125,000 Wood Shake Roof 1,650 2 $500- $1000 Deductible 1110 8 Stucco siding No
1987 70,000 Wood Shake Roof 1,200 3 $500- $1000 Deductible 1380 9 Stone Siding No
1974 105,000 Composition Roof 1,490 2 $500 Deductible 350 2 Wood siding No
1978 75,000 Wood Shake Roof 980 2 $2500-$5000 Deductible 310 4 Brick siding yes
1982 150,000 Wood Shake Roof 1,870 3 $1000-$2500 Deductible 1280 6 Stucco siding yes
1972 95,000 Membrane Roof 1,560 2 $500- $1000 Deductible 430 3 Brick siding yes
1987 120,000 Wood Shake Roof 1,940 3 $500 Deductible 630 3 Wood siding No
1981 175,000 Metal Roof 2,150 3 $500- $1000 Deductible 3040 12 Stone Siding yes
1986 170,000 Membrane Roof 2,250 4 $1000-$2500 Deductible 1510 7 Brick siding yes
1988 255,000 Tile Roof 3,160 4 $500 Deductible 4250 10 Brick siding No
1972 155,000 Shingles Roof 2,170 4 $500- $1000 Deductible 480 2 Fiber-Cement Siding No

How To Make Your Lauderdale Lakes, FL Home Insurnace Cheaper